Roadmap to Living on Dividends — Week 76: Annual Dividends Hit $1,110 (Mobile Bill Nearly Covered)

We help you get paid — forever. Live off dividends. On your terms.

Feb 04, 2026

MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.

RoadMap to Live Off Dividends
This is the play-by-play of financial freedom. Each week, we invest, track, and show how real bills get replaced by dividend income. Step by step, the dream of early retirement turns into a plan anyone can follow.

Intro

Hey friends — Max here.

Another week on the Roadmap. And once again, the real progress didn’t come from anything flashy. It came from showing up, sticking to the plan, and letting the system do its job.

At this point in life, investing isn’t about excitement anymore. It’s about peace of mind. It’s about knowing that no matter what the headlines say or what the market feels like this week, your income keeps moving forward quietly in the background.

Most of us aren’t trying to hit home runs. We’re trying to lower stress. Create breathing room. Build income that shows up without asking for more time, more energy, or more decisions from us.

That’s exactly where dividends fit.

You invest regularly. You stay disciplined. And solid, well-run companies do what they’ve done for decades — generate cash, raise dividends, and send part of that cash back to you. No trading. No second-guessing. No watching screens all day.

And over time, something important happens. A small bill disappears. An expense no longer depends on your paycheck. Your portfolio starts sharing the load — and that changes how life feels.

This is why the Roadmap matters. It shows how ordinary, consistent investing turns into real income you can count on. Not someday. Not in theory. But step by step, in real life.

🧭 What the Roadmap to Living on Dividends really is

The Roadmap is where MaxDividends stops being theory and becomes real life.

This is not a collection of ideas or a “what you could do” story. It is a live demo portfolio, built with one simple rule: $500 invested every single week, no matter what the market is doing.

Every deposit is logged. Every stock purchase is shown. Every dividend raise is tracked. Every bill that gets covered is recorded. All of it runs inside the MaxDividends App, so you can see exactly how a portfolio turns into income when it is operated through the MaxDividends Income System.

It shows, in real time, how the MaxDividends Income System actually works. How weekly contributions become monthly income. How monthly income starts covering real bills. How pressure slowly shifts from work to your portfolio.

You are not watching someone else’s highlight reel. You are watching the dividend machine run step by step.

And by now, you can already see how this works. You don’t need me to convince you — you can feel the power of the MaxDividends Income System just by watching the Roadmap unfold. Week after week, deposits turn into shares, shares turn into dividends, and dividends start paying real bills.

What this gives you is not just ideas, but structure and hope. A clear path. A way to see how ordinary money turns into lasting income when it’s guided by a real system.

And if you decide to step inside the MaxDividends Income System & App, you’ll be able to run this same process for yourself — with the same framework, the same tools, and the same quiet confidence that comes from seeing your own Roadmap move forward, one dividend paycheck at a time.

That is why Roadmap matters. It proves that living on dividends is not a dream. It is a process — and now that process is in your hands.

Join & Unlock MaxDividends System & App

Get instant access to the MaxDividends Income System & App. Start living off dividends today - with a system you can trust.

Let’s take a look at what moved us forward this week.

This Week’s Wins 💪

✅ iCloud storage ($18/mo) – covered forever by dividends (7 weeks in).
✅ Gym membership ($25/mo) – covered forever (13 weeks).
✅ Daily coffee ($30/mo) – covered forever (53 weeks).
🎯 Mobile bill ($32/mo) – now 60.78% covered (up from 5.4% last week).

Annual dividends grew: $1,100.07 → $1,110.07 📈

That’s another +$10 in yearly income — without lifting a finger.

Portfolio Snapshot 📊

Total invested: ~$38,602
This Week’s Investment: $446.90
Dividend Yield on Cost: ~3.04%
Current Annual Dividends: $1,110

This week we added:

(For the full company names — upgrade to unlock)

1 share @ $227.71 — A century-old transportation business that moves the backbone of the U.S. economy across thousands of miles of track, day after day.

This company has been operating for well over 100 years and has raised its dividend almost 20 years in a row.

1 share @ $219.19 — A simple, practical household brand whose products have been around for generations and are used the same way today as they were decades ago.

This company has been paying dividends for decades and has increased them for 17 consecutive years. People don’t buy these products because they’re exciting — they buy them because they work. In garages, workshops, and homes around the world, demand stays steady regardless of the economic cycle.

👉 Track the Roadmap Portfolio in real time (exclusive — upgrade to unlock)

Dividend Hikes 🚀 (Q1 / 26)

A global payroll and HR infrastructure provider powering millions of paychecks worldwide. +10.39% ↑
A professional-grade tools manufacturer with unmatched brand loyalty and pricing power. +14.02% ↑
A conservative, highly profitable regional bank with a long track record of disciplined growth. +6.27% ↑

That’s raises on income we didn’t even have to work for.

📊 This Week’s Roadmap Snapshots

Below is a demo dividend portfolio, built and tracked inside the MaxDividends App.
A simple, disciplined model: $500 invested every week to grow long-term dividend income.

All charts, income forecasts, and progress metrics you see below are generated directly by the MaxDividends App.

1️⃣ Long-Term Dividend Growth

(2016–2035: $9.65 → $305.44)

👉 Dividends keep climbing year after year. The earlier you start, the harder time works for you.

2️⃣ Closing In on the Next Goal

(2025–2026: $48.79 → $104.28)

👉 Each deposit brings us closer. Only a small step left to hit $100/month.

3️⃣ Portfolio Dashboard in the App

(64 holdings, $42,096.98 market value)

👉 One screen, full control. Balance, safety scores, and every company you own.

4️⃣ Passive Income Goal Tracker

($92.54 / $100 per month)

👉 92% of the target already covered by dividends. Seeing progress this clear keeps the momentum alive.

5️⃣ Annual Dividends & Top Payers

($1,110.47 annually, top 3 dividend payers)

👉 $1,110 a year already working for us. Big names pay more, but the whole portfolio delivers.

What To Do Next (Wherever You Are)

📌 If you’re just starting out:

1️⃣ 👉 Unlock the MaxDividends Income System & App

⭐️ Unlock the System & the App access⭐️

Get instant access to the MaxDividends Income System - a proven system for building income you can live on — powered by our dividend intelligence app.

2️⃣ Download the MaxDividends App. The Assistant builds you a ready-to-go dividend plan and tracks progress toward covering real bills.

3️⃣ Celebrate your first win. Inside the App, mark your first expense covered (coffee, streaming, or phone). Share it in the community — small victories fuel momentum.

📌 If you’re already on the road:

✅ Stay consistent. Use the App’s tracker to watch your snowball grow week by week.

✅ Track your wins publicly. Post in the MaxDividends chat when you cross milestones — the community thrives on shared progress.

✅ Level up with new ideas. Each week we publish fresh dividend stock breakdowns and Roadmap updates. Use them to fine-tune your portfolio.

✅ Push the next milestone. With the App, set your next “bill target” (utilities, car, or mortgage) and let dividends knock it out.

✅ Reinvest every raise. Dividend hikes show up in your portfolio dashboard automatically — roll them back in, and watch your pace accelerate.

🎯 Weekly Dividend Challenge

Let’s make MaxDividends fun!

Every week we add a small mission — quick, easy, and a little playful. Step by step, you’ll see dividends start picking up your bills, one after another.

This Week — The Dividend Streak Game 👑

Every hero has a loyal companion. In dividends, it’s the streak-raiser.

👉 In the App, find the stock with the longest streak of raises.
🎯 See how many years it has grown payouts.
💬 Share: “My Dividend King is [Ticker] with __ years of raises!”

➡️ Check My Streak →

🚀 Weekly Punchline (your reward this week):

“Dividends don’t shout progress — they whisper it. One payout at a time, one month at a time, until one day, you realize they’ve built your freedom.”

Bottom Line

Week 75. About $38K invested and roughly $1,100 a year in dividend income — money that shows up without meetings, deadlines, or overtime.

iCloud, the gym, and daily coffee are now fully covered by dividends. The mobile bill is more than halfway paid, and that coverage keeps growing every single week. Nothing dramatic happened — and that’s exactly why this works. Real progress doesn’t feel exciting. It feels relieving.

This is the MaxDividends way. Steady. Practical. Built for real life, not headlines.

With the MaxDividends System & App — a proven framework for building income you can actually live on — you’re not guessing, trading, or chasing the market.

You’re building income you can rely on — in calm markets and rough ones alike.

And next week? We show up again.

#RoadmapToLivingOffDividends