My Dividend Portfolio. Goal: $12K in 120 Months — Month 21, Week 2. $890 / month
Dividend Income (Today): $890 / month
💡 MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.
Every Friday, I share what I’m buying — real moves, no fluff. The plan is simple: mix high yield with dividend growth to build income that grows year after year.
My goal is $12,000/month in ~10 years. This journey is open to anyone — it’s about creating a legacy, taking care of loved ones, and leaving behind a stream of income that outlives you.
⭐️ Start with the MaxDividends App
Hi — Max here.
If you want to see exactly how a real dividend income machine is built in 2026 — not theory, not backtests, but real money — you can follow the full roadmap inside the MaxDividends App. I’ll show you a slice of it today, but the full system lives there.
This week felt… calm. Productive. Focused.
I added shares of one of my favorite companies during a sudden drop that didn’t make much sense. You’ve seen days like that. The headlines spin. The price dips hard. For a few hours, it feels dramatic. Then you step back.
The business didn’t change. The cash flow didn’t change. The dividend policy didn’t change.
So we did what we always do inside the system. We executed.
By the end of the day, the price had already bounced. But more important than the quick rebound is this: the yield on cost for those shares is now permanently higher. That income stream is locked in at a better level — for years.
That’s how we think. Short-term volatility. Long-term income.
👉 See how this income is tracked and built step by step inside the MaxDividends Income System
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The Bigger Picture (This Is Where It Gets Interesting)
Right now, my dividend engine is producing about $890 per month.
Not flashy. But very real. That’s about $29 per day hitting the income structure. Whether I log in or not.
The Freedom Bar — which measures how much of life’s core expenses are covered by dividend income — is now sitting at roughly 32% complete. Thirty-two percent.
You might think, “That’s not 100% yet.” True. But here’s what you know from your own experience: the hardest part of any journey is the early slope. Once momentum builds, it carries weight.
And we’re at that stage. Some expenses are already fully covered by the 10-year dividend forecast:
Phone & Internet ✅
Utilities ✅
Coffee, lunches, small daily joys ✅
Groceries are climbing. Travel buffer is building. Gym and streaming are stacking. Rent is in sight over the long horizon.
This isn’t theory. It’s mapped. Forecasted. Tracked inside the app.
Nothing exotic. Just structure doing what it’s designed to do.
This week, I moved according to plan — as usual.
The only “off-schedule” move (though not entirely unexpected) was adding shares of Primerica on the earnings dip. It turned out to be one of those mornings when the market gives you a gift. The price came in at $233 per share — a level that made sense in today’s environment — and I acted.
Otherwise, I continue focusing on businesses that pay solid dividends today and have the capacity to grow those payments meaningfully over time. Current income matters. Long-term dividend expansion matters even more. We build both layers at the same time.
Looking ahead to next week, my focus remains on names from the Dividend Eagles list. I’m also watching a couple of companies from my personal watchlist.
Steady steps. Clear roles. Long horizon. That’s the rhythm.
Live off dividends on your terms! 💪💰
👉 This flywheel is exactly what the MaxDividends App is built to track in real time
Get instant full access to the MaxDividends Universe, MaxDividends Income System & App.
This week I added three different types of businesses:
• One reinforcing current income
• Two strengthening long-term dividend growth
Different roles. Same mission.
Some companies are there to produce cash today. Others are there to compound earnings and raise dividends aggressively over time. We build both layers simultaneously. That’s how the flywheel forms.
We’re currently projecting about $3,230 per month in 10-year forward dividend income based on the current trajectory. The final mission is $12,000 per month within 120 months.
That’s not a dream number. It’s a mapped number.
Every raise increases yield on cost. Every reinvestment tightens the structure. Every week adds weight to the snowball.
Year-to-date dividend raises from names like Hershey, Chevron, ADM, and others quietly locked in more lifetime income. No drama. Just higher future cash flow.
A clear goal. A repeatable process. And a system that keeps working whether you’re watching it or not.
That’s exactly why MaxDividends exists: the MaxDividends Income System, powered by our dividend intelligence app — a proven, safe financial engine that turns invested capital into growing dividend income so you can live off dividends and retire early on your own terms.
👉 If you want full access to the portfolio, forecasts, and the app powering this system, this is where it starts
Get instant full access to the MaxDividends Universe, MaxDividends Income System & App.
We keep building. Income keeps stacking. And the flywheel keeps turning.
If you’re reading this and thinking, “I want that structure. I want that clarity. I want to see my own roadmap instead of guessing,” then you’re exactly who we built this for.
Talk soon,
Max