$12K in 120 Months — Month 20, Weeks 1–2 Quiet Money, Real Progress

Forecast: $3,748/month | ~15% income yield (forecast)

💡 MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.

Every Friday, I share what I’m buying — real moves, no fluff. The plan is simple: mix high yield with dividend growth to build income that grows year after year.

My goal is $12,000/month in 10 years. This journey is open to anyone — it’s about creating a legacy, taking care of loved ones, and leaving behind a stream of income that outlives you.

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Starting a New Chapter — Year Three of the Open Dividend Experiment

We’re officially turning the page.

In the last issue, we wrapped up 2025. And the result is simple — after just a year and a half, this portfolio is now generating close to $1,000 per month in dividends that will keep coming in for the rest of my life.

That’s not theory. That’s real money hitting my bank account.

Over the past year and a half, the companies we’ve been buying have paid me more than $9,000 in cash — and every single dollar went right back to work. You know how this goes by now.

Cash comes in. We buy more shares. Next month, more cash comes in. We buy even more. Month after month, the cycle keeps repeating.

This is our little dividend business. We own it. We control it. We decide how the money gets allocated.

And just like any good business, it gets stronger every single year.

Today, that dividend business is producing almost $1,000 a month. That’s a meaningful milestone. It’s not “retire and do nothing” money yet — but it’s already big enough to matter. Big enough that you feel it. Big enough that life gets a little easier.

And most importantly — it’s growing.

Mine is. Yours should be too.

If you’re following the MaxDividends system — buying high-quality dividend growers, reinvesting every payout, and letting time do the heavy lifting — you’re walking the same road.

Over the last two weeks, I stepped back a bit. Spent time with my family. Took a short trip. Lived a little. The portfolio didn’t stop working.

I made my regular purchases last week, but I didn’t publish the report — so today’s update will cover two full weeks.

And the pattern is exactly what we want to see: capital up, income up, another small piece of life now paid for by dividends forever.

This week alone, that’s another breakfast in a café that my portfolio will pay for — every year, for the rest of my life.

So get comfortable.

Let’s walk through what I bought, where the portfolio stands today, and what the plan is from here.