1.28% Dividend Yield, 31 Years of Dividend Hikes – A Global Insurance Giant
A Reliable Global Insurer with a 31-Year Dividend Growth Record
This company stands out as one of the largest property and casualty insurers worldwide, operating in 54 countries and serving a broad spectrum of clients. Its business is built on disciplined underwriting, robust risk management, and a diversified portfolio that includes commercial, personal, and life insurance, as well as reinsurance. The company’s global reach is supported by local operations and a wide distribution network, enabling it to adapt quickly to regional market changes.
Chubb (CB)
📊 Markets Recap | December 11, 2024
Financial Score: 99 / 99
Quick Tip
To keep your portfolio strong, stay on top of the financials for each company you hold. Solid companies mean better returns, so be sure to check in on their quarterly and annual numbers.Interesting stocks usually score 80+ on the Financial Scale, with top players hitting 90+. If that score dips below 80, it might be a good time to consider cutting ties before things take a turn.Chubb is a leading global insurer with operations in North America, Europe, Asia, Latin America, and the Middle East. The company offers a wide range of insurance products, including property, casualty, accident, health, and life insurance for individuals and businesses. Chubb is recognized for its underwriting discipline, strong balance sheet, and focus on risk management, making it a reliable choice for investors seeking stability in the financial sector.
Dividend Powerhouse
Chubb currently pays an annual dividend of $3.88, yielding 1.28%. The company has increased its dividend for 31 consecutive years, demonstrating a strong commitment to shareholders. The payout ratio is a conservative 16.19%, indicating that the company retains the majority of its earnings for future growth and investment. Over the past five years, the dividend has grown by 24%, reflecting steady earnings growth and disciplined capital allocation. This approach ensures that payouts remain sustainable even during periods of economic uncertainty.
Business & Financials: The Numbers That Matter
For Q4 2025, the company reported revenue of $11.2 billion, net income of $2.58 billion, operating income of $2.45 billion, and EPS (GAAP) of $6.33. These figures represent strong growth compared to the previous year, with revenue up 16.8% and EPS up 18.4%. The company’s ability to maintain profitability and expand earnings demonstrates its resilience and effective management. The full earnings report is available on the company’s investor relations page.
Growth Engine: Expanding Reach and Recurring Revenue
The company’s growth is driven by several factors. Its client base has expanded by over 9% in the past year, and recurring revenue now accounts for approximately 73% of total revenue, providing stable cash flows. Strategic acquisitions, such as the purchase of a regional insurer in Asia, have broadened its market presence and added new premium streams. Additionally, investments in digital transformation and automation are improving operational efficiency and customer experience.
Fun Fact: The Name Behind the Brand
Founded in 1882, this company has a legacy spanning more than 140 years. Its first claim was for a fire on a ship carrying tea, marking the beginning of its reputation for reliability and fast claims processing. Today, it is recognized worldwide for its strong customer service and underwriting expertise, with a history of innovation and adaptation in the insurance industry.
Final Take
Chubb’s dividend metrics are strong: a 1.28% yield, 31 years of consecutive dividend growth, and a payout ratio of 16.19%. The company’s financials remain robust, with Q4 2025 revenue of $11.2 billion and EPS of $6.33. Chubb continues to expand through new markets, strategic acquisitions, and a focus on recurring revenue. The Financial Score from Beatmarket is 93, indicating strong reliability—companies with scores above 90 are considered the most secure for dividend safety.
Someone’s sitting in the shade today because someone planted a tree a long time ago. ― Warren Buffett.
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