$12K Journey — Month 19, Week 5: Quiet Progress, Growing Income, Staying on Plan

Forecast: $3,746/month | ~15% income yield (forecast)

💡 MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.

Every Friday, I share what I’m buying — real moves, no fluff. The plan is simple: mix high yield with dividend growth to build income that grows year after year.

My goal is $12,000/month in 10 years. This journey is open to anyone — it’s about creating a legacy, taking care of loved ones, and leaving behind a stream of income that outlives you.

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🎄 Closing Out the Year

Another magical week of the year is coming to an end — and I’m finishing it in a great mood.

This is the time to slow down a bit, look back at the year, take stock, set new goals, and then keep moving forward. But there’s something I enjoy even more than planning.

No matter whether I’m planning, taking action, or doing absolutely nothing — my dividend income keeps growing. My passive income keeps working.

Over the past year and a half, together with you, I’ve planted a solid tree. And that tree is already producing fruit. The companies I selected now send more and more dollars to my bank account every single month — steadily and predictably.

I take that income and buy more shares. The snowball keeps rolling.

Small steps. A simple, time-tested idea. And the MaxDividends strategy quietly doing its job in the background. Time moves forward. It always does. And just like that, a year and a half has passed.

At the start of this experiment in 2024, this portfolio produced $0. At the beginning of 2025, my monthly dividend income was $412.

Today, on the doorstep of 2026, that number is confidently approaching $900 per month.

That’s more than 2× growth in one year. Impressive. And motivating. The MaxDividends “secret formula” is working exactly as intended.

Today, I’ll share the key highlights of my journey and my plans for the coming week.

Get comfortable — let’s dive in.

— Max