My Dividend Portfolio. Goal: $12K in 120 Months — Month 20, Week 4

The Snowball Is Working

💡 MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.

Every Friday, I share what I’m buying — real moves, no fluff. The plan is simple: mix high yield with dividend growth to build income that grows year after year.

My goal is $12,000/month in ~10 years. This journey is open to anyone — it’s about creating a legacy, taking care of loved ones, and leaving behind a stream of income that outlives you.

---

Hi — Max here.

Another week behind us. Another small step forward. And another five dollars a month quietly added to my pocket.

That’s about a dozen cappuccinos a year. Not life-changing. But you and I both know this isn’t about coffee. It’s about what kind of machine we’re building.

What still makes me smile is this part: those five dollars showed up without me doing anything special. No trading. No guessing. No reacting to headlines. Just ownership doing its job.

And honestly? What I enjoy even more than the income are the businesses I own — and the system that helps me choose them.

Next week January wraps up, which means early February I’ll reinvest about $737 in dividends right back into the portfolio.

I treat those dollars like free shares.

That’s not a metaphor. That’s literally how it works. My companies keep gifting me new pieces of themselves.

Last month alone, January quietly handed me around ten shares of Coca-Cola. No effort. No timing. Just ownership. And here’s the part that never gets old.

Even if I stopped adding new money — no deposits, no decisions — and just left the portfolio alone… it would keep doing this. Month after month. Automatically. Consistently.

That’s a business I respect.

It’s not easy to build at the start. You already know that. But week by week, mile by mile, something shifts. The road gets calmer. The structure gets heavier. The progress gets real.

And that’s exactly why MaxDividends exists: the MaxDividends Income System, powered by our dividend intelligence app — a proven, safe financial engine that turns invested capital into growing dividend income so you can live off dividends and retire early on your own terms.

Alright — let’s zoom out for a second.

Right now, this dividend engine generates about $865 per month. That number doesn’t scream. It doesn’t show off. But it matters.

Because this is the stage where compounding stops being theory and starts becoming felt. Inside my roadmap, here’s what the forecast already covers:

• Phone and internet.

• Utilities.

• A grocery top-up.

• Gym, streaming, family apps.

• Coffee, lunches, small joys.

• Weekend activities with the kids.

• Insurance.

• Even short trips and flights — with buffer left over.

This is what income does. It turns life from stress math into simple coverage.

And the next milestone we’re actively working toward? Housing.

Rent is the biggest line item for most families. Dividends are already covering about 6% of it. That might sound small. But this is exactly how every big milestone begins. Once income starts touching rent, even a little, the roadmap becomes very real.

Now here’s the part most people never see from the outside. None of this runs on motivation. It runs on a system.

Every Friday, I put capital to work the same way. The same rules. The same filters. The same discipline.

The MaxDividends Income System tells me what to buy, when to buy, and what to ignore. The MaxDividends App tracks the income, the raises, the forecast, and the progress — whether I’m at my desk, out walking, or not paying attention at all.

The portfolio doesn’t need me to be “on.” The process keeps running.

That’s how the snowball actually builds. Not with excitement — but with repeatable decisions and a structure that doesn’t drift.

Now let’s talk about this week’s real moves.

This week I added to two high-quality businesses — one strengthening today’s cash flow, the other compounding future income.

As always, I put about $3,000 plus dividends to work. Two additions. Two very different roles inside the income engine.

First — a global logistics backbone tied directly to real-world commerce. Not flashy. Not trendy. But deeply embedded in how the economy actually moves. I added a few shares here to strengthen the cash-flow side of the portfolio.

Second — a high-quality business in a niche that doesn’t slow down when headlines get loud. Strong pricing power. Recurring demand. Long runway ahead.
This one is about future income — buying growth early so dividends compound harder later.

Different jobs. Same system.

This is exactly how the MaxDividends Income System is designed to operate. Strengthen today’s income base while consistently compounding future cash flow, without guessing and without reacting to noise.

That’s how this portfolio is built. One position supports today’s income. Another compounds tomorrow’s.

Together, they keep the snowball rolling. Same rhythm. Same mission.

And week after week, the income base gets heavier.

Portfolio Snapshot

• Total Invested (cash I personally added): ~$294,007

• Current Market Value: ~$310,784

• Annual Dividends: ~$10,378 (+$58 vs. last week)

Portfolio Progress

👉 Explore the MaxDividends App and roadmap

This is what a real dividend roadmap looks like. No guessing. No spreadsheets. Just a clear plan — tracked, forecasted, and executed inside the MaxDividends App.

Here’s a look inside my portfolio this week:

• Annual Dividends: $10,378/year → $865/month or ~$29/day passive income

• Top Payers Right Now: a few lead, but 80%+ of income comes from a broad, diversified base

If you’re only seeing the surface, you’re missing the real edge.

👉 See how the Income System works in real portfolios

---

We keep building. You keep stacking. And the system does exactly what it was designed to do.

Get paid. Calmly. Consistently. On your terms.

A proven framework for building income you can actually live on — powered by our dividend intelligence app.

— Max

PS. Your price never goes up — but the value does. Every quarter. We help you get paid. Forever. Live off dividends. On your terms.