Roadmap to Living on Dividends — Week 73: Real Progress, One Dividend at a Time

A proven system for building income you can live on

Jan 15, 2026

MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.

Roadmap to Living on Dividends
This is the play-by-play of financial freedom. Each week, we invest, track, and show how real bills get replaced by dividend income. Step by step, the dream of early retirement turns into a plan anyone can follow.

Intro

Hey friends — Max here.

Another week on the Roadmap. No fireworks. No big headlines. Just steady progress — and honestly, that’s exactly how it’s supposed to look.

At this point in life, most of us aren’t trying to get rich fast. We’re trying to get stable. We want income we can count on. Less pressure from work. Fewer “what ifs” about the future.

That’s where dividends shine.

You invest. You stay consistent. And strong, boring, well-run companies quietly do their job — they earn money, raise dividends, and send cash back to you. No trading. No stress. No second-guessing every move.

Week by week, things start to change. A bill gets covered. An expense feels smaller. The portfolio starts carrying a little more weight — so you don’t have to.

Nothing flashy. No hype. Just real progress you can feel.

🧭 What the Roadmap to Living on Dividends really is

The Roadmap is where MaxDividends stops being theory and becomes real life.

This is not a collection of ideas or a “what you could do” story. It is a live demo portfolio, built with one simple rule: $500 invested every single week, no matter what the market is doing.

Every deposit is logged. Every stock purchase is shown. Every dividend raise is tracked. Every bill that gets covered is recorded. All of it runs inside the MaxDividends App, so you can see exactly how a portfolio turns into income when it is operated through the MaxDividends Income System.

Week 73 is a perfect snapshot of how this works.

Another $500 added.
A few more shares bought.
Another $10 in yearly income.
Another expense moving closer to being paid by dividends instead of a paycheck.

That is what the Roadmap is for.

It shows, in real time, how the MaxDividends Income System actually works. How weekly contributions become monthly income. How monthly income starts covering real bills. How pressure slowly shifts from work to your portfolio.

You are not watching someone else’s highlight reel. You are watching the dividend machine run step by step.

And by now, you can already see how this works. You don’t need me to convince you — you can feel the power of the MaxDividends Income System just by watching the Roadmap unfold. Week after week, deposits turn into shares, shares turn into dividends, and dividends start paying real bills.

What this gives you is not just ideas, but structure and hope. A clear path. A way to see how ordinary money turns into lasting income when it’s guided by a real system.

And if you decide to step inside the MaxDividends Income System & App, you’ll be able to run this same process for yourself — with the same framework, the same tools, and the same quiet confidence that comes from seeing your own Roadmap move forward, one dividend paycheck at a time.

That is why Roadmap matters. It proves that living on dividends is not a dream. It is a process — and now that process is in your hands.

Let’s take a look at what moved us forward this week.

This Week’s Wins 💪

✅ iCloud storage ($18/mo) – covered forever by dividends (7 weeks in).
✅ Gym membership ($25/mo) – covered forever (13 weeks).
✅ Daily coffee ($30/mo) – covered forever (53 weeks).
🎯 Mobile bill ($32/mo) – now 47.51% covered (up from 5.9% last week).

Annual dividends grew: $1,055,67 → $1,066,15 📈

That’s another +$10.48 in yearly income — without lifting a finger.

Portfolio Snapshot 📊

Total invested: ~$37,112
This Week’s Investment: $517.56
Dividend Yield on Cost: ~3.05%
Current Annual Dividends: $1,066

This week we added:

(For the full company names — upgrade to unlock)

2 shares @ $103.90 - A dominant global industrial coatings and materials powerhouse with more than a century of operating history and over 50 consecutive years of dividend increases.

This company supplies critical products to construction, automotive, aerospace, and manufacturing worldwide, and its brands are deeply embedded in the global economy. It has raised dividends through recessions, wars, inflation, and market crashes — exactly the kind of quiet cash machine that belongs in a long-term income portfolio.

1 share @ $309.76 - A leading defense and aerospace technology giant, sitting at the heart of modern national security and space systems, with decades of government contracts and extremely sticky revenue streams.

This business has been raising dividends for 20+ years, even as global uncertainty has increased, and its backlog stretches years into the future. When governments write checks first and ask questions later, companies like this turn into incredibly reliable dividend payers.

👉 Track the Roadmap Portfolio in real time (exclusive — upgrade to unlock)

Dividend Hikes 🚀 (Q1 / 26)

(For the full company names — upgrade to unlock)

A disciplined U.S. bank with a long record of steady dividend growth and reliable profits. +2.27% ↑

That’s raises on income we didn’t even have to work for.

📊 This Week’s Roadmap Snapshots

Below is a demo dividend portfolio, built and tracked inside the MaxDividends App.
A simple, disciplined model: $500 invested every week to grow long-term dividend income.

All charts, income forecasts, and progress metrics you see below are generated directly by the MaxDividends App.

1️⃣ Long-Term Dividend Growth

(2015–2035: $9.65 → $359.15)

👉 Dividends keep climbing year after year. The earlier you start, the harder time works for you.

2️⃣ Closing In on the Next Goal

(2024–2026: $31.23 → $100.48)

👉 Each deposit brings us closer. Only a small step left to hit $100/month.

3️⃣ Portfolio Dashboard in the App

(61 holdings, $38,779.88 market value)

👉 One screen, full control. Balance, safety scores, and every company you own.

4️⃣ Passive Income Goal Tracker

($88.89 / $100 per month)

👉 88% of the target already covered by dividends. Seeing progress this clear keeps the momentum alive.

5️⃣ Annual Dividends & Top Payers

($1,066.67 annually, top 3 dividend payers)

👉 $1,066 a year already working for us. Big names pay more, but the whole portfolio delivers.

What To Do Next (Wherever You Are)

📌 If you’re just starting out:

1️⃣ 👉 Unlock the MaxDividends Income System & App

⭐️ Unlock the System & the App access⭐️

Get instant access to the MaxDividends Income System - a proven system for building income you can live on — powered by our dividend intelligence app.

2️⃣ Download the MaxDividends App. The Assistant builds you a ready-to-go dividend plan and tracks progress toward covering real bills.

3️⃣ Celebrate your first win. Inside the App, mark your first expense covered (coffee, streaming, or phone). Share it in the community — small victories fuel momentum.

📌 If you’re already on the road:

✅ Stay consistent. Use the App’s tracker to watch your snowball grow week by week.

✅ Track your wins publicly. Post in the MaxDividends chat when you cross milestones — the community thrives on shared progress.

✅ Level up with new ideas. Each week we publish fresh dividend stock breakdowns and Roadmap updates. Use them to fine-tune your portfolio.

✅ Push the next milestone. With the App, set your next “bill target” (utilities, car, or mortgage) and let dividends knock it out.

✅ Reinvest every raise. Dividend hikes show up in your portfolio dashboard automatically — roll them back in, and watch your pace accelerate.

🎯 Weekly Dividend Challenge

Let’s make MaxDividends fun!

Every week we add a small mission — quick, easy, and a little playful. Step by step, you’ll see dividends start picking up your bills, one after another.

This Week — Cover Your Coffee ☕

Your journey starts small. Imagine that first victory: your morning coffee, paid not by your wallet, but by your dividends.

👉 Inside the MaxDividends App, set your first Bill Target — $30/month for coffee.
🎯 See exactly what % is already covered.
💬 Post in the community: “Step 1 complete — my coffee’s officially on the dividend road!”

➡️ Set My Coffee Target ->

(exclusive — upgrade to unlock)

🚀 Weekly Punchline (your reward this week):

“You don’t have to time the market — you just have to show up for every paycheck it quietly sends you.”

Bottom Line

Week 73 — about $37.1K invested and $1,066 in annual dividends. iCloud, gym, and daily coffee are fully covered. The mobile bill is now 47.5% paid by dividends, and climbing every single week.

This is what real progress looks like. No hype. No shortcuts. Just solid companies doing what they’ve done for decades — earning money and sharing it with you. Little by little, pressure shifts off your paycheck and onto your portfolio. Expenses that once felt permanent start shrinking, simply because you stayed consistent.

That’s the MaxDividends way — steady, practical, and built for real life.

With the MaxDividends System & App - a proven system for building income you can live on — powered by our dividend intelligence app, you’re not chasing the market.

You’re building income you can rely on — in calm markets and rough ones alike.

And next week? We show up again.

#RoadmapToLivingOffDividends