My personal life & business column — a mix of life moments, investing insights, and reflections on long-term wealth building.
Friends, I came across this post on Reddit by accident and couldn’t just scroll past it. Honestly, I can’t think of a better way to describe what MaxDividends is all about — the idea behind it and what this project is trying to achieve.
A big thank you to the anonymous author. I hope they won’t mind me sharing it here.
I’m posting the text exactly as it was written, without changing a thing, because there’s really nothing to add. It says it all.
So grab a cup of coffee and enjoy the read.
Forgot about 4 shares of Lockheed from 2013… DRIP turned $432 into $15k
I saw a post here about Computershare and remembered I had an old account there. Back in June 2013 I bought 4 shares of Lockheed Martin through Computershare for $108.04 each, so about $432 total. I set the dividends to automatically reinvest and honestly forgot the account even existed.
I logged in recently and was pretty surprised.
Those original 4 shares have turned into 23.319807 shares from years of dividend reinvestment. With Lockheed trading around $650 now, the account value is roughly $15,158.
The dividend today is $3.45 per share each quarter, which is $13.80 per year. With 23.32 shares that means I’m now receiving about $322 per year in dividends.
What surprised me most is the yield on my original investment. That $322 per year compared to the $432 I initially invested means I’m earning roughly 74 percent of my original investment every year in dividends.
Overall the investment grew from about $432 to around $15,158 over roughly 12.75 years. That works out to about a 32 percent annualized return with dividends reinvested.
For comparison, if I had invested the same $432 into the S&P 500 in 2013 and reinvested dividends, it would be worth roughly $1,900 today, which is about a 12 to 13 percent annual return.
The funny part is that I didn’t touch the investment or think about it for more than a decade. Apparently one of the best investing strategies is simply forgetting your Computershare password.
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This story is exactly how long-term dividend investing is supposed to work.
But there is one important detail.
The author got these results almost by accident. He bought a great company, set up dividend reinvestment, and simply forgot about it for more than a decade. Fortunately, it worked out beautifully.
But you don’t have to rely on luck or forgotten passwords.
The same kind of results can be achieved much more consistently — and with a lot more peace of mind — when you have a clear system, a simple framework, and a compass to guide your decisions along the way.
That’s exactly why MaxDividends exists.
Over the years I’ve built a straightforward approach designed specifically for long-term dividend investors:
The MaxDividends Income System — a simple framework for building reliable dividend income
The 5-Step Secret Formula — a repeatable process for selecting the right companies
Top Undervalued Dividend Stocks — a watchlist of high-quality dividend growers when they are attractively priced
The MaxDividends Research Platform — your compass for tracking income, opportunities, and long-term progress
With the right system in place, you don’t have to remember everything, chase the market, or constantly second-guess your decisions.
You can simply invest in great dividend companies, reinvest the income, and enjoy the process — while time quietly does the heavy lifting.
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Enjoy your Sunday coffee ☕
With respect for your well-being, Max
MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.
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