☕️ Sunday Coffee: Roadmap to Early Retirement with Living Off Dividends
☕️ Sunday Coffee: Roadmap to Early Retirement with Living Off Dividends
As we get older, we also get wiser. But one thing remains true: we’re not getting any younger.
No one wants to work forever, and the question of financial security becomes more pressing. Can we really count on enjoying life after retiring, without having to find another job just to make ends meet?
MaxDividends is subscriber’s supported newsletter with community and community member’s tools to start building long-term growing passive income to live off dividends.
If a few more people become subscribers, MaxDividends can offer more value, develop better tools for private investors, and help even more through charity. So, if you can swing it, please support this work.
Early retirement?
The idea of growing passive income typically dawns on us when we realize we’re no longer in our twenties. For me, this realization hit around age 35. I don’t plan to run a business my entire life—I have big plans for other areas of my life too. I enjoy writing, blogging, and sharing my experiences. Retire early before 50 is the main mission for me now.
🙏 To focus on what I love, I needed to stop worrying about daily expenses. For me, the solution was creating a growing passive income stream through dividend stocks.
Ten years ago, I started investing in growth stocks. By now, the capital from those investments and my past savings have allowed me to start implementing my planned strategy. In the early years, I focused primarily on growth stocks, but over the past few years and especially in recent months, I’ve shifted more towards high-yield, dividend growing stocks.
At this stage in my life, predictable growing passive income is more important than the long-term price appreciation of stocks, because I plan to live off the dividends.
MaxDividends strategy in practice
To see how the MaxDividends strategy works in practice, I started an experiment: $12,000 a month in 120 months.
Using the MaxDividends calculator, I calculated that by investing $12,000 a month with a starting capital of $ 0.00 😳 and reinvesting dividends, I will reach my goal in ~120 months. Until the end of the experiment, I will reinvest all received dividends back.
🚴 Year 1: ~10% of the Goal
🚴 Year 5: ~45% of the Goal
🏆 Year 10: 100% of the Goal. Mission complete!
Every week, I make purchases according to this plan and post the strategy results on the blog. You can follow my purchases here.
To my 50, I will have enough passive income to live off dividends and it grows. This is achieved by following the MaxDividends strategy and using the MaxDividends app throughout the journey.
You can check also topics about RoadMap to live off dividends
Turn on the Max Dividends. Start building your growing passive income with dividends from stocks.
Learn more about MaxDividends Strategy
Applying the Strategy to Your Goals
Simple calculations suggest that you can achieve the same income you have now within ~10 years, but passive & growing through dividends. Each subsequent year, this income will grow even if you stop investing and don’t reinvest dividends.
Here’s what you need:
Start with capital equal to 36 months of your current income or save it during the first couple years of investing.
Invest ~25% of your monthly income into MaxDividends stocks according to the MaxDividends strategy.
Reinvest the dividends you receive.
Your stocks, dividends, time, and the power of MaxDividends strategy will do the rest.
In ~10 years, you’ll have a passive, growing income very close to your current salary.
In ~15 years, this amount will have grown by another 30%. You’ve stopped investing, you’re living off dividends, and your income continues to grow.
Learn more about
Sunday Coffee is a column where I share insights on stock investing and the philosophy of long-term investment, discuss intriguing thoughts and ideas that could benefit you.
Did you enjoy the MaxDividends idea and research by finding it interesting, saving you time & getting valuable insights? What would be appreciated?
Sharing it around with like-minded people and hitting the ❤️ button. This will help me bringing in more & more independent investment research about passive income based on investing in solid high yield dividend growth stocks: from a small startup team of private investors, followers of DGI and F.I.R.E with dividend income, not a fund, bank or so … !
Best regards, Max Dividends
MaxDividends is subscriber’s supported newsletter with community and community member’s tools to start building long-term growing passive income to live off dividends.
What is inside? Check Out Our 5+ Star Deal
MaxDividends Stocks of the Week: Top 10 Undervalued, High-Yield & Dividend Growth stocks every week
To boost your passive income for living off dividends. 👉 See example
Easy Peasy: Build Your MaxDividends Portfolio to Live Off Dividends with Pre-Selected Stock Sets
Grab ready-made MaxDividends Stock Sets starting at $300, $500, or $1000 each week. 👉 See example
RoadMap to live off dividends
Ready-to-go step by step weekly Guide to Achieving Financial Freedom. 👉 See example
Max Dividends portfolio: Goal $12,000 monthly for 120 months
My personal MaxDividends portfolio with all changes and updates weekly. 👉 See example
Sunday coffee
My personal life & business column where I share life moments, insights on stock investing, long-term investment philosophy, and intriguing thoughts to benefit you. 👉 See example
Community
Stay in touch with me and other MaxDividends followers. Ask future Dividend Rantiers how is going!
FAQ
👉 What is MaxDividends project idea?
👉 What is MaxDividends strategy?
👉 How do you choose MaxDividends stocks?
👉 How well does the MaxDividends strategy work for building a growing passive income?
👉 One more secret sauce of MaxDividends strategy
👉 MaxDividends Roadmap to Early Retirement with Living Off Dividends
🙏 A few important notes:
We're not Wall Street managers or a fund, and our fee for using the product will be the lowest in the world. We're a startup and a group of individual investors who, like you, want to live off dividends.
Profit isn't the project's main goal. Once we cover the costs of maintenance and development, we'll direct most of our earnings to charity and funds for research and fighting complex diseases.
Did you enjoy the MaxDividends idea and research by finding it interesting, saving you time & getting valuable insights? What would be appreciated?
Sharing it around with like-minded people and hitting the ❤️ button. This will help me bringing in more & more independent investment research about passive income based on investing in solid high yield dividend growth stocks: from a small startup team of private investors, followers of DGI and F.I.R.E with dividend income, not a fund, bank or so … !
Support us and welcome aboard! Launch your own dividend machine following Max Dividends strategy.