$12K Journey — Month 19, Week 5: Income Keeps Growing (Even When I Slow Down)
💡 MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.
Every Friday, I share what I’m buying — real moves, no fluff. The plan is simple: mix high yield with dividend growth to build income that grows year after year.
My goal is $12,000/month in 10 years. This journey is open to anyone — it’s about creating a legacy, taking care of loved ones, and leaving behind a stream of income that outlives you.
⭐️ Premium Hub | 🎬 MaxDividends App: 2-Minute Video
Hi — Max here 👋
As the year comes to a close, I want to share something simple — and powerful.
This is the time of year when most people pause. They slow down. Reflect. Make plans.
And here’s the part I love most: Even when I slow down — my dividend income keeps growing. That’s the beauty of building passive income the right way.
🎄 Closing Out the Year
Over the past year and a half, together with this community, I’ve planted a solid tree. And that tree is already producing fruit.
At the start of 2024, this portfolio paid $0 in dividends. At the beginning of 2025, it was $412/month.
Today — heading into 2026 — it’s approaching $900/month. That’s more than 2× growth in one year.
Just a simple, time-tested “secret formula” behind the MaxDividends strategy — quietly doing its job.
If you want to follow the full $12K Journey step by step — including every buy, every dividend raise, and the live forecast — that’s all available inside MaxDividends Premium.
What you get instantly: Full access to the newsletter, community, in-depth research, and founder portfolios + 🎁 MaxDividends App & Dividend Eagles + 🎁 Premium Hardcover Book ($69 Amazon value)
📊 Where the Journey Stands Today
10-Year Dividend Forecast: $3,746/month
Progress toward $12,000/month: 32% complete
Estimated financial freedom (based on the forecast): December 2035
This is the stage where compounding starts to feel real. Momentum isn’t theoretical anymore — it’s visible.
🚦 What Dividends Already Cover
On paper, this portfolio already covers real-life expenses:
✔️ Phone & internet
✔️ Utilities
✔️ Groceries top-up
✔️ Gym, streaming, family apps
✔️ Coffee, lunches, weekend activities
✔️ Insurance
✔️ Trips and a cash buffer
Dividend income isn’t an abstract number anymore. It’s a roadmap.
🎯 The Next Milestone: Rent
Rent is $2,700/month. Dividends already cover $171/month — up from $114.
That may sound small. But this is exactly how every major milestone begins. Once dividends start touching rent, the picture changes fast.
👀 What Premium Readers See (That Free Readers Don’t)
Premium members saw this week:
Every position I added
Why I chose those companies
The full portfolio snapshot
Dividend raises rolling in
Exact progress inside the MaxDividends App
All tracked. All verified. All in one place.
👉 See what Premium members see
What you get instantly
Full access to the newsletter, community, in-depth research, and founder portfolios
+ 🎁 MaxDividends App & Dividend Eagles
+ 🎁 Premium Hardcover Book ($69 Amazon value)
(One click. Cancel anytime. No noise — just clarity.)
This isn’t about trading. It’s not about guessing the market.
It’s about building income that works even when you don’t.
Long live dividends. 💪💰
— Max
Founder, MaxDividends
P.S.
Premium readers don’t just see what I buy. They see when to buy, when to wait, and when to do nothing — and why that restraint is often the most profitable move of all.
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MaxDividends Community
MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.
Someone’s sitting in the shade today because someone planted a tree a long time ago. ― Warren Buffett.
Andy
“I really believe in your dividend system. I’m starting a little late, but I’m using this as a tool to teach my two sons so they can fully realize the gains from this opportunity.”John
“I am nearing retirement but am an inexperienced investor. I’m very happy to have your guidance on how to invest in dividend stocks to retire with!”Mark A.
“I want to get to the point where I can live off my dividend returns. Really looking forward to it!”FiveEights
“No time to do the groundwork myself.”Loui’S
“Your insights are sharp, well-researched, and refreshingly practical.”
We follow our time-tested strategy for tapping into overlooked dividend plays that can make your portfolio more resistant to recessions and other market panics and pack on consistent gains for years to come.
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