<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0"><channel><title><![CDATA[MaxDividends: MaxDividends Platform]]></title><description><![CDATA[The MaxDividends Research Platform is the world’s #1 platform for dividend investors — simple, powerful, and built to help you track, grow, and enjoy your dividend income.]]></description><link>https://www.maxdividends.com/s/maxdividends-app</link><image><url>https://substackcdn.com/image/fetch/$s_!dYKa!,w_256,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7b0997d7-ad85-4bf5-86b0-07bea78d6001_640x640.png</url><title>MaxDividends: MaxDividends Platform</title><link>https://www.maxdividends.com/s/maxdividends-app</link></image><generator>Substack</generator><lastBuildDate>Wed, 11 Nov 2026 13:59:19 GMT</lastBuildDate><atom:link href="https://www.maxdividends.com/feed" rel="self" type="application/rss+xml"/><copyright><![CDATA[BeatMarket Oy - MaxDividends]]></copyright><language><![CDATA[en]]></language><webMaster><![CDATA[max@maxdividends.app]]></webMaster><itunes:owner><itunes:email><![CDATA[max@maxdividends.app]]></itunes:email><itunes:name><![CDATA[MaxDividends]]></itunes:name></itunes:owner><itunes:author><![CDATA[MaxDividends]]></itunes:author><googleplay:owner><![CDATA[max@maxdividends.app]]></googleplay:owner><googleplay:email><![CDATA[max@maxdividends.app]]></googleplay:email><googleplay:author><![CDATA[MaxDividends]]></googleplay:author><itunes:block><![CDATA[Yes]]></itunes:block><item><title><![CDATA[Business Quality Score: A Study of U.S. and International Stocks]]></title><description><![CDATA[2023&#8211;2026]]></description><link>https://www.maxdividends.com/p/business-quality-score-a-study-of</link><guid isPermaLink="false">https://www.maxdividends.com/p/business-quality-score-a-study-of</guid><dc:creator><![CDATA[MaxDividends]]></dc:creator><pubDate>Sat, 10 Oct 2026 16:00:39 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!MF2y!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb0572391-1518-4bea-9b2a-1e99212e4651_1774x887.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p></p><div class="callout-block" data-callout="true"><h2 style="text-align: center;"><strong>Business Quality Score</strong></h2><h2 style="text-align: center;"><strong>A Study of U.S. and International Stocks</strong></h2></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!iBGo!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0efe4d65-5514-4c63-87ae-e81a1c582247_1690x679.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!iBGo!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0efe4d65-5514-4c63-87ae-e81a1c582247_1690x679.png 424w, https://substackcdn.com/image/fetch/$s_!iBGo!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0efe4d65-5514-4c63-87ae-e81a1c582247_1690x679.png 848w, https://substackcdn.com/image/fetch/$s_!iBGo!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0efe4d65-5514-4c63-87ae-e81a1c582247_1690x679.png 1272w, https://substackcdn.com/image/fetch/$s_!iBGo!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0efe4d65-5514-4c63-87ae-e81a1c582247_1690x679.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!iBGo!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0efe4d65-5514-4c63-87ae-e81a1c582247_1690x679.png" width="1456" height="585" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/0efe4d65-5514-4c63-87ae-e81a1c582247_1690x679.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:585,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:91636,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219641763?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0efe4d65-5514-4c63-87ae-e81a1c582247_1690x679.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!iBGo!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0efe4d65-5514-4c63-87ae-e81a1c582247_1690x679.png 424w, https://substackcdn.com/image/fetch/$s_!iBGo!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0efe4d65-5514-4c63-87ae-e81a1c582247_1690x679.png 848w, https://substackcdn.com/image/fetch/$s_!iBGo!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0efe4d65-5514-4c63-87ae-e81a1c582247_1690x679.png 1272w, https://substackcdn.com/image/fetch/$s_!iBGo!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0efe4d65-5514-4c63-87ae-e81a1c582247_1690x679.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">The MaxDividends Research Platform | Business Quality Score</figcaption></figure></div><p><strong>We analyzed 3,782 U.S. and international stocks to explore a simple question: Does business quality make a measurable difference in investment outcomes? </strong></p><p>Using Business Quality Score (BQS), we compared companies scoring 80 or higher with those scoring below 80. </p><p>We also examined progressively lower score groups and constructed thousands of hypothetical 25-stock portfolios. </p><p>The findings suggest a consistent pattern: higher-quality businesses delivered stronger typical returns, a greater likelihood of positive performance, and substantially fewer catastrophic losses.</p><div class="captioned-image-container"><figure><div class="image-link image2" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!s3Ze!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9639c7a3-3329-461d-b954-26daefe01f35_2172x376.png 424w, https://substackcdn.com/image/fetch/$s_!s3Ze!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9639c7a3-3329-461d-b954-26daefe01f35_2172x376.png 848w, https://substackcdn.com/image/fetch/$s_!s3Ze!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9639c7a3-3329-461d-b954-26daefe01f35_2172x376.png 1272w, https://substackcdn.com/image/fetch/$s_!s3Ze!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9639c7a3-3329-461d-b954-26daefe01f35_2172x376.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!s3Ze!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9639c7a3-3329-461d-b954-26daefe01f35_2172x376.png" width="2172" height="376" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/9639c7a3-3329-461d-b954-26daefe01f35_2172x376.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:376,&quot;width&quot;:2172,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:930966,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219641763?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0cb7e963-5386-409a-adbf-204ccc76394f_2172x724.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!s3Ze!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9639c7a3-3329-461d-b954-26daefe01f35_2172x376.png 424w, https://substackcdn.com/image/fetch/$s_!s3Ze!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9639c7a3-3329-461d-b954-26daefe01f35_2172x376.png 848w, https://substackcdn.com/image/fetch/$s_!s3Ze!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9639c7a3-3329-461d-b954-26daefe01f35_2172x376.png 1272w, https://substackcdn.com/image/fetch/$s_!s3Ze!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9639c7a3-3329-461d-b954-26daefe01f35_2172x376.png 1456w" sizes="100vw"></picture><div></div></div></div></figure></div><h4><strong>1. Downside Protection: The Biggest Difference </strong></h4><p>The strongest signal in our research wasn&#8217;t how many stocks doubled. It was how few high-quality companies suffered near-total capital destruction.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!SGQJ!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F17d2b329-10d2-429e-875f-c2eb1108eff3_1774x887.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!SGQJ!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F17d2b329-10d2-429e-875f-c2eb1108eff3_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!SGQJ!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F17d2b329-10d2-429e-875f-c2eb1108eff3_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!SGQJ!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F17d2b329-10d2-429e-875f-c2eb1108eff3_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!SGQJ!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F17d2b329-10d2-429e-875f-c2eb1108eff3_1774x887.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!SGQJ!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F17d2b329-10d2-429e-875f-c2eb1108eff3_1774x887.png" width="1456" height="728" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/17d2b329-10d2-429e-875f-c2eb1108eff3_1774x887.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:728,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:808587,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219641763?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F17d2b329-10d2-429e-875f-c2eb1108eff3_1774x887.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!SGQJ!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F17d2b329-10d2-429e-875f-c2eb1108eff3_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!SGQJ!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F17d2b329-10d2-429e-875f-c2eb1108eff3_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!SGQJ!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F17d2b329-10d2-429e-875f-c2eb1108eff3_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!SGQJ!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F17d2b329-10d2-429e-875f-c2eb1108eff3_1774x887.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p style="text-align: center;">BQS &#8805;80: approximately 1 in 190 stocks lost 90% or more. BQS below 80: approximately 1 in 15 did. </p><div class="callout-block" data-callout="true"><h4 style="text-align: center;">Lower-quality stocks were about 12.4 times as likely to experience a near-total loss.</h4></div><p>A single severe loser need not destroy a diversified portfolio. But repeatedly owning impaired businesses makes long-term compounding harder. </p><h4><strong>2. Rockets vs. Wipeouts: How Many Big Winners for Every Disaster? </strong></h4><p>Lower-quality stocks actually produced a slightly higher percentage of companies whose prices doubled. But their balance of big winners to near-total losers was far less favorable.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!pIv4!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd1a25d62-8d34-4851-ab24-44bfe2ee886f_1536x1024.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!pIv4!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd1a25d62-8d34-4851-ab24-44bfe2ee886f_1536x1024.png 424w, https://substackcdn.com/image/fetch/$s_!pIv4!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd1a25d62-8d34-4851-ab24-44bfe2ee886f_1536x1024.png 848w, https://substackcdn.com/image/fetch/$s_!pIv4!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd1a25d62-8d34-4851-ab24-44bfe2ee886f_1536x1024.png 1272w, https://substackcdn.com/image/fetch/$s_!pIv4!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd1a25d62-8d34-4851-ab24-44bfe2ee886f_1536x1024.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!pIv4!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd1a25d62-8d34-4851-ab24-44bfe2ee886f_1536x1024.png" width="1456" height="971" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/d1a25d62-8d34-4851-ab24-44bfe2ee886f_1536x1024.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:971,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:861965,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219641763?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd1a25d62-8d34-4851-ab24-44bfe2ee886f_1536x1024.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!pIv4!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd1a25d62-8d34-4851-ab24-44bfe2ee886f_1536x1024.png 424w, https://substackcdn.com/image/fetch/$s_!pIv4!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd1a25d62-8d34-4851-ab24-44bfe2ee886f_1536x1024.png 848w, https://substackcdn.com/image/fetch/$s_!pIv4!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd1a25d62-8d34-4851-ab24-44bfe2ee886f_1536x1024.png 1272w, https://substackcdn.com/image/fetch/$s_!pIv4!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd1a25d62-8d34-4851-ab24-44bfe2ee886f_1536x1024.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>For every near-total loser, the higher-quality group had approximately 29 stocks that doubled. In the lower-quality group, that ratio was closer to three. This is a descriptive frequency ratio, not a formal risk-adjusted return measure. </p><h4><strong>3. Overall Performance: BQS &#8805;80 vs. Below 80 </strong></h4><p>Downside protection matters, but did higher-quality stocks deliver better returns? In this sample, they did.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!ZvHF!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc5b7c393-c927-4a91-a8fb-9ccb1f91c258_1536x1024.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!ZvHF!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc5b7c393-c927-4a91-a8fb-9ccb1f91c258_1536x1024.png 424w, https://substackcdn.com/image/fetch/$s_!ZvHF!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc5b7c393-c927-4a91-a8fb-9ccb1f91c258_1536x1024.png 848w, https://substackcdn.com/image/fetch/$s_!ZvHF!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc5b7c393-c927-4a91-a8fb-9ccb1f91c258_1536x1024.png 1272w, https://substackcdn.com/image/fetch/$s_!ZvHF!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc5b7c393-c927-4a91-a8fb-9ccb1f91c258_1536x1024.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!ZvHF!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc5b7c393-c927-4a91-a8fb-9ccb1f91c258_1536x1024.png" width="1456" height="971" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/c5b7c393-c927-4a91-a8fb-9ccb1f91c258_1536x1024.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:971,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:980064,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219641763?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc5b7c393-c927-4a91-a8fb-9ccb1f91c258_1536x1024.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!ZvHF!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc5b7c393-c927-4a91-a8fb-9ccb1f91c258_1536x1024.png 424w, https://substackcdn.com/image/fetch/$s_!ZvHF!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc5b7c393-c927-4a91-a8fb-9ccb1f91c258_1536x1024.png 848w, https://substackcdn.com/image/fetch/$s_!ZvHF!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc5b7c393-c927-4a91-a8fb-9ccb1f91c258_1536x1024.png 1272w, https://substackcdn.com/image/fetch/$s_!ZvHF!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc5b7c393-c927-4a91-a8fb-9ccb1f91c258_1536x1024.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><blockquote><p>The typical BQS &#8805;80 stock gained approximately 22%, compared with 13% for stocks below 80: about nine percentage points more over the study period. </p><p>Higher-quality stocks were also more likely to finish positive: 66.5% versus 56.8%.</p><p>Price CAGR figures annualize the displayed cumulative returns using an approximate three-year holding period; the annualized mean-return equivalent is not the mean of stock-level CAGRs. Dividends are excluded. </p></blockquote><h4><strong>4. How Performance Changes as Business Quality Declines </strong></h4><p>We examined progressively lower BQS thresholds to see how investment outcomes changed as quality deteriorated.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!yVJ0!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F067e1e7b-2784-4188-9c34-a2cb534d39c0_2172x724.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!yVJ0!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F067e1e7b-2784-4188-9c34-a2cb534d39c0_2172x724.png 424w, https://substackcdn.com/image/fetch/$s_!yVJ0!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F067e1e7b-2784-4188-9c34-a2cb534d39c0_2172x724.png 848w, https://substackcdn.com/image/fetch/$s_!yVJ0!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F067e1e7b-2784-4188-9c34-a2cb534d39c0_2172x724.png 1272w, https://substackcdn.com/image/fetch/$s_!yVJ0!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F067e1e7b-2784-4188-9c34-a2cb534d39c0_2172x724.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!yVJ0!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F067e1e7b-2784-4188-9c34-a2cb534d39c0_2172x724.png" width="1456" height="485" 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srcset="https://substackcdn.com/image/fetch/$s_!yVJ0!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F067e1e7b-2784-4188-9c34-a2cb534d39c0_2172x724.png 424w, https://substackcdn.com/image/fetch/$s_!yVJ0!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F067e1e7b-2784-4188-9c34-a2cb534d39c0_2172x724.png 848w, https://substackcdn.com/image/fetch/$s_!yVJ0!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F067e1e7b-2784-4188-9c34-a2cb534d39c0_2172x724.png 1272w, https://substackcdn.com/image/fetch/$s_!yVJ0!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F067e1e7b-2784-4188-9c34-a2cb534d39c0_2172x724.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div 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fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!q99j!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F24054d5f-7b62-4457-a64a-bb408099a9a1_1536x1024.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!q99j!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F24054d5f-7b62-4457-a64a-bb408099a9a1_1536x1024.png 424w, https://substackcdn.com/image/fetch/$s_!q99j!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F24054d5f-7b62-4457-a64a-bb408099a9a1_1536x1024.png 848w, https://substackcdn.com/image/fetch/$s_!q99j!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F24054d5f-7b62-4457-a64a-bb408099a9a1_1536x1024.png 1272w, https://substackcdn.com/image/fetch/$s_!q99j!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F24054d5f-7b62-4457-a64a-bb408099a9a1_1536x1024.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!q99j!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F24054d5f-7b62-4457-a64a-bb408099a9a1_1536x1024.png" width="1456" height="971" 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srcset="https://substackcdn.com/image/fetch/$s_!q99j!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F24054d5f-7b62-4457-a64a-bb408099a9a1_1536x1024.png 424w, https://substackcdn.com/image/fetch/$s_!q99j!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F24054d5f-7b62-4457-a64a-bb408099a9a1_1536x1024.png 848w, https://substackcdn.com/image/fetch/$s_!q99j!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F24054d5f-7b62-4457-a64a-bb408099a9a1_1536x1024.png 1272w, https://substackcdn.com/image/fetch/$s_!q99j!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F24054d5f-7b62-4457-a64a-bb408099a9a1_1536x1024.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>As business quality declined, the typical stock&#8217;s performance deteriorated. </p><ul><li><p>At BQS &#8804;49, the median stock lost money. </p></li><li><p>At BQS &#8805;80, the median stock gained approximately 22%. </p></li></ul><p>These are overlapping cumulative groups, not independent score buckets.</p><h4><strong>5. What Happens When We Build 25-Stock Portfolios? </strong></h4><p>We constructed 1,000 randomly selected, equal-weighted portfolios of 25 stocks for each BQS group: 5,000 simulated portfolios in total. Each portfolio held its initial stocks without rebalancing or replacement.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!kHly!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7e3afd59-385a-43c1-a3ea-dedbf182eaac_1774x887.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!kHly!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7e3afd59-385a-43c1-a3ea-dedbf182eaac_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!kHly!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7e3afd59-385a-43c1-a3ea-dedbf182eaac_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!kHly!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7e3afd59-385a-43c1-a3ea-dedbf182eaac_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!kHly!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7e3afd59-385a-43c1-a3ea-dedbf182eaac_1774x887.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!kHly!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7e3afd59-385a-43c1-a3ea-dedbf182eaac_1774x887.png" width="1456" height="728" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/7e3afd59-385a-43c1-a3ea-dedbf182eaac_1774x887.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:728,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:903312,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219641763?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7e3afd59-385a-43c1-a3ea-dedbf182eaac_1774x887.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!kHly!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7e3afd59-385a-43c1-a3ea-dedbf182eaac_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!kHly!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7e3afd59-385a-43c1-a3ea-dedbf182eaac_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!kHly!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7e3afd59-385a-43c1-a3ea-dedbf182eaac_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!kHly!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7e3afd59-385a-43c1-a3ea-dedbf182eaac_1774x887.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div 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fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption"></figcaption></figure></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!rDdb!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe2e8955c-8e80-4156-b88b-a0901946fca4_2075x758.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!rDdb!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe2e8955c-8e80-4156-b88b-a0901946fca4_2075x758.png 424w, https://substackcdn.com/image/fetch/$s_!rDdb!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe2e8955c-8e80-4156-b88b-a0901946fca4_2075x758.png 848w, https://substackcdn.com/image/fetch/$s_!rDdb!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe2e8955c-8e80-4156-b88b-a0901946fca4_2075x758.png 1272w, https://substackcdn.com/image/fetch/$s_!rDdb!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe2e8955c-8e80-4156-b88b-a0901946fca4_2075x758.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!rDdb!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe2e8955c-8e80-4156-b88b-a0901946fca4_2075x758.png" width="1456" height="532" 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class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div class="callout-block" data-callout="true"><h4 style="text-align: center;">The BQS &#8805;80 portfolios had the strongest average and median returns. </h4><h4 style="text-align: center;">Just three of their 1,000 simulated portfolios finished in the red, compared with 44 of the BQS &#8804;79 portfolios.</h4></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!nh99!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdcd2e027-59e4-4aa1-9a73-f23ac477b944_1774x887.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!nh99!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdcd2e027-59e4-4aa1-9a73-f23ac477b944_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!nh99!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdcd2e027-59e4-4aa1-9a73-f23ac477b944_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!nh99!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdcd2e027-59e4-4aa1-9a73-f23ac477b944_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!nh99!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdcd2e027-59e4-4aa1-9a73-f23ac477b944_1774x887.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!nh99!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdcd2e027-59e4-4aa1-9a73-f23ac477b944_1774x887.png" width="1456" height="728" 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srcset="https://substackcdn.com/image/fetch/$s_!nh99!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdcd2e027-59e4-4aa1-9a73-f23ac477b944_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!nh99!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdcd2e027-59e4-4aa1-9a73-f23ac477b944_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!nh99!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdcd2e027-59e4-4aa1-9a73-f23ac477b944_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!nh99!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdcd2e027-59e4-4aa1-9a73-f23ac477b944_1774x887.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>That is approximately 14.7 times as many losing portfolios in the lower-quality group. Historical resampling of one stock universe does not establish future probabilities. </p><h4><strong>6. The Worst 5% of Portfolios </strong></h4><p>Average performance can conceal a painful downside tail. We therefore examined the fifth-percentile portfolio outcome.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!PJpy!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb54827d8-1b93-45bb-b297-6a66c0760dc1_1536x580.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!PJpy!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb54827d8-1b93-45bb-b297-6a66c0760dc1_1536x580.png 424w, https://substackcdn.com/image/fetch/$s_!PJpy!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb54827d8-1b93-45bb-b297-6a66c0760dc1_1536x580.png 848w, https://substackcdn.com/image/fetch/$s_!PJpy!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb54827d8-1b93-45bb-b297-6a66c0760dc1_1536x580.png 1272w, https://substackcdn.com/image/fetch/$s_!PJpy!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb54827d8-1b93-45bb-b297-6a66c0760dc1_1536x580.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!PJpy!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb54827d8-1b93-45bb-b297-6a66c0760dc1_1536x580.png" width="1536" height="580" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/b54827d8-1b93-45bb-b297-6a66c0760dc1_1536x580.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:580,&quot;width&quot;:1536,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:858841,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219641763?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F213e9a73-98ee-4897-b40b-ac83e125aa54_1536x1024.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!PJpy!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb54827d8-1b93-45bb-b297-6a66c0760dc1_1536x580.png 424w, https://substackcdn.com/image/fetch/$s_!PJpy!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb54827d8-1b93-45bb-b297-6a66c0760dc1_1536x580.png 848w, https://substackcdn.com/image/fetch/$s_!PJpy!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb54827d8-1b93-45bb-b297-6a66c0760dc1_1536x580.png 1272w, https://substackcdn.com/image/fetch/$s_!PJpy!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb54827d8-1b93-45bb-b297-6a66c0760dc1_1536x580.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!4zUS!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcb2d7ff8-c659-450f-8aa7-d63ccf909759_2126x740.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!4zUS!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcb2d7ff8-c659-450f-8aa7-d63ccf909759_2126x740.png 424w, https://substackcdn.com/image/fetch/$s_!4zUS!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcb2d7ff8-c659-450f-8aa7-d63ccf909759_2126x740.png 848w, https://substackcdn.com/image/fetch/$s_!4zUS!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcb2d7ff8-c659-450f-8aa7-d63ccf909759_2126x740.png 1272w, https://substackcdn.com/image/fetch/$s_!4zUS!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcb2d7ff8-c659-450f-8aa7-d63ccf909759_2126x740.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!4zUS!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcb2d7ff8-c659-450f-8aa7-d63ccf909759_2126x740.png" width="1456" height="507" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/cb2d7ff8-c659-450f-8aa7-d63ccf909759_2126x740.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:507,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:960457,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219641763?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcb2d7ff8-c659-450f-8aa7-d63ccf909759_2126x740.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!4zUS!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcb2d7ff8-c659-450f-8aa7-d63ccf909759_2126x740.png 424w, https://substackcdn.com/image/fetch/$s_!4zUS!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcb2d7ff8-c659-450f-8aa7-d63ccf909759_2126x740.png 848w, https://substackcdn.com/image/fetch/$s_!4zUS!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcb2d7ff8-c659-450f-8aa7-d63ccf909759_2126x740.png 1272w, https://substackcdn.com/image/fetch/$s_!4zUS!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcb2d7ff8-c659-450f-8aa7-d63ccf909759_2126x740.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div class="callout-block" data-callout="true"><h4 style="text-align: center;">The BQS &#8805;80 group had a fifth-percentile portfolio return of +15.4%, compared with +1.3% below 80 and &#8722;14.3% for BQS &#8804;49. </h4><h4 style="text-align: center;">Disappointing outcomes were considerably less severe in the high-quality group. </h4></div><h4><strong>7. How Often Does a Portfolio Contain a Near-Total Loser? </strong></h4><p>How often did at least one of the 25 stocks in a simulated portfolio lose 90% or more?</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!0TwG!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5cd247e3-f754-451e-84a4-38e040bb9fbe_1774x887.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!0TwG!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5cd247e3-f754-451e-84a4-38e040bb9fbe_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!0TwG!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5cd247e3-f754-451e-84a4-38e040bb9fbe_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!0TwG!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5cd247e3-f754-451e-84a4-38e040bb9fbe_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!0TwG!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5cd247e3-f754-451e-84a4-38e040bb9fbe_1774x887.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!0TwG!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5cd247e3-f754-451e-84a4-38e040bb9fbe_1774x887.png" width="1456" height="728" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/5cd247e3-f754-451e-84a4-38e040bb9fbe_1774x887.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:728,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:800576,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219641763?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5cd247e3-f754-451e-84a4-38e040bb9fbe_1774x887.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!0TwG!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5cd247e3-f754-451e-84a4-38e040bb9fbe_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!0TwG!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5cd247e3-f754-451e-84a4-38e040bb9fbe_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!0TwG!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5cd247e3-f754-451e-84a4-38e040bb9fbe_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!0TwG!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5cd247e3-f754-451e-84a4-38e040bb9fbe_1774x887.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!T7n4!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4650cfd2-16e6-4d88-9aaa-28e27ca32d87_2075x758.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!T7n4!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4650cfd2-16e6-4d88-9aaa-28e27ca32d87_2075x758.png 424w, https://substackcdn.com/image/fetch/$s_!T7n4!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4650cfd2-16e6-4d88-9aaa-28e27ca32d87_2075x758.png 848w, https://substackcdn.com/image/fetch/$s_!T7n4!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4650cfd2-16e6-4d88-9aaa-28e27ca32d87_2075x758.png 1272w, https://substackcdn.com/image/fetch/$s_!T7n4!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4650cfd2-16e6-4d88-9aaa-28e27ca32d87_2075x758.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!T7n4!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4650cfd2-16e6-4d88-9aaa-28e27ca32d87_2075x758.png" width="1456" height="532" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/4650cfd2-16e6-4d88-9aaa-28e27ca32d87_2075x758.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:532,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:877080,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219641763?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4650cfd2-16e6-4d88-9aaa-28e27ca32d87_2075x758.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!T7n4!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4650cfd2-16e6-4d88-9aaa-28e27ca32d87_2075x758.png 424w, https://substackcdn.com/image/fetch/$s_!T7n4!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4650cfd2-16e6-4d88-9aaa-28e27ca32d87_2075x758.png 848w, https://substackcdn.com/image/fetch/$s_!T7n4!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4650cfd2-16e6-4d88-9aaa-28e27ca32d87_2075x758.png 1272w, https://substackcdn.com/image/fetch/$s_!T7n4!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4650cfd2-16e6-4d88-9aaa-28e27ca32d87_2075x758.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>For BQS &#8804;79, approximately 805 out of 1,000 portfolios contained a catastrophic stock. For BQS &#8805;80, that figure was 134. This does not mean the entire portfolio lost 90%; it means at least one holding did. </p><h4><strong>8. Final Thoughts: What the BQS Results Really Tell Us </strong></h4><p>There are a few important things worth highlighting before drawing conclusions from this research.</p><p>First, we did not find a clear return advantage from requiring BQS &#8805;90 instead of BQS &#8805;80. A higher score did not automatically translate into better stock performance in this sample. </p><p>What stood out much more clearly was the difference between companies scoring 80 or higher and those below 80. Across the dataset, BQS &#8805;80 delivered stronger typical returns and substantially fewer severe losses. And as scores declined, investment outcomes generally got worse.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!MF2y!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb0572391-1518-4bea-9b2a-1e99212e4651_1774x887.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!MF2y!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb0572391-1518-4bea-9b2a-1e99212e4651_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!MF2y!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb0572391-1518-4bea-9b2a-1e99212e4651_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!MF2y!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb0572391-1518-4bea-9b2a-1e99212e4651_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!MF2y!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb0572391-1518-4bea-9b2a-1e99212e4651_1774x887.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!MF2y!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb0572391-1518-4bea-9b2a-1e99212e4651_1774x887.png" width="1456" height="728" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/b0572391-1518-4bea-9b2a-1e99212e4651_1774x887.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:728,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:814967,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219641763?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb0572391-1518-4bea-9b2a-1e99212e4651_1774x887.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!MF2y!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb0572391-1518-4bea-9b2a-1e99212e4651_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!MF2y!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb0572391-1518-4bea-9b2a-1e99212e4651_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!MF2y!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb0572391-1518-4bea-9b2a-1e99212e4651_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!MF2y!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb0572391-1518-4bea-9b2a-1e99212e4651_1774x887.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>That does not mean there are no great companies or promising opportunities among lower-scoring businesses. There absolutely can be. </p><p>It means those investments deserve a much more careful approach: understanding financial position, competitive advantages, risks, and potential for improvement. </p><p>The cost of being wrong can be dramatically higher. </p><div class="callout-block" data-callout="true"><h4><strong>One Important Limitation: </strong></h4><p>Time Our dataset spans approximately four calendar years, from 2023 through 2026. That is relatively short for long-term investing and insufficient for definitive conclusions across market cycles, recessions, and different economic environments.</p><p>At the same time, the patterns provide useful early guidance. BQS &#8805;80 may be a practical threshold for identifying stronger businesses, and declining scores are associated with increasingly unfavorable outcomes in this sample. </p><p>These are early findings, not final conclusions. </p></div><h3><strong>Where We Go From Here </strong></h3><p>This is an ongoing research project. We will continue collecting data, tracking company performance, and expanding the historical sample. Our plan is to update the study once a year as new results become available. </p><p>Over time, that will help us determine whether the observed relationships persist across different market conditions. The goal is not to prove BQS is a perfect formula; it is to understand how business quality relates to long-term investment outcomes using data rather than assumptions. </p><p>Good businesses can exist at any score. But the lower the quality score, the more important it becomes to know exactly what you are buying&#8212;and why. BQS Research | 2023&#8211;2026 </p><p>&#8212; MaxDividends Team</p><h4><strong>More Articles</strong></h4><ul><li><p><a href="https://www.maxdividends.com/p/dividend-score-a-maxdividends-study?r=45upof">Dividend Score: A MaxDividends Study of U.S. and International Dividend Stocks</a></p></li><li><p><a href="https://www.maxdividends.com/p/dividend-safety-score-in-action-telus">Dividend Safety Score in Action: Telus Corp</a></p></li></ul><div><hr></div><h5><strong>Research methodology note</strong></h5><h6>Based on previously calculated results for 3,782 stocks and historical equal-weight portfolio simulations. Annualized price returns use an assumed three-year period and are derived from displayed cumulative statistics, not independently calculated security-level CAGRs. </h6><h6>Returns generally exclude dividends; international price returns are measured in local currencies. Corporate actions have not been fully independently reconciled, and survivorship bias and the limited observation window may affect findings. This is exploratory research, not a forecast or investment guarantee.</h6>]]></content:encoded></item><item><title><![CDATA[Dividend Score: A MaxDividends Study of U.S. and International Dividend Stocks]]></title><description><![CDATA[2023 &#8211; 2026.]]></description><link>https://www.maxdividends.com/p/dividend-score-a-maxdividends-study-68b</link><guid isPermaLink="false">https://www.maxdividends.com/p/dividend-score-a-maxdividends-study-68b</guid><dc:creator><![CDATA[MaxDividends]]></dc:creator><pubDate>Sat, 10 Oct 2026 13:13:04 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!R-mv!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb7b06e60-6c68-4a33-af07-be5e30cf0a7d_1774x887.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<div class="callout-block" data-callout="true"><h1 style="text-align: center;"><strong>Dividend Score</strong></h1><h2 style="text-align: center;"><strong>MaxDividends Interim Study, 2023&#8211;2026</strong></h2></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!9txg!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9c36d3be-79fb-48ad-9790-4e8fdb79f195_1687x624.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!9txg!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9c36d3be-79fb-48ad-9790-4e8fdb79f195_1687x624.png 424w, https://substackcdn.com/image/fetch/$s_!9txg!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9c36d3be-79fb-48ad-9790-4e8fdb79f195_1687x624.png 848w, 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data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/9c36d3be-79fb-48ad-9790-4e8fdb79f195_1687x624.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:539,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:88796,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219267834?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9c36d3be-79fb-48ad-9790-4e8fdb79f195_1687x624.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" 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class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">The MaxDividends Research Platform | Dividend Score</figcaption></figure></div><p>In late 2022, MaxDividends began recording and tracking our proprietary metrics within the project. Since then, we have collected data as the metrics are updated, building a history of scores recorded during our ongoing work.</p><p>We now have data covering the beginning of 2023 through October 2026. We used this history to conduct our Dividend Score study and plan to update it annually using the same methodology.</p><p>We set out to examine how Dividend Score relates to two outcomes that matter to dividend investors: payout stability and growth in dividend income.</p><p>The study has three sections: the U.S. market, global markets excluding the U.S., and combined results. Each section compares three groups: Dividend Score 90+, Dividend Score 80+, and Dividend Score 80&#8722;.</p><h3><strong>Long Story Short: What Does a Dividend Score Mean for Your Money?</strong></h3><p>Our 2023&#8211;2026 research revealed two compelling advantages of choosing dividend-paying companies with a Dividend Score of 90 or higher.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!MmhX!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff73d4c91-3914-422d-b550-388202d32f8d_1774x887.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!MmhX!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff73d4c91-3914-422d-b550-388202d32f8d_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!MmhX!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff73d4c91-3914-422d-b550-388202d32f8d_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!MmhX!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff73d4c91-3914-422d-b550-388202d32f8d_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!MmhX!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff73d4c91-3914-422d-b550-388202d32f8d_1774x887.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!MmhX!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff73d4c91-3914-422d-b550-388202d32f8d_1774x887.png" width="1456" height="728" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/f73d4c91-3914-422d-b550-388202d32f8d_1774x887.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:728,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:1472239,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219267834?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff73d4c91-3914-422d-b550-388202d32f8d_1774x887.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!MmhX!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff73d4c91-3914-422d-b550-388202d32f8d_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!MmhX!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff73d4c91-3914-422d-b550-388202d32f8d_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!MmhX!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff73d4c91-3914-422d-b550-388202d32f8d_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!MmhX!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff73d4c91-3914-422d-b550-388202d32f8d_1774x887.png 1456w" sizes="100vw"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div class="callout-block" data-callout="true"><h4 style="text-align: center;"><strong>But what could that mean for your money?</strong></h4></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!R-mv!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb7b06e60-6c68-4a33-af07-be5e30cf0a7d_1774x887.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!R-mv!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb7b06e60-6c68-4a33-af07-be5e30cf0a7d_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!R-mv!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb7b06e60-6c68-4a33-af07-be5e30cf0a7d_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!R-mv!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb7b06e60-6c68-4a33-af07-be5e30cf0a7d_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!R-mv!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb7b06e60-6c68-4a33-af07-be5e30cf0a7d_1774x887.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!R-mv!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb7b06e60-6c68-4a33-af07-be5e30cf0a7d_1774x887.png" width="1456" height="728" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/b7b06e60-6c68-4a33-af07-be5e30cf0a7d_1774x887.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:728,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:1391285,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219267834?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb7b06e60-6c68-4a33-af07-be5e30cf0a7d_1774x887.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!R-mv!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb7b06e60-6c68-4a33-af07-be5e30cf0a7d_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!R-mv!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb7b06e60-6c68-4a33-af07-be5e30cf0a7d_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!R-mv!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb7b06e60-6c68-4a33-af07-be5e30cf0a7d_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!R-mv!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb7b06e60-6c68-4a33-af07-be5e30cf0a7d_1774x887.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><div class="callout-block" data-callout="true"><h2 style="text-align: center;"><strong>A MaxDividends Study of U.S. and International Dividend Stocks</strong></h2><h2 style="text-align: center;"><strong>Dividend Score</strong></h2><h3 style="text-align: center;"><strong>U.S. Market</strong></h3></div><blockquote><p><strong>How We Conducted the Study</strong></p><p>We selected U.S. companies that had a track record of at least 10 consecutive years of annual dividend increases as of the beginning of 2023. To be included, companies also needed to have Dividend Score data available for all four years: 2023, 2024, 2025, and 2026.</p></blockquote><p>The initial sample contained 395 companies.</p><p>For the comparison, we used three initial groups without rounding the scores:</p><ul><li><p>Dividend Score 90+: companies with scores of 90 or higher.</p></li><li><p>Dividend Score 80+: companies with scores of 80 or higher.</p></li><li><p>Dividend Score 80&#8722;: companies with scores of 79 or lower.</p></li></ul><p>Companies with scores of 90 or higher also belong to the 80+ group. We show them separately to examine whether a higher initial score is associated with different results. The company counts for these two groups should not be added together.</p><p>We then tracked regular dividends from January 1, 2023, through October 7, 2026: how many companies reduced or eliminated their payouts and how much their dividends grew.</p><p>We also accounted for changes in the score. If a company initially had a score of 80 or higher, its score subsequently fell below 80, and it later cut its dividend, we reassigned it to the 80&#8722; group. If that company&#8217;s initial score was 90 or higher, it was also removed from the final 90+ group.</p><p>After the adjustments, the Dividend Score 90+ group contained 202 companies, the 80+ group contained 312, and the 80&#8722; group contained 75.</p><h3><strong>What the Comparison Showed</strong></h3><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!-eLS!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcb9b07e5-3e11-462d-bba5-2d3eb852b377_2600x1600.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!-eLS!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcb9b07e5-3e11-462d-bba5-2d3eb852b377_2600x1600.png 424w, https://substackcdn.com/image/fetch/$s_!-eLS!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcb9b07e5-3e11-462d-bba5-2d3eb852b377_2600x1600.png 848w, https://substackcdn.com/image/fetch/$s_!-eLS!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcb9b07e5-3e11-462d-bba5-2d3eb852b377_2600x1600.png 1272w, https://substackcdn.com/image/fetch/$s_!-eLS!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcb9b07e5-3e11-462d-bba5-2d3eb852b377_2600x1600.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!-eLS!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcb9b07e5-3e11-462d-bba5-2d3eb852b377_2600x1600.png" width="1456" height="896" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/cb9b07e5-3e11-462d-bba5-2d3eb852b377_2600x1600.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:896,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:157951,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219267834?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcb9b07e5-3e11-462d-bba5-2d3eb852b377_2600x1600.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!-eLS!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcb9b07e5-3e11-462d-bba5-2d3eb852b377_2600x1600.png 424w, https://substackcdn.com/image/fetch/$s_!-eLS!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcb9b07e5-3e11-462d-bba5-2d3eb852b377_2600x1600.png 848w, https://substackcdn.com/image/fetch/$s_!-eLS!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcb9b07e5-3e11-462d-bba5-2d3eb852b377_2600x1600.png 1272w, https://substackcdn.com/image/fetch/$s_!-eLS!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcb9b07e5-3e11-462d-bba5-2d3eb852b377_2600x1600.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>To make the difference easier to understand, let&#8217;s imagine 100 companies in each group. Over the nearly four-year study period, approximately:</p><ul><li><p>2&#8211;3 companies in the Dividend Score 90+ group would have cut or suspended their dividends;</p></li><li><p>3 companies in the Dividend Score 80+ group would have cut or suspended their dividends;</p></li><li><p>15 companies in the Dividend Score 80&#8722; group would have cut or suspended their dividends.</p></li></ul><p>In the U.S. sample, dividend cuts and suspensions were similarly rare among companies with Dividend Scores of 90+ and 80+. However, the 90+ group also delivered somewhat stronger dividend growth.</p><h3><strong>Dividend Cuts and Annual Income Growth</strong></h3><p>The first chart shows the percentage of companies that cut or suspended their dividends over the entire study period.</p><h4><strong>Dividend Score - U.S. Market</strong></h4><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!xW6u!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F29b7488e-cfba-420b-966f-f2b2275e8ea6_2400x1440.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!xW6u!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F29b7488e-cfba-420b-966f-f2b2275e8ea6_2400x1440.png 424w, https://substackcdn.com/image/fetch/$s_!xW6u!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F29b7488e-cfba-420b-966f-f2b2275e8ea6_2400x1440.png 848w, https://substackcdn.com/image/fetch/$s_!xW6u!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F29b7488e-cfba-420b-966f-f2b2275e8ea6_2400x1440.png 1272w, https://substackcdn.com/image/fetch/$s_!xW6u!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F29b7488e-cfba-420b-966f-f2b2275e8ea6_2400x1440.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!xW6u!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F29b7488e-cfba-420b-966f-f2b2275e8ea6_2400x1440.png" width="1456" height="874" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/29b7488e-cfba-420b-966f-f2b2275e8ea6_2400x1440.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:874,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:152211,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219267834?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F29b7488e-cfba-420b-966f-f2b2275e8ea6_2400x1440.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!xW6u!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F29b7488e-cfba-420b-966f-f2b2275e8ea6_2400x1440.png 424w, https://substackcdn.com/image/fetch/$s_!xW6u!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F29b7488e-cfba-420b-966f-f2b2275e8ea6_2400x1440.png 848w, https://substackcdn.com/image/fetch/$s_!xW6u!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F29b7488e-cfba-420b-966f-f2b2275e8ea6_2400x1440.png 1272w, https://substackcdn.com/image/fetch/$s_!xW6u!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F29b7488e-cfba-420b-966f-f2b2275e8ea6_2400x1440.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>The second illustrates annual dividend income over 20 years, starting with the same initial investment.</p><h3><strong>How Dividend Growth Changes Investor Income</strong></h3><p>Imagine investing $1,000 in each group at the same initial dividend yield of 3%.</p><p>Each investment initially generates $30 a year. Payouts then grow at different rates:</p><ul><li><p>+7.87% annually for Dividend Score 90+</p></li><li><p>+7.26% for Dividend Score 80+</p></li><li><p>and +2.62% for Dividend Score 80&#8722;</p></li></ul><p>Let&#8217;s look at how annual income changes if these growth rates continue.</p><h4><strong>Dividend Score - U.S. Market</strong></h4><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!LGOU!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3ab84b3d-59e2-44a9-8d5d-62e908b54714_2800x1600.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!LGOU!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3ab84b3d-59e2-44a9-8d5d-62e908b54714_2800x1600.png 424w, https://substackcdn.com/image/fetch/$s_!LGOU!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3ab84b3d-59e2-44a9-8d5d-62e908b54714_2800x1600.png 848w, https://substackcdn.com/image/fetch/$s_!LGOU!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3ab84b3d-59e2-44a9-8d5d-62e908b54714_2800x1600.png 1272w, https://substackcdn.com/image/fetch/$s_!LGOU!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3ab84b3d-59e2-44a9-8d5d-62e908b54714_2800x1600.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!LGOU!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3ab84b3d-59e2-44a9-8d5d-62e908b54714_2800x1600.png" width="1456" height="832" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/3ab84b3d-59e2-44a9-8d5d-62e908b54714_2800x1600.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:832,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:331874,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219267834?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3ab84b3d-59e2-44a9-8d5d-62e908b54714_2800x1600.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!LGOU!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3ab84b3d-59e2-44a9-8d5d-62e908b54714_2800x1600.png 424w, https://substackcdn.com/image/fetch/$s_!LGOU!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3ab84b3d-59e2-44a9-8d5d-62e908b54714_2800x1600.png 848w, https://substackcdn.com/image/fetch/$s_!LGOU!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3ab84b3d-59e2-44a9-8d5d-62e908b54714_2800x1600.png 1272w, https://substackcdn.com/image/fetch/$s_!LGOU!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3ab84b3d-59e2-44a9-8d5d-62e908b54714_2800x1600.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!joYY!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fadaa7f1f-54d1-48ee-a111-4201d49739d1_2400x1200.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!joYY!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fadaa7f1f-54d1-48ee-a111-4201d49739d1_2400x1200.png 424w, https://substackcdn.com/image/fetch/$s_!joYY!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fadaa7f1f-54d1-48ee-a111-4201d49739d1_2400x1200.png 848w, https://substackcdn.com/image/fetch/$s_!joYY!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fadaa7f1f-54d1-48ee-a111-4201d49739d1_2400x1200.png 1272w, https://substackcdn.com/image/fetch/$s_!joYY!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fadaa7f1f-54d1-48ee-a111-4201d49739d1_2400x1200.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!joYY!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fadaa7f1f-54d1-48ee-a111-4201d49739d1_2400x1200.png" width="1456" height="728" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/adaa7f1f-54d1-48ee-a111-4201d49739d1_2400x1200.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:728,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:107455,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219267834?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fadaa7f1f-54d1-48ee-a111-4201d49739d1_2400x1200.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!joYY!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fadaa7f1f-54d1-48ee-a111-4201d49739d1_2400x1200.png 424w, https://substackcdn.com/image/fetch/$s_!joYY!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fadaa7f1f-54d1-48ee-a111-4201d49739d1_2400x1200.png 848w, https://substackcdn.com/image/fetch/$s_!joYY!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fadaa7f1f-54d1-48ee-a111-4201d49739d1_2400x1200.png 1272w, https://substackcdn.com/image/fetch/$s_!joYY!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fadaa7f1f-54d1-48ee-a111-4201d49739d1_2400x1200.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!nHhU!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fba5fb0b8-f2b2-4fc7-afa5-302e1219604d_2400x1200.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!nHhU!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fba5fb0b8-f2b2-4fc7-afa5-302e1219604d_2400x1200.png 424w, https://substackcdn.com/image/fetch/$s_!nHhU!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fba5fb0b8-f2b2-4fc7-afa5-302e1219604d_2400x1200.png 848w, https://substackcdn.com/image/fetch/$s_!nHhU!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fba5fb0b8-f2b2-4fc7-afa5-302e1219604d_2400x1200.png 1272w, https://substackcdn.com/image/fetch/$s_!nHhU!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fba5fb0b8-f2b2-4fc7-afa5-302e1219604d_2400x1200.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!nHhU!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fba5fb0b8-f2b2-4fc7-afa5-302e1219604d_2400x1200.png" width="1456" height="728" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/ba5fb0b8-f2b2-4fc7-afa5-302e1219604d_2400x1200.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:728,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:107584,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219267834?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fba5fb0b8-f2b2-4fc7-afa5-302e1219604d_2400x1200.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!nHhU!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fba5fb0b8-f2b2-4fc7-afa5-302e1219604d_2400x1200.png 424w, https://substackcdn.com/image/fetch/$s_!nHhU!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fba5fb0b8-f2b2-4fc7-afa5-302e1219604d_2400x1200.png 848w, https://substackcdn.com/image/fetch/$s_!nHhU!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fba5fb0b8-f2b2-4fc7-afa5-302e1219604d_2400x1200.png 1272w, https://substackcdn.com/image/fetch/$s_!nHhU!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fba5fb0b8-f2b2-4fc7-afa5-302e1219604d_2400x1200.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><p>After 15 years, the investment in the Dividend Score 90+ group generates $93.41 a year without reinvestment, compared with $44.19 for the 80&#8722; group. With reinvestment, annual income reaches $215.34 versus $76.50.</p><p>Reinvestment amplifies the effect: dividends buy additional shares. Those shares also generate dividends, while the payout per share continues to grow.</p><div><hr></div><div class="callout-block" data-callout="true"><h2 style="text-align: center;"><strong>A MaxDividends Study of U.S. and International Dividend Stocks</strong></h2><h2 style="text-align: center;"><strong>Dividend Score</strong></h2><h3 style="text-align: center;"><strong>Global Markets (Excluding the U.S.)</strong></h3></div><blockquote><p><strong>How We Conducted the Study</strong></p><p>We selected non-U.S. companies that had a track record of at least 10 consecutive years of annual dividend increases as of the beginning of 2023. To be included, companies also needed to have Dividend Score data available for all four years: 2023, 2024, 2025, and 2026.</p></blockquote><p>The initial sample contained 44 companies: 34 from Canada, four from Sweden, three from Finland, two from Norway, and one from Switzerland.</p><p>For the comparison, we used three initial groups without rounding the scores:</p><ul><li><p>Dividend Score 90+: companies with scores of 90 or higher.</p></li><li><p>Dividend Score 80+: companies with scores of 80 or higher.</p></li><li><p>Dividend Score 80&#8722;: companies with scores of 79 or lower.</p></li></ul><p>Companies with scores of 90 or higher also belong to the 80+ group. We show them separately to examine whether a higher initial score is associated with different results. The company counts for these two groups should not be added together.</p><p>We then tracked regular dividend payments from January 1, 2023, through October 7, 2026, to see how many companies cut or suspended their dividends and how much dividend payments grew over that period.</p><p>We also accounted for changes in the score. If a company initially had a score of 80 or higher, its score subsequently fell below 80, and it later cut its dividend, we reassigned it to the 80&#8722; group. If that company&#8217;s initial score was 90 or higher, it was also removed from the final 90+ group.</p><p>After the adjustments, the Dividend Score 90+ group contained 17 companies, the 80+ group contained 28, and the 80&#8722; group contained 12.</p><h3><strong>What the Comparison Showed</strong></h3><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!d_Mz!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fee226493-ed8f-474a-b7d4-1e55c43e8bcf_2600x1600.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!d_Mz!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fee226493-ed8f-474a-b7d4-1e55c43e8bcf_2600x1600.png 424w, https://substackcdn.com/image/fetch/$s_!d_Mz!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fee226493-ed8f-474a-b7d4-1e55c43e8bcf_2600x1600.png 848w, https://substackcdn.com/image/fetch/$s_!d_Mz!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fee226493-ed8f-474a-b7d4-1e55c43e8bcf_2600x1600.png 1272w, https://substackcdn.com/image/fetch/$s_!d_Mz!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fee226493-ed8f-474a-b7d4-1e55c43e8bcf_2600x1600.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!d_Mz!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fee226493-ed8f-474a-b7d4-1e55c43e8bcf_2600x1600.png" width="1456" height="896" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/ee226493-ed8f-474a-b7d4-1e55c43e8bcf_2600x1600.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:896,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:161518,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219267834?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fee226493-ed8f-474a-b7d4-1e55c43e8bcf_2600x1600.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!d_Mz!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fee226493-ed8f-474a-b7d4-1e55c43e8bcf_2600x1600.png 424w, https://substackcdn.com/image/fetch/$s_!d_Mz!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fee226493-ed8f-474a-b7d4-1e55c43e8bcf_2600x1600.png 848w, https://substackcdn.com/image/fetch/$s_!d_Mz!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fee226493-ed8f-474a-b7d4-1e55c43e8bcf_2600x1600.png 1272w, https://substackcdn.com/image/fetch/$s_!d_Mz!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fee226493-ed8f-474a-b7d4-1e55c43e8bcf_2600x1600.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>To make the difference easier to see, imagine 100 companies in each group. Applying the proportions observed in our sample, over the entire study period of almost four years, approximately:</p><ul><li><p>0 companies in the Dividend Score 90+ group would have reduced their payouts;</p></li><li><p>4 companies in the Dividend Score 80+ group would have done so;</p></li><li><p>25 companies in the Dividend Score 80&#8722; group would have done so.</p></li></ul><p>We found no dividend cuts in the final 90+ group. This result applies to the 17 companies that remained in that group after the adjustments.</p><h3><strong>Dividend Cuts and Annual Income Growth</strong></h3><p>The first chart shows the percentage of companies that cut or suspended their dividends over the entire study period.</p><h4><strong>Dividend Score - Global Markets (Excluding the U.S.)</strong></h4><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!HZnO!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa148fedf-57b9-4cf4-bafa-49f5163e0872_2400x1440.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!HZnO!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa148fedf-57b9-4cf4-bafa-49f5163e0872_2400x1440.png 424w, https://substackcdn.com/image/fetch/$s_!HZnO!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa148fedf-57b9-4cf4-bafa-49f5163e0872_2400x1440.png 848w, https://substackcdn.com/image/fetch/$s_!HZnO!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa148fedf-57b9-4cf4-bafa-49f5163e0872_2400x1440.png 1272w, https://substackcdn.com/image/fetch/$s_!HZnO!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa148fedf-57b9-4cf4-bafa-49f5163e0872_2400x1440.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!HZnO!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa148fedf-57b9-4cf4-bafa-49f5163e0872_2400x1440.png" width="1456" height="874" 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srcset="https://substackcdn.com/image/fetch/$s_!HZnO!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa148fedf-57b9-4cf4-bafa-49f5163e0872_2400x1440.png 424w, https://substackcdn.com/image/fetch/$s_!HZnO!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa148fedf-57b9-4cf4-bafa-49f5163e0872_2400x1440.png 848w, https://substackcdn.com/image/fetch/$s_!HZnO!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa148fedf-57b9-4cf4-bafa-49f5163e0872_2400x1440.png 1272w, https://substackcdn.com/image/fetch/$s_!HZnO!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa148fedf-57b9-4cf4-bafa-49f5163e0872_2400x1440.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>The second illustrates annual dividend income over 20 years, starting with the same initial investment.</p><h3><strong>How Dividend Growth Changes Investor Income</strong></h3><p>Imagine investing $1,000 in each group at the same initial dividend yield of 3%.</p><p>Each investment initially generates $30 a year. Payouts then grow at different rates:</p><ul><li><p>+9.85% annually for Dividend Score 90+</p></li><li><p>+8.76% for Dividend Score 80+</p></li><li><p>and +2.78% for Dividend Score 80&#8722;</p></li></ul><p>Let&#8217;s look at how annual income changes if these growth rates continue.</p><h4><strong>Dividend Score - Global Markets (Excluding the U.S.)</strong></h4><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!xplh!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F39c83e43-a555-4c15-a913-96eb5e9b567b_2800x1600.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!xplh!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F39c83e43-a555-4c15-a913-96eb5e9b567b_2800x1600.png 424w, https://substackcdn.com/image/fetch/$s_!xplh!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F39c83e43-a555-4c15-a913-96eb5e9b567b_2800x1600.png 848w, https://substackcdn.com/image/fetch/$s_!xplh!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F39c83e43-a555-4c15-a913-96eb5e9b567b_2800x1600.png 1272w, https://substackcdn.com/image/fetch/$s_!xplh!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F39c83e43-a555-4c15-a913-96eb5e9b567b_2800x1600.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!xplh!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F39c83e43-a555-4c15-a913-96eb5e9b567b_2800x1600.png" width="1456" height="832" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/39c83e43-a555-4c15-a913-96eb5e9b567b_2800x1600.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:832,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:333785,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219267834?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F39c83e43-a555-4c15-a913-96eb5e9b567b_2800x1600.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" 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height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!FjKR!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fffff93be-5d1a-419e-8156-1b1dbba9f47c_2400x1200.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" 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src="https://substackcdn.com/image/fetch/$s_!FjKR!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fffff93be-5d1a-419e-8156-1b1dbba9f47c_2400x1200.png" width="1456" height="728" 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srcset="https://substackcdn.com/image/fetch/$s_!Ac9o!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F72f69bfb-08d6-42f8-a5c8-f782a222db73_2400x1200.png 424w, https://substackcdn.com/image/fetch/$s_!Ac9o!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F72f69bfb-08d6-42f8-a5c8-f782a222db73_2400x1200.png 848w, https://substackcdn.com/image/fetch/$s_!Ac9o!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F72f69bfb-08d6-42f8-a5c8-f782a222db73_2400x1200.png 1272w, https://substackcdn.com/image/fetch/$s_!Ac9o!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F72f69bfb-08d6-42f8-a5c8-f782a222db73_2400x1200.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><p>After 15 years, the investment in the Dividend Score 90+ group generates $122.74 a year without reinvestment, compared with $45.23 for the 80&#8722; group. With reinvestment, annual income reaches $328.43 versus $78.84.</p><p>Reinvestment amplifies the effect: dividends buy additional shares. Those shares also generate dividends, while the payout per share continues to grow.</p><div><hr></div><div class="callout-block" data-callout="true"><h2 style="text-align: center;"><strong>A MaxDividends Study of U.S. and International Dividend Stocks</strong></h2><h2 style="text-align: center;"><strong>Dividend Score</strong></h2><h3 style="text-align: center;"><strong>Combined Results: US + Global Markets</strong></h3></div><blockquote><p><strong>How We Conducted the Study</strong></p><p>We combined the results for U.S. and non-U.S. companies into a single sample of 439 companies. </p><p>All selected companies had a track record of at least 10 consecutive years of annual dividend increases as of the beginning of 2023. To be included, companies also needed to have Dividend Score data available for all four years: 2023, 2024, 2025, and 2026.</p></blockquote><p>For the comparison, we used three initial groups without rounding the scores:</p><ul><li><p>Dividend Score 90+: companies with scores of 90 or higher.</p></li><li><p>Dividend Score 80+: companies with scores of 80 or higher.</p></li><li><p>Dividend Score 80&#8722;: companies with scores of 79 or lower.</p></li></ul><p>Companies with scores of 90 or higher also belong to the 80+ group. We show them separately to examine whether a higher initial score is associated with different results. The company counts for these two groups should not be added together.</p><p>We then tracked regular dividend payments from January 1, 2023, through October 7, 2026, to see how many companies cut or suspended their dividends and how much their dividends grew over that period.</p><p>We also accounted for changes in the score. If a company initially had a score of 80 or higher, its score subsequently fell below 80, and it later cut its dividend, we reassigned it to the 80&#8722; group. If that company&#8217;s initial score was 90 or higher, it was also removed from the final 90+ group.</p><p>After the adjustments, the Dividend Score 90+ group contained 219 companies, the 80+ group contained 340, and the 80&#8722; group contained 87.</p><p>Combined average growth is calculated across companies: each company receives the same weight, regardless of its country.</p><h3><strong>What the Comparison Showed</strong></h3><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!gg-Z!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb4b7b411-41be-4915-b460-236109552191_2600x1600.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!gg-Z!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb4b7b411-41be-4915-b460-236109552191_2600x1600.png 424w, https://substackcdn.com/image/fetch/$s_!gg-Z!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb4b7b411-41be-4915-b460-236109552191_2600x1600.png 848w, https://substackcdn.com/image/fetch/$s_!gg-Z!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb4b7b411-41be-4915-b460-236109552191_2600x1600.png 1272w, https://substackcdn.com/image/fetch/$s_!gg-Z!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb4b7b411-41be-4915-b460-236109552191_2600x1600.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!gg-Z!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb4b7b411-41be-4915-b460-236109552191_2600x1600.png" width="1456" height="896" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/b4b7b411-41be-4915-b460-236109552191_2600x1600.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:896,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:165609,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219267834?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb4b7b411-41be-4915-b460-236109552191_2600x1600.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!gg-Z!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb4b7b411-41be-4915-b460-236109552191_2600x1600.png 424w, https://substackcdn.com/image/fetch/$s_!gg-Z!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb4b7b411-41be-4915-b460-236109552191_2600x1600.png 848w, https://substackcdn.com/image/fetch/$s_!gg-Z!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb4b7b411-41be-4915-b460-236109552191_2600x1600.png 1272w, https://substackcdn.com/image/fetch/$s_!gg-Z!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb4b7b411-41be-4915-b460-236109552191_2600x1600.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>To make the difference easier to understand, let&#8217;s imagine 100 companies in each group. Over the nearly four-year study period, approximately:</p><ul><li><p>2 companies in the Dividend Score 90+ group would have cut or suspended their dividends;</p></li><li><p>3 companies in the Dividend Score 80+ group would have cut or suspended their dividends;</p></li><li><p>16 companies in the Dividend Score 80&#8722; group would have cut or suspended their dividends.</p></li></ul><p>The percentage of companies that cut or suspended their dividends in the 80&#8722; group was approximately 7.0 times higher than in the 90+ group and 6.1 times higher than in the 80+ group.</p><p>Annualized dividend growth was +8.02% for the 90+ group, +7.39% for the 80+ group, and +2.64% for the 80&#8722; group.</p><h3><strong>Dividend Cuts and Annual Income Growth</strong></h3><p>The first chart shows the share of companies that reduced or eliminated their payouts over the entire study period. </p><h4><strong>Dividend Score - Combined Results (US + Global Markets)</strong></h4><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Nd77!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F00f4f868-a598-4855-8c0e-d69195bacc5b_2400x1440.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Nd77!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F00f4f868-a598-4855-8c0e-d69195bacc5b_2400x1440.png 424w, https://substackcdn.com/image/fetch/$s_!Nd77!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F00f4f868-a598-4855-8c0e-d69195bacc5b_2400x1440.png 848w, https://substackcdn.com/image/fetch/$s_!Nd77!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F00f4f868-a598-4855-8c0e-d69195bacc5b_2400x1440.png 1272w, https://substackcdn.com/image/fetch/$s_!Nd77!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F00f4f868-a598-4855-8c0e-d69195bacc5b_2400x1440.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!Nd77!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F00f4f868-a598-4855-8c0e-d69195bacc5b_2400x1440.png" width="1456" height="874" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/00f4f868-a598-4855-8c0e-d69195bacc5b_2400x1440.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:874,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:157363,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219267834?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F00f4f868-a598-4855-8c0e-d69195bacc5b_2400x1440.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!Nd77!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F00f4f868-a598-4855-8c0e-d69195bacc5b_2400x1440.png 424w, https://substackcdn.com/image/fetch/$s_!Nd77!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F00f4f868-a598-4855-8c0e-d69195bacc5b_2400x1440.png 848w, https://substackcdn.com/image/fetch/$s_!Nd77!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F00f4f868-a598-4855-8c0e-d69195bacc5b_2400x1440.png 1272w, https://substackcdn.com/image/fetch/$s_!Nd77!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F00f4f868-a598-4855-8c0e-d69195bacc5b_2400x1440.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>The second illustrates annual dividend income over 20 years, starting with the same initial investment.</p><h3><strong>How Dividend Growth Changes Investor Income</strong></h3><p>Imagine investing $1,000 in each group at the same initial dividend yield of 3%.</p><p>Each investment initially generates $30 a year. Payouts then grow at different rates:</p><ul><li><p>+8.02% annually for Dividend Score 90+</p></li><li><p>+7.39% for Dividend Score 80+</p></li><li><p>and +2.64% for Dividend Score 80&#8722;</p></li></ul><p>Let&#8217;s look at how annual income changes if these growth rates continue.</p><h4><strong>Dividend Score - Combined Results (US + Global Markets)</strong></h4><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!NQeP!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1be883e7-cdb8-497d-9cb7-e8c5761e88d6_2800x1600.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!NQeP!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1be883e7-cdb8-497d-9cb7-e8c5761e88d6_2800x1600.png 424w, https://substackcdn.com/image/fetch/$s_!NQeP!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1be883e7-cdb8-497d-9cb7-e8c5761e88d6_2800x1600.png 848w, https://substackcdn.com/image/fetch/$s_!NQeP!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1be883e7-cdb8-497d-9cb7-e8c5761e88d6_2800x1600.png 1272w, https://substackcdn.com/image/fetch/$s_!NQeP!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1be883e7-cdb8-497d-9cb7-e8c5761e88d6_2800x1600.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!NQeP!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1be883e7-cdb8-497d-9cb7-e8c5761e88d6_2800x1600.png" width="1456" height="832" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/1be883e7-cdb8-497d-9cb7-e8c5761e88d6_2800x1600.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:832,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:326905,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219267834?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1be883e7-cdb8-497d-9cb7-e8c5761e88d6_2800x1600.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!NQeP!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1be883e7-cdb8-497d-9cb7-e8c5761e88d6_2800x1600.png 424w, https://substackcdn.com/image/fetch/$s_!NQeP!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1be883e7-cdb8-497d-9cb7-e8c5761e88d6_2800x1600.png 848w, https://substackcdn.com/image/fetch/$s_!NQeP!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1be883e7-cdb8-497d-9cb7-e8c5761e88d6_2800x1600.png 1272w, https://substackcdn.com/image/fetch/$s_!NQeP!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1be883e7-cdb8-497d-9cb7-e8c5761e88d6_2800x1600.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!AJlq!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9188d330-ff1a-4a0d-a855-3907845aa5a0_2400x1200.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!AJlq!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9188d330-ff1a-4a0d-a855-3907845aa5a0_2400x1200.png 424w, https://substackcdn.com/image/fetch/$s_!AJlq!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9188d330-ff1a-4a0d-a855-3907845aa5a0_2400x1200.png 848w, https://substackcdn.com/image/fetch/$s_!AJlq!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9188d330-ff1a-4a0d-a855-3907845aa5a0_2400x1200.png 1272w, https://substackcdn.com/image/fetch/$s_!AJlq!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9188d330-ff1a-4a0d-a855-3907845aa5a0_2400x1200.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!AJlq!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9188d330-ff1a-4a0d-a855-3907845aa5a0_2400x1200.png" width="1456" height="728" 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srcset="https://substackcdn.com/image/fetch/$s_!AJlq!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9188d330-ff1a-4a0d-a855-3907845aa5a0_2400x1200.png 424w, https://substackcdn.com/image/fetch/$s_!AJlq!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9188d330-ff1a-4a0d-a855-3907845aa5a0_2400x1200.png 848w, https://substackcdn.com/image/fetch/$s_!AJlq!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9188d330-ff1a-4a0d-a855-3907845aa5a0_2400x1200.png 1272w, https://substackcdn.com/image/fetch/$s_!AJlq!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9188d330-ff1a-4a0d-a855-3907845aa5a0_2400x1200.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div 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height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!lBp8!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9476ba55-32d2-4947-bed7-c3aca220e656_2400x1200.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!lBp8!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9476ba55-32d2-4947-bed7-c3aca220e656_2400x1200.png 424w, https://substackcdn.com/image/fetch/$s_!lBp8!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9476ba55-32d2-4947-bed7-c3aca220e656_2400x1200.png 848w, https://substackcdn.com/image/fetch/$s_!lBp8!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9476ba55-32d2-4947-bed7-c3aca220e656_2400x1200.png 1272w, https://substackcdn.com/image/fetch/$s_!lBp8!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9476ba55-32d2-4947-bed7-c3aca220e656_2400x1200.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!lBp8!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9476ba55-32d2-4947-bed7-c3aca220e656_2400x1200.png" width="1456" height="728" 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srcset="https://substackcdn.com/image/fetch/$s_!lBp8!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9476ba55-32d2-4947-bed7-c3aca220e656_2400x1200.png 424w, https://substackcdn.com/image/fetch/$s_!lBp8!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9476ba55-32d2-4947-bed7-c3aca220e656_2400x1200.png 848w, https://substackcdn.com/image/fetch/$s_!lBp8!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9476ba55-32d2-4947-bed7-c3aca220e656_2400x1200.png 1272w, https://substackcdn.com/image/fetch/$s_!lBp8!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9476ba55-32d2-4947-bed7-c3aca220e656_2400x1200.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><p>After 15 years, the investment in the Dividend Score 90+ group generates $95.47 a year without reinvestment, compared with $44.33 for the 80&#8722; group. With reinvestment, annual income reaches $222.52 versus $76.82.</p><p>Reinvestment amplifies the effect: dividends buy additional shares. Those shares also generate dividends, while the payout per share continues to grow.</p><h3><strong>Seven Key Findings From Our Dividend Score Research</strong></h3><h4><strong>1. A High Dividend Score Was Associated With More Than Three Times Faster Dividend Growth</strong></h4><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!2k8t!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F789b195d-3bd2-49ac-9106-38716f955f27_1774x887.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!2k8t!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F789b195d-3bd2-49ac-9106-38716f955f27_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!2k8t!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F789b195d-3bd2-49ac-9106-38716f955f27_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!2k8t!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F789b195d-3bd2-49ac-9106-38716f955f27_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!2k8t!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F789b195d-3bd2-49ac-9106-38716f955f27_1774x887.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!2k8t!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F789b195d-3bd2-49ac-9106-38716f955f27_1774x887.png" width="1456" height="728" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/789b195d-3bd2-49ac-9106-38716f955f27_1774x887.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:728,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:1265073,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219267834?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F789b195d-3bd2-49ac-9106-38716f955f27_1774x887.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!2k8t!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F789b195d-3bd2-49ac-9106-38716f955f27_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!2k8t!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F789b195d-3bd2-49ac-9106-38716f955f27_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!2k8t!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F789b195d-3bd2-49ac-9106-38716f955f27_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!2k8t!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F789b195d-3bd2-49ac-9106-38716f955f27_1774x887.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Across our combined U.S. and international sample, companies with Dividend Scores of 90 or higher delivered 8.02% annualized dividend growth, compared with just 2.64% for companies scoring below 80.</p><p>That&#8217;s approximately 3 times faster dividend growth over the study period.</p><h4><strong>2. The Risk of a Dividend Cut Was Approximately Seven Times Higher Among Low-Scoring Companies</strong></h4><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!96_6!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6c31820e-93bf-4fe0-b20b-68f59ad1fef5_1774x887.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!96_6!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6c31820e-93bf-4fe0-b20b-68f59ad1fef5_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!96_6!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6c31820e-93bf-4fe0-b20b-68f59ad1fef5_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!96_6!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6c31820e-93bf-4fe0-b20b-68f59ad1fef5_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!96_6!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6c31820e-93bf-4fe0-b20b-68f59ad1fef5_1774x887.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!96_6!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6c31820e-93bf-4fe0-b20b-68f59ad1fef5_1774x887.png" width="1456" height="728" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/6c31820e-93bf-4fe0-b20b-68f59ad1fef5_1774x887.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:728,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:1421509,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219267834?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6c31820e-93bf-4fe0-b20b-68f59ad1fef5_1774x887.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!96_6!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6c31820e-93bf-4fe0-b20b-68f59ad1fef5_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!96_6!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6c31820e-93bf-4fe0-b20b-68f59ad1fef5_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!96_6!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6c31820e-93bf-4fe0-b20b-68f59ad1fef5_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!96_6!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6c31820e-93bf-4fe0-b20b-68f59ad1fef5_1774x887.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Only 2.28% of companies with Dividend Scores of 90+ cut or suspended their dividends during the study period.</p><p>Among companies scoring below 80, that figure jumped to 16.09%.</p><p>In other words, dividend cuts and suspensions were approximately 7 times more common among lower-scoring companies.</p><h4><strong>3. The Results Were Consistent Across U.S. and International Markets</strong></h4><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!511J!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9d20ea1b-31e8-4eb9-aaf9-ab3f6d390a17_1774x887.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!511J!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9d20ea1b-31e8-4eb9-aaf9-ab3f6d390a17_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!511J!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9d20ea1b-31e8-4eb9-aaf9-ab3f6d390a17_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!511J!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9d20ea1b-31e8-4eb9-aaf9-ab3f6d390a17_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!511J!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9d20ea1b-31e8-4eb9-aaf9-ab3f6d390a17_1774x887.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!511J!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9d20ea1b-31e8-4eb9-aaf9-ab3f6d390a17_1774x887.png" width="1456" height="728" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/9d20ea1b-31e8-4eb9-aaf9-ab3f6d390a17_1774x887.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:728,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:1308814,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219267834?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9d20ea1b-31e8-4eb9-aaf9-ab3f6d390a17_1774x887.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!511J!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9d20ea1b-31e8-4eb9-aaf9-ab3f6d390a17_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!511J!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9d20ea1b-31e8-4eb9-aaf9-ab3f6d390a17_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!511J!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9d20ea1b-31e8-4eb9-aaf9-ab3f6d390a17_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!511J!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9d20ea1b-31e8-4eb9-aaf9-ab3f6d390a17_1774x887.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>The pattern wasn&#8217;t limited to U.S. stocks.</p><p>Among U.S. companies, dividend cuts or suspensions affected 2.48% of the 90+ group, compared with 14.67% of companies scoring below 80.</p><p>Outside the U.S., none of the 17 companies scoring 90+ cut or suspended their dividends, compared with 25% of the 12 companies scoring below 80.</p><p>The international sample was much smaller, but the direction of the results was consistent.</p><h4><strong>4. Higher Dividend Scores Translated Into Stronger Portfolio-Level Dividend Growth</strong></h4><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!ZQLr!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffd2a5fb3-ddf0-4bb0-a5bc-454b5831a4f9_1774x887.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!ZQLr!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffd2a5fb3-ddf0-4bb0-a5bc-454b5831a4f9_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!ZQLr!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffd2a5fb3-ddf0-4bb0-a5bc-454b5831a4f9_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!ZQLr!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffd2a5fb3-ddf0-4bb0-a5bc-454b5831a4f9_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!ZQLr!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffd2a5fb3-ddf0-4bb0-a5bc-454b5831a4f9_1774x887.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!ZQLr!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffd2a5fb3-ddf0-4bb0-a5bc-454b5831a4f9_1774x887.png" width="1456" height="728" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/fd2a5fb3-ddf0-4bb0-a5bc-454b5831a4f9_1774x887.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:728,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:1475864,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219267834?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffd2a5fb3-ddf0-4bb0-a5bc-454b5831a4f9_1774x887.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!ZQLr!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffd2a5fb3-ddf0-4bb0-a5bc-454b5831a4f9_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!ZQLr!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffd2a5fb3-ddf0-4bb0-a5bc-454b5831a4f9_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!ZQLr!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffd2a5fb3-ddf0-4bb0-a5bc-454b5831a4f9_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!ZQLr!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffd2a5fb3-ddf0-4bb0-a5bc-454b5831a4f9_1774x887.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>We also tested 200 randomly constructed portfolios of 25 companies each, using an identical hypothetical starting annual dividend income of $3,000.</p><p>By 2026, the median portfolio built from Dividend Score 90+ companies had increased its annual income by 21.33%, compared with 12.85% for portfolios built from companies scoring below 80.</p><p>That&#8217;s roughly 66% more cumulative dividend income growth over the same period.</p><h4><strong>5. Annual Portfolio Dividend Income Declines Were Five Times Less Frequent</strong></h4><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!qe2C!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F565c7176-31fb-4bee-97f1-f3324d2e383f_1774x887.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!qe2C!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F565c7176-31fb-4bee-97f1-f3324d2e383f_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!qe2C!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F565c7176-31fb-4bee-97f1-f3324d2e383f_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!qe2C!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F565c7176-31fb-4bee-97f1-f3324d2e383f_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!qe2C!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F565c7176-31fb-4bee-97f1-f3324d2e383f_1774x887.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!qe2C!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F565c7176-31fb-4bee-97f1-f3324d2e383f_1774x887.png" width="1456" height="728" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/565c7176-31fb-4bee-97f1-f3324d2e383f_1774x887.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:728,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:1485027,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219267834?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F565c7176-31fb-4bee-97f1-f3324d2e383f_1774x887.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!qe2C!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F565c7176-31fb-4bee-97f1-f3324d2e383f_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!qe2C!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F565c7176-31fb-4bee-97f1-f3324d2e383f_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!qe2C!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F565c7176-31fb-4bee-97f1-f3324d2e383f_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!qe2C!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F565c7176-31fb-4bee-97f1-f3324d2e383f_1774x887.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Across 300 year-to-year portfolio observations in each group, we recorded only 2 declines in total dividend income among high-score portfolios, compared with 10 declines among low-score portfolios.</p><p>That translates into an observed annual decline frequency of 0.67% versus 3.33%.</p><p>These are frequencies within our simulation, not estimates of future probabilities. Still, the difference illustrates an important advantage: high-score portfolios were better at maintaining a growing income stream.</p><h4><strong>6. When Dividend Income Grew, High-Score Portfolios Grew It 76% Faster</strong></h4><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!qeoM!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F14443bf2-c15e-4a34-b55d-473a73ef4e54_1774x887.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!qeoM!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F14443bf2-c15e-4a34-b55d-473a73ef4e54_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!qeoM!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F14443bf2-c15e-4a34-b55d-473a73ef4e54_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!qeoM!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F14443bf2-c15e-4a34-b55d-473a73ef4e54_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!qeoM!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F14443bf2-c15e-4a34-b55d-473a73ef4e54_1774x887.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!qeoM!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F14443bf2-c15e-4a34-b55d-473a73ef4e54_1774x887.png" width="1456" height="728" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/14443bf2-c15e-4a34-b55d-473a73ef4e54_1774x887.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:728,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:1407205,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219267834?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F14443bf2-c15e-4a34-b55d-473a73ef4e54_1774x887.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!qeoM!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F14443bf2-c15e-4a34-b55d-473a73ef4e54_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!qeoM!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F14443bf2-c15e-4a34-b55d-473a73ef4e54_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!qeoM!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F14443bf2-c15e-4a34-b55d-473a73ef4e54_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!qeoM!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F14443bf2-c15e-4a34-b55d-473a73ef4e54_1774x887.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Among annual observations with positive dividend income growth, portfolios built from Dividend Score 90+ companies achieved an average increase of 7.16%.</p><p>The comparable figure for portfolios built from companies scoring below 80 was 4.08%. That represents approximately 76% faster income growth in positive years.</p><p>This matters because long-term dividend investing depends not only on avoiding setbacks, but also on maintaining a strong rate of income growth.</p><h4><strong>7. A Dividend Cut Doesn&#8217;t Have to Mean a Pay Cut for the Investor</strong></h4><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!tVc_!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26bca2e0-cb2d-4df1-bb5a-5c36f45be604_1774x887.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!tVc_!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26bca2e0-cb2d-4df1-bb5a-5c36f45be604_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!tVc_!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26bca2e0-cb2d-4df1-bb5a-5c36f45be604_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!tVc_!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26bca2e0-cb2d-4df1-bb5a-5c36f45be604_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!tVc_!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26bca2e0-cb2d-4df1-bb5a-5c36f45be604_1774x887.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!tVc_!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26bca2e0-cb2d-4df1-bb5a-5c36f45be604_1774x887.png" width="1456" height="728" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/26bca2e0-cb2d-4df1-bb5a-5c36f45be604_1774x887.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:728,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:1569708,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/219267834?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26bca2e0-cb2d-4df1-bb5a-5c36f45be604_1774x887.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!tVc_!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26bca2e0-cb2d-4df1-bb5a-5c36f45be604_1774x887.png 424w, https://substackcdn.com/image/fetch/$s_!tVc_!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26bca2e0-cb2d-4df1-bb5a-5c36f45be604_1774x887.png 848w, https://substackcdn.com/image/fetch/$s_!tVc_!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26bca2e0-cb2d-4df1-bb5a-5c36f45be604_1774x887.png 1272w, https://substackcdn.com/image/fetch/$s_!tVc_!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26bca2e0-cb2d-4df1-bb5a-5c36f45be604_1774x887.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Perhaps the most practical finding came from our portfolio resilience analysis.</p><p>During the 2023&#8211;2024 interval, 55 of the 100 high-score portfolios experienced at least one company-level dividend reduction. Yet 53 of those 55 portfolios still managed to grow their total annual dividend income.</p><p>The dividend increases from other holdings were sufficient to offset the damage.</p><p>That&#8217;s the real benefit of combining diversification with dividend quality: individual companies can disappoint without necessarily interrupting the growth of the portfolio&#8217;s overall income.</p><p>&#8212; MaxDividends Team</p><h4><strong>More Articles</strong></h4><ul><li><p><a href="https://www.maxdividends.com/p/dividend-safety-score-in-action-telus">Dividend Safety Score in Action: Telus Corp</a></p></li></ul><div><hr></div><p>*Data &amp; Sources</p><div class="callout-block" data-callout="true"><h3 style="text-align: center;"><strong>Dividend Score Study &#8212; Participating Companies</strong></h3><h3 style="text-align: center;"><strong>January 2023 &#8211; October 2026</strong></h3></div><h3><strong>U.S. Market &#8212; 387 companies</strong></h3><h4><strong>Ticker - Company Name - Dividend Score (2023)</strong></h4><ul><li><p>A - Agilent Technologies Inc - 88</p></li><li><p>AAPL - Apple Inc - 96</p></li><li><p>ABBV - AbbVie Inc - 90</p></li><li><p>ABM - ABM Industries Incorporated - 89</p></li><li><p>ABR - Arbor Realty Trust - 83</p></li><li><p>ABT - Abbott Laboratories - 98</p></li><li><p>ACN - Accenture plc - 97</p></li><li><p>ADC - Agree Realty Corporation - 80</p></li><li><p>ADI - Analog Devices Inc - 98</p></li><li><p>ADM - Archer-Daniels-Midland Company - 96</p></li><li><p>ADP - Automatic Data Processing Inc - 96</p></li><li><p>AEE - Ameren Corp - 84</p></li><li><p>AEP - American Electric Power Co Inc - 84</p></li><li><p>AES - The AES Corporation - 42</p></li><li><p>AFG - American Financial Group Inc - 89</p></li><li><p>AFL - Aflac Incorporated - 66</p></li><li><p>AGCO - AGCO Corporation - 93</p></li><li><p>AGM - Federal Agricultural Mortgage Corporation - 85</p></li><li><p>AGO - Assured Guaranty Ltd - 66</p></li><li><p>AIT - Applied Industrial Technologies - 97</p></li><li><p>AIZ - Assurant Inc - 85</p></li><li><p>AJG - Arthur J Gallagher &amp; Co - 92</p></li><li><p>ALL - The Allstate Corporation - 64</p></li><li><p>ALRS - Alerus Financial Corp - 77</p></li><li><p>ALSN - Allison Transmission Holdings Inc - 93</p></li><li><p>AMAT - Applied Materials Inc - 98</p></li><li><p>AMGN - Amgen Inc - 98</p></li><li><p>AMP - Ameriprise Financial Inc - 87</p></li><li><p>AMT - American Tower Corp - 84</p></li><li><p>ANDE - The Andersons Inc - 92</p></li><li><p>AON - Aon PLC - 94</p></li><li><p>AOS - Smith AO Corporation - 96</p></li><li><p>APD - Air Products and Chemicals Inc - 97</p></li><li><p>APH - Amphenol Corporation - 99</p></li><li><p>APOG - Apogee Enterprises Inc - 98</p></li><li><p>ARE - Alexandria Real Estate Equities Inc - 80</p></li><li><p>AROW - Arrow Financial Corporation - 91</p></li><li><p>ARTNA - Artesian Resources Corporation - 87</p></li><li><p>ASB - Associated Banc-Corp - 93</p></li><li><p>ASH - Ashland Global Holdings Inc - 61</p></li><li><p>ATO - Atmos Energy Corporation - 76</p></li><li><p>ATR - AptarGroup Inc - 97</p></li><li><p>AUB - Atlantic Union Bankshares Corp - 95</p></li><li><p>AUBN - Auburn National Bancorporation Inc - 85</p></li><li><p>AVA - Avista Corporation - 68</p></li><li><p>AVGO - Broadcom Inc - 92</p></li><li><p>AVNT - Avient Corp - 97</p></li><li><p>AVT - Avnet Inc - 61</p></li><li><p>AVY - Avery Dennison Corp - 97</p></li><li><p>AWK - American Water Works - 86</p></li><li><p>AWR - American States Water Company - 94</p></li><li><p>BAC - Bank of America Corp - 92</p></li><li><p>BAH - Booz Allen Hamilton Holding - 93</p></li><li><p>BANF - BancFirst Corporation - 88</p></li><li><p>BBY - Best Buy Co. Inc - 95</p></li><li><p>BC - Brunswick Corporation - 98</p></li><li><p>BCPC - Balchem Corporation - 96</p></li><li><p>BDX - Becton Dickinson and Company - 97</p></li><li><p>BEN - Franklin Resources Inc - 64</p></li><li><p>BKH - Black Hills Corporation - 86</p></li><li><p>BLK - BlackRock Inc - 97</p></li><li><p>BMI - Badger Meter Inc - 98</p></li><li><p>BMRC - Bank of Marin Bancorp - 86</p></li><li><p>BMY - Bristol-Myers Squibb Company - 78</p></li><li><p>BOKF - BOK Financial Corporation - 85</p></li><li><p>BR - Broadridge Financial Solutions Inc - 98</p></li><li><p>BRO - Brown &amp; Brown Inc - 97</p></li><li><p>BXP - Boston Properties Inc - 90</p></li><li><p>CAH - Cardinal Health Inc - 62</p></li><li><p>CASS - Cass Information Systems Inc - 82</p></li><li><p>CAT - Caterpillar Inc - 84</p></li><li><p>CB - Chubb Ltd - 84</p></li><li><p>CBSH - Commerce Bancshares Inc - 85</p></li><li><p>CBT - Cabot Corporation - 92</p></li><li><p>CBU - Community Bank System Inc - 90</p></li><li><p>CCBG - Capital City Bank Group - 88</p></li><li><p>CCOI - Cogent Communications Group Inc - 80</p></li><li><p>CE - Celanese Corporation - 97</p></li><li><p>CFFI - C&amp;F Financial Corporation - 81</p></li><li><p>CFR - Cullen/Frost Bankers Inc - 86</p></li><li><p>CHCO - City Holding Company - 92</p></li><li><p>CHD - Church &amp; Dwight Company Inc - 93</p></li><li><p>CHDN - Churchill Downs Incorporated - 88</p></li><li><p>CHE - Chemed Corp - 95</p></li><li><p>CHRW - CH Robinson Worldwide Inc - 98</p></li><li><p>CINF - Cincinnati Financial Corporation - 83</p></li><li><p>CIVB - Civista Bancshares Inc - 87</p></li><li><p>CL - Colgate-Palmolive Company - 93</p></li><li><p>CLX - The Clorox Company - 95</p></li><li><p>CMCSA - Comcast Corp - 80</p></li><li><p>CME - CME Group Inc - 95</p></li><li><p>CMI - Cummins Inc - 98</p></li><li><p>CMS - CMS Energy Corporation - 89</p></li><li><p>CNO - CNO Financial Group Inc - 52</p></li><li><p>CNS - Cohen &amp; Steers Inc - 99</p></li><li><p>COST - Costco Wholesale Corp - 96</p></li><li><p>CPK - Chesapeake Utilities Corporation - 87</p></li><li><p>CSCO - Cisco Systems Inc - 97</p></li><li><p>CSL - Carlisle Companies Incorporated - 98</p></li><li><p>CSX - CSX Corporation - 96</p></li><li><p>CTAS - Cintas Corporation - 92</p></li><li><p>CTBI - Community Trust Bancorp Inc - 88</p></li><li><p>CVX - Chevron Corp - 62</p></li><li><p>CWT - California Water Service Group - 88</p></li><li><p>DCI - Donaldson Company Inc - 98</p></li><li><p>DGICA - Donegal Group A Inc - 78</p></li><li><p>DGX - Quest Diagnostics Incorporated - 98</p></li><li><p>DHI - DR Horton Inc - 95</p></li><li><p>DKL - Delek Logistics Partners LP - 71</p></li><li><p>DOV - Dover Corporation - 74</p></li><li><p>DTE - DTE Energy Company - 84</p></li><li><p>DUK - Duke Energy Corporation - 84</p></li><li><p>EBMT - Eagle Bancorp Montana Inc - 84</p></li><li><p>ECL - Ecolab Inc - 61</p></li><li><p>ED - Consolidated Edison Inc - 83</p></li><li><p>EIX - Edison International - 67</p></li><li><p>EL - Estee Lauder Companies Inc - 98</p></li><li><p>ELS - Equity Lifestyle Properties Inc - 90</p></li><li><p>ELV - Elevance Health Inc - 97</p></li><li><p>EMN - Eastman Chemical Company - 82</p></li><li><p>EMR - Emerson Electric Company - 70</p></li><li><p>EPD - Enterprise Products Partners LP - 87</p></li><li><p>ERIE - Erie Indemnity Company - 61</p></li><li><p>ES - Eversource Energy - 86</p></li><li><p>ESS - Essex Property Trust Inc - 92</p></li><li><p>ETN - Eaton Corporation PLC - 86</p></li><li><p>EVR - Evercore Partners Inc - 99</p></li><li><p>EVRG - Evergy, Inc. - 85</p></li><li><p>EXPO - Exponent Inc - 94</p></li><li><p>FAF - First American Corporation - 74</p></li><li><p>FAST - Fastenal Company - 99</p></li><li><p>FCBC - First Community Bancshares Inc - 77</p></li><li><p>FDBC - Fidelity D&amp;D Bancorp Inc - 91</p></li><li><p>FDS - FactSet Research Systems Inc - 99</p></li><li><p>FELE - Franklin Electric Co Inc - 98</p></li><li><p>FFIN - First Financial Bankshares Inc - 87</p></li><li><p>FIBK - First Interstate BancSystem Inc - 75</p></li><li><p>FISI - Financial Institutions Inc - 94</p></li><li><p>FIX - Comfort Systems USA Inc - 98</p></li><li><p>FLO - Flowers Foods Inc - 83</p></li><li><p>FR - First Industrial Realty Trust Inc - 93</p></li><li><p>FRME - First Merchants Corporation - 82</p></li><li><p>FRT - Federal Realty Investment Trust - 94</p></li><li><p>FSBW - FS Bancorp Inc - 86</p></li><li><p>FUL - H B Fuller Company - 98</p></li><li><p>GATX - GATX Corporation - 68</p></li><li><p>GCBC - Greene County Bancorp Inc - 87</p></li><li><p>GD - General Dynamics Corporation - 97</p></li><li><p>GEF - Greif Bros Corporation - 95</p></li><li><p>GL - Globe Life Inc - 74</p></li><li><p>GLW - Corning Incorporated - 83</p></li><li><p>GPC - Genuine Parts Co - 97</p></li><li><p>GRC - Gorman-Rupp Company - 80</p></li><li><p>GS - Goldman Sachs Group Inc - 90</p></li><li><p>GSBC - Great Southern Bancorp Inc - 82</p></li><li><p>GWW - WW Grainger Inc - 98</p></li><li><p>HBNC - Horizon Bancorp - 86</p></li><li><p>HD - The Home Depot Inc - 98</p></li><li><p>HFWA - Heritage Financial Corporation - 80</p></li><li><p>HIG - Hartford Financial Services Group - 60</p></li><li><p>HII - Huntington Ingalls Industries Inc - 89</p></li><li><p>HNI - HNI Corp - 77</p></li><li><p>HRL - Hormel Foods Corporation - 99</p></li><li><p>HSY - Hershey Co - 96</p></li><li><p>HUBB - Hubbell Inc - 97</p></li><li><p>HY - Hyster-Yale Materials Handling Inc - 58</p></li><li><p>IBCP - Independent Bank Corporation - 84</p></li><li><p>IBM - International Business Machines - 66</p></li><li><p>IBOC - International Bancshares Corporation - 87</p></li><li><p>ICE - Intercontinental Exchange Inc - 82</p></li><li><p>IDA - IDACORP Inc - 97</p></li><li><p>IEX - IDEX Corporation - 99</p></li><li><p>IFF - International Flavors &amp; Fragrances Inc - 77</p></li><li><p>INGR - Ingredion Incorporated - 83</p></li><li><p>INTU - Intuit Inc - 91</p></li><li><p>IOSP - Innospec Inc - 90</p></li><li><p>ITT - ITT Inc - 98</p></li><li><p>ITW - Illinois Tool Works Inc - 89</p></li><li><p>JBHT - JB Hunt Transport Services Inc - 98</p></li><li><p>JJSF - J &amp; J Snack Foods Corp - 84</p></li><li><p>JKHY - Jack Henry &amp; Associates Inc - 97</p></li><li><p>JNJ - Johnson &amp; Johnson - 96</p></li><li><p>JPM - JPMorgan Chase &amp; Co - 91</p></li><li><p>KAI - Kadant Inc - 93</p></li><li><p>KBH - KB Home - 91</p></li><li><p>KLAC - KLA-Tencor Corporation - 99</p></li><li><p>KO - The Coca-Cola Company - 84</p></li><li><p>KR - Kroger Company - 78</p></li><li><p>KRO - Kronos Worldwide Inc - 60</p></li><li><p>KWR - Quaker Chemical Corporation - 84</p></li><li><p>LAD - Lithia Motors Inc - 97</p></li><li><p>LARK - Landmark Bancorp Inc - 68</p></li><li><p>LECO - Lincoln Electric Holdings Inc - 89</p></li><li><p>LEG - Leggett &amp; Platt Incorporated - 98</p></li><li><p>LFUS - Littelfuse Inc - 97</p></li><li><p>LHX - L3Harris Technologies Inc - 98</p></li><li><p>LII - Lennox International Inc - 97</p></li><li><p>LKFN - Lakeland Financial Corporation - 92</p></li><li><p>LMAT - LeMaitre Vascular Inc - 96</p></li><li><p>LMT - Lockheed Martin Corporation - 98</p></li><li><p>LNN - Lindsay Corporation - 70</p></li><li><p>LNT - Alliant Energy Corp - 85</p></li><li><p>LOW - Lowe&#8217;s Companies Inc - 96</p></li><li><p>LSTR - Landstar System Inc - 96</p></li><li><p>LTC - LTC Properties Inc - 92</p></li><li><p>LYB - LyondellBasell Industries NV - 63</p></li><li><p>MA - Mastercard Inc - 99</p></li><li><p>MAA - Mid-America Apartment Communities Inc - 77</p></li><li><p>MAN - ManpowerGroup Inc - 71</p></li><li><p>MAS - Masco Corporation - 97</p></li><li><p>MATW - Matthews International Corporation - 64</p></li><li><p>MATX - Matson Inc - 51</p></li><li><p>MCD - McDonald&#8217;s Corporation - 85</p></li><li><p>MCHP - Microchip Technology Inc - 95</p></li><li><p>MCK - McKesson Corporation - 75</p></li><li><p>MCO - Moodys Corporation - 98</p></li><li><p>MDLZ - Mondelez International Inc - 59</p></li><li><p>MDT - Medtronic PLC - 98</p></li><li><p>MDU - MDU Resources Group Inc - 93</p></li><li><p>MGEE - MGE Energy Inc - 73</p></li><li><p>MGRC - McGrath RentCorp - 98</p></li><li><p>MKC - McCormick &amp; Company Incorporated - 90</p></li><li><p>MKTX - MarketAxess Holdings Inc - 98</p></li><li><p>MLI - Mueller Industries Inc - 96</p></li><li><p>MMM - 3M Company - 85</p></li><li><p>MNRO - Monro Muffler Brake Inc - 91</p></li><li><p>MO - Altria Group - 90</p></li><li><p>MORN - Morningstar Inc - 90</p></li><li><p>MRK - Merck &amp; Company Inc - 98</p></li><li><p>MS - Morgan Stanley - 81</p></li><li><p>MSA - MSA Safety - 97</p></li><li><p>MSEX - Middlesex Water Company - 89</p></li><li><p>MSFT - Microsoft Corporation - 99</p></li><li><p>MSI - Motorola Solutions Inc - 90</p></li><li><p>NBTB - NBT Bancorp Inc - 95</p></li><li><p>NC - NACCO Industries Inc - 80</p></li><li><p>NDAQ - Nasdaq Inc - 89</p></li><li><p>NDSN - Nordson Corporation - 99</p></li><li><p>NEE - Nextera Energy Inc - 84</p></li><li><p>NFG - National Fuel Gas Company - 71</p></li><li><p>NI - NiSource Inc - 51</p></li><li><p>NJR - NewJersey Resources Corporation - 77</p></li><li><p>NKE - Nike Inc - 97</p></li><li><p>NNN - NNN REIT Inc - 90</p></li><li><p>NOC - Northrop Grumman Corporation - 98</p></li><li><p>NRIM - Northrim BanCorp Inc - 87</p></li><li><p>NUE - Nucor Corp - 99</p></li><li><p>NUS - Nu Skin Enterprises Inc - 66</p></li><li><p>NWE - NorthWestern Corporation - 85</p></li><li><p>NWFL - Norwood Financial Corp - 96</p></li><li><p>NWN - Northwest Natural Gas Co - 74</p></li><li><p>NXST - Nexstar Broadcasting Group Inc - 92</p></li><li><p>O - Realty Income Corporation - 82</p></li><li><p>OC - Owens Corning Inc - 86</p></li><li><p>ODC - Oil-Dri Corporation Of America - 83</p></li><li><p>OGE - OGE Energy Corporation - 64</p></li><li><p>OKE - ONEOK Inc - 84</p></li><li><p>OLP - One Liberty Properties Inc - 90</p></li><li><p>ORI - Old Republic International Corp - 70</p></li><li><p>OSK - Oshkosh Corporation - 82</p></li><li><p>OTTR - Otter Tail Corporation - 92</p></li><li><p>OZK - Bank Ozk - 92</p></li><li><p>PAYX - Paychex Inc - 94</p></li><li><p>PB - Prosperity Bancshares Inc - 93</p></li><li><p>PCAR - PACCAR Inc - 96</p></li><li><p>PEG - Public Service Enterprise Group Inc - 55</p></li><li><p>PEP - PepsiCo Inc - 96</p></li><li><p>PFE - Pfizer Inc - 97</p></li><li><p>PFG - Principal Financial Group Inc - 75</p></li><li><p>PH - Parker-Hannifin Corporation - 98</p></li><li><p>PII - Polaris Industries Inc - 84</p></li><li><p>PKG - Packaging Corp of America - 99</p></li><li><p>PLD - Prologis Inc - 95</p></li><li><p>PM - Philip Morris International Inc - 70</p></li><li><p>PNC - PNC Financial Services Group Inc - 81</p></li><li><p>PNW - Pinnacle West Capital Corp - 74</p></li><li><p>POOL - Pool Corporation - 99</p></li><li><p>POR - Portland General Electric Co - 89</p></li><li><p>PPG - PPG Industries Inc - 87</p></li><li><p>PRGO - Perrigo Company PLC - 60</p></li><li><p>PRI - Primerica Inc - 89</p></li><li><p>PSX - Phillips 66 - 78</p></li><li><p>QCOM - Qualcomm Incorporated - 98</p></li><li><p>RBCAA - Republic Bancorp Inc - 85</p></li><li><p>REG - Regency Centers Corporation - 87</p></li><li><p>RF - Regions Financial Corporation - 91</p></li><li><p>RGA - Reinsurance Group of America - 91</p></li><li><p>RGCO - RGC Resources Inc - 77</p></li><li><p>RGLD - Royal Gold Inc - 88</p></li><li><p>RHI - Robert Half International Inc - 99</p></li><li><p>RLI - RLI Corp - 91</p></li><li><p>RMD - ResMed Inc - 96</p></li><li><p>RNR - Renaissancere Holdings Ltd - 69</p></li><li><p>ROK - Rockwell Automation Inc - 98</p></li><li><p>ROP - Roper Technologies, Inc. - 94</p></li><li><p>RPM - RPM International Inc - 98</p></li><li><p>RRX - Regal Beloit Corporation - 97</p></li><li><p>RS - Reliance Steel &amp; Aluminum Co - 98</p></li><li><p>RSG - Republic Services Inc - 88</p></li><li><p>RTX - Raytheon Technologies Corp - 77</p></li><li><p>SBFG - SB Financial Group Inc - 85</p></li><li><p>SBUX - Starbucks Corporation - 95</p></li><li><p>SCI - Service Corporation International - 87</p></li><li><p>SCL - Stepan Company - 97</p></li><li><p>SFBS - ServisFirst Bancshares Inc - 73</p></li><li><p>SFNC - Simmons First National Corporation - 85</p></li><li><p>SGC - Superior Uniform Group Inc - 91</p></li><li><p>SHW - Sherwin-Williams Co - 94</p></li><li><p>SIGI - Selective Insurance Group Inc - 95</p></li><li><p>SJM - The J. M. Smucker Company - 95</p></li><li><p>SMBC - Southern Missouri Bancorp Inc - 90</p></li><li><p>SMG - Scotts Miracle-Gro Company - 75</p></li><li><p>SNA - Snap-On Inc - 99</p></li><li><p>SO - Southern Company - 84</p></li><li><p>SPGI - S&amp;P Global Inc - 98</p></li><li><p>SR - Spire Inc - 82</p></li><li><p>SRCE - 1st Source Corporation - 94</p></li><li><p>SRE - Sempra Energy - 87</p></li><li><p>SSD - Simpson Manufacturing Company Inc - 95</p></li><li><p>STBA - S&amp;T Bancorp Inc - 82</p></li><li><p>STE - STERIS plc - 93</p></li><li><p>STLD - Steel Dynamics Inc - 96</p></li><li><p>STT - State Street Corp - 86</p></li><li><p>SWK - Stanley Black &amp; Decker Inc - 94</p></li><li><p>SWKS - Skyworks Solutions Inc - 92</p></li><li><p>SWX - Southwest Gas Holdings Inc - 68</p></li><li><p>SXI - Standex International Corporation - 82</p></li><li><p>SYBT - Stock Yards Bancorp Inc - 90</p></li><li><p>SYK - Stryker Corporation - 98</p></li><li><p>SYY - Sysco Corporation - 81</p></li><li><p>TCBK - TriCo Bancshares - 90</p></li><li><p>TDS - Telephone and Data Systems Inc - 83</p></li><li><p>TEL - TE Connectivity Ltd - 97</p></li><li><p>TGT - Target Corporation - 90</p></li><li><p>THFF - First Financial Corporation Indiana - 90</p></li><li><p>THG - The Hanover Insurance Group Inc - 83</p></li><li><p>THO - Thor Industries Inc - 97</p></li><li><p>TKR - Timken Company - 95</p></li><li><p>TNC - Tennant Company - 98</p></li><li><p>TOWN - Towne Bank - 87</p></li><li><p>TR - Tootsie Roll Industries Inc - 79</p></li><li><p>TRN - Trinity Industries Inc - 62</p></li><li><p>TRNO - Terreno Realty Corporation - 88</p></li><li><p>TROW - T. Rowe Price Group Inc - 99</p></li><li><p>TRV - The Travelers Companies Inc - 75</p></li><li><p>TSCO - Tractor Supply Company - 99</p></li><li><p>TSLX - Sixth Street Specialty Lending Inc - 67</p></li><li><p>TSN - Tyson Foods Inc - 94</p></li><li><p>TTC - Toro Co - 97</p></li><li><p>TXN - Texas Instruments Incorporated - 99</p></li><li><p>UBSI - United Bankshares Inc - 96</p></li><li><p>UDR - UDR Inc - 84</p></li><li><p>UFPI - Ufp Industries Inc - 98</p></li><li><p>UGI - UGI Corporation - 91</p></li><li><p>UHT - Universal Health Realty Income Trust - 87</p></li><li><p>UMBF - UMB Financial Corporation - 86</p></li><li><p>UNB - Union Bankshares Inc - 84</p></li><li><p>UNH - UnitedHealth Group Incorporated - 89</p></li><li><p>UNM - Unum Group - 94</p></li><li><p>UNP - Union Pacific Corporation - 85</p></li><li><p>UNTY - Unity Bancorp Inc - 88</p></li><li><p>UPS - United Parcel Service Inc - 98</p></li><li><p>USB - U.S. Bancorp - 95</p></li><li><p>USPH - US Physicalrapy Inc - 95</p></li><li><p>UTMD - Utah Medical Products Inc - 93</p></li><li><p>UVV - Universal Corporation - 69</p></li><li><p>V - Visa Inc. Class A - 99</p></li><li><p>VZ - Verizon Communications Inc - 91</p></li><li><p>WABC - Westamerica Bancorporation - 94</p></li><li><p>WASH - Washington Trust Bancorp Inc - 86</p></li><li><p>WDFC - WD-40 Company - 98</p></li><li><p>WEC - WEC Energy Group Inc - 86</p></li><li><p>WLK - Westlake Chemical Corporation - 98</p></li><li><p>WLY - John Wiley &amp; Sons - 70</p></li><li><p>WM - Waste Management Inc - 90</p></li><li><p>WSBC - WesBanco Inc - 93</p></li><li><p>WSFS - WSFS Financial Corporation - 86</p></li><li><p>WSM - Williams-Sonoma Inc - 97</p></li><li><p>WSO - Watsco Inc - 95</p></li><li><p>WST - West Pharmaceutical Services Inc - 99</p></li><li><p>WTRG - Essential Utilities Inc - 88</p></li><li><p>WTS - Watts Water Technologies Inc - 96</p></li><li><p>WU - Western Union Co - 62</p></li><li><p>XEL - Xcel Energy Inc - 87</p></li><li><p>XOM - Exxon Mobil Corp - 56</p></li><li><p>XYL - Xylem Inc - 96</p></li><li><p>YORW - The York Water Company - 94</p></li></ul><h3><strong>Global Markets (Excluding the U.S.) &#8212; 40 companies</strong></h3><h4><strong>Ticker - Company Name - Dividend Score (2023)</strong></h4><ul><li><p>ACO-X - ATCO Ltd - 69</p></li><li><p>ASSA-B - ASSA ABLOY AB (publ) - 95</p></li><li><p>ATD - Alimentation Couchen Tard Inc A - 58</p></li><li><p>BCE - BCE Inc - 82</p></li><li><p>BMO - Bank of Montreal - 59</p></li><li><p>BRG - Borregaard ASA - 95</p></li><li><p>CCA - Cogeco Communications Inc - 89</p></li><li><p>CGO - Cogeco Inc. - 88</p></li><li><p>CNR - Canadian National Railway Co - 91</p></li><li><p>CRT-UN - CT Real Estate Investment Trust - 41</p></li><li><p>CTC - Canadian Tire Corporation Limited - 99</p></li><li><p>CU - Canadian Utilities Limited - 86</p></li><li><p>DOL - Dollarama Inc - 93</p></li><li><p>EMA - Emera Inc. - 90</p></li><li><p>EMP-A - Empire Company Limited - 50</p></li><li><p>ENB - Enbridge Inc - 82</p></li><li><p>ENGH - Enghouse Systems Ltd - 97</p></li><li><p>FTS - Fortis Inc - 82</p></li><li><p>HUH1V - Huhtamaki Oyj - 98</p></li><li><p>IMO - Imperial Oil Ltd - 83</p></li><li><p>JM - JM AB (publ) - 99</p></li><li><p>L - Loblaw Companies Limited - 99</p></li><li><p>LOGN - Logitech International S.A. - 91</p></li><li><p>MFC - Manulife Financial Corp - 85</p></li><li><p>MG - Magna International Inc - 84</p></li><li><p>MRU - Metro Inc. - 99</p></li><li><p>NA - National Bank of Canada - 71</p></li><li><p>PBH - Premium Brands Holdings Corporation - 98</p></li><li><p>RBA - Ritchie Bros Auctioneers - 95</p></li><li><p>RY - Royal Bank of Canada - 76</p></li><li><p>SAGA-A - AB Sagax (publ) - 53</p></li><li><p>SAP - Saputo Inc - 92</p></li><li><p>SCANFL - Scanfil Oyj - 96</p></li><li><p>SJ - Stella-Jones Inc. - 99</p></li><li><p>SVOL-A - Svolder AB (publ) - 86</p></li><li><p>T - Telus Corp - 82</p></li><li><p>TD - Toronto Dominion Bank - 88</p></li><li><p>TEL - Telenor ASA - 70</p></li><li><p>TIETO - TietoEVRY Corp - 50</p></li><li><p>TIH - Toromont Industries Ltd. - 99</p></li></ul><div><hr></div><h3><strong>Companies That Cut or Suspended Dividends (2023&#8211;October 2026)</strong></h3><ul><li><p>ABR &#8212; Arbor Realty Trust &#8212; May 2025 &#8212; $0.43 to $0.30 quarterly (&#8722;30.2%) &#8212; Dividend Score at the Time of the Cut: 90</p></li><li><p>AMT &#8212; American Tower Corporation &#8212; March 2024 &#8212; $1.70 to $1.62 quarterly (&#8722;4.7%) &#8212; Dividend Score at the Time of the Cut: 86</p></li><li><p>ARE &#8212; Alexandria Real Estate Equities &#8212; December 2025 &#8212; $1.32 to $0.72 quarterly (&#8722;45.5%) &#8212; Dividend Score at the Time of the Cut: 70</p></li><li><p>BXP &#8212; BXP, Inc. &#8212; September 2025 &#8212; $0.98 to $0.70 quarterly (&#8722;28.6%) &#8212; Dividend Score at the Time of the Cut: 74</p></li><li><p>CCOI &#8212; Cogent Communications Holdings &#8212; November 2025 &#8212; $1.015 to $0.02 quarterly (&#8722;98.0%) &#8212; Dividend Score at the Time of the Cut: 54</p></li><li><p>CE &#8212; Celanese Corporation &#8212; November 2024 &#8212; $0.70 to $0.03 quarterly (&#8722;95.7%) &#8212; Dividend Score at the Time of the Cut: 96</p></li><li><p>EL &#8212; The Est&#233;e Lauder Companies &#8212; October 2024 &#8212; $0.66 to $0.35 quarterly (&#8722;47.0%) &#8212; Dividend Score at the Time of the Cut: 97</p></li><li><p>FLO &#8212; Flowers Foods &#8212; May 2026 &#8212; $0.2475 to $0.125 quarterly (&#8722;49.5%) &#8212; Dividend Score at the Time of the Cut: 93</p></li><li><p>IFF &#8212; International Flavors &amp; Fragrances &#8212; February 2024 &#8212; $0.81 to $0.40 quarterly (&#8722;50.6%) &#8212; Dividend Score at the Time of the Cut: 81</p></li><li><p>KRO &#8212; Kronos Worldwide &#8212; February 2025 &#8212; $0.19 to $0.05 quarterly (&#8722;73.7%) &#8212; Dividend Score at the Time of the Cut: 52</p></li><li><p>LEG &#8212; Leggett &amp; Platt &#8212; April 2024 &#8212; $0.46 to $0.05 quarterly (&#8722;89.1%) &#8212; Dividend Score at the Time of the Cut: 83</p></li><li><p>LYB &#8212; LyondellBasell Industries &#8212; February 2026 &#8212; $1.37 to $0.69 quarterly (&#8722;49.6%) &#8212; Dividend Score at the Time of the Cut: 63</p></li><li><p>MAN &#8212; ManpowerGroup &#8212; May 2025 &#8212; $1.54 to $0.72 semiannually (&#8722;53.2%) &#8212; Dividend Score at the Time of the Cut: 48</p></li><li><p>MDU &#8212; MDU Resources Group &#8212; November 2023 &#8212; $0.2225 to $0.125 quarterly (&#8722;43.8%) &#8212; Dividend Score at the Time of the Cut: 93</p></li><li><p>MMM &#8212; 3M Company &#8212; May 2024 &#8212; $1.51 to $0.70 quarterly (&#8722;53.6%) &#8212; Dividend Score at the Time of the Cut: 81</p></li><li><p>NUS &#8212; Nu Skin Enterprises &#8212; February 2024 &#8212; $0.39 to $0.06 quarterly (&#8722;84.6%) &#8212; Dividend Score at the Time of the Cut: 58</p></li><li><p>SWKS &#8212; Skyworks Solutions &#8212; July 2026 &#8212; $0.71 quarterly to suspended (&#8722;100%) &#8212; Dividend Score at the Time of the Cut: 83</p></li><li><p>TDS &#8212; Telephone and Data Systems &#8212; May 2024 &#8212; $0.19 to $0.04 quarterly (&#8722;78.9%) &#8212; Dividend Score at the Time of the Cut: 70</p></li><li><p>TSLX &#8212; Sixth Street Specialty Lending &#8212; May 2026 &#8212; $0.46 to $0.42 quarterly (&#8722;8.7%) &#8212; Dividend Score at the Time of the Cut: 77</p></li><li><p>BCE &#8212; BCE Inc. &#8212; May 2025 &#8212; C$0.9975 to C$0.4375 quarterly (&#8722;56.1%) &#8212; Dividend Score at the Time of the Cut: 86</p></li><li><p>JM &#8212; JM AB &#8212; April 2026 &#8212; SEK 3.25 to SEK 2.00 annually (&#8722;38.5%) &#8212; Dividend Score at the Time of the Cut: 52</p></li><li><p>T &#8212; TELUS Corporation &#8212; July 2026 &#8212; C$0.4184 to C$0.1875 quarterly (&#8722;55.2%) &#8212; Dividend Score at the Time of the Cut: 79</p></li><li><p>TIETO &#8212; Tietoevry Corporation &#8212; March 2026 &#8212; &#8364;1.50 to &#8364;0.88 annually (&#8722;41.3%) &#8212; Dividend Score at the Time of the Cut: 83</p></li></ul><div><hr></div><h3><strong>Resources Most Frequently Used to Verify the Data</strong></h3><ol><li><p>Official company websites and investor relations pages</p></li><li><p>SEC EDGAR</p></li><li><p>Reuters</p></li><li><p>The Wall Street Journal</p></li><li><p>Nasdaq</p></li><li><p>GlobeNewswire</p></li><li><p>PR Newswire</p></li><li><p>Business Wire</p></li><li><p>Morningstar</p></li><li><p>MarketWatch</p></li><li><p>Barron&#8217;s</p></li><li><p>Investopedia</p></li><li><p>investing.com</p></li><li><p>stockanalysis.com</p></li><li><p>financecharts.com</p></li><li><p>dividendinvestor.com</p></li><li><p>maxdividends.app</p></li><li><p>beatmarket.com</p></li></ol>]]></content:encoded></item><item><title><![CDATA[MaxDividends: What We Built for You in the First Half of the Year]]></title><description><![CDATA[9 Major Upgrades. Same Subscription Price.]]></description><link>https://www.maxdividends.com/p/maxdividends-what-we-built-for-you</link><guid isPermaLink="false">https://www.maxdividends.com/p/maxdividends-what-we-built-for-you</guid><dc:creator><![CDATA[MaxDividends]]></dc:creator><pubDate>Tue, 23 Jun 2026 16:06:58 GMT</pubDate><enclosure url="https://substack-post-media.s3.amazonaws.com/public/images/4e7c8802-16ee-4f22-bd7f-92671f042393_1536x1024.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p><em><strong>&#11088; For Premium Partners Only</strong></em></p><h3><strong>Intro</strong></h3><p>Today, while reviewing the results of the first half of the year with the team, I felt like sharing some of the highlights with you.</p><p>Some of these updates you may already know about, while others may have slipped under the radar.</p><p>The thing I&#8217;m probably most proud of is that we continue to stay true to the mission we started with&#8212;and we do it in the true spirit of dividend growth investing. Year after year, quarter after quarter, we keep increasing the value we deliver without changing the subscription price.</p><p>Here&#8217;s what happened at MaxDividends during the first six months of this year:</p>
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          <a href="https://www.maxdividends.com/p/maxdividends-what-we-built-for-you">
              Read more
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   ]]></content:encoded></item><item><title><![CDATA[Your Dividend Income Calendar]]></title><description><![CDATA[Never Miss a Dividend Payday]]></description><link>https://www.maxdividends.com/p/your-dividend-income-calendar</link><guid isPermaLink="false">https://www.maxdividends.com/p/your-dividend-income-calendar</guid><dc:creator><![CDATA[MaxDividends]]></dc:creator><pubDate>Sat, 20 Jun 2026 13:33:28 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!UQUM!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9f03bf08-8359-4c3d-b04e-1c352616d7f3_1145x500.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<p><em>This is a free issue of MaxDividends. Premium issues are available exclusively to MaxDividends Research Platform subscribers.</em></p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/registration&quot;,&quot;text&quot;:&quot;Try the MaxDividends Research Platform &#8594;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/registration"><span>Try the MaxDividends Research Platform &#8594;</span></a></p><div class="callout-block" data-callout="true"><p style="text-align: center;"><strong>The #1 Platform for Dividend Investors</strong></p><p style="text-align: center;">Top Dividend Stocks &amp; ETFs &#8226; Buy/Hold/Sell Ratings &#8226; Dividend Safety Scores &#8226; Income Strategies &#8226; Dividend Tracker &#8226; Premium Research</p><p style="text-align: center;">&#8212;</p><p style="text-align: center;"><em><span>&#128172; </span><a href="https://chat.whatsapp.com/BY3DKCa8WJKBtSKtvFJEPM">Questions? Ask the Community &#8594;</a></em></p></div><h3><strong>Intro</strong></h3><blockquote><p>We&#8217;re dedicated to building the best platform in the world for dividend investors&#8212;helping everyone retire early, live off dividends, and grow their passive income.</p></blockquote><div><hr></div><h3><strong><span>MaxDividends Research Platform Overview</span></strong></h3><h4><strong><span>Dividend Tracker &#8594; Dividend Calendar</span></strong></h4><p><em><span>Never miss a dividend payday again.</span></em></p><p><span>MaxDividends&#8217; monthly dividend calendar gives you the inside edge&#8212;ex-dividend dates, record dates, and payment dates, all tailored to </span><em><span>your</span></em><span> portfolio.</span></p><p><span>It&#8217;s your cheat sheet for smarter investing&#8212;plan ahead, stay in control, and make sure every dollar you&#8217;re owed ends up in </span><em><span>your</span></em><span> pocket.</span></p><p><span>Dividends are the secret sauce to building real wealth. And with the MaxDividends Dividend Calendar, you&#8217;ll never miss a payday.</span></p><p><span>It&#8217;s your personal game plan for tracking dividend payouts&#8212;so you stay organized, plan your cash flow, and make sure every dollar you&#8217;ve earned lands right where it belongs: </span><em><span>in your pocket</span></em><span>.</span></p><p><span>Stay one step ahead. Stay in control. And let MaxDividends help you build the future you deserve.</span></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!UQUM!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9f03bf08-8359-4c3d-b04e-1c352616d7f3_1145x500.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!UQUM!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9f03bf08-8359-4c3d-b04e-1c352616d7f3_1145x500.png 424w, https://substackcdn.com/image/fetch/$s_!UQUM!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9f03bf08-8359-4c3d-b04e-1c352616d7f3_1145x500.png 848w, 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data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/350acc78-0879-4376-8cd7-3865baa3eb59_1167x500.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:500,&quot;width&quot;:1167,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!Bncj!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F350acc78-0879-4376-8cd7-3865baa3eb59_1167x500.png 424w, https://substackcdn.com/image/fetch/$s_!Bncj!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F350acc78-0879-4376-8cd7-3865baa3eb59_1167x500.png 848w, https://substackcdn.com/image/fetch/$s_!Bncj!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F350acc78-0879-4376-8cd7-3865baa3eb59_1167x500.png 1272w, https://substackcdn.com/image/fetch/$s_!Bncj!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F350acc78-0879-4376-8cd7-3865baa3eb59_1167x500.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">MaxDividends Research Platform | Track Dividends, Portfolio Income &amp; Upcoming Payments</figcaption></figure></div><p><em><span>Ever wonder what it feels like to earn more in dividends than you spend on groceries, coffee, and car payments combined? Take a look at this month&#8217;s numbers... and just imagine what&#8217;s possible when your money works harder than you do.</span></em></p><p><span>Your time is too valuable for guesswork. That&#8217;s why the MaxDividends Dividend Calendar is built just for you&#8212;giving you the real-time ex-dividend dates, record dates, and payment dates you need, </span><em><span>all in one place</span></em><span>.</span></p><p><span>No more missed payouts. No more &#8220;oops, I forgot.&#8221; Just a smart, simple tool that helps you stay ahead of the game.</span></p><p><span>With an easy-to-use interface, you can search for any stock and see what&#8217;s coming up next. It&#8217;s like having a personal assistant for your dividend strategy&#8212;keeping you organized, in control, and making sure every cent you&#8217;ve earned lands in </span><em><span>your</span></em><span> pocket.</span></p><p><span>This is where MaxDividends really shines.</span></p><h3><strong><span>What&#8217;s a Dividend Calendar, Anyway?</span></strong></h3><p><span>A dividend calendar is your go-to tool for staying on top of dividend payments. It shows the key dates when companies are scheduled to pay dividends to shareholders like you.</span></p><p><span>You&#8217;ll see important dates like the </span><strong><span>ex-dividend date</span></strong><span> (the last day to qualify for the payout), the </span><strong><span>record date</span></strong><span> (when the company locks in who gets paid), and the </span><strong><span>payment date</span></strong><span> (when the money actually hits your account).</span></p><p><span>These dates are usually announced ahead of time, so a solid dividend calendar helps you plan your investment moves with confidence&#8212;no surprises, no missed opportunities.</span></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!DL1U!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2aace7ad-d645-4d9a-b1a6-b51b41380672_1466x816.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!DL1U!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2aace7ad-d645-4d9a-b1a6-b51b41380672_1466x816.png 424w, https://substackcdn.com/image/fetch/$s_!DL1U!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2aace7ad-d645-4d9a-b1a6-b51b41380672_1466x816.png 848w, https://substackcdn.com/image/fetch/$s_!DL1U!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2aace7ad-d645-4d9a-b1a6-b51b41380672_1466x816.png 1272w, https://substackcdn.com/image/fetch/$s_!DL1U!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2aace7ad-d645-4d9a-b1a6-b51b41380672_1466x816.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!DL1U!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2aace7ad-d645-4d9a-b1a6-b51b41380672_1466x816.png" width="1456" height="810" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/2aace7ad-d645-4d9a-b1a6-b51b41380672_1466x816.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:810,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:160038,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/202828770?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2aace7ad-d645-4d9a-b1a6-b51b41380672_1466x816.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!DL1U!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2aace7ad-d645-4d9a-b1a6-b51b41380672_1466x816.png 424w, https://substackcdn.com/image/fetch/$s_!DL1U!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2aace7ad-d645-4d9a-b1a6-b51b41380672_1466x816.png 848w, https://substackcdn.com/image/fetch/$s_!DL1U!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2aace7ad-d645-4d9a-b1a6-b51b41380672_1466x816.png 1272w, https://substackcdn.com/image/fetch/$s_!DL1U!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2aace7ad-d645-4d9a-b1a6-b51b41380672_1466x816.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">The MaxDividends Research Platform | Dividend Portfolio Tracker - Dividend Calendar</figcaption></figure></div><h3><strong><span>Why Does a Dividend Calendar Matter?</span></strong></h3><p><em><span>Simple - because timing is everything when it comes to dividends.</span></em></p><p><span>If you&#8217;re serious about growing your wealth, a dividend calendar isn&#8217;t just a &#8220;nice-to-have&#8221;&#8212;it&#8217;s a </span><em><span>must-have</span></em><span>.</span></p><p><span>It&#8217;s your personal cheat sheet, showing exactly when companies are paying out dividends, so you can make smart buy and sell decisions without missing a beat.</span></p><p><span>Want to boost your income? Here&#8217;s the play: buy before the ex-dividend date, lock in the payout, and decide whether to hold or cash out afterward.</span></p><p><span>That&#8217;s how the pros do it. And the right dividend calendar makes it easy to follow the money&#8212;so your portfolio works harder and your cash flow keeps growing.</span></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Jucc!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F660f2f10-9853-43a1-9067-5bce6fc4de78_1155x512.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Jucc!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F660f2f10-9853-43a1-9067-5bce6fc4de78_1155x512.jpeg 424w, https://substackcdn.com/image/fetch/$s_!Jucc!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F660f2f10-9853-43a1-9067-5bce6fc4de78_1155x512.jpeg 848w, https://substackcdn.com/image/fetch/$s_!Jucc!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F660f2f10-9853-43a1-9067-5bce6fc4de78_1155x512.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!Jucc!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F660f2f10-9853-43a1-9067-5bce6fc4de78_1155x512.jpeg 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!Jucc!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F660f2f10-9853-43a1-9067-5bce6fc4de78_1155x512.jpeg" width="1155" height="512" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/660f2f10-9853-43a1-9067-5bce6fc4de78_1155x512.jpeg&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:512,&quot;width&quot;:1155,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!Jucc!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F660f2f10-9853-43a1-9067-5bce6fc4de78_1155x512.jpeg 424w, https://substackcdn.com/image/fetch/$s_!Jucc!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F660f2f10-9853-43a1-9067-5bce6fc4de78_1155x512.jpeg 848w, https://substackcdn.com/image/fetch/$s_!Jucc!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F660f2f10-9853-43a1-9067-5bce6fc4de78_1155x512.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!Jucc!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F660f2f10-9853-43a1-9067-5bce6fc4de78_1155x512.jpeg 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">MaxDividends Research Platform &#8211; Dividend Tracking, Analytics &amp; Calendar</figcaption></figure></div><h3><strong><span>How to Use a Dividend Calendar</span></strong></h3><p><em><span>Stay on Top of Your Dividend Payouts</span></em></p><p><span>Let&#8217;s face it - managing investments can get overwhelming, especially when it comes to keeping track of all those dividend payments. That&#8217;s where a dividend calendar steps in and saves the day.</span></p><p><span>By keeping an eye on your calendar, you&#8217;ll know exactly when your dividend-paying stocks are set to pay out. No more guessing, no more surprises. Just solid planning, steady cash flow, and peace of mind knowing you&#8217;re not missing out on a single dividend.</span></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!eqZr!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc38709d9-9464-4f0e-8364-1d6765acd1fd_859x464.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!eqZr!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc38709d9-9464-4f0e-8364-1d6765acd1fd_859x464.jpeg 424w, https://substackcdn.com/image/fetch/$s_!eqZr!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc38709d9-9464-4f0e-8364-1d6765acd1fd_859x464.jpeg 848w, https://substackcdn.com/image/fetch/$s_!eqZr!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc38709d9-9464-4f0e-8364-1d6765acd1fd_859x464.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!eqZr!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc38709d9-9464-4f0e-8364-1d6765acd1fd_859x464.jpeg 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!eqZr!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc38709d9-9464-4f0e-8364-1d6765acd1fd_859x464.jpeg" width="859" height="464" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/c38709d9-9464-4f0e-8364-1d6765acd1fd_859x464.jpeg&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:464,&quot;width&quot;:859,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!eqZr!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc38709d9-9464-4f0e-8364-1d6765acd1fd_859x464.jpeg 424w, https://substackcdn.com/image/fetch/$s_!eqZr!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc38709d9-9464-4f0e-8364-1d6765acd1fd_859x464.jpeg 848w, https://substackcdn.com/image/fetch/$s_!eqZr!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc38709d9-9464-4f0e-8364-1d6765acd1fd_859x464.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!eqZr!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc38709d9-9464-4f0e-8364-1d6765acd1fd_859x464.jpeg 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p><span>At MaxDividends, we know dividend investors don&#8217;t have time to mess around. That&#8217;s why we built a rock-solid dividend calendar that keeps you dialed in to your payout schedule&#8212;anytime, anywhere.</span></p><p><span>Whether you&#8217;re at home, at work, or on the go, you&#8217;ll always have a clear view of what&#8217;s coming next.</span></p><p><span>No more scrambling to check payment dates. No more missed payouts. Just a simple, powerful tool that helps you stay on top of your cash flow, plan ahead, and invest with confidence.</span></p><p><span>Let MaxDividends do the heavy lifting - so you can focus on growing your wealth.</span></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!OJmJ!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F863f66f0-69f9-43b3-819f-cb5cd11b66d6_660x403.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!OJmJ!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F863f66f0-69f9-43b3-819f-cb5cd11b66d6_660x403.jpeg 424w, https://substackcdn.com/image/fetch/$s_!OJmJ!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F863f66f0-69f9-43b3-819f-cb5cd11b66d6_660x403.jpeg 848w, https://substackcdn.com/image/fetch/$s_!OJmJ!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F863f66f0-69f9-43b3-819f-cb5cd11b66d6_660x403.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!OJmJ!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F863f66f0-69f9-43b3-819f-cb5cd11b66d6_660x403.jpeg 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!OJmJ!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F863f66f0-69f9-43b3-819f-cb5cd11b66d6_660x403.jpeg" width="660" height="403" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/863f66f0-69f9-43b3-819f-cb5cd11b66d6_660x403.jpeg&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:403,&quot;width&quot;:660,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!OJmJ!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F863f66f0-69f9-43b3-819f-cb5cd11b66d6_660x403.jpeg 424w, https://substackcdn.com/image/fetch/$s_!OJmJ!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F863f66f0-69f9-43b3-819f-cb5cd11b66d6_660x403.jpeg 848w, https://substackcdn.com/image/fetch/$s_!OJmJ!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F863f66f0-69f9-43b3-819f-cb5cd11b66d6_660x403.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!OJmJ!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F863f66f0-69f9-43b3-819f-cb5cd11b66d6_660x403.jpeg 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">MaxDividends Research Platform | Track Dividends, Portfolio Income &amp; Upcoming Payments</figcaption></figure></div><h3><strong><span>See Ex-Dividend Dates at a Glance</span></strong></h3><p><span>One of the best parts of using a dividend calendar? Knowing exactly when those ex-dividend dates are coming up.</span></p><p><span>The ex-dividend date is the last day you can buy a stock and still lock in the next dividend payout. By keeping an eye on these dates, you can time your purchases like a pro&#8212;making sure you qualify for that dividend and maximizing your income.</span></p><p><span>It&#8217;s a simple way to boost your dividend strategy and make sure your money is always working for you.</span></p><h4><strong><span>&#128161; The MaxDividends Research Platform Has Your Back</span></strong></h4><p><span>We make sure the dividend info you see is accurate, reliable, and up-to-date. No guesswork, no &#8220;maybe it&#8217;s right&#8221;&#8212;just solid data you can trust.</span></p><p><span>Our team uses advanced tools and top-notch data sources to double-check every detail, so you can focus on making smart, confident investment decisions without worrying about errors or delays.</span></p><p><span>MaxDividends gives you the info you need&#8212;when you need it&#8212;to keep your dividend strategy on track.</span></p><h3><strong><span>Don&#8217;t Let the Stress of Tracking Dividends Hold You Back from Building Wealth</span></strong></h3><p><span>A dividend calendar takes the guesswork out of investing&#8212;helping you stay on top of your dividend-paying stocks and make sure you never miss a cent.</span></p><p><span>With real-time updates at your fingertips, you&#8217;ll know exactly when those payouts are coming and what to expect next.</span></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!o-jh!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F63865b38-1618-462f-a3bc-0b7b81d9f695_1081x454.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!o-jh!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F63865b38-1618-462f-a3bc-0b7b81d9f695_1081x454.jpeg 424w, https://substackcdn.com/image/fetch/$s_!o-jh!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F63865b38-1618-462f-a3bc-0b7b81d9f695_1081x454.jpeg 848w, https://substackcdn.com/image/fetch/$s_!o-jh!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F63865b38-1618-462f-a3bc-0b7b81d9f695_1081x454.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!o-jh!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F63865b38-1618-462f-a3bc-0b7b81d9f695_1081x454.jpeg 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!o-jh!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F63865b38-1618-462f-a3bc-0b7b81d9f695_1081x454.jpeg" width="1081" height="454" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/63865b38-1618-462f-a3bc-0b7b81d9f695_1081x454.jpeg&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:454,&quot;width&quot;:1081,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!o-jh!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F63865b38-1618-462f-a3bc-0b7b81d9f695_1081x454.jpeg 424w, https://substackcdn.com/image/fetch/$s_!o-jh!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F63865b38-1618-462f-a3bc-0b7b81d9f695_1081x454.jpeg 848w, https://substackcdn.com/image/fetch/$s_!o-jh!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F63865b38-1618-462f-a3bc-0b7b81d9f695_1081x454.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!o-jh!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F63865b38-1618-462f-a3bc-0b7b81d9f695_1081x454.jpeg 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p><span>Stay in control, plan ahead, and keep the cash flowing&#8212;this is how smart investors win with dividends.</span></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!8HNb!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fccb1c94e-ab04-47dd-8cf0-bd234f1d2d7f_1108x429.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!8HNb!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fccb1c94e-ab04-47dd-8cf0-bd234f1d2d7f_1108x429.png 424w, https://substackcdn.com/image/fetch/$s_!8HNb!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fccb1c94e-ab04-47dd-8cf0-bd234f1d2d7f_1108x429.png 848w, https://substackcdn.com/image/fetch/$s_!8HNb!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fccb1c94e-ab04-47dd-8cf0-bd234f1d2d7f_1108x429.png 1272w, https://substackcdn.com/image/fetch/$s_!8HNb!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fccb1c94e-ab04-47dd-8cf0-bd234f1d2d7f_1108x429.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!8HNb!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fccb1c94e-ab04-47dd-8cf0-bd234f1d2d7f_1108x429.png" width="1108" height="429" 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https://substackcdn.com/image/fetch/$s_!8HNb!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fccb1c94e-ab04-47dd-8cf0-bd234f1d2d7f_1108x429.png 848w, https://substackcdn.com/image/fetch/$s_!8HNb!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fccb1c94e-ab04-47dd-8cf0-bd234f1d2d7f_1108x429.png 1272w, https://substackcdn.com/image/fetch/$s_!8HNb!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fccb1c94e-ab04-47dd-8cf0-bd234f1d2d7f_1108x429.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p><span>When it comes to keeping track of your investments and dividends, the MaxDividends Platform is the go-to tool. With its powerful features and easy-to-use design, it makes managing your portfolio a breeze.</span></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!oOJO!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3ef45209-4b31-4727-979b-75e42a9d2e8f_1062x907.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!oOJO!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3ef45209-4b31-4727-979b-75e42a9d2e8f_1062x907.png 424w, https://substackcdn.com/image/fetch/$s_!oOJO!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3ef45209-4b31-4727-979b-75e42a9d2e8f_1062x907.png 848w, https://substackcdn.com/image/fetch/$s_!oOJO!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3ef45209-4b31-4727-979b-75e42a9d2e8f_1062x907.png 1272w, https://substackcdn.com/image/fetch/$s_!oOJO!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3ef45209-4b31-4727-979b-75e42a9d2e8f_1062x907.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!oOJO!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3ef45209-4b31-4727-979b-75e42a9d2e8f_1062x907.png" width="1062" height="907" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/3ef45209-4b31-4727-979b-75e42a9d2e8f_1062x907.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:907,&quot;width&quot;:1062,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:104028,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/202828770?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3ef45209-4b31-4727-979b-75e42a9d2e8f_1062x907.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!oOJO!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3ef45209-4b31-4727-979b-75e42a9d2e8f_1062x907.png 424w, https://substackcdn.com/image/fetch/$s_!oOJO!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3ef45209-4b31-4727-979b-75e42a9d2e8f_1062x907.png 848w, https://substackcdn.com/image/fetch/$s_!oOJO!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3ef45209-4b31-4727-979b-75e42a9d2e8f_1062x907.png 1272w, https://substackcdn.com/image/fetch/$s_!oOJO!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3ef45209-4b31-4727-979b-75e42a9d2e8f_1062x907.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">MaxDividends Research Platform | Dividend Portfolio Tracker</figcaption></figure></div><p><span>You can see your entire portfolio&#8217;s performance at a glance, keep tabs on dividend income from all your investments worldwide, and make smart, informed moves - all in one place.</span></p><h4><strong><span>Bottom Line</span></strong></h4><p><span>With the MaxDividends Research Platform, I&#8217;m mapping out my investment journey to reach my long-term goal on schedule.</span></p><p><span>I use it to choose the companies where I invest my savings and to track the status of my portfolio and growing dividend income.</span></p><p><span>The MaxDividends Platform is both my roadmap and my compass&#8212;guiding me toward a life funded by dividends and helping me build a rising stream of passive income from great companies.</span></p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/registration-2&quot;,&quot;text&quot;:&quot;Try the MaxDividends Research Platform &#8594;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/registration-2"><span>Try the MaxDividends Research Platform &#8594;</span></a></p><div class="callout-block" data-callout="true"><p style="text-align: center;"><em><strong>The #1 Platform for Dividend Investors</strong></em></p><p style="text-align: center;">Top Dividend Stocks &amp; ETFs &#8226; Buy/Hold/Sell Ratings &#8226; Dividend Safety Scores &#8226; Income Strategies &#8226; Dividend Tracker &#8226; Premium Research</p><p style="text-align: center;">&#8212;</p><p style="text-align: center;"><em><span>&#128172; </span><a href="https://chat.whatsapp.com/BY3DKCa8WJKBtSKtvFJEPM">Questions? Ask the Community &#8594;</a></em></p></div><p style="text-align: center;"><em>MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.</em></p><p></p>]]></content:encoded></item><item><title><![CDATA[MaxDividends App: Goals — Small Wins Lead to Financial Freedom]]></title><description><![CDATA[Focus. Progress. Motivation.]]></description><link>https://www.maxdividends.com/p/maxdividends-app-goals-small-wins</link><guid isPermaLink="false">https://www.maxdividends.com/p/maxdividends-app-goals-small-wins</guid><dc:creator><![CDATA[MaxDividends]]></dc:creator><pubDate>Wed, 27 May 2026 13:19:50 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!XOm_!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F485f609e-93b1-47de-88d5-f90373a604c3_1536x1024.jpeg" length="0" type="image/jpeg"/><content:encoded><![CDATA[<h4><strong>MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.</strong></h4><blockquote><p>We're dedicated to building the best app in the world for dividend investors&#8212;helping everyone retire early, live off dividends, and grow their passive income.</p></blockquote><h4><strong>&#11088;&#65039; <a href="https://subscriptions.maxdividends.com/registration">Start with the MaxDividends App</a></strong></h4><div><hr></div><p>You&#8217;ve known my philosophy about investing for a long time. Investing should generate income. Not virtual income, but real income &#8212; actual money you can feel when it lands in your bank account. Money you can use to buy coffee, grab ice cream, go to the movies, pay for subscriptions, or take a trip somewhere.</p><p>Did you notice how I define investing and investment income? Through very specific, tangible things I can comfortably afford using that income.</p><p>So today, I&#8217;m proud and excited to share another major update inside the MaxDividends app.</p><h3><strong>Goals</strong></h3><p>While financial institutions focus on financial analytics, we focus on what will actually help you become financially secure and eventually live on dividends. Calmly. Happily. Comfortably. While your income keeps growing.</p><p>We help you stay focused on what matters, support you throughout the journey, and make the process simpler.</p><div class="callout-block" data-callout="true"><h4 style="text-align: center;"><strong>And today we&#8217;ve added another powerful piece for dividend income investors: </strong></h4><h4 style="text-align: center;"><strong>Goals.</strong></h4></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!XOm_!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F485f609e-93b1-47de-88d5-f90373a604c3_1536x1024.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!XOm_!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F485f609e-93b1-47de-88d5-f90373a604c3_1536x1024.jpeg 424w, https://substackcdn.com/image/fetch/$s_!XOm_!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F485f609e-93b1-47de-88d5-f90373a604c3_1536x1024.jpeg 848w, https://substackcdn.com/image/fetch/$s_!XOm_!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F485f609e-93b1-47de-88d5-f90373a604c3_1536x1024.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!XOm_!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F485f609e-93b1-47de-88d5-f90373a604c3_1536x1024.jpeg 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!XOm_!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F485f609e-93b1-47de-88d5-f90373a604c3_1536x1024.jpeg" width="1456" height="971" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/485f609e-93b1-47de-88d5-f90373a604c3_1536x1024.jpeg&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:971,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!XOm_!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F485f609e-93b1-47de-88d5-f90373a604c3_1536x1024.jpeg 424w, https://substackcdn.com/image/fetch/$s_!XOm_!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F485f609e-93b1-47de-88d5-f90373a604c3_1536x1024.jpeg 848w, https://substackcdn.com/image/fetch/$s_!XOm_!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F485f609e-93b1-47de-88d5-f90373a604c3_1536x1024.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!XOm_!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F485f609e-93b1-47de-88d5-f90373a604c3_1536x1024.jpeg 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Because what really matters on this journey is where you are today, where you&#8217;re going, when you&#8217;ll get there, and what comes next. A big win is simply the result of many small wins. And a working plan is nothing more than a path built from many small victories.</p><p>Do you love coffee? I do. A good cappuccino here costs around $4, and a great cup of black coffee is around $2. If coffee isn&#8217;t your thing, pick something else. Something small. A pleasant habit. A little joy. Something that costs $3, $5, maybe $7.</p><p>Got it?</p><h4><strong>Now set a goal</strong></h4><p>Stop paying for it yourself all the time. Let your passive income pay for it. Let the dividends from the companies you own cover that expense instead.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!3aTh!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2823a2ec-0c3a-49a0-8856-9b36bc7be0b5_648x372.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!3aTh!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2823a2ec-0c3a-49a0-8856-9b36bc7be0b5_648x372.png 424w, https://substackcdn.com/image/fetch/$s_!3aTh!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2823a2ec-0c3a-49a0-8856-9b36bc7be0b5_648x372.png 848w, https://substackcdn.com/image/fetch/$s_!3aTh!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2823a2ec-0c3a-49a0-8856-9b36bc7be0b5_648x372.png 1272w, https://substackcdn.com/image/fetch/$s_!3aTh!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2823a2ec-0c3a-49a0-8856-9b36bc7be0b5_648x372.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!3aTh!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2823a2ec-0c3a-49a0-8856-9b36bc7be0b5_648x372.png" width="648" height="372" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/2823a2ec-0c3a-49a0-8856-9b36bc7be0b5_648x372.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:372,&quot;width&quot;:648,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!3aTh!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2823a2ec-0c3a-49a0-8856-9b36bc7be0b5_648x372.png 424w, https://substackcdn.com/image/fetch/$s_!3aTh!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2823a2ec-0c3a-49a0-8856-9b36bc7be0b5_648x372.png 848w, https://substackcdn.com/image/fetch/$s_!3aTh!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2823a2ec-0c3a-49a0-8856-9b36bc7be0b5_648x372.png 1272w, https://substackcdn.com/image/fetch/$s_!3aTh!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2823a2ec-0c3a-49a0-8856-9b36bc7be0b5_648x372.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption"><em>Coffee today. Bigger goals tomorrow. Available in MaxDividends Premium.</em></figcaption></figure></div><p>You buy shares. The company pays dividends. Let those dividend payments grow until you can permanently forget about paying for that expense yourself.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!bZCX!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F682f62b9-47ed-48e7-aec6-38881b0a3692_1085x753.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!bZCX!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F682f62b9-47ed-48e7-aec6-38881b0a3692_1085x753.png 424w, https://substackcdn.com/image/fetch/$s_!bZCX!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F682f62b9-47ed-48e7-aec6-38881b0a3692_1085x753.png 848w, https://substackcdn.com/image/fetch/$s_!bZCX!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F682f62b9-47ed-48e7-aec6-38881b0a3692_1085x753.png 1272w, https://substackcdn.com/image/fetch/$s_!bZCX!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F682f62b9-47ed-48e7-aec6-38881b0a3692_1085x753.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!bZCX!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F682f62b9-47ed-48e7-aec6-38881b0a3692_1085x753.png" width="1085" height="753" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/682f62b9-47ed-48e7-aec6-38881b0a3692_1085x753.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:753,&quot;width&quot;:1085,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!bZCX!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F682f62b9-47ed-48e7-aec6-38881b0a3692_1085x753.png 424w, https://substackcdn.com/image/fetch/$s_!bZCX!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F682f62b9-47ed-48e7-aec6-38881b0a3692_1085x753.png 848w, https://substackcdn.com/image/fetch/$s_!bZCX!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F682f62b9-47ed-48e7-aec6-38881b0a3692_1085x753.png 1272w, https://substackcdn.com/image/fetch/$s_!bZCX!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F682f62b9-47ed-48e7-aec6-38881b0a3692_1085x753.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption"><em>Watch everyday expenses slowly become dividend-funded. Included in MaxDividends Premium.</em></figcaption></figure></div><h4><strong>And now, inside MaxDividends, you can organize all of this in literally three clicks</strong></h4><div class="captioned-image-container"><figure><div class="image-link image2" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!V0BT!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F568da0bf-6d50-4b0e-9535-2229fca752ce_1890x462.png 424w, https://substackcdn.com/image/fetch/$s_!V0BT!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F568da0bf-6d50-4b0e-9535-2229fca752ce_1890x462.png 848w, https://substackcdn.com/image/fetch/$s_!V0BT!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F568da0bf-6d50-4b0e-9535-2229fca752ce_1890x462.png 1272w, https://substackcdn.com/image/fetch/$s_!V0BT!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F568da0bf-6d50-4b0e-9535-2229fca752ce_1890x462.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!V0BT!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F568da0bf-6d50-4b0e-9535-2229fca752ce_1890x462.png" width="1456" height="356" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/568da0bf-6d50-4b0e-9535-2229fca752ce_1890x462.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:356,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!V0BT!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F568da0bf-6d50-4b0e-9535-2229fca752ce_1890x462.png 424w, https://substackcdn.com/image/fetch/$s_!V0BT!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F568da0bf-6d50-4b0e-9535-2229fca752ce_1890x462.png 848w, https://substackcdn.com/image/fetch/$s_!V0BT!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F568da0bf-6d50-4b0e-9535-2229fca752ce_1890x462.png 1272w, https://substackcdn.com/image/fetch/$s_!V0BT!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F568da0bf-6d50-4b0e-9535-2229fca752ce_1890x462.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div></div></div></div></figure></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!pvV9!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2c3dbefe-93c0-4a8c-8328-f56448d4c372_1862x810.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!pvV9!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2c3dbefe-93c0-4a8c-8328-f56448d4c372_1862x810.png 424w, https://substackcdn.com/image/fetch/$s_!pvV9!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2c3dbefe-93c0-4a8c-8328-f56448d4c372_1862x810.png 848w, https://substackcdn.com/image/fetch/$s_!pvV9!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2c3dbefe-93c0-4a8c-8328-f56448d4c372_1862x810.png 1272w, https://substackcdn.com/image/fetch/$s_!pvV9!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2c3dbefe-93c0-4a8c-8328-f56448d4c372_1862x810.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!pvV9!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2c3dbefe-93c0-4a8c-8328-f56448d4c372_1862x810.png" width="1456" height="633" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/2c3dbefe-93c0-4a8c-8328-f56448d4c372_1862x810.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:633,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!pvV9!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2c3dbefe-93c0-4a8c-8328-f56448d4c372_1862x810.png 424w, https://substackcdn.com/image/fetch/$s_!pvV9!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2c3dbefe-93c0-4a8c-8328-f56448d4c372_1862x810.png 848w, https://substackcdn.com/image/fetch/$s_!pvV9!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2c3dbefe-93c0-4a8c-8328-f56448d4c372_1862x810.png 1272w, https://substackcdn.com/image/fetch/$s_!pvV9!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2c3dbefe-93c0-4a8c-8328-f56448d4c372_1862x810.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption"><em>Open Goals and start turning expenses into dividend wins. Included in MaxDividends Premium.</em></figcaption></figure></div><h4><strong>Add New Goal &#8594;</strong></h4><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!hXAY!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F983656b1-c273-4c6c-8dad-8ccc230c82f9_1832x1002.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!hXAY!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F983656b1-c273-4c6c-8dad-8ccc230c82f9_1832x1002.png 424w, https://substackcdn.com/image/fetch/$s_!hXAY!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F983656b1-c273-4c6c-8dad-8ccc230c82f9_1832x1002.png 848w, https://substackcdn.com/image/fetch/$s_!hXAY!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F983656b1-c273-4c6c-8dad-8ccc230c82f9_1832x1002.png 1272w, https://substackcdn.com/image/fetch/$s_!hXAY!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F983656b1-c273-4c6c-8dad-8ccc230c82f9_1832x1002.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!hXAY!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F983656b1-c273-4c6c-8dad-8ccc230c82f9_1832x1002.png" width="1456" height="796" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/983656b1-c273-4c6c-8dad-8ccc230c82f9_1832x1002.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:796,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!hXAY!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F983656b1-c273-4c6c-8dad-8ccc230c82f9_1832x1002.png 424w, https://substackcdn.com/image/fetch/$s_!hXAY!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F983656b1-c273-4c6c-8dad-8ccc230c82f9_1832x1002.png 848w, https://substackcdn.com/image/fetch/$s_!hXAY!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F983656b1-c273-4c6c-8dad-8ccc230c82f9_1832x1002.png 1272w, https://substackcdn.com/image/fetch/$s_!hXAY!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F983656b1-c273-4c6c-8dad-8ccc230c82f9_1832x1002.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption"><em>Add your next milestone and keep the journey moving forward. Available inside MaxDividends Premium.</em></figcaption></figure></div><h4><strong>Set Goal &#8594; Save</strong></h4><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!7FGe!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F588667ea-a165-4cdf-a1df-e30a3d0f3e67_866x667.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!7FGe!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F588667ea-a165-4cdf-a1df-e30a3d0f3e67_866x667.png 424w, https://substackcdn.com/image/fetch/$s_!7FGe!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F588667ea-a165-4cdf-a1df-e30a3d0f3e67_866x667.png 848w, https://substackcdn.com/image/fetch/$s_!7FGe!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F588667ea-a165-4cdf-a1df-e30a3d0f3e67_866x667.png 1272w, https://substackcdn.com/image/fetch/$s_!7FGe!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F588667ea-a165-4cdf-a1df-e30a3d0f3e67_866x667.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!7FGe!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F588667ea-a165-4cdf-a1df-e30a3d0f3e67_866x667.png" width="866" height="667" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/588667ea-a165-4cdf-a1df-e30a3d0f3e67_866x667.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:667,&quot;width&quot;:866,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!7FGe!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F588667ea-a165-4cdf-a1df-e30a3d0f3e67_866x667.png 424w, https://substackcdn.com/image/fetch/$s_!7FGe!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F588667ea-a165-4cdf-a1df-e30a3d0f3e67_866x667.png 848w, https://substackcdn.com/image/fetch/$s_!7FGe!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F588667ea-a165-4cdf-a1df-e30a3d0f3e67_866x667.png 1272w, https://substackcdn.com/image/fetch/$s_!7FGe!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F588667ea-a165-4cdf-a1df-e30a3d0f3e67_866x667.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption"><em>Choose a goal today. Let dividends work on it tomorrow. Included with MaxDividends Premium.</em></figcaption></figure></div><p>Ready.</p><p>For example, some of my own small pleasures look like this: morning coffee at my favorite coffee shop &#8212; around $50/month, Friday breakfast with my wife &#8212; around $100/month.</p><p>And here&#8217;s what I&#8217;m going to do. I&#8217;ll create three goals. Three small victories on my journey toward financial freedom. And I&#8217;ll start with the closest one. The easiest one.</p><h4><strong>&#127919; Morning coffee monthly.</strong></h4><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!GcPE!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe530172a-51b5-4184-a79f-4e1cac28be50_1697x865.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!GcPE!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe530172a-51b5-4184-a79f-4e1cac28be50_1697x865.png 424w, https://substackcdn.com/image/fetch/$s_!GcPE!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe530172a-51b5-4184-a79f-4e1cac28be50_1697x865.png 848w, https://substackcdn.com/image/fetch/$s_!GcPE!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe530172a-51b5-4184-a79f-4e1cac28be50_1697x865.png 1272w, https://substackcdn.com/image/fetch/$s_!GcPE!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe530172a-51b5-4184-a79f-4e1cac28be50_1697x865.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!GcPE!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe530172a-51b5-4184-a79f-4e1cac28be50_1697x865.png" width="1456" height="742" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/e530172a-51b5-4184-a79f-4e1cac28be50_1697x865.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:742,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!GcPE!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe530172a-51b5-4184-a79f-4e1cac28be50_1697x865.png 424w, https://substackcdn.com/image/fetch/$s_!GcPE!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe530172a-51b5-4184-a79f-4e1cac28be50_1697x865.png 848w, https://substackcdn.com/image/fetch/$s_!GcPE!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe530172a-51b5-4184-a79f-4e1cac28be50_1697x865.png 1272w, https://substackcdn.com/image/fetch/$s_!GcPE!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe530172a-51b5-4184-a79f-4e1cac28be50_1697x865.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption"><em>One expense at a time. One step closer to living off dividends. Included with MaxDividends Premium.</em></figcaption></figure></div><div><hr></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!a7iO!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F13c6ba91-2d9c-43dc-bc36-df4511f25859_1188x811.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!a7iO!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F13c6ba91-2d9c-43dc-bc36-df4511f25859_1188x811.png 424w, https://substackcdn.com/image/fetch/$s_!a7iO!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F13c6ba91-2d9c-43dc-bc36-df4511f25859_1188x811.png 848w, https://substackcdn.com/image/fetch/$s_!a7iO!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F13c6ba91-2d9c-43dc-bc36-df4511f25859_1188x811.png 1272w, https://substackcdn.com/image/fetch/$s_!a7iO!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F13c6ba91-2d9c-43dc-bc36-df4511f25859_1188x811.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!a7iO!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F13c6ba91-2d9c-43dc-bc36-df4511f25859_1188x811.png" width="1188" height="811" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/13c6ba91-2d9c-43dc-bc36-df4511f25859_1188x811.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:811,&quot;width&quot;:1188,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!a7iO!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F13c6ba91-2d9c-43dc-bc36-df4511f25859_1188x811.png 424w, https://substackcdn.com/image/fetch/$s_!a7iO!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F13c6ba91-2d9c-43dc-bc36-df4511f25859_1188x811.png 848w, https://substackcdn.com/image/fetch/$s_!a7iO!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F13c6ba91-2d9c-43dc-bc36-df4511f25859_1188x811.png 1272w, https://substackcdn.com/image/fetch/$s_!a7iO!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F13c6ba91-2d9c-43dc-bc36-df4511f25859_1188x811.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption"><em>Name it. Set it. Start moving toward it with MaxDividends Premium.</em></figcaption></figure></div><p>So I open MaxDividends. I go to Goals. And I create my first goal. My first declaration on the road to freedom.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!NRta!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F266377cd-167b-4107-9956-7186a055e306_1102x502.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!NRta!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F266377cd-167b-4107-9956-7186a055e306_1102x502.png 424w, https://substackcdn.com/image/fetch/$s_!NRta!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F266377cd-167b-4107-9956-7186a055e306_1102x502.png 848w, https://substackcdn.com/image/fetch/$s_!NRta!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F266377cd-167b-4107-9956-7186a055e306_1102x502.png 1272w, https://substackcdn.com/image/fetch/$s_!NRta!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F266377cd-167b-4107-9956-7186a055e306_1102x502.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!NRta!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F266377cd-167b-4107-9956-7186a055e306_1102x502.png" width="1102" height="502" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/266377cd-167b-4107-9956-7186a055e306_1102x502.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:502,&quot;width&quot;:1102,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!NRta!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F266377cd-167b-4107-9956-7186a055e306_1102x502.png 424w, https://substackcdn.com/image/fetch/$s_!NRta!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F266377cd-167b-4107-9956-7186a055e306_1102x502.png 848w, https://substackcdn.com/image/fetch/$s_!NRta!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F266377cd-167b-4107-9956-7186a055e306_1102x502.png 1272w, https://substackcdn.com/image/fetch/$s_!NRta!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F266377cd-167b-4107-9956-7186a055e306_1102x502.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption"><em>Watch your goals get closer one dividend at a time. Available in MaxDividends Premium.</em></figcaption></figure></div><p>Done.</p><p>Now the exciting journey called &#8220;the road to living on dividends&#8221; can begin. And the first step is already behind me. Now I know exactly where I&#8217;m going, I can clearly see my progress, and I&#8217;ll definitely share the success once I reach my first goal.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!4_YG!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F694dee07-ac1b-45df-9a85-9dfdee8ed880_1137x756.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!4_YG!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F694dee07-ac1b-45df-9a85-9dfdee8ed880_1137x756.png 424w, https://substackcdn.com/image/fetch/$s_!4_YG!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F694dee07-ac1b-45df-9a85-9dfdee8ed880_1137x756.png 848w, https://substackcdn.com/image/fetch/$s_!4_YG!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F694dee07-ac1b-45df-9a85-9dfdee8ed880_1137x756.png 1272w, https://substackcdn.com/image/fetch/$s_!4_YG!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F694dee07-ac1b-45df-9a85-9dfdee8ed880_1137x756.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!4_YG!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F694dee07-ac1b-45df-9a85-9dfdee8ed880_1137x756.png" width="1137" height="756" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/694dee07-ac1b-45df-9a85-9dfdee8ed880_1137x756.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:756,&quot;width&quot;:1137,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!4_YG!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F694dee07-ac1b-45df-9a85-9dfdee8ed880_1137x756.png 424w, https://substackcdn.com/image/fetch/$s_!4_YG!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F694dee07-ac1b-45df-9a85-9dfdee8ed880_1137x756.png 848w, https://substackcdn.com/image/fetch/$s_!4_YG!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F694dee07-ac1b-45df-9a85-9dfdee8ed880_1137x756.png 1272w, https://substackcdn.com/image/fetch/$s_!4_YG!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F694dee07-ac1b-45df-9a85-9dfdee8ed880_1137x756.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption"><em>The best motivation is seeing your goal get closer every month. Included with MaxDividends Premium.</em></figcaption></figure></div><p>Motivation is what makes the difference on this journey. And MaxDividends is 200% focused on the right side of investing. It&#8217;s interesting, it&#8217;s fun, it&#8217;s honest, and it works.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!ToqH!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff4a65c67-ce48-4e34-ab95-d045ecbe2bbe_1131x758.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!ToqH!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff4a65c67-ce48-4e34-ab95-d045ecbe2bbe_1131x758.png 424w, https://substackcdn.com/image/fetch/$s_!ToqH!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff4a65c67-ce48-4e34-ab95-d045ecbe2bbe_1131x758.png 848w, https://substackcdn.com/image/fetch/$s_!ToqH!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff4a65c67-ce48-4e34-ab95-d045ecbe2bbe_1131x758.png 1272w, https://substackcdn.com/image/fetch/$s_!ToqH!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff4a65c67-ce48-4e34-ab95-d045ecbe2bbe_1131x758.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!ToqH!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff4a65c67-ce48-4e34-ab95-d045ecbe2bbe_1131x758.png" width="1131" height="758" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/f4a65c67-ce48-4e34-ab95-d045ecbe2bbe_1131x758.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:758,&quot;width&quot;:1131,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!ToqH!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff4a65c67-ce48-4e34-ab95-d045ecbe2bbe_1131x758.png 424w, https://substackcdn.com/image/fetch/$s_!ToqH!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff4a65c67-ce48-4e34-ab95-d045ecbe2bbe_1131x758.png 848w, https://substackcdn.com/image/fetch/$s_!ToqH!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff4a65c67-ce48-4e34-ab95-d045ecbe2bbe_1131x758.png 1272w, https://substackcdn.com/image/fetch/$s_!ToqH!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff4a65c67-ce48-4e34-ab95-d045ecbe2bbe_1131x758.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption"><em>From coffee to bigger life goals &#8212; track every step in MaxDividends Premium.</em></figcaption></figure></div><p>Anyone can live on dividends.</p><h3><strong>One More Thing Here...</strong></h3><p>Inside MaxDividends, you can create any goals that inspire you.</p><p>You can put your current goal directly on your main dividend income chart and watch yourself move closer to it day by day as your passive income grows &#8212; even while you sleep.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!mx6P!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc75d4dbe-9441-4198-bd79-f1f61c3871b4_1312x935.png" data-component-name="Image2ToDOM"><div 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src="https://substackcdn.com/image/fetch/$s_!mx6P!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc75d4dbe-9441-4198-bd79-f1f61c3871b4_1312x935.png" width="1312" height="935" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/c75d4dbe-9441-4198-bd79-f1f61c3871b4_1312x935.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:935,&quot;width&quot;:1312,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!mx6P!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc75d4dbe-9441-4198-bd79-f1f61c3871b4_1312x935.png 424w, https://substackcdn.com/image/fetch/$s_!mx6P!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc75d4dbe-9441-4198-bd79-f1f61c3871b4_1312x935.png 848w, https://substackcdn.com/image/fetch/$s_!mx6P!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc75d4dbe-9441-4198-bd79-f1f61c3871b4_1312x935.png 1272w, https://substackcdn.com/image/fetch/$s_!mx6P!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc75d4dbe-9441-4198-bd79-f1f61c3871b4_1312x935.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption"><em>Your future income is no longer a guess &#8212; now you can actually see it. Available in MaxDividends Premium.</em></figcaption></figure></div><p>You can complete goals in whatever order feels right to you.</p><p>You can reorder goals, choose which goals are complete and which ones are still ahead.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Q9Ds!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd3ae6c77-78a1-4d24-be01-de330189d963_1263x931.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Q9Ds!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd3ae6c77-78a1-4d24-be01-de330189d963_1263x931.png 424w, https://substackcdn.com/image/fetch/$s_!Q9Ds!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd3ae6c77-78a1-4d24-be01-de330189d963_1263x931.png 848w, https://substackcdn.com/image/fetch/$s_!Q9Ds!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd3ae6c77-78a1-4d24-be01-de330189d963_1263x931.png 1272w, https://substackcdn.com/image/fetch/$s_!Q9Ds!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd3ae6c77-78a1-4d24-be01-de330189d963_1263x931.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!Q9Ds!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd3ae6c77-78a1-4d24-be01-de330189d963_1263x931.png" width="1263" height="931" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/d3ae6c77-78a1-4d24-be01-de330189d963_1263x931.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:931,&quot;width&quot;:1263,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!Q9Ds!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd3ae6c77-78a1-4d24-be01-de330189d963_1263x931.png 424w, https://substackcdn.com/image/fetch/$s_!Q9Ds!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd3ae6c77-78a1-4d24-be01-de330189d963_1263x931.png 848w, https://substackcdn.com/image/fetch/$s_!Q9Ds!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd3ae6c77-78a1-4d24-be01-de330189d963_1263x931.png 1272w, https://substackcdn.com/image/fetch/$s_!Q9Ds!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd3ae6c77-78a1-4d24-be01-de330189d963_1263x931.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption"><em>Your journey. Your goals. Your order. Included with MaxDividends Premium.</em></figcaption></figure></div><p>And you can share your goals and achievements with friends, colleagues, and of course with the MaxDividends partner community.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!WNs9!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F04faa0b0-ad0b-4dbd-998b-18009c8a6c02_977x863.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!WNs9!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F04faa0b0-ad0b-4dbd-998b-18009c8a6c02_977x863.png 424w, https://substackcdn.com/image/fetch/$s_!WNs9!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F04faa0b0-ad0b-4dbd-998b-18009c8a6c02_977x863.png 848w, https://substackcdn.com/image/fetch/$s_!WNs9!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F04faa0b0-ad0b-4dbd-998b-18009c8a6c02_977x863.png 1272w, https://substackcdn.com/image/fetch/$s_!WNs9!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F04faa0b0-ad0b-4dbd-998b-18009c8a6c02_977x863.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!WNs9!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F04faa0b0-ad0b-4dbd-998b-18009c8a6c02_977x863.png" width="977" height="863" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/04faa0b0-ad0b-4dbd-998b-18009c8a6c02_977x863.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:863,&quot;width&quot;:977,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!WNs9!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F04faa0b0-ad0b-4dbd-998b-18009c8a6c02_977x863.png 424w, https://substackcdn.com/image/fetch/$s_!WNs9!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F04faa0b0-ad0b-4dbd-998b-18009c8a6c02_977x863.png 848w, https://substackcdn.com/image/fetch/$s_!WNs9!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F04faa0b0-ad0b-4dbd-998b-18009c8a6c02_977x863.png 1272w, https://substackcdn.com/image/fetch/$s_!WNs9!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F04faa0b0-ad0b-4dbd-998b-18009c8a6c02_977x863.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption"><em>That feeling when dividends start paying for real life. Included with MaxDividends Premium.</em></figcaption></figure></div><div><hr></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!XMYO!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff3225481-18d2-4274-b94b-9d00ffaf6362_1147x932.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!XMYO!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff3225481-18d2-4274-b94b-9d00ffaf6362_1147x932.png 424w, https://substackcdn.com/image/fetch/$s_!XMYO!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff3225481-18d2-4274-b94b-9d00ffaf6362_1147x932.png 848w, https://substackcdn.com/image/fetch/$s_!XMYO!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff3225481-18d2-4274-b94b-9d00ffaf6362_1147x932.png 1272w, https://substackcdn.com/image/fetch/$s_!XMYO!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff3225481-18d2-4274-b94b-9d00ffaf6362_1147x932.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!XMYO!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff3225481-18d2-4274-b94b-9d00ffaf6362_1147x932.png" width="1147" height="932" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/f3225481-18d2-4274-b94b-9d00ffaf6362_1147x932.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:932,&quot;width&quot;:1147,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!XMYO!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff3225481-18d2-4274-b94b-9d00ffaf6362_1147x932.png 424w, https://substackcdn.com/image/fetch/$s_!XMYO!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff3225481-18d2-4274-b94b-9d00ffaf6362_1147x932.png 848w, https://substackcdn.com/image/fetch/$s_!XMYO!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff3225481-18d2-4274-b94b-9d00ffaf6362_1147x932.png 1272w, https://substackcdn.com/image/fetch/$s_!XMYO!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff3225481-18d2-4274-b94b-9d00ffaf6362_1147x932.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption"><em>Share the wins that move you closer to living off dividends. Included with MaxDividends Premium.</em></figcaption></figure></div><p>We help you stay focused on the things that matter: dividend income, time in the game without unnecessary distractions, meaningful goals, visible progress, and a system for success.</p><p>The MaxDividends Income System is a proven system for building dividend income where you always know your income is growing, you always know what to do with the stocks in your portfolio, what to buy next, what to sell, and what to keep.</p><p>And your goal gets closer every single day. That&#8217;s what the road to financial freedom really looks like.</p><div class="callout-block" data-callout="true"><h4 style="text-align: center;"><strong>&#11088;&#65039; <a href="https://subscriptions.maxdividends.com/registration">Start with the MaxDividends App</a> &#11088;&#65039;</strong></h4></div><h3><strong>Bottom Line</strong></h3><p>With MaxDividends, I&#8217;m not just tracking numbers &#8212; I&#8217;m building the future I want, step by step. This app is my roadmap and compass, keeping me on course toward a life where dividends cover the bills and freedom comes first.</p><ul><li><p>&#129413; The full Dividend Eagles, Kings &amp; Aristocrats lists</p></li><li><p>&#128203; My personal dividend stock watchlist</p></li><li><p>&#129518; A dividend calculator to set your income goals</p></li><li><p>&#128202; Dividend portfolio tracker &amp; screener covering 19,000+ companies worldwide</p></li><li><p>&#9989; Financial &amp; dividend scores for every stock you study</p></li></ul><p>It&#8217;s all here &#8212; the tools, the data, and the community &#8212; designed to help you live off dividends on your terms.</p><p>Welcome to the smartest way to live off dividends. </p><p>Welcome to MaxDividends.</p><h3><strong>***</strong></h3><h3><strong>&#127873; One More Thing &#8212; And This Is Huge</strong></h3><p>Here&#8217;s the part I&#8217;m genuinely proud of. The MaxDividends app is 100% FREE for all Premium Partners.</p><p>No hidden limits. No feature locks. No &#8220;lite&#8221; version. If you&#8217;re a MaxDividends Premium Partner, you get:</p><ul><li><p>full access to the app</p></li><li><p>all portfolio analytics</p></li><li><p>all dividend tools</p></li><li><p>all updates and new features</p></li></ul><p>Included. As a gift.</p><p>Why? Because Premium isn&#8217;t just a subscription &#8212; it&#8217;s a partnership.</p><p>If you&#8217;ve decided to take dividend investing seriously, to think long-term, and to build real, growing income &#8212; the tools should support you, not slow you down or nickel-and-dime you. That&#8217;s our philosophy.</p><p>Get full access to our research, strategies, and education &#8212; and unlock the entire MaxDividends app for free.</p><blockquote><p>Alex - &#8220;Brother. Just want to say I love the app! I&#8217;m happy&#8221;</p><p>Scott - &#8220;Love what you do :) huge strategy&#8220;</p></blockquote><div class="pullquote"><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128293; Join Premium &amp; Get the App &#128293;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128293; Join Premium &amp; Get the App &#128293;</span></a></p><p><strong>No compromises. No extra payments. Just the complete system &#8212; working for you, every day.</strong></p></div><p>Here&#8217;s what you&#8217;ll get inside the MaxDividends App (already live on iOS &amp; Android):</p><ul><li><p>&#128293; Top Undervalued Dividend Picks &#8212; powered by the proven Income System.</p></li><li><p>&#129413; The full Dividend Eagles, Kings &amp; Aristocrats lists</p></li><li><p>&#128640; Buy / Hold / Sell List Monthly Edition</p></li><li><p>&#128203; My personal dividend stock watchlist</p></li><li><p>&#129518; A dividend calculator to set your income goals</p></li><li><p>&#128202; Dividend portfolio tracker &amp; screener covering 19,000+ companies worldwide</p></li><li><p>&#9989; Financial &amp; dividend scores for every stock you study</p></li></ul><p>It&#8217;s all here &#8212; the tools, the data, and the community &#8212; designed to help you live off dividends on your terms.</p><h3><strong>Ready to Give It a Try?</strong></h3><h4><a href="https://subscriptions.maxdividends.com/upgrade">&#128073; </a><strong><a href="https://subscriptions.maxdividends.com/upgrade">Check your status &amp; upgrade to Premium here</a></strong></h4><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#11088;&#65039; Upgrade to Premium &#11088;&#65039;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#11088;&#65039; Upgrade to Premium &#11088;&#65039;</span></a></p><div><hr></div><h3><strong>MaxDividends is a Bestseller on Substack!</strong></h3><p><em>Hundreds of premium members have already discovered the benefits of the community and app, earning passive income through dividends with MaxDividends. Their passive income keeps growing!</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!zv0p!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!zv0p!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png 424w, https://substackcdn.com/image/fetch/$s_!zv0p!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png 848w, 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srcset="https://substackcdn.com/image/fetch/$s_!zv0p!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png 424w, https://substackcdn.com/image/fetch/$s_!zv0p!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png 848w, https://substackcdn.com/image/fetch/$s_!zv0p!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png 1272w, https://substackcdn.com/image/fetch/$s_!zv0p!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div 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fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><h3><strong>&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h3><h3><strong>What You&#8217;ll Get by Joining MaxDividends Premium</strong></h3><p><em>The most important thing our MaxDividends community members value us for</em></p><h4><strong>Freedom &amp; Independence</strong></h4><p>No boss, no schedules&#8212;complete control over your time. Ability to work on passion projects or simply enjoy life without financial stress.</p><h4><strong>Passive Income That Grows Over Time</strong></h4><p>Dividend-paying stocks provide a steady, rising income stream. Unlike traditional retirement funds, you don&#8217;t need to sell assets to cover expenses.</p><h4><strong>Protection Against Inflation</strong></h4><p>Dividend growth investing ensures your income keeps pace with inflation. Companies that increase payouts help maintain purchasing power.</p><h4><strong>Stress-Free Investing</strong></h4><p>No need for active trading or daily market monitoring. Long-term buy-and-hold strategy minimizes stress and decision fatigue.</p><h4><strong>More Time for Family &amp; Personal Goals</strong></h4><p>Spend more time with loved ones instead of working 40+ hours a week. Pursue hobbies, travel, and personal development without financial pressure.</p><h4><strong>Health &amp; Well-Being Benefits</strong></h4><p>Less work stress leads to better mental and physical health. More time for fitness, proper sleep, and healthier lifestyle choices.</p><h4><strong>Avoiding the Corporate Rat Race</strong></h4><p>Escape office politics, toxic work environments, and endless meetings. Focus on meaningful activities instead of chasing promotions and pay raises.</p><h4><strong>Living Life on Your Own Terms</strong></h4><p>Ability to relocate, slow travel, or move to a lower-cost-of-living area. No restrictions on how you spend your day&#8212;whether it&#8217;s reading, volunteering, or building a new skill.</p><h4><strong>Leaving a Legacy</strong></h4><p>Build generational wealth and leave assets for your family. Teach the next generation financial independence by leading by example.</p><h4><strong>Financial Security &amp; Peace of Mind</strong></h4><p>A well-built dividend portfolio provides stability even during economic downturns. No fear of outliving your savings&#8212;passive income keeps flowing.</p><p>Many who already joined say it&#8217;s the best financial decision they&#8217;ve ever made&#8212;because money becomes a tool for freedom, not a source of stress.</p><h3><strong>We&#8217;re in the Top Financial Blogs on Substack! &#128170;</strong></h3><p><em>MaxDividends continues to be recognized for its consistent effort, commitment to quality, and the loyalty of its growing community of partners.</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!dvRz!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fde851c91-d972-489a-bc98-9b670996763c_811x432.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" 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early, and live off dividends.</em></p><h4><strong>&#128313; Roadmap to Live Off Dividends</strong></h4><p><em>A step-by-step weekly guide to achieving financial freedom through dividend investing.</em></p><h4><strong>&#128313; Easy Peasy: Build Your MaxDividends Portfolio</strong></h4><p><em>Ready-made MaxDividends stock sets starting at $300, $500, or $1000 each week&#8212;making it easier to build a strong dividend portfolio.</em></p><h4><strong>&#128313; MaxDividends Business Overview</strong></h4><p><em>Deep dives into the top dividend stocks we hold, including key metrics, business insights, perspectives, and expert consensus.</em></p><h4><strong>&#128313; MaxDividends Portfolio: Goal &#8594; 120 Months to $12K/Month</strong></h4><p><em>My personal dividend portfolios with weekly updates, changes, and insights.</em></p><h4><strong>&#128313; Community of Like-Minded Investors</strong></h4><p><em>Stay connected with me and other MaxDividends followers. Join the MaxDividends community chat to discuss ideas, share insights, set goals, and stay motivated. Support, accountability, and like-minded investors&#8212;all in one place!</em></p><h4><strong>&#128313; Sunday Coffee &#9749;&#65039;</strong></h4><p><em>My personal life &amp; business column, where I share:</em></p><ul><li><p><em>Life moments &amp; investing insights</em></p></li><li><p><em>Long-term investment philosophy</em></p></li><li><p><em>Thought-provoking ideas to help you succeed</em></p></li></ul><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128081; Upgrade to Premium &#128081;</span></a></p><div><hr></div><h3><strong>&#128994; What ELSE You&#8217;ll Get</strong></h3><h4><strong>Top Dividend Ideas</strong></h4><p>Unlock exclusive, high-quality dividend investment ideas available only for Premium members. These ideas are carefully curated to maximize returns, provide growing income, and accelerate your journey to financial freedom and early retirement.</p><p>By upgrading to Premium, you&#8217;ll gain access to:</p><ul><li><p>Advanced stock recommendations tailored for dividend growth</p></li><li><p>In-depth research on high-yield dividend stocks with strong growth potential</p></li><li><p>Exclusive updates and insider insights to stay ahead of the curve</p></li></ul><h4><strong>Undervalued Dividend Lists</strong></h4><p>With Premium access, you&#8217;ll get:</p><ul><li><p>Undervalued Dividend Eagles (updated monthly)</p></li><li><p>Undervalued Dividend Kings (updated monthly)</p></li><li><p>Undervalued Dividend Aristocrats (updated monthly)</p></li></ul><p>These lists highlight the most promising undervalued dividend stocks with strong growth potential, helping you maximize returns on your investment.</p><h4><strong>Dividend Insights</strong></h4><p>Gain exclusive insights:</p><ul><li><p>Top 5 MaxDividends Ideas of the Month</p></li><li><p>Top 3 Most Promising Dividend Ideas of the Week</p></li><li><p>List of Dangerous Dividend Stocks (updated monthly) &#8211; avoid risky picks</p></li></ul><p>These carefully researched ideas will guide you in making smart, informed decisions to build wealth with dividends.</p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128081; Upgrade to Premium &#128081;</span></a></p><div class="pullquote"><p><em><strong>If you have any questions, feel free to email me at: max@maxdividends.app</strong></em></p></div><h3><strong>&#128994; And even MORE!</strong></h3><p>Unlock the best dividend tools available, created by the MaxDividends Team:</p><ul><li><p><strong>Dividend Screener:</strong> Find your own hidden gems&#8212;uncover undervalued dividend stocks with high growth potential.</p></li><li><p><strong>Dividend Portfolio Tracker:</strong> Keep track of every aspect of your passive income and optimize your portfolio.</p></li><li><p><strong>Dividend Checker:</strong> Instantly evaluate 19,000+ companies with financial and dividend scores &#8212; so you can spot weak stocks before they drain your returns and focus only on the strongest opportunities.</p></li></ul><p>&#128142; <strong>MaxDividends Premium gives you more than just tools &#8212; it gives you clarity.</strong> You&#8217;ll know which stocks are worth your money and which to avoid, helping you build a stronger portfolio, grow reliable passive income, and reach financial freedom faster.</p><div><hr></div><h3><strong>Shared by 230+ Financial Bloggers on Substack</strong></h3><h4><strong>The European Value Investor &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;If you are interested in dividend strategies or passive income strategies, this Substack ia great! Its worth a visit&#8220;</p><h4><strong>Johan Lunau - The Long View &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;Practical dividend focus. Saving for retirement.&#8220;</p><h4><strong>Shailesh Kumar - The Astute Investor&#8217;s Calculus &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;Love the concept and the execution. If you are into building a portfolio that will generate ever growing income for you, subscribe to Max Dividends. I did.&#8220;</p><h4><strong>MS Cliff Notes &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;A useful substack for those that invest in stocks that pay dividends or are looking to get into such a strategy. Includes education and actionable ideas.&#8220;</p><h4><strong>Timothy Assi - Panic Drop &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;Great for helling you pick up high-yield dividend growth stocks&#8220;</p><p>230+ authors and pros already recommend MaxDividends!</p><h3><strong>Trusted by 100,000+ subscribers!</strong></h3><ul><li><p><strong>Andrew</strong> - &#8220;Based of your MaxDividends App now I know it&#8217;s scoring is low before I didn&#8217;t have access to a well and easy financial evaluation on this stock.&#8221;</p></li><li><p><strong>Russell - </strong>&#8220;Want to get caught up with your portfolio so far and follow along until we can all retire. &#8220;</p></li><li><p><strong>Todd - </strong>&#8220;Just found this site --excited to get started!&#8221;</p></li><li><p><strong>Vinny - </strong>&#8220;Helping retail investors retire early and comfortably &#8220;</p></li></ul><p><em>We&#8217;re happy to help and thrilled to see new partners join through referrals</em></p><h3><strong>Recommended by Our Community</strong></h3><p><em>What Premium Partners Are Saying</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Kunb!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Kunb!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 424w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 848w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 1272w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!Kunb!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png" width="800" height="462" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/ebdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:462,&quot;width&quot;:800,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:48618,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:&quot;&quot;,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/163468711?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!Kunb!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 424w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 848w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 1272w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p><em>And many others</em></p><ul><li><p>&#8220;You are serious and trustwhorty&#8221;</p></li><li><p>&#8220;Developing an additional source of retirement income.&#8221;</p></li><li><p>Thought I would share - I was able to create an Ultra High Dividend portfolio w/15 companies today that would net me a $4,200+/month income. I just retired this month and have a current income of $10,230/mo., will be $12,500/mo. in &#8216;27 so another $4200/mo. would be nice! Love the app, had a lot of fun creating a portfolio today!</p></li><li><p>Thanks for all the hard work putting the MaxDividends! You guys have done all the heavy lifting.</p></li></ul><div class="pullquote"><p><em><strong>Someone&#8217;s sitting in the shade today because someone planted a tree a long time ago. &#8213; Warren Buffett.</strong></em></p></div>]]></content:encoded></item><item><title><![CDATA[MaxDividends App: Personalize Your MaxDividends Email Experience]]></title><description><![CDATA[Choose the topics you want to hear about]]></description><link>https://www.maxdividends.com/p/maxdividends-app-personalize-your</link><guid isPermaLink="false">https://www.maxdividends.com/p/maxdividends-app-personalize-your</guid><dc:creator><![CDATA[MaxDividends]]></dc:creator><pubDate>Sat, 23 May 2026 13:38:01 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!RfYc!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F37adbc7e-f9c4-43da-b8b5-705945ccf7bb_1535x1024.jpeg" length="0" type="image/jpeg"/><content:encoded><![CDATA[<h4><strong>MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.</strong></h4><blockquote><p>We're dedicated to building the best app in the world for dividend investors&#8212;helping everyone retire early, live off dividends, and grow their passive income.</p></blockquote><h4><strong>&#11088;&#65039; <a href="https://subscriptions.maxdividends.com/registration">Start with the MaxDividends App</a></strong></h4><div><hr></div><p>Hi &#8212; Max here.</p><p>Today, I&#8217;d like to share another important update inside MaxDividends that I think many of you will truly appreciate.</p><p>Over the past six months, we&#8217;ve spent a huge amount of time redesigning and improving the structure of our content and email experience. Today, that work is finally complete.</p><p>You can now fully personalize the research, insights, and email content you receive from MaxDividends. This feature is now available to all Premium Partners.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!RfYc!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F37adbc7e-f9c4-43da-b8b5-705945ccf7bb_1535x1024.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!RfYc!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F37adbc7e-f9c4-43da-b8b5-705945ccf7bb_1535x1024.jpeg 424w, https://substackcdn.com/image/fetch/$s_!RfYc!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F37adbc7e-f9c4-43da-b8b5-705945ccf7bb_1535x1024.jpeg 848w, 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20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div class="callout-block" data-callout="true"><h4 style="text-align: center;"><strong><a href="https://subscriptions.maxdividends.com/registration">Customize My Email Preferences &#8594;</a></strong></h4></div><h3><strong>How It Works</strong></h3><p>Inside every email from MaxDividends, near the bottom, you&#8217;ll now see a new link:</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!3pwo!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1b4c5211-fc7e-4d6e-af3b-a32e9d70bb24_1197x710.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!3pwo!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1b4c5211-fc7e-4d6e-af3b-a32e9d70bb24_1197x710.png 424w, https://substackcdn.com/image/fetch/$s_!3pwo!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1b4c5211-fc7e-4d6e-af3b-a32e9d70bb24_1197x710.png 848w, https://substackcdn.com/image/fetch/$s_!3pwo!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1b4c5211-fc7e-4d6e-af3b-a32e9d70bb24_1197x710.png 1272w, https://substackcdn.com/image/fetch/$s_!3pwo!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1b4c5211-fc7e-4d6e-af3b-a32e9d70bb24_1197x710.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!3pwo!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1b4c5211-fc7e-4d6e-af3b-a32e9d70bb24_1197x710.png" width="1197" height="710" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/1b4c5211-fc7e-4d6e-af3b-a32e9d70bb24_1197x710.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:710,&quot;width&quot;:1197,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!3pwo!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1b4c5211-fc7e-4d6e-af3b-a32e9d70bb24_1197x710.png 424w, https://substackcdn.com/image/fetch/$s_!3pwo!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1b4c5211-fc7e-4d6e-af3b-a32e9d70bb24_1197x710.png 848w, https://substackcdn.com/image/fetch/$s_!3pwo!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1b4c5211-fc7e-4d6e-af3b-a32e9d70bb24_1197x710.png 1272w, https://substackcdn.com/image/fetch/$s_!3pwo!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1b4c5211-fc7e-4d6e-af3b-a32e9d70bb24_1197x710.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p><em>Set your email preferences. Choose exactly what you want to receive from MaxDividends. Your research. Your strategy. Your income journey.</em></p><p>Clicking this link will take you to your personal email preferences page, where you can choose exactly which Premium topics and research categories you want to receive from MaxDividends.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!lDB5!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7cfd1c80-a5cc-4241-85b3-18c2e0d14dd8_1006x818.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!lDB5!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7cfd1c80-a5cc-4241-85b3-18c2e0d14dd8_1006x818.png 424w, https://substackcdn.com/image/fetch/$s_!lDB5!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7cfd1c80-a5cc-4241-85b3-18c2e0d14dd8_1006x818.png 848w, https://substackcdn.com/image/fetch/$s_!lDB5!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7cfd1c80-a5cc-4241-85b3-18c2e0d14dd8_1006x818.png 1272w, https://substackcdn.com/image/fetch/$s_!lDB5!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7cfd1c80-a5cc-4241-85b3-18c2e0d14dd8_1006x818.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!lDB5!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7cfd1c80-a5cc-4241-85b3-18c2e0d14dd8_1006x818.png" width="1006" height="818" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/7cfd1c80-a5cc-4241-85b3-18c2e0d14dd8_1006x818.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:818,&quot;width&quot;:1006,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!lDB5!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7cfd1c80-a5cc-4241-85b3-18c2e0d14dd8_1006x818.png 424w, https://substackcdn.com/image/fetch/$s_!lDB5!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7cfd1c80-a5cc-4241-85b3-18c2e0d14dd8_1006x818.png 848w, https://substackcdn.com/image/fetch/$s_!lDB5!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7cfd1c80-a5cc-4241-85b3-18c2e0d14dd8_1006x818.png 1272w, https://substackcdn.com/image/fetch/$s_!lDB5!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7cfd1c80-a5cc-4241-85b3-18c2e0d14dd8_1006x818.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p><em>Enter your MaxDividends email. One email. One personalized dividend research feed built around your investing goals.</em></p><h4><strong>Step 1</strong></h4><p>Enter the same email address you use to receive MaxDividends emails.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Yh__!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1336df9f-5d53-4c71-b499-ee255b862d67_1098x586.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Yh__!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1336df9f-5d53-4c71-b499-ee255b862d67_1098x586.png 424w, https://substackcdn.com/image/fetch/$s_!Yh__!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1336df9f-5d53-4c71-b499-ee255b862d67_1098x586.png 848w, https://substackcdn.com/image/fetch/$s_!Yh__!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1336df9f-5d53-4c71-b499-ee255b862d67_1098x586.png 1272w, https://substackcdn.com/image/fetch/$s_!Yh__!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1336df9f-5d53-4c71-b499-ee255b862d67_1098x586.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!Yh__!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1336df9f-5d53-4c71-b499-ee255b862d67_1098x586.png" width="1098" height="586" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/1336df9f-5d53-4c71-b499-ee255b862d67_1098x586.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:586,&quot;width&quot;:1098,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!Yh__!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1336df9f-5d53-4c71-b499-ee255b862d67_1098x586.png 424w, https://substackcdn.com/image/fetch/$s_!Yh__!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1336df9f-5d53-4c71-b499-ee255b862d67_1098x586.png 848w, https://substackcdn.com/image/fetch/$s_!Yh__!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1336df9f-5d53-4c71-b499-ee255b862d67_1098x586.png 1272w, https://substackcdn.com/image/fetch/$s_!Yh__!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1336df9f-5d53-4c71-b499-ee255b862d67_1098x586.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p><em>Turn topics ON or OFF anytime. Love Dividend Kings but not growth stocks? Prefer income ideas over portfolio updates? Customize MaxDividends your way.</em></p><h4><strong>Step 2</strong></h4><p>You&#8217;ll see a full list of Premium categories and research topics, each with a simple on/off toggle. Now you can customize everything exactly the way you want.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!3JNp!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1dfd9199-3bfb-4c51-8fad-00bc4a34dc6e_1190x826.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!3JNp!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1dfd9199-3bfb-4c51-8fad-00bc4a34dc6e_1190x826.png 424w, https://substackcdn.com/image/fetch/$s_!3JNp!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1dfd9199-3bfb-4c51-8fad-00bc4a34dc6e_1190x826.png 848w, https://substackcdn.com/image/fetch/$s_!3JNp!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1dfd9199-3bfb-4c51-8fad-00bc4a34dc6e_1190x826.png 1272w, https://substackcdn.com/image/fetch/$s_!3JNp!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1dfd9199-3bfb-4c51-8fad-00bc4a34dc6e_1190x826.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!3JNp!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1dfd9199-3bfb-4c51-8fad-00bc4a34dc6e_1190x826.png" width="1190" height="826" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/1dfd9199-3bfb-4c51-8fad-00bc4a34dc6e_1190x826.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:826,&quot;width&quot;:1190,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!3JNp!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1dfd9199-3bfb-4c51-8fad-00bc4a34dc6e_1190x826.png 424w, https://substackcdn.com/image/fetch/$s_!3JNp!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1dfd9199-3bfb-4c51-8fad-00bc4a34dc6e_1190x826.png 848w, https://substackcdn.com/image/fetch/$s_!3JNp!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1dfd9199-3bfb-4c51-8fad-00bc4a34dc6e_1190x826.png 1272w, https://substackcdn.com/image/fetch/$s_!3JNp!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1dfd9199-3bfb-4c51-8fad-00bc4a34dc6e_1190x826.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p><em>Build your own research flow. From dividend hikes to CEO portfolio buys &#8212; control the exact insights landing in your inbox every week.</em></p><h4><strong>Step 3</strong></h4><p>Save your settings &#8212; and you&#8217;re done. Our systems update automatically within 24 hours, and your future emails will reflect your selected preferences.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!tjpq!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6341603b-924c-41ff-8426-0ca9755af05d_1022x782.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!tjpq!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6341603b-924c-41ff-8426-0ca9755af05d_1022x782.png 424w, https://substackcdn.com/image/fetch/$s_!tjpq!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6341603b-924c-41ff-8426-0ca9755af05d_1022x782.png 848w, https://substackcdn.com/image/fetch/$s_!tjpq!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6341603b-924c-41ff-8426-0ca9755af05d_1022x782.png 1272w, https://substackcdn.com/image/fetch/$s_!tjpq!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6341603b-924c-41ff-8426-0ca9755af05d_1022x782.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!tjpq!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6341603b-924c-41ff-8426-0ca9755af05d_1022x782.png" width="1022" height="782" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/6341603b-924c-41ff-8426-0ca9755af05d_1022x782.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:782,&quot;width&quot;:1022,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!tjpq!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6341603b-924c-41ff-8426-0ca9755af05d_1022x782.png 424w, https://substackcdn.com/image/fetch/$s_!tjpq!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6341603b-924c-41ff-8426-0ca9755af05d_1022x782.png 848w, https://substackcdn.com/image/fetch/$s_!tjpq!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6341603b-924c-41ff-8426-0ca9755af05d_1022x782.png 1272w, https://substackcdn.com/image/fetch/$s_!tjpq!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6341603b-924c-41ff-8426-0ca9755af05d_1022x782.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p><em>Update your preferences in seconds. Simple. Flexible. Fully personalized. Because serious dividend investors deserve research tailored to them.</em></p><p>You can update your settings anytime, as often as you&#8217;d like, with no limitations. Content and research are a major part of the MaxDividends ecosystem.</p><div class="callout-block" data-callout="true"><h4 style="text-align: center;"><strong><a href="https://subscriptions.maxdividends.com/registration">Customize My Email Preferences &#8594;</a></strong></h4></div><p>The community, the app, and the research we publish &#8212; these are the three pillars of MaxDividends. And because we&#8217;re genuine dividend nerds who deeply love this craft, we wanted to build something more thoughtful: a system where you decide what matters most to you.</p><h3><strong>Bottom Line</strong></h3><p>With MaxDividends, I&#8217;m not just tracking numbers &#8212; I&#8217;m building the future I want, step by step. This app is my roadmap and compass, keeping me on course toward a life where dividends cover the bills and freedom comes first.</p><ul><li><p>&#129413; The full Dividend Eagles, Kings &amp; Aristocrats lists</p></li><li><p>&#128203; My personal dividend stock watchlist</p></li><li><p>&#129518; A dividend calculator to set your income goals</p></li><li><p>&#128202; Dividend portfolio tracker &amp; screener covering 19,000+ companies worldwide</p></li><li><p>&#9989; Financial &amp; dividend scores for every stock you study</p></li></ul><p>It&#8217;s all here &#8212; the tools, the data, and the community &#8212; designed to help you live off dividends on your terms.</p><p>Welcome to the smartest way to live off dividends. </p><p>Welcome to MaxDividends.</p><h3><strong>***</strong></h3><h3><strong>&#127873; One More Thing &#8212; And This Is Huge</strong></h3><p>Here&#8217;s the part I&#8217;m genuinely proud of. The MaxDividends app is 100% FREE for all Premium Partners.</p><p>No hidden limits. No feature locks. No &#8220;lite&#8221; version. If you&#8217;re a MaxDividends Premium Partner, you get:</p><ul><li><p>full access to the app</p></li><li><p>all portfolio analytics</p></li><li><p>all dividend tools</p></li><li><p>all updates and new features</p></li></ul><p>Included. As a gift.</p><p>Why? Because Premium isn&#8217;t just a subscription &#8212; it&#8217;s a partnership.</p><p>If you&#8217;ve decided to take dividend investing seriously, to think long-term, and to build real, growing income &#8212; the tools should support you, not slow you down or nickel-and-dime you. That&#8217;s our philosophy.</p><p>Get full access to our research, strategies, and education &#8212; and unlock the entire MaxDividends app for free.</p><blockquote><p>Alex - &#8220;Brother. Just want to say I love the app! I&#8217;m happy&#8221;</p><p>Scott - &#8220;Love what you do :) huge strategy&#8220;</p></blockquote><div class="pullquote"><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128293; Join Premium &amp; Get the App &#128293;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128293; Join Premium &amp; Get the App &#128293;</span></a></p><p><strong>No compromises. No extra payments. Just the complete system &#8212; working for you, every day.</strong></p></div><p>Here&#8217;s what you&#8217;ll get inside the MaxDividends App (already live on iOS &amp; Android):</p><ul><li><p>&#128293; Top Undervalued Dividend Picks &#8212; powered by the proven Income System.</p></li><li><p>&#129413; The full Dividend Eagles, Kings &amp; Aristocrats lists</p></li><li><p>&#128640; Buy / Hold / Sell List Monthly Edition</p></li><li><p>&#128203; My personal dividend stock watchlist</p></li><li><p>&#129518; A dividend calculator to set your income goals</p></li><li><p>&#128202; Dividend portfolio tracker &amp; screener covering 19,000+ companies worldwide</p></li><li><p>&#9989; Financial &amp; dividend scores for every stock you study</p></li></ul><p>It&#8217;s all here &#8212; the tools, the data, and the community &#8212; designed to help you live off dividends on your terms.</p><h3><strong>Ready to Give It a Try?</strong></h3><h4><a href="https://subscriptions.maxdividends.com/upgrade">&#128073; </a><strong><a href="https://subscriptions.maxdividends.com/upgrade">Check your status &amp; upgrade to Premium here</a></strong></h4><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#11088;&#65039; Upgrade to Premium &#11088;&#65039;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#11088;&#65039; Upgrade to Premium &#11088;&#65039;</span></a></p><div><hr></div><h3><strong>MaxDividends is a Bestseller on Substack!</strong></h3><p><em>Hundreds of premium members have already discovered the benefits of the community and app, earning passive income through dividends with MaxDividends. Their passive income keeps growing!</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!zv0p!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!zv0p!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png 424w, https://substackcdn.com/image/fetch/$s_!zv0p!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png 848w, 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Ability to work on passion projects or simply enjoy life without financial stress.</p><h4><strong>Passive Income That Grows Over Time</strong></h4><p>Dividend-paying stocks provide a steady, rising income stream. Unlike traditional retirement funds, you don&#8217;t need to sell assets to cover expenses.</p><h4><strong>Protection Against Inflation</strong></h4><p>Dividend growth investing ensures your income keeps pace with inflation. Companies that increase payouts help maintain purchasing power.</p><h4><strong>Stress-Free Investing</strong></h4><p>No need for active trading or daily market monitoring. Long-term buy-and-hold strategy minimizes stress and decision fatigue.</p><h4><strong>More Time for Family &amp; Personal Goals</strong></h4><p>Spend more time with loved ones instead of working 40+ hours a week. Pursue hobbies, travel, and personal development without financial pressure.</p><h4><strong>Health &amp; Well-Being Benefits</strong></h4><p>Less work stress leads to better mental and physical health. More time for fitness, proper sleep, and healthier lifestyle choices.</p><h4><strong>Avoiding the Corporate Rat Race</strong></h4><p>Escape office politics, toxic work environments, and endless meetings. Focus on meaningful activities instead of chasing promotions and pay raises.</p><h4><strong>Living Life on Your Own Terms</strong></h4><p>Ability to relocate, slow travel, or move to a lower-cost-of-living area. No restrictions on how you spend your day&#8212;whether it&#8217;s reading, volunteering, or building a new skill.</p><h4><strong>Leaving a Legacy</strong></h4><p>Build generational wealth and leave assets for your family. Teach the next generation financial independence by leading by example.</p><h4><strong>Financial Security &amp; Peace of Mind</strong></h4><p>A well-built dividend portfolio provides stability even during economic downturns. No fear of outliving your savings&#8212;passive income keeps flowing.</p><p>Many who already joined say it&#8217;s the best financial decision they&#8217;ve ever made&#8212;because money becomes a tool for freedom, not a source of stress.</p><h3><strong>We&#8217;re in the Top Financial Blogs on Substack! &#128170;</strong></h3><p><em>MaxDividends continues to be recognized for its consistent effort, commitment to quality, and the loyalty of its growing community of partners.</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!dvRz!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fde851c91-d972-489a-bc98-9b670996763c_811x432.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" 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early, and live off dividends.</em></p><h4><strong>&#128313; Roadmap to Live Off Dividends</strong></h4><p><em>A step-by-step weekly guide to achieving financial freedom through dividend investing.</em></p><h4><strong>&#128313; Easy Peasy: Build Your MaxDividends Portfolio</strong></h4><p><em>Ready-made MaxDividends stock sets starting at $300, $500, or $1000 each week&#8212;making it easier to build a strong dividend portfolio.</em></p><h4><strong>&#128313; MaxDividends Business Overview</strong></h4><p><em>Deep dives into the top dividend stocks we hold, including key metrics, business insights, perspectives, and expert consensus.</em></p><h4><strong>&#128313; MaxDividends Portfolio: Goal &#8594; 120 Months to $12K/Month</strong></h4><p><em>My personal dividend portfolios with weekly updates, changes, and insights.</em></p><h4><strong>&#128313; Community of Like-Minded Investors</strong></h4><p><em>Stay connected with me and other MaxDividends followers. Join the MaxDividends community chat to discuss ideas, share insights, set goals, and stay motivated. Support, accountability, and like-minded investors&#8212;all in one place!</em></p><h4><strong>&#128313; Sunday Coffee &#9749;&#65039;</strong></h4><p><em>My personal life &amp; business column, where I share:</em></p><ul><li><p><em>Life moments &amp; investing insights</em></p></li><li><p><em>Long-term investment philosophy</em></p></li><li><p><em>Thought-provoking ideas to help you succeed</em></p></li></ul><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128081; Upgrade to Premium &#128081;</span></a></p><div><hr></div><h3><strong>&#128994; What ELSE You&#8217;ll Get</strong></h3><h4><strong>Top Dividend Ideas</strong></h4><p>Unlock exclusive, high-quality dividend investment ideas available only for Premium members. These ideas are carefully curated to maximize returns, provide growing income, and accelerate your journey to financial freedom and early retirement.</p><p>By upgrading to Premium, you&#8217;ll gain access to:</p><ul><li><p>Advanced stock recommendations tailored for dividend growth</p></li><li><p>In-depth research on high-yield dividend stocks with strong growth potential</p></li><li><p>Exclusive updates and insider insights to stay ahead of the curve</p></li></ul><h4><strong>Undervalued Dividend Lists</strong></h4><p>With Premium access, you&#8217;ll get:</p><ul><li><p>Undervalued Dividend Eagles (updated monthly)</p></li><li><p>Undervalued Dividend Kings (updated monthly)</p></li><li><p>Undervalued Dividend Aristocrats (updated monthly)</p></li></ul><p>These lists highlight the most promising undervalued dividend stocks with strong growth potential, helping you maximize returns on your investment.</p><h4><strong>Dividend Insights</strong></h4><p>Gain exclusive insights:</p><ul><li><p>Top 5 MaxDividends Ideas of the Month</p></li><li><p>Top 3 Most Promising Dividend Ideas of the Week</p></li><li><p>List of Dangerous Dividend Stocks (updated monthly) &#8211; avoid risky picks</p></li></ul><p>These carefully researched ideas will guide you in making smart, informed decisions to build wealth with dividends.</p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128081; Upgrade to Premium &#128081;</span></a></p><div class="pullquote"><p><em><strong>If you have any questions, feel free to email me at: max@maxdividends.app</strong></em></p></div><h3><strong>&#128994; And even MORE!</strong></h3><p>Unlock the best dividend tools available, created by the MaxDividends Team:</p><ul><li><p><strong>Dividend Screener:</strong> Find your own hidden gems&#8212;uncover undervalued dividend stocks with high growth potential.</p></li><li><p><strong>Dividend Portfolio Tracker:</strong> Keep track of every aspect of your passive income and optimize your portfolio.</p></li><li><p><strong>Dividend Checker:</strong> Instantly evaluate 19,000+ companies with financial and dividend scores &#8212; so you can spot weak stocks before they drain your returns and focus only on the strongest opportunities.</p></li></ul><p>&#128142; <strong>MaxDividends Premium gives you more than just tools &#8212; it gives you clarity.</strong> You&#8217;ll know which stocks are worth your money and which to avoid, helping you build a stronger portfolio, grow reliable passive income, and reach financial freedom faster.</p><div><hr></div><h3><strong>Shared by 230+ Financial Bloggers on Substack</strong></h3><h4><strong>The European Value Investor &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;If you are interested in dividend strategies or passive income strategies, this Substack ia great! Its worth a visit&#8220;</p><h4><strong>Johan Lunau - The Long View &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;Practical dividend focus. Saving for retirement.&#8220;</p><h4><strong>Shailesh Kumar - The Astute Investor&#8217;s Calculus &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;Love the concept and the execution. If you are into building a portfolio that will generate ever growing income for you, subscribe to Max Dividends. I did.&#8220;</p><h4><strong>MS Cliff Notes &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;A useful substack for those that invest in stocks that pay dividends or are looking to get into such a strategy. Includes education and actionable ideas.&#8220;</p><h4><strong>Timothy Assi - Panic Drop &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;Great for helling you pick up high-yield dividend growth stocks&#8220;</p><p>230+ authors and pros already recommend MaxDividends!</p><h3><strong>Trusted by 100,000+ subscribers!</strong></h3><ul><li><p><strong>Andrew</strong> - &#8220;Based of your MaxDividends App now I know it&#8217;s scoring is low before I didn&#8217;t have access to a well and easy financial evaluation on this stock.&#8221;</p></li><li><p><strong>Russell - </strong>&#8220;Want to get caught up with your portfolio so far and follow along until we can all retire. &#8220;</p></li><li><p><strong>Todd - </strong>&#8220;Just found this site --excited to get started!&#8221;</p></li><li><p><strong>Vinny - </strong>&#8220;Helping retail investors retire early and comfortably &#8220;</p></li></ul><p><em>We&#8217;re happy to help and thrilled to see new partners join through referrals</em></p><h3><strong>Recommended by Our Community</strong></h3><p><em>What Premium Partners Are Saying</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Kunb!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Kunb!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 424w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 848w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 1272w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!Kunb!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png" width="800" height="462" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/ebdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:462,&quot;width&quot;:800,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:48618,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:&quot;&quot;,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/163468711?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!Kunb!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 424w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 848w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 1272w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p><em>And many others</em></p><ul><li><p>&#8220;You are serious and trustwhorty&#8221;</p></li><li><p>&#8220;Developing an additional source of retirement income.&#8221;</p></li><li><p>Thought I would share - I was able to create an Ultra High Dividend portfolio w/15 companies today that would net me a $4,200+/month income. I just retired this month and have a current income of $10,230/mo., will be $12,500/mo. in &#8216;27 so another $4200/mo. would be nice! Love the app, had a lot of fun creating a portfolio today!</p></li><li><p>Thanks for all the hard work putting the MaxDividends! You guys have done all the heavy lifting.</p></li></ul><div class="pullquote"><p><em><strong>Someone&#8217;s sitting in the shade today because someone planted a tree a long time ago. &#8213; Warren Buffett.</strong></em></p></div>]]></content:encoded></item><item><title><![CDATA[MaxDividends App: Premium Hub — Faster. Cleaner. All Your Research in One Place.]]></title><description><![CDATA[Your Research. One Place. One Click.]]></description><link>https://www.maxdividends.com/p/maxdividends-app-premium-hub-faster</link><guid isPermaLink="false">https://www.maxdividends.com/p/maxdividends-app-premium-hub-faster</guid><dc:creator><![CDATA[MaxDividends]]></dc:creator><pubDate>Sat, 14 Mar 2026 21:37:34 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!gun-!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff62c819b-a53a-4792-ab15-589c4e5d80e5_1536x1024.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<h4><strong>MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.</strong></h4><blockquote><p>We're dedicated to building the best app in the world for dividend investors&#8212;helping everyone retire early, live off dividends, and grow their passive income.</p></blockquote><h4><strong>&#11088;&#65039; <a href="https://www.maxdividends.com/p/maxdividends-members-area">Your Premium Hub</a> | &#128188; <a href="https://maxdividends.app/auth">MaxDividends App</a></strong></h4><div><hr></div><p>Hi &#8212; Max here.</p><p>Today I want to highlight a small update to the app that I believe is a great addition to everything we&#8217;re already doing.</p><p>Our community continues to grow quickly &#8212; we now have over 120,000 readers. We publish new content regularly: 3&#8211;4 articles every day, including deep dives, analysis, and research. Over time, this has added up to thousands of articles on the site.</p><p>Because of that, we decided to move all premium content and research into a dedicated blog directly inside the app.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!gun-!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff62c819b-a53a-4792-ab15-589c4e5d80e5_1536x1024.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!gun-!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff62c819b-a53a-4792-ab15-589c4e5d80e5_1536x1024.png 424w, https://substackcdn.com/image/fetch/$s_!gun-!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff62c819b-a53a-4792-ab15-589c4e5d80e5_1536x1024.png 848w, https://substackcdn.com/image/fetch/$s_!gun-!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff62c819b-a53a-4792-ab15-589c4e5d80e5_1536x1024.png 1272w, https://substackcdn.com/image/fetch/$s_!gun-!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff62c819b-a53a-4792-ab15-589c4e5d80e5_1536x1024.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!gun-!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff62c819b-a53a-4792-ab15-589c4e5d80e5_1536x1024.png" width="1456" height="971" 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srcset="https://substackcdn.com/image/fetch/$s_!gun-!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff62c819b-a53a-4792-ab15-589c4e5d80e5_1536x1024.png 424w, https://substackcdn.com/image/fetch/$s_!gun-!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff62c819b-a53a-4792-ab15-589c4e5d80e5_1536x1024.png 848w, https://substackcdn.com/image/fetch/$s_!gun-!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff62c819b-a53a-4792-ab15-589c4e5d80e5_1536x1024.png 1272w, https://substackcdn.com/image/fetch/$s_!gun-!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff62c819b-a53a-4792-ab15-589c4e5d80e5_1536x1024.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><h4><strong>What does this mean in practice?</strong></h4><p>Now all premium materials are available with one click inside the MaxDividends app. You&#8217;ll see all the research in the same familiar format &#8212; but now it&#8217;s completely separated from public articles, so you don&#8217;t have to search through hundreds of posts to find what really matters.</p><p>Of course, we&#8217;ll continue sending email notifications whenever new research is published &#8212; that isn&#8217;t going anywhere.</p><p>But if you ever feel like you might have missed something, changed your email, or simply want to see everything in one place &#8212; now you know exactly where it all lives.</p><p>Inside the MaxDividends app. One click. One button. All premium content right at your fingertips. Let me show you where to find it.</p><h4><strong>Here&#8217;s how it works.</strong></h4><p>Tap the Community icon to open the Premium Hub &#8212; where all MaxDividends premium research lives.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!rV58!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F804ba680-5903-4df6-90e5-4098dce3fe54_1477x867.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!rV58!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F804ba680-5903-4df6-90e5-4098dce3fe54_1477x867.png 424w, 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fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">MaxDividends App (Included in Premium). Premium Hub &#8212; your home for all MaxDividends premium research, stock ideas, and portfolio updates.</figcaption></figure></div><p>Welcome to the smartest way to live off dividends. </p><p>Welcome to MaxDividends.</p><div><hr></div><h3><strong>Bottom Line</strong></h3><p>With MaxDividends, I&#8217;m not just tracking numbers &#8212; I&#8217;m building the future I want, step by step. This app is my roadmap and compass, keeping me on course toward a life where dividends cover the bills and freedom comes first.</p><p>Here&#8217;s what you&#8217;ll get inside the MaxDividends App (already live on iOS &amp; Android):</p><ul><li><p>&#129413; The full Dividend Eagles, Kings &amp; Aristocrats lists</p></li><li><p>&#128203; My personal dividend stock watchlist</p></li><li><p>&#129518; A dividend calculator to set your income goals</p></li><li><p>&#128202; Dividend portfolio tracker &amp; screener covering 19,000+ companies worldwide</p></li><li><p>&#9989; Financial &amp; dividend scores for every stock you study</p></li></ul><p>It&#8217;s all here &#8212; the tools, the data, and the community &#8212; designed to help you live off dividends on your terms.</p><h3><strong>***</strong></h3><p>With MaxDividends Community you&#8217;ll always be part of a winning team and stop viewing the future as an uncertainty. Worry will fade, replaced by confidence and peace of mind. You&#8217;ll focus on doing what you love while your passive income continues to grow.</p><div class="pullquote"><p><em><strong>&#8220;The only one who cares about your wealth is you. This is your money, your future, and your life. Your passive income is a result of your efforts, and it&#8217;s a reflection of your success.&#8221;</strong></em></p><p><em><strong>Max</strong></em></p></div><h3><strong>MaxDividends Community</strong></h3><blockquote><p><strong>MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.</strong></p><p>Someone&#8217;s sitting in the shade today because someone planted a tree a long time ago. &#8213; Warren Buffett.</p></blockquote><p>We follow our time-tested strategy for tapping into overlooked dividend plays that can make your portfolio more resistant to recessions and other market panics and pack on consistent gains for years to come.</p><div class="pullquote"><p><em><strong>Love what we&#8217;re building? Our Founding Partners already enjoy lifetime access to premium content, the app, and our community. Thank you for being a part of it!</strong></em></p><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/lifetime-premium&quot;,&quot;text&quot;:&quot;&#128293; Limited Offer! Lifetime Premium &#128293;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/lifetime-premium"><span>&#128293; Limited Offer! Lifetime Premium &#128293;</span></a></p><p><em><strong>Exclusive &#8212; just for our premium partners</strong></em></p></div><h3><strong>MaxDividends Idea</strong></h3><p><em>&#8220;Retire early and live on dividends. Because no one wants to work forever.&#8221;</em></p><p>&#128073; <a href="https://www.maxdividends.com/p/my-high-yield-dividend-story?r=45upof">My Own High Yield Dividend Growth Story</a></p><p>With MaxDividends Community, you&#8217;re not just investing&#8212;you&#8217;re joining a winning team. The uncertainty about the future starts to fade. Worry gets replaced with confidence and peace of mind. Your focus shifts to doing what you love, while your passive income keeps growing month after month.</p><p>Here&#8217;s the truth: your environment shapes your results. Surround yourself with people who think bigger, act smarter, and stay disciplined&#8212;and you raise your own game. Inside MaxDividends, you&#8217;ll find exactly that: a community that supports your journey and pushes you toward greater heights.</p><h3><strong>&#128218; Knowledge Base &amp; Premium Guides</strong></h3><p><em><strong>Learn the MaxDividends Way</strong></em></p><h4><strong>Start Here</strong></h4><ul><li><p><strong><a href="https://www.maxdividends.com/p/maxdividends-members-area">Your Premium Hub</a></strong></p></li><li><p><a href="https://www.maxdividends.com/p/sunday-coffee-maxdividends-strategy?r=45upof">What is the MaxDividends Strategy</a></p></li><li><p>&#128214; <a href="https://maxdividends.app/ebooks/the-5-rules-of-timeless-dividend-investing">What is the MaxDividends Idea &amp; Concept</a><strong><a href="https://maxdividends.app/ebooks/the-5-rules-of-timeless-dividend-investing"> | E-Book</a></strong></p></li><li><p>&#127909; <a href="https://youtu.be/A0CUP0X_040?si=AuK5jM0wklIBJeIh">Quick Video | What MaxDividends App Is All About</a></p></li></ul><h4><strong>Guides &amp; Step-by-Step</strong></h4><ul><li><p><a href="https://www.maxdividends.com/p/getting-started-your-step-by-step-dividend-plan?r=45upof">Getting Started: Your Step-by-Step Dividend Plan</a></p></li><li><p><a href="https://maxdividends.substack.com/p/sunday-coffee-how-we-choose-maxdividends">How Do We Select MaxDividends Stocks</a></p></li></ul><h4><strong>Deep Insights</strong></h4><ul><li><p>&#128214; <a href="https://maxdividends.app/ebooks/i-love-dividends">I &#10084;&#65039; Dividends: Why I Believe Dividend Investing Is the Best Strategy</a><strong><a href="https://maxdividends.app/ebooks/i-love-dividends"> | E-Book</a></strong></p></li><li><p><a href="https://maxdividends.substack.com/p/sunday-coffee-how-well-does-the-maxdividends?r=3td3hz">How Effective is the MaxDividends Strategy for Building Growing Passive Income</a></p></li><li><p><a href="https://www.maxdividends.com/p/sunday-coffee-one-more-secret-sauce">One More Secret Ingredient for the MaxDividends Strategy</a></p></li></ul><h4><strong>Help &amp; Support</strong></h4><ul><li><p><a href="https://maxdividends.app/maxdividends-ai-assistant">Got a question about dividends? Ask Max, your AI Dividend Assistant!</a></p></li><li><p>Didn&#8217;t get the answer you need? Reach out: <strong>max@maxdividends.app</strong> or <strong>team@maxdividends.app</strong> &#8212; we&#8217;ll help you out.</p></li></ul><div><hr></div><h3><strong>MaxDividends Mission</strong></h3><p>Helping people build growing passive income, retire early, and live off dividends.</p><p>Someone&#8217;s sitting in the shade today because someone planted a tree a long time ago. &#8213; Warren Buffett.</p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://tally.so/r/81QYP5&quot;,&quot;text&quot;:&quot;&#11088;&#65039; Share &#8212; and Get Rewarded &#11088;&#65039;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://tally.so/r/81QYP5"><span>&#11088;&#65039; Share &#8212; and Get Rewarded &#11088;&#65039;</span></a></p><div><hr></div><h6><em>*Disclaimer: This article reflects the author&#8217;s personal opinions and is intended for educational and entertainment purposes only. It does not constitute financial advice in any form. Always do your own research and consult a licensed financial advisor. The author may hold positions in some of the stocks mentioned, in line with the views expressed. This is a disclosure, not a recommendation to buy or sell any securities.</em></h6><h6><em>As a reader of MaxDividends, you agree to our disclaimer. You can read the full disclaimer <a href="https://beatmarket.com/policies/disclaimer">here</a>.</em></h6>]]></content:encoded></item><item><title><![CDATA[MaxDividends App: Dividend Eagles List — Stronger. Smarter. Fully Integrated.]]></title><description><![CDATA[The Core Engine Behind the MaxDividends Income System]]></description><link>https://www.maxdividends.com/p/maxdividends-app-dividend-eagles</link><guid isPermaLink="false">https://www.maxdividends.com/p/maxdividends-app-dividend-eagles</guid><dc:creator><![CDATA[MaxDividends]]></dc:creator><pubDate>Sat, 21 Feb 2026 20:29:23 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!2Fde!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9f1ed30e-3974-4053-bbb9-473ef562cfdc_1536x1024.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<h4><strong>MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.</strong></h4><blockquote><p>We're dedicated to building the best app in the world for dividend investors&#8212;helping everyone retire early, live off dividends, and grow their passive income.</p></blockquote><h4><strong>&#128275; <a href="https://tally.so/r/81KoEo">Request Free Early Access to the MaxDividends App</a></strong></h4><div><hr></div><p>Hi &#8212; Max here.</p><p>Today I want to walk you through one of the core pillars inside the App:</p><h4>&#129413; <strong>Dividend Eagles</strong></h4><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!2Fde!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9f1ed30e-3974-4053-bbb9-473ef562cfdc_1536x1024.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!2Fde!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9f1ed30e-3974-4053-bbb9-473ef562cfdc_1536x1024.png 424w, 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srcset="https://substackcdn.com/image/fetch/$s_!2Fde!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9f1ed30e-3974-4053-bbb9-473ef562cfdc_1536x1024.png 424w, https://substackcdn.com/image/fetch/$s_!2Fde!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9f1ed30e-3974-4053-bbb9-473ef562cfdc_1536x1024.png 848w, https://substackcdn.com/image/fetch/$s_!2Fde!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9f1ed30e-3974-4053-bbb9-473ef562cfdc_1536x1024.png 1272w, https://substackcdn.com/image/fetch/$s_!2Fde!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9f1ed30e-3974-4053-bbb9-473ef562cfdc_1536x1024.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>And why this section has quietly become one of the most powerful tools inside the entire MaxDividends Income System.</p><h3><strong>What Dividend Eagles Really Are</strong></h3><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!90wg!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F49a633fa-4cb4-44e9-bdb2-d7f3102065a6_1855x772.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!90wg!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F49a633fa-4cb4-44e9-bdb2-d7f3102065a6_1855x772.png 424w, https://substackcdn.com/image/fetch/$s_!90wg!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F49a633fa-4cb4-44e9-bdb2-d7f3102065a6_1855x772.png 848w, https://substackcdn.com/image/fetch/$s_!90wg!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F49a633fa-4cb4-44e9-bdb2-d7f3102065a6_1855x772.png 1272w, https://substackcdn.com/image/fetch/$s_!90wg!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F49a633fa-4cb4-44e9-bdb2-d7f3102065a6_1855x772.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!90wg!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F49a633fa-4cb4-44e9-bdb2-d7f3102065a6_1855x772.png" width="1456" height="606" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/49a633fa-4cb4-44e9-bdb2-d7f3102065a6_1855x772.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:606,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:153414,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/188543828?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F49a633fa-4cb4-44e9-bdb2-d7f3102065a6_1855x772.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!90wg!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F49a633fa-4cb4-44e9-bdb2-d7f3102065a6_1855x772.png 424w, https://substackcdn.com/image/fetch/$s_!90wg!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F49a633fa-4cb4-44e9-bdb2-d7f3102065a6_1855x772.png 848w, https://substackcdn.com/image/fetch/$s_!90wg!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F49a633fa-4cb4-44e9-bdb2-d7f3102065a6_1855x772.png 1272w, https://substackcdn.com/image/fetch/$s_!90wg!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F49a633fa-4cb4-44e9-bdb2-d7f3102065a6_1855x772.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">MaxDividends App (Included in Premium) &#8212; Dividend Eagles List</figcaption></figure></div><p>Dividend Eagles are elite U.S. companies that have raised their dividends for 15+ consecutive years. But that&#8217;s only the starting filter. Plenty of companies have history. Not all of them have strength.</p><p>Inside the App, every Dividend Eagle must pass our internal 5-Step Formula, which evaluates:</p><p>1&#65039;&#8419; Sales Growth<br>2&#65039;&#8419; Profit Growth<br>3&#65039;&#8419; Net Income Stability<br>4&#65039;&#8419; Dividend Payout Safety<br>5&#65039;&#8419; Debt Discipline</p><p>Time proves behavior. Data proves durability. Only companies that pass both tests earn their wings.</p><h3><strong>Why This Matters</strong></h3><p>Think about what 15+ years of consecutive raises actually means. These companies increased payouts through:</p><ul><li><p>recessions</p></li><li><p>inflation spikes</p></li><li><p>rate cycles</p></li><li><p>market crashes</p></li><li><p>political noise</p></li></ul><p>Dividend Eagles are elite dividend stocks with 15+ years of raises, all meeting MaxDividends's Secret 5-Step Formula &#8212; focused on sales growth, profit growth, dividend safety, payout discipline, and low debt.</p><p>They didn&#8217;t just survive. They kept raising the check. That tells you something about culture, balance sheets, and management discipline. Dividend growth isn&#8217;t treated as marketing. It&#8217;s treated as responsibility.</p><p>And that&#8217;s exactly the kind of business we want funding our future.</p><h3><strong>What&#8217;s New Inside the App</strong></h3><p>Dividend Eagles is no longer just a list. It&#8217;s now fully integrated into the MaxDividends Income System.</p><p>Inside the App you can:</p><h4><strong>Instantly see each Eagle&#8217;s Financial Score (10+ years condensed into one number)</strong></h4><p>One number that summarizes over a decade of real business performance &#8212; sales growth, profit stability, dividend discipline, and debt control.</p><p>Instead of digging through years of reports, you see immediately whether a company has earned the right to fund your future &#8212; or whether it&#8217;s quietly weakening beneath the surface.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!o2gn!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F72ec3f06-d4e0-4c32-89b7-bc521fc576c9_1571x755.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!o2gn!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F72ec3f06-d4e0-4c32-89b7-bc521fc576c9_1571x755.png 424w, https://substackcdn.com/image/fetch/$s_!o2gn!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F72ec3f06-d4e0-4c32-89b7-bc521fc576c9_1571x755.png 848w, https://substackcdn.com/image/fetch/$s_!o2gn!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F72ec3f06-d4e0-4c32-89b7-bc521fc576c9_1571x755.png 1272w, https://substackcdn.com/image/fetch/$s_!o2gn!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F72ec3f06-d4e0-4c32-89b7-bc521fc576c9_1571x755.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!o2gn!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F72ec3f06-d4e0-4c32-89b7-bc521fc576c9_1571x755.png" width="1456" height="700" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/72ec3f06-d4e0-4c32-89b7-bc521fc576c9_1571x755.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:700,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:126646,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/188543828?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F72ec3f06-d4e0-4c32-89b7-bc521fc576c9_1571x755.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!o2gn!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F72ec3f06-d4e0-4c32-89b7-bc521fc576c9_1571x755.png 424w, https://substackcdn.com/image/fetch/$s_!o2gn!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F72ec3f06-d4e0-4c32-89b7-bc521fc576c9_1571x755.png 848w, https://substackcdn.com/image/fetch/$s_!o2gn!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F72ec3f06-d4e0-4c32-89b7-bc521fc576c9_1571x755.png 1272w, https://substackcdn.com/image/fetch/$s_!o2gn!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F72ec3f06-d4e0-4c32-89b7-bc521fc576c9_1571x755.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">MaxDividends App (Included in Premium) &#8212; Dividend Eagles List</figcaption></figure></div><h4><strong>Filter by undervaluation and MaxRatio</strong></h4><p>Instantly identify which Dividend Eagles are not just strong &#8212; but attractively priced right now. Undervaluation shows you where the market may be offering a temporary discount.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Tsub!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9dfc83d1-26d3-4304-a588-2e9f4900fb9e_1575x761.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Tsub!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9dfc83d1-26d3-4304-a588-2e9f4900fb9e_1575x761.png 424w, https://substackcdn.com/image/fetch/$s_!Tsub!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9dfc83d1-26d3-4304-a588-2e9f4900fb9e_1575x761.png 848w, https://substackcdn.com/image/fetch/$s_!Tsub!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9dfc83d1-26d3-4304-a588-2e9f4900fb9e_1575x761.png 1272w, https://substackcdn.com/image/fetch/$s_!Tsub!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9dfc83d1-26d3-4304-a588-2e9f4900fb9e_1575x761.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!Tsub!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9dfc83d1-26d3-4304-a588-2e9f4900fb9e_1575x761.png" width="1456" height="704" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/9dfc83d1-26d3-4304-a588-2e9f4900fb9e_1575x761.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:704,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:126338,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/188543828?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9dfc83d1-26d3-4304-a588-2e9f4900fb9e_1575x761.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!Tsub!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9dfc83d1-26d3-4304-a588-2e9f4900fb9e_1575x761.png 424w, https://substackcdn.com/image/fetch/$s_!Tsub!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9dfc83d1-26d3-4304-a588-2e9f4900fb9e_1575x761.png 848w, https://substackcdn.com/image/fetch/$s_!Tsub!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9dfc83d1-26d3-4304-a588-2e9f4900fb9e_1575x761.png 1272w, https://substackcdn.com/image/fetch/$s_!Tsub!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9dfc83d1-26d3-4304-a588-2e9f4900fb9e_1575x761.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">MaxDividends App (Included in Premium) &#8212; Dividend Eagles List</figcaption></figure></div><div><hr></div><p>MaxRatio shows you <em>why</em> to own it &#8212; and where it belongs inside your portfolio. MaxRatio isn&#8217;t just another metric. It tells you the role each company should play in your income system.</p><ul><li><p>Is this a &#128640; Growth Eagle built mainly for long-term capital compounding?</p></li><li><p>Is it a &#9878;&#65039; Balanced Eagle delivering both rising income and appreciation?</p></li><li><p>Or is it a &#128181; Income Eagle designed to generate serious cash flow today?</p></li></ul><p>By combining yield, dividend growth, and financial strength into one practical framework, MaxRatio removes guesswork. You&#8217;re not just buying &#8220;a dividend stock.&#8221; You&#8217;re assigning it a clear job inside your portfolio.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!dPig!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd74988ce-15ed-4833-bad5-a45cb2ac3354_1563x861.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!dPig!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd74988ce-15ed-4833-bad5-a45cb2ac3354_1563x861.png 424w, https://substackcdn.com/image/fetch/$s_!dPig!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd74988ce-15ed-4833-bad5-a45cb2ac3354_1563x861.png 848w, https://substackcdn.com/image/fetch/$s_!dPig!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd74988ce-15ed-4833-bad5-a45cb2ac3354_1563x861.png 1272w, https://substackcdn.com/image/fetch/$s_!dPig!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd74988ce-15ed-4833-bad5-a45cb2ac3354_1563x861.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!dPig!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd74988ce-15ed-4833-bad5-a45cb2ac3354_1563x861.png" width="1456" height="802" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/d74988ce-15ed-4833-bad5-a45cb2ac3354_1563x861.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:802,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:151769,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/188543828?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd74988ce-15ed-4833-bad5-a45cb2ac3354_1563x861.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!dPig!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd74988ce-15ed-4833-bad5-a45cb2ac3354_1563x861.png 424w, https://substackcdn.com/image/fetch/$s_!dPig!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd74988ce-15ed-4833-bad5-a45cb2ac3354_1563x861.png 848w, https://substackcdn.com/image/fetch/$s_!dPig!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd74988ce-15ed-4833-bad5-a45cb2ac3354_1563x861.png 1272w, https://substackcdn.com/image/fetch/$s_!dPig!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd74988ce-15ed-4833-bad5-a45cb2ac3354_1563x861.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">MaxDividends App (Included in Premium) &#8212; Dividend Eagles List</figcaption></figure></div><h4><strong>Review payout ratios and dividend growth trends</strong></h4><p>Instantly see if the dividend is safe &#8212; and if it&#8217;s still growing with strength. The payout ratio shows how comfortably profits cover the dividend. The growth trend shows whether your future income is accelerating or slowing down.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!HBNo!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0c55501f-16c1-4ab5-b3cb-c84a0d100d63_1337x666.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!HBNo!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0c55501f-16c1-4ab5-b3cb-c84a0d100d63_1337x666.png 424w, https://substackcdn.com/image/fetch/$s_!HBNo!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0c55501f-16c1-4ab5-b3cb-c84a0d100d63_1337x666.png 848w, https://substackcdn.com/image/fetch/$s_!HBNo!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0c55501f-16c1-4ab5-b3cb-c84a0d100d63_1337x666.png 1272w, https://substackcdn.com/image/fetch/$s_!HBNo!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0c55501f-16c1-4ab5-b3cb-c84a0d100d63_1337x666.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!HBNo!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0c55501f-16c1-4ab5-b3cb-c84a0d100d63_1337x666.png" width="1337" height="666" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/0c55501f-16c1-4ab5-b3cb-c84a0d100d63_1337x666.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:666,&quot;width&quot;:1337,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:95965,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/188543828?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0c55501f-16c1-4ab5-b3cb-c84a0d100d63_1337x666.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!HBNo!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0c55501f-16c1-4ab5-b3cb-c84a0d100d63_1337x666.png 424w, https://substackcdn.com/image/fetch/$s_!HBNo!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0c55501f-16c1-4ab5-b3cb-c84a0d100d63_1337x666.png 848w, https://substackcdn.com/image/fetch/$s_!HBNo!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0c55501f-16c1-4ab5-b3cb-c84a0d100d63_1337x666.png 1272w, https://substackcdn.com/image/fetch/$s_!HBNo!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0c55501f-16c1-4ab5-b3cb-c84a0d100d63_1337x666.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">MaxDividends App (Included in Premium) &#8212; Dividend Eagles List</figcaption></figure></div><h4><strong>Sort by yield, growth, score, or value</strong></h4><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!86mH!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F36bdaba0-df0f-47bc-a8d3-b43c94d9b792_1420x379.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!86mH!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F36bdaba0-df0f-47bc-a8d3-b43c94d9b792_1420x379.png 424w, https://substackcdn.com/image/fetch/$s_!86mH!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F36bdaba0-df0f-47bc-a8d3-b43c94d9b792_1420x379.png 848w, https://substackcdn.com/image/fetch/$s_!86mH!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F36bdaba0-df0f-47bc-a8d3-b43c94d9b792_1420x379.png 1272w, https://substackcdn.com/image/fetch/$s_!86mH!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F36bdaba0-df0f-47bc-a8d3-b43c94d9b792_1420x379.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!86mH!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F36bdaba0-df0f-47bc-a8d3-b43c94d9b792_1420x379.png" width="1420" height="379" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/36bdaba0-df0f-47bc-a8d3-b43c94d9b792_1420x379.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:379,&quot;width&quot;:1420,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:63398,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/188543828?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F36bdaba0-df0f-47bc-a8d3-b43c94d9b792_1420x379.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!86mH!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F36bdaba0-df0f-47bc-a8d3-b43c94d9b792_1420x379.png 424w, https://substackcdn.com/image/fetch/$s_!86mH!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F36bdaba0-df0f-47bc-a8d3-b43c94d9b792_1420x379.png 848w, https://substackcdn.com/image/fetch/$s_!86mH!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F36bdaba0-df0f-47bc-a8d3-b43c94d9b792_1420x379.png 1272w, https://substackcdn.com/image/fetch/$s_!86mH!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F36bdaba0-df0f-47bc-a8d3-b43c94d9b792_1420x379.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">MaxDividends App (Included in Premium) &#8212; Dividend Eagles List</figcaption></figure></div><h4><strong>Download the list and use it for your own research</strong></h4><p>Export the full Dividend Eagles list anytime and explore it your way. Run your own screens. Build your watchlist. Compare positions. Stress-test ideas.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!QUXG!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fccf5ffb0-bb76-4e59-9401-13b54347ad95_1616x812.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!QUXG!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fccf5ffb0-bb76-4e59-9401-13b54347ad95_1616x812.png 424w, https://substackcdn.com/image/fetch/$s_!QUXG!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fccf5ffb0-bb76-4e59-9401-13b54347ad95_1616x812.png 848w, https://substackcdn.com/image/fetch/$s_!QUXG!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fccf5ffb0-bb76-4e59-9401-13b54347ad95_1616x812.png 1272w, https://substackcdn.com/image/fetch/$s_!QUXG!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fccf5ffb0-bb76-4e59-9401-13b54347ad95_1616x812.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!QUXG!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fccf5ffb0-bb76-4e59-9401-13b54347ad95_1616x812.png" width="1456" height="732" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/ccf5ffb0-bb76-4e59-9401-13b54347ad95_1616x812.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:732,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:138142,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/188543828?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fccf5ffb0-bb76-4e59-9401-13b54347ad95_1616x812.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!QUXG!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fccf5ffb0-bb76-4e59-9401-13b54347ad95_1616x812.png 424w, https://substackcdn.com/image/fetch/$s_!QUXG!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fccf5ffb0-bb76-4e59-9401-13b54347ad95_1616x812.png 848w, https://substackcdn.com/image/fetch/$s_!QUXG!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fccf5ffb0-bb76-4e59-9401-13b54347ad95_1616x812.png 1272w, https://substackcdn.com/image/fetch/$s_!QUXG!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fccf5ffb0-bb76-4e59-9401-13b54347ad95_1616x812.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">MaxDividends App (Included in Premium) &#8212; Dividend Eagles List</figcaption></figure></div><h4><strong>Every month, our team &#8220;reopens the hangar.&#8221;</strong></h4><ul><li><p>We review earnings.</p></li><li><p>We confirm dividend hikes.</p></li><li><p>We stress-test balance sheets.</p></li><li><p>We re-run the 5-Step Formula.</p></li></ul><p>Only the strongest stay airborne. No excuses. No nostalgia. If the fundamentals weaken, the App reflects it.</p><h3><strong>How We Personally Use Dividend Eagles</strong></h3><p>Inside our own portfolios, we apply an additional layer:</p><ul><li><p>Financial Score 90+</p></li><li><p>Payout ratio under 70%</p></li><li><p>MaxRatio 9+</p></li><li><p>Undervalued or fairly valued</p></li></ul><p>That combination creates something powerful:</p><ul><li><p>Strong businesses</p></li><li><p>Purchased at reasonable moments</p></li><li><p>With room for continued dividend growth</p></li></ul><p>This is not about chasing yield. It&#8217;s about owning income machines that get stronger over time.</p><h4><strong>Why This Section Is So Important</strong></h4><p>You could analyze 10&#8211;15 years of financial statements yourself. You could screen thousands of companies. You could manually check debt trends, payout safety, valuation relative to industry, and earnings consistency.</p><p>Or&#8230;</p><p>You can open the App and see the filtered result instantly. Dividend Eagles give you a curated universe of businesses that have already proven:</p><ul><li><p>consistency</p></li><li><p>resilience</p></li><li><p>shareholder commitment</p></li><li><p>financial discipline</p></li></ul><p>That&#8217;s a foundation you can actually build retirement income on.</p><h4><strong>The Bigger Picture</strong></h4><p>The MaxDividends Income System is built on clear rules: </p><ul><li><p>Pick only proven businesses. </p></li><li><p>Buy at reasonable moments. </p></li><li><p>Collect and reinvest.</p></li><li><p>Replace only when rules are broken.</p></li></ul><p>Dividend Eagles are the backbone of that structure.</p><p>They are not flashy. They are not hype-driven. They are not temporary yield plays. They are disciplined companies that quietly raise your paycheck year after year.</p><p>That&#8217;s how income becomes predictable. That&#8217;s how calm replaces guesswork.</p><p>Dividend Eagles are fully integrated into the App, updated consistently, and aligned with the Income System rules.</p><p>If your goal is not just to own stocks &#8212; but to build income you can actually live on &#8212; this is where structure begins.</p><div class="pullquote"><h4><strong>&#128275; <a href="https://tally.so/r/Pd66WQ">Request Free Early Access to the MaxDividends App</a> &#128275;</strong></h4></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://tally.so/r/Pd66WQ&quot;,&quot;text&quot;:&quot;&#128275; Request Free App Access &#128275;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://tally.so/r/Pd66WQ"><span>&#128275; Request Free App Access &#128275;</span></a></p><div><hr></div><p>Here&#8217;s what you&#8217;ll get inside the MaxDividends App (already live on iOS &amp; Android):</p><ul><li><p>&#128293; Top Undervalued Dividend Picks &#8212; powered by the proven Income System.</p></li><li><p>&#129413; The full Dividend Eagles, Kings &amp; Aristocrats lists</p></li><li><p>&#128640; Buy / Hold / Sell List Monthly Edition</p></li><li><p>&#128203; My personal dividend stock watchlist</p></li><li><p>&#129518; A dividend calculator to set your income goals</p></li><li><p>&#128202; Dividend portfolio tracker &amp; screener covering 19,000+ companies worldwide</p></li><li><p>&#9989; Financial &amp; dividend scores for every stock you study</p></li></ul><p>It&#8217;s all here &#8212; the tools, the data, and the community &#8212; designed to help you live off dividends on your terms.</p><p>We&#8217;re dedicated to building the best app in the world for dividend investors&#8212;helping everyone retire early, live off dividends, and grow their passive income.</p><p>Welcome to the smartest way to live off dividends. </p><p>Welcome to MaxDividends.</p>]]></content:encoded></item><item><title><![CDATA[MaxDividends App: The End of Dividend Guesswork]]></title><description><![CDATA[Every future payment inside the app is now officially declared, verified, and backed by source proof.]]></description><link>https://www.maxdividends.com/p/maxdividends-app-the-end-of-dividend</link><guid isPermaLink="false">https://www.maxdividends.com/p/maxdividends-app-the-end-of-dividend</guid><dc:creator><![CDATA[MaxDividends]]></dc:creator><pubDate>Sat, 14 Feb 2026 20:14:05 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!1WnZ!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffc239d96-c98d-4a16-8cf0-395353afa3c3_1536x1024.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<h4><strong>MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.</strong></h4><blockquote><p>We're dedicated to building the best app in the world for dividend investors&#8212;helping everyone retire early, live off dividends, and grow their passive income.</p></blockquote><h4><strong>&#11088;&#65039; <a href="https://subscriptions.maxdividends.com/registration">Start with the MaxDividends App</a></strong></h4><div><hr></div><h3><strong>Every Future Dividend Is Now Officially Verified &#8212; With Source Proof</strong></h3><p><em><strong>No more guessing. No more mismatched payouts. Just confirmed numbers you can actually plan your life around.</strong></em></p><p>Hey friends &#8212; Max here &#128075;</p><p>Wishing you a fantastic day and strong momentum wherever you are right now &#8212; because I&#8217;ve got some really good news. Actually&#8230; several pieces of good news.</p><p>These are my favorite moments.</p><p>The moments when I get to tell you that the app just became better. More precise. More valuable. More aligned with how we actually invest and plan our income.</p><p>And here&#8217;s the best part &#8212; the price hasn&#8217;t changed.</p><p>It&#8217;s still included in Premium. Still fully available to all Premium partners. But the value keeps growing. And that, my friends, is the kind of compounding we like.</p><p>Alright &#8212; let&#8217;s get into it.</p><p>Back in January, we publicly announced several major upgrades &#8212; all of them shaped directly by conversations with you and the ideas we&#8217;ve been exchanging about what truly belongs inside the app.</p><p>Here&#8217;s what we introduced:</p><ul><li><p><strong>Verified Dividends</strong></p></li><li><p><strong>AFFO tracking for REITs</strong></p></li><li><p><strong>MaxDividends Pulse</strong> &#8212; our structured Buy / Hold / Sell framework applied directly to your portfolios and individual positions</p></li></ul><p>&#128073; <a href="https://www.maxdividends.com/p/sunday-coffee-a-look-back-at-2025-0b5">You can read the full details here.</a></p><h3><strong>Every Future Dividend Is Now Officially Verified &#8212; With Source Proof</strong></h3><p>Today, I&#8217;m excited to officially introduce the first of the three announced upgrades &#8212; <strong>Verified Future Dividends</strong>.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!1WnZ!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffc239d96-c98d-4a16-8cf0-395353afa3c3_1536x1024.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!1WnZ!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffc239d96-c98d-4a16-8cf0-395353afa3c3_1536x1024.png 424w, https://substackcdn.com/image/fetch/$s_!1WnZ!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffc239d96-c98d-4a16-8cf0-395353afa3c3_1536x1024.png 848w, https://substackcdn.com/image/fetch/$s_!1WnZ!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffc239d96-c98d-4a16-8cf0-395353afa3c3_1536x1024.png 1272w, https://substackcdn.com/image/fetch/$s_!1WnZ!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffc239d96-c98d-4a16-8cf0-395353afa3c3_1536x1024.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!1WnZ!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffc239d96-c98d-4a16-8cf0-395353afa3c3_1536x1024.png" width="1456" height="971" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/fc239d96-c98d-4a16-8cf0-395353afa3c3_1536x1024.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:971,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:2535098,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/187938510?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffc239d96-c98d-4a16-8cf0-395353afa3c3_1536x1024.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!1WnZ!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffc239d96-c98d-4a16-8cf0-395353afa3c3_1536x1024.png 424w, https://substackcdn.com/image/fetch/$s_!1WnZ!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffc239d96-c98d-4a16-8cf0-395353afa3c3_1536x1024.png 848w, https://substackcdn.com/image/fetch/$s_!1WnZ!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffc239d96-c98d-4a16-8cf0-395353afa3c3_1536x1024.png 1272w, https://substackcdn.com/image/fetch/$s_!1WnZ!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffc239d96-c98d-4a16-8cf0-395353afa3c3_1536x1024.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>From now on, every future dividend payment inside the app will clearly display:</p><ul><li><p>Confirmed value</p></li><li><p>Currency</p></li><li><p>Official source</p></li><li><p>Proof of verification</p></li></ul><p>Because these numbers aren&#8217;t abstract. They&#8217;re not theoretical projections. They&#8217;re money you plan your life around.</p><p>One of the most painful problems we run into as dividend investors isn&#8217;t market volatility or stock prices. It&#8217;s something much more basic &#8212; not knowing how much money is actually going to hit our account.</p><blockquote><p>We&#8217;ve all seen this happen. We open a broker app or an analytics service, see an expected dividend of $10, plan around it &#8212; and then $4 shows up. Or $6. Or something completely different. No warning. No explanation. Just a quiet gap between what we thought we&#8217;d receive and what actually arrived.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Bq3w!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4f65fba2-d47b-499a-8ee3-d9097878085f_879x1280.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Bq3w!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4f65fba2-d47b-499a-8ee3-d9097878085f_879x1280.png 424w, https://substackcdn.com/image/fetch/$s_!Bq3w!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4f65fba2-d47b-499a-8ee3-d9097878085f_879x1280.png 848w, https://substackcdn.com/image/fetch/$s_!Bq3w!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4f65fba2-d47b-499a-8ee3-d9097878085f_879x1280.png 1272w, https://substackcdn.com/image/fetch/$s_!Bq3w!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4f65fba2-d47b-499a-8ee3-d9097878085f_879x1280.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!Bq3w!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4f65fba2-d47b-499a-8ee3-d9097878085f_879x1280.png" width="879" height="1280" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/4f65fba2-d47b-499a-8ee3-d9097878085f_879x1280.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:1280,&quot;width&quot;:879,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:336160,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/187938510?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4f65fba2-d47b-499a-8ee3-d9097878085f_879x1280.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!Bq3w!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4f65fba2-d47b-499a-8ee3-d9097878085f_879x1280.png 424w, https://substackcdn.com/image/fetch/$s_!Bq3w!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4f65fba2-d47b-499a-8ee3-d9097878085f_879x1280.png 848w, https://substackcdn.com/image/fetch/$s_!Bq3w!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4f65fba2-d47b-499a-8ee3-d9097878085f_879x1280.png 1272w, https://substackcdn.com/image/fetch/$s_!Bq3w!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4f65fba2-d47b-499a-8ee3-d9097878085f_879x1280.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption"><strong>The company has already increased its dividend, and the annual payout now stands at $5.20 per share.</strong></figcaption></figure></div><div><hr></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!IEj1!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc4cfc2e1-217d-46f4-b9e8-08dbf593a1b1_1179x1120.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!IEj1!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc4cfc2e1-217d-46f4-b9e8-08dbf593a1b1_1179x1120.png 424w, https://substackcdn.com/image/fetch/$s_!IEj1!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc4cfc2e1-217d-46f4-b9e8-08dbf593a1b1_1179x1120.png 848w, https://substackcdn.com/image/fetch/$s_!IEj1!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc4cfc2e1-217d-46f4-b9e8-08dbf593a1b1_1179x1120.png 1272w, https://substackcdn.com/image/fetch/$s_!IEj1!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc4cfc2e1-217d-46f4-b9e8-08dbf593a1b1_1179x1120.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!IEj1!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc4cfc2e1-217d-46f4-b9e8-08dbf593a1b1_1179x1120.png" width="1179" height="1120" 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srcset="https://substackcdn.com/image/fetch/$s_!IEj1!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc4cfc2e1-217d-46f4-b9e8-08dbf593a1b1_1179x1120.png 424w, https://substackcdn.com/image/fetch/$s_!IEj1!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc4cfc2e1-217d-46f4-b9e8-08dbf593a1b1_1179x1120.png 848w, https://substackcdn.com/image/fetch/$s_!IEj1!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc4cfc2e1-217d-46f4-b9e8-08dbf593a1b1_1179x1120.png 1272w, https://substackcdn.com/image/fetch/$s_!IEj1!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc4cfc2e1-217d-46f4-b9e8-08dbf593a1b1_1179x1120.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption"><strong>The company is not paying a 9% dividend. The current yield is only around 3%, and the higher figure shown above is simply a miscalculation based on incorrect, unverified data. And this is coming directly from a brokerage account.</strong></figcaption></figure></div><p>And this is only a small fraction of the data inconsistencies we see across brokerage platforms. These are two real examples taken directly from brokerage account dashboards.</p><h4><strong>That gap breaks planning.</strong></h4></blockquote><p>Dividend income isn&#8217;t abstract for us. It&#8217;s not a theory or a backtest. It&#8217;s the money we use to cover real expenses &#8212; bills, subscriptions, savings goals, lifestyle choices. When the numbers are wrong, even slightly, it creates friction, frustration, and uncertainty.</p><p>The uncomfortable truth is that many brokers and popular analytics platforms get this wrong more often than they should. Currency conversions are off. Special dividends are mixed with regular ones. Withholding taxes aren&#8217;t clearly reflected. Sometimes the data is simply outdated or pulled from unreliable secondary sources.</p><blockquote><p>To find clean, verified, official dividend information, we usually have to dig deep &#8212; annual reports, press releases, investor relations pages, regulatory filings. That takes serious time. And if we want professional-grade data sources, it often costs hundreds or even thousands of dollars per year.</p></blockquote><h4><strong>That&#8217;s the pain Verified Future Dividends is designed to eliminate.</strong></h4><p>With this update, every future dividend payment shown inside MaxDividends is not an estimate or a guess. It&#8217;s a confirmed number, tied to a specific currency, backed by a clearly identified official source, and accompanied by proof of verification.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!6BzF!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8eff8f71-585d-41f4-a0af-ed69f4a52bfd_1726x605.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!6BzF!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8eff8f71-585d-41f4-a0af-ed69f4a52bfd_1726x605.png 424w, https://substackcdn.com/image/fetch/$s_!6BzF!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8eff8f71-585d-41f4-a0af-ed69f4a52bfd_1726x605.png 848w, https://substackcdn.com/image/fetch/$s_!6BzF!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8eff8f71-585d-41f4-a0af-ed69f4a52bfd_1726x605.png 1272w, https://substackcdn.com/image/fetch/$s_!6BzF!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8eff8f71-585d-41f4-a0af-ed69f4a52bfd_1726x605.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!6BzF!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8eff8f71-585d-41f4-a0af-ed69f4a52bfd_1726x605.png" width="1456" height="510" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/8eff8f71-585d-41f4-a0af-ed69f4a52bfd_1726x605.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:510,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:103969,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/187938510?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8eff8f71-585d-41f4-a0af-ed69f4a52bfd_1726x605.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!6BzF!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8eff8f71-585d-41f4-a0af-ed69f4a52bfd_1726x605.png 424w, https://substackcdn.com/image/fetch/$s_!6BzF!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8eff8f71-585d-41f4-a0af-ed69f4a52bfd_1726x605.png 848w, https://substackcdn.com/image/fetch/$s_!6BzF!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8eff8f71-585d-41f4-a0af-ed69f4a52bfd_1726x605.png 1272w, https://substackcdn.com/image/fetch/$s_!6BzF!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8eff8f71-585d-41f4-a0af-ed69f4a52bfd_1726x605.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">MaxDividends App (Included in Premium)</figcaption></figure></div><p>In other words, we&#8217;re not showing numbers we hope will be paid. We&#8217;re showing numbers that have been officially declared and checked.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Hi89!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7e04a536-35c7-49b2-a83c-8f3e9bde0bbc_1623x937.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Hi89!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7e04a536-35c7-49b2-a83c-8f3e9bde0bbc_1623x937.png 424w, https://substackcdn.com/image/fetch/$s_!Hi89!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7e04a536-35c7-49b2-a83c-8f3e9bde0bbc_1623x937.png 848w, 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srcset="https://substackcdn.com/image/fetch/$s_!Hi89!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7e04a536-35c7-49b2-a83c-8f3e9bde0bbc_1623x937.png 424w, https://substackcdn.com/image/fetch/$s_!Hi89!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7e04a536-35c7-49b2-a83c-8f3e9bde0bbc_1623x937.png 848w, https://substackcdn.com/image/fetch/$s_!Hi89!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7e04a536-35c7-49b2-a83c-8f3e9bde0bbc_1623x937.png 1272w, https://substackcdn.com/image/fetch/$s_!Hi89!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7e04a536-35c7-49b2-a83c-8f3e9bde0bbc_1623x937.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">MaxDividends App (Included in Premium)</figcaption></figure></div><p>This means when we see a future payment in the app, we can trust it. We can add it up. We can plan around it. We can build expectations that match reality &#8212; not marketing claims or rough projections.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!tw1O!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F42f7a4d4-b849-492f-b877-0b6482577022_1617x913.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!tw1O!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F42f7a4d4-b849-492f-b877-0b6482577022_1617x913.png 424w, https://substackcdn.com/image/fetch/$s_!tw1O!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F42f7a4d4-b849-492f-b877-0b6482577022_1617x913.png 848w, 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class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">MaxDividends App (Included in Premium)</figcaption></figure></div><h4><strong>And this isn&#8217;t a one-time cleanup.</strong></h4><p>We repeat this process every quarter. We review what was paid. We verify what&#8217;s coming next. We refine the data. We add clarity. Then we publish the next set of goals with confidence.</p><p>Because dividend income only works when it&#8217;s reliable. And reliability starts with honest, verified numbers &#8212; not surprises after the fact.</p><p>That&#8217;s the core promise behind Verified Future Dividends.</p><p>We bring all future dividend announcements into one place first. Every declared payment, every upcoming distribution &#8212; nothing scattered across brokers, press releases, or random data feeds.</p><p>From there, we go line by line and verify each payment against official sources. That means checking company announcements, investor relations releases, and primary disclosures &#8212; not third-party estimates. For every verified number, we also attach proof, so we&#8217;re not just telling you the value &#8212; you can see the source behind it yourself.</p><p>Once a future payment has been fully checked and confirmed, it receives a Verified mark. That checkmark means the number isn&#8217;t theoretical, approximate, or &#8220;expected.&#8221; It means the payment has been officially declared, reviewed, and validated.</p><p>This matters because when we look at future income inside our portfolio, we&#8217;re not just looking at charts. We&#8217;re looking at money we&#8217;re planning around. Verified payments remove the guesswork and eliminate those frustrating moments when expectations don&#8217;t match reality.</p><h3><strong>&#127873; And Two More Nice Additions This Week</strong></h3><h4><strong>Money &amp; Capital Display Formats</strong></h4><p>You can now choose how monetary values are displayed inside the MaxDividends App. We&#8217;ve added three of the most commonly used money display formats, so you can select the one that feels natural and intuitive to you.</p><p>Just head to your profile settings, pick the format you prefer, and set it in seconds.</p><div class="captioned-image-container"><figure><div class="image-link image2" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!9GPX!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffe2aaa5b-cf45-44a3-a5fe-148eef6efb03_1088x256.png 424w, 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loading="lazy"></picture><div></div></div></div></figure></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!WjuU!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1ae0f6c0-81fb-4f3a-a295-1b5f74908af5_1270x777.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!WjuU!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1ae0f6c0-81fb-4f3a-a295-1b5f74908af5_1270x777.png 424w, https://substackcdn.com/image/fetch/$s_!WjuU!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1ae0f6c0-81fb-4f3a-a295-1b5f74908af5_1270x777.png 848w, 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fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">MaxDividends App (Included in Premium)</figcaption></figure></div><div><hr></div><h4><strong>Share Your Milestones</strong></h4><p>And for dessert &#8212; something fun.</p><p>Inside the <strong>Achievements</strong> section, you can now share your milestones and progress with other community members, friends, or on your social media.</p><p>We&#8217;ve added a built-in share option along with several clean, sharp designs so your achievement cards actually look great &#8212; professional and worth posting.</p><p>Because when you hit a milestone, it&#8217;s not random luck. It&#8217;s discipline. It&#8217;s consistency. It&#8217;s the system working.</p><p>And yes &#8212; you absolutely deserve to show it.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!cMCw!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4e0fb09c-e722-4876-9622-61ff5ddc7c7a_1156x537.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!cMCw!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4e0fb09c-e722-4876-9622-61ff5ddc7c7a_1156x537.png 424w, https://substackcdn.com/image/fetch/$s_!cMCw!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4e0fb09c-e722-4876-9622-61ff5ddc7c7a_1156x537.png 848w, 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srcset="https://substackcdn.com/image/fetch/$s_!pm6c!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8e481acd-0ba3-4119-8f58-2dec124d2230_1280x892.png 424w, https://substackcdn.com/image/fetch/$s_!pm6c!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8e481acd-0ba3-4119-8f58-2dec124d2230_1280x892.png 848w, https://substackcdn.com/image/fetch/$s_!pm6c!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8e481acd-0ba3-4119-8f58-2dec124d2230_1280x892.png 1272w, https://substackcdn.com/image/fetch/$s_!pm6c!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8e481acd-0ba3-4119-8f58-2dec124d2230_1280x892.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">MaxDividends App (Included in Premium)</figcaption></figure></div><div><hr></div><p>We&#8217;re dedicated to building the best app in the world for dividend investors&#8212;helping everyone retire early, live off dividends, and grow their passive income.</p><p>Welcome to the smartest way to live off dividends. </p><p>Welcome to MaxDividends.</p><h3><strong>***</strong></h3><h3><strong>&#127873; One More Thing &#8212; And This Is Huge</strong></h3><p>Here&#8217;s the part I&#8217;m genuinely proud of. The MaxDividends app is 100% FREE for all Premium Partners.</p><p>No hidden limits. No feature locks. No &#8220;lite&#8221; version. If you&#8217;re a MaxDividends Premium Partner, you get:</p><ul><li><p>full access to the app</p></li><li><p>all portfolio analytics</p></li><li><p>all dividend tools</p></li><li><p>all updates and new features</p></li></ul><p>Included. As a gift.</p><p>Why? Because Premium isn&#8217;t just a subscription &#8212; it&#8217;s a partnership.</p><p>If you&#8217;ve decided to take dividend investing seriously, to think long-term, and to build real, growing income &#8212; the tools should support you, not slow you down or nickel-and-dime you. That&#8217;s our philosophy.</p><p>Get full access to our research, strategies, and education &#8212; and unlock the entire MaxDividends app for free.</p><blockquote><p>Alex - &#8220;Brother. Just want to say I love the app! I&#8217;m happy&#8221;</p><p>Scott - &#8220;Love what you do :) huge strategy&#8220;</p></blockquote><div class="pullquote"><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128293; Join Premium &amp; Get the App &#128293;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128293; Join Premium &amp; Get the App &#128293;</span></a></p><p><strong>No compromises. No extra payments. Just the complete system &#8212; working for you, every day.</strong></p></div><p>Here&#8217;s what you&#8217;ll get inside the MaxDividends App (already live on iOS &amp; Android):</p><ul><li><p>&#128293; Top Undervalued Dividend Picks &#8212; powered by the proven Income System.</p></li><li><p>&#129413; The full Dividend Eagles, Kings &amp; Aristocrats lists</p></li><li><p>&#128640; Buy / Hold / Sell List Monthly Edition</p></li><li><p>&#128203; My personal dividend stock watchlist</p></li><li><p>&#129518; A dividend calculator to set your income goals</p></li><li><p>&#128202; Dividend portfolio tracker &amp; screener covering 19,000+ companies worldwide</p></li><li><p>&#9989; Financial &amp; dividend scores for every stock you study</p></li></ul><p>It&#8217;s all here &#8212; the tools, the data, and the community &#8212; designed to help you live off dividends on your terms.</p><h3><strong>Ready to Give It a Try?</strong></h3><h4><a href="https://subscriptions.maxdividends.com/upgrade">&#128073; </a><strong><a href="https://subscriptions.maxdividends.com/upgrade">Check your status &amp; upgrade to Premium here</a></strong></h4><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#11088;&#65039; Upgrade to Premium &#11088;&#65039;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#11088;&#65039; Upgrade to Premium &#11088;&#65039;</span></a></p><div><hr></div><h3><strong>MaxDividends is a Bestseller on Substack!</strong></h3><p><em>Hundreds of premium members have already discovered the benefits of the community and app, earning passive income through dividends with MaxDividends. Their passive income keeps growing!</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!zv0p!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!zv0p!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png 424w, https://substackcdn.com/image/fetch/$s_!zv0p!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png 848w, 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class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><h3><strong>&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h3><h3><strong>What You&#8217;ll Get by Joining MaxDividends Premium</strong></h3><p><em>The most important thing our MaxDividends community members value us for</em></p><h4><strong>Freedom &amp; Independence</strong></h4><p>No boss, no schedules&#8212;complete control over your time. Ability to work on passion projects or simply enjoy life without financial stress.</p><h4><strong>Passive Income That Grows Over Time</strong></h4><p>Dividend-paying stocks provide a steady, rising income stream. Unlike traditional retirement funds, you don&#8217;t need to sell assets to cover expenses.</p><h4><strong>Protection Against Inflation</strong></h4><p>Dividend growth investing ensures your income keeps pace with inflation. Companies that increase payouts help maintain purchasing power.</p><h4><strong>Stress-Free Investing</strong></h4><p>No need for active trading or daily market monitoring. Long-term buy-and-hold strategy minimizes stress and decision fatigue.</p><h4><strong>More Time for Family &amp; Personal Goals</strong></h4><p>Spend more time with loved ones instead of working 40+ hours a week. Pursue hobbies, travel, and personal development without financial pressure.</p><h4><strong>Health &amp; Well-Being Benefits</strong></h4><p>Less work stress leads to better mental and physical health. More time for fitness, proper sleep, and healthier lifestyle choices.</p><h4><strong>Avoiding the Corporate Rat Race</strong></h4><p>Escape office politics, toxic work environments, and endless meetings. Focus on meaningful activities instead of chasing promotions and pay raises.</p><h4><strong>Living Life on Your Own Terms</strong></h4><p>Ability to relocate, slow travel, or move to a lower-cost-of-living area. No restrictions on how you spend your day&#8212;whether it&#8217;s reading, volunteering, or building a new skill.</p><h4><strong>Leaving a Legacy</strong></h4><p>Build generational wealth and leave assets for your family. Teach the next generation financial independence by leading by example.</p><h4><strong>Financial Security &amp; Peace of Mind</strong></h4><p>A well-built dividend portfolio provides stability even during economic downturns. No fear of outliving your savings&#8212;passive income keeps flowing.</p><p>Many who already joined say it&#8217;s the best financial decision they&#8217;ve ever made&#8212;because money becomes a tool for freedom, not a source of stress.</p><h3><strong>We&#8217;re in the Top Financial Blogs on Substack! &#128170;</strong></h3><p><em>MaxDividends continues to be recognized for its consistent effort, commitment to quality, and the loyalty of its growing community of partners.</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!dvRz!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fde851c91-d972-489a-bc98-9b670996763c_811x432.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" 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fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><h3><strong>With Max Dividends Premium, you unlock:</strong></h3><h4><strong>&#128313; MaxDividends Stocks of the Week</strong></h4><p><em>Top 10 undervalued, high-yield, ultra-high yield, and dividend growth stocks every week.</em></p><p><em><strong>Bonus:</strong> Full access to the updated weekly list of MaxDividends stocks&#8212;boost your passive income and start living off dividends.</em></p><h4><strong>&#128313; Top Dividend Insights</strong></h4><p><em>Get exclusive, high-quality dividend investment ideas and insights, handpicked to help you crush your financial goals, retire early, and live off dividends.</em></p><h4><strong>&#128313; Roadmap to Live Off Dividends</strong></h4><p><em>A step-by-step weekly guide to achieving financial freedom through dividend investing.</em></p><h4><strong>&#128313; Easy Peasy: Build Your MaxDividends Portfolio</strong></h4><p><em>Ready-made MaxDividends stock sets starting at $300, $500, or $1000 each week&#8212;making it easier to build a strong dividend portfolio.</em></p><h4><strong>&#128313; MaxDividends Business Overview</strong></h4><p><em>Deep dives into the top dividend stocks we hold, including key metrics, business insights, perspectives, and expert consensus.</em></p><h4><strong>&#128313; MaxDividends Portfolio: Goal &#8594; 120 Months to $12K/Month</strong></h4><p><em>My personal dividend portfolios with weekly updates, changes, and insights.</em></p><h4><strong>&#128313; Community of Like-Minded Investors</strong></h4><p><em>Stay connected with me and other MaxDividends followers. Join the MaxDividends community chat to discuss ideas, share insights, set goals, and stay motivated. Support, accountability, and like-minded investors&#8212;all in one place!</em></p><h4><strong>&#128313; Sunday Coffee &#9749;&#65039;</strong></h4><p><em>My personal life &amp; business column, where I share:</em></p><ul><li><p><em>Life moments &amp; investing insights</em></p></li><li><p><em>Long-term investment philosophy</em></p></li><li><p><em>Thought-provoking ideas to help you succeed</em></p></li></ul><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128081; Upgrade to Premium &#128081;</span></a></p><div><hr></div><h3><strong>&#128994; What ELSE You&#8217;ll Get</strong></h3><h4><strong>Top Dividend Ideas</strong></h4><p>Unlock exclusive, high-quality dividend investment ideas available only for Premium members. These ideas are carefully curated to maximize returns, provide growing income, and accelerate your journey to financial freedom and early retirement.</p><p>By upgrading to Premium, you&#8217;ll gain access to:</p><ul><li><p>Advanced stock recommendations tailored for dividend growth</p></li><li><p>In-depth research on high-yield dividend stocks with strong growth potential</p></li><li><p>Exclusive updates and insider insights to stay ahead of the curve</p></li></ul><h4><strong>Undervalued Dividend Lists</strong></h4><p>With Premium access, you&#8217;ll get:</p><ul><li><p>Undervalued Dividend Eagles (updated monthly)</p></li><li><p>Undervalued Dividend Kings (updated monthly)</p></li><li><p>Undervalued Dividend Aristocrats (updated monthly)</p></li></ul><p>These lists highlight the most promising undervalued dividend stocks with strong growth potential, helping you maximize returns on your investment.</p><h4><strong>Dividend Insights</strong></h4><p>Gain exclusive insights:</p><ul><li><p>Top 5 MaxDividends Ideas of the Month</p></li><li><p>Top 3 Most Promising Dividend Ideas of the Week</p></li><li><p>List of Dangerous Dividend Stocks (updated monthly) &#8211; avoid risky picks</p></li></ul><p>These carefully researched ideas will guide you in making smart, informed decisions to build wealth with dividends.</p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128081; Upgrade to Premium &#128081;</span></a></p><div class="pullquote"><p><em><strong>If you have any questions, feel free to email me at: max@maxdividends.app</strong></em></p></div><h3><strong>&#128994; And even MORE!</strong></h3><p>Unlock the best dividend tools available, created by the MaxDividends Team:</p><ul><li><p><strong>Dividend Screener:</strong> Find your own hidden gems&#8212;uncover undervalued dividend stocks with high growth potential.</p></li><li><p><strong>Dividend Portfolio Tracker:</strong> Keep track of every aspect of your passive income and optimize your portfolio.</p></li><li><p><strong>Dividend Checker:</strong> Instantly evaluate 19,000+ companies with financial and dividend scores &#8212; so you can spot weak stocks before they drain your returns and focus only on the strongest opportunities.</p></li></ul><p>&#128142; <strong>MaxDividends Premium gives you more than just tools &#8212; it gives you clarity.</strong> You&#8217;ll know which stocks are worth your money and which to avoid, helping you build a stronger portfolio, grow reliable passive income, and reach financial freedom faster.</p><div><hr></div><h3><strong>Shared by 230+ Financial Bloggers on Substack</strong></h3><h4><strong>The European Value Investor &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;If you are interested in dividend strategies or passive income strategies, this Substack ia great! Its worth a visit&#8220;</p><h4><strong>Johan Lunau - The Long View &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;Practical dividend focus. Saving for retirement.&#8220;</p><h4><strong>Shailesh Kumar - The Astute Investor&#8217;s Calculus &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;Love the concept and the execution. If you are into building a portfolio that will generate ever growing income for you, subscribe to Max Dividends. I did.&#8220;</p><h4><strong>MS Cliff Notes &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;A useful substack for those that invest in stocks that pay dividends or are looking to get into such a strategy. Includes education and actionable ideas.&#8220;</p><h4><strong>Timothy Assi - Panic Drop &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;Great for helling you pick up high-yield dividend growth stocks&#8220;</p><p>230+ authors and pros already recommend MaxDividends!</p><h3><strong>Trusted by 100,000+ subscribers!</strong></h3><ul><li><p><strong>Andrew</strong> - &#8220;Based of your MaxDividends App now I know it&#8217;s scoring is low before I didn&#8217;t have access to a well and easy financial evaluation on this stock.&#8221;</p></li><li><p><strong>Russell - </strong>&#8220;Want to get caught up with your portfolio so far and follow along until we can all retire. &#8220;</p></li><li><p><strong>Todd - </strong>&#8220;Just found this site --excited to get started!&#8221;</p></li><li><p><strong>Vinny - </strong>&#8220;Helping retail investors retire early and comfortably &#8220;</p></li></ul><p><em>We&#8217;re happy to help and thrilled to see new partners join through referrals</em></p><h3><strong>Recommended by Our Community</strong></h3><p><em>What Premium Partners Are Saying</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Kunb!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Kunb!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 424w, 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data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/ebdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:462,&quot;width&quot;:800,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:48618,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:&quot;&quot;,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/163468711?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!Kunb!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 424w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 848w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 1272w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p><em>And many others</em></p><ul><li><p>&#8220;You are serious and trustwhorty&#8221;</p></li><li><p>&#8220;Developing an additional source of retirement income.&#8221;</p></li><li><p>Thought I would share - I was able to create an Ultra High Dividend portfolio w/15 companies today that would net me a $4,200+/month income. I just retired this month and have a current income of $10,230/mo., will be $12,500/mo. in &#8216;27 so another $4200/mo. would be nice! Love the app, had a lot of fun creating a portfolio today!</p></li><li><p>Thanks for all the hard work putting the MaxDividends! You guys have done all the heavy lifting.</p></li></ul><div class="pullquote"><p><em><strong>Someone&#8217;s sitting in the shade today because someone planted a tree a long time ago. &#8213; Warren Buffett.</strong></em></p></div>]]></content:encoded></item><item><title><![CDATA[MaxDividends App Deep Dive — Full Walkthrough. Webinar Recording.]]></title><description><![CDATA[MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.]]></description><link>https://www.maxdividends.com/p/maxdividends-app-deep-dive-full-walkthrough</link><guid isPermaLink="false">https://www.maxdividends.com/p/maxdividends-app-deep-dive-full-walkthrough</guid><dc:creator><![CDATA[MaxDividends]]></dc:creator><pubDate>Sun, 01 Feb 2026 20:11:25 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!XtSN!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc99110e8-7861-4e26-abf1-edb948c4df84_902x401.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<h4><strong>MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.</strong></h4><blockquote><p>We&#8217;re dedicated to building the best app in the world for dividend investors&#8212;helping everyone retire early, live off dividends, and grow their passive income.</p></blockquote><h4><strong>&#11088;&#65039; <a href="https://subscriptions.maxdividends.com/launch-the-app">Start with the MaxDividends App</a></strong></h4><div><hr></div><h3><strong>MaxDividends App Deep Dive &#8212; Full Walkthrough, Portfolio Strategy. Webinar Recording.</strong></h3><p>Hey &#8212; Max here.</p><p>This video is the full recording of our Premium MaxDividends webinar, where we walked through the MaxDividends App end to end and showed how we build and manage long-term dividend income.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://www.youtube.com/watch?v=mwzrsA3dEAU" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!XtSN!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc99110e8-7861-4e26-abf1-edb948c4df84_902x401.png 424w, https://substackcdn.com/image/fetch/$s_!XtSN!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc99110e8-7861-4e26-abf1-edb948c4df84_902x401.png 848w, 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class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://www.youtube.com/watch?v=mwzrsA3dEAU&quot;,&quot;text&quot;:&quot;&#127902; Watch on Youtube &#127902;&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://www.youtube.com/watch?v=mwzrsA3dEAU"><span>&#127902; Watch on Youtube &#127902;</span></a></p><div><hr></div><p>The session was led by Jake, a long-time dividend investor and core contributor to the MaxDividends project. Together, we covered both the practical use of the app and the investment thinking behind our decisions.</p><p>In this webinar, we covered:</p><ul><li><p>How we structure dividend portfolios and strategies inside the app</p></li><li><p>How we add and import holdings correctly</p></li><li><p>How we use dashboards to analyze income, risk, and dividend quality</p></li><li><p>Recent app improvements and how they affect real investment decisions</p></li><li><p>What we&#8217;re building in Q1 2026 and why it matters</p></li></ul><p>This session was designed to provide more clarity, better structure, and a clearer path toward building sustainable dividend income.</p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/registration&quot;,&quot;text&quot;:&quot;MaxDividends App: Sign In&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/registration"><span>MaxDividends App: Sign In</span></a></p>]]></content:encoded></item><item><title><![CDATA[MaxDividends App: From Quiet Beta to Open Access]]></title><description><![CDATA[Your compass for building income you can live on]]></description><link>https://www.maxdividends.com/p/maxdividends-app-from-quiet-beta</link><guid isPermaLink="false">https://www.maxdividends.com/p/maxdividends-app-from-quiet-beta</guid><dc:creator><![CDATA[MaxDividends]]></dc:creator><pubDate>Sat, 31 Jan 2026 14:23:21 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!Me4j!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F643c9075-c958-4561-8f5a-3977f0529e56_800x650.jpeg" length="0" type="image/jpeg"/><content:encoded><![CDATA[<h4>MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.</h4><blockquote><p>We&#8217;re dedicated to building the best app in the world for dividend investors&#8212;helping everyone retire early, live off dividends, and grow their passive income.</p></blockquote><h4><strong>&#11088;&#65039; <a href="https://subscriptions.maxdividends.com/launch-the-app">Start with the MaxDividends App</a></strong></h4><div><hr></div><p>Hey &#8212; Max here.</p><p>Today I want to share genuinely important news with you.</p><p>It&#8217;s been about a year and a half since we launched the MaxDividends community. During this time, we&#8217;ve talked a lot about the app &#8212; but if we&#8217;re being honest, most of that time you were seeing it <em>through the glass</em>, from the outside.</p><p>And that was intentional.</p><p>The MaxDividends App has been in beta for a long time. Access wasn&#8217;t instant. It wasn&#8217;t automated. You had to go through the team to get in. Not exactly how things usually work in the modern world &#8212; but we chose this path on purpose.</p><p>Why?</p><p>Because when it comes to people&#8217;s money, income, and long-term plans, we take responsibility seriously. The journey looked like this:</p><ul><li><p>We started with a pilot version built on BeatMarket.</p></li><li><p>Then moved the project to its own home &#8212; maxdividends.app.</p></li><li><p>Later, we launched fully independent apps on Google Play and the Apple App Store.</p></li></ul><p>And throughout all of this, registration stayed closed. We worked quietly, carefully, in beta mode &#8212; refining the system, fixing weaknesses, and making sure the foundation was solid.</p><p>During this time, hundreds of readers became active partners, using the app as part of their real investing process &#8212; not as a toy, not as entertainment, but as a tool.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Me4j!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F643c9075-c958-4561-8f5a-3977f0529e56_800x650.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Me4j!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F643c9075-c958-4561-8f5a-3977f0529e56_800x650.jpeg 424w, 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class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><h3><strong>Today, we&#8217;re taking the next step.</strong></h3><p>Today, MaxDividends officially opens registration.</p><p>You no longer need manual approval.</p><p>Now you can:</p><ul><li><p>go directly to the registration page</p></li><li><p>sign up via social login or email</p></li><li><p>complete a short onboarding</p></li><li><p>activate your subscription</p></li><li><p>and start using the app immediately</p></li></ul><p>No waiting. No back-and-forth. We&#8217;ve entered the phase of open beta access.</p><h4><strong>&#128073; <a href="https://subscriptions.maxdividends.com/registration">Register here: maxdividends.app</a></strong></h4><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/registration&quot;,&quot;text&quot;:&quot;MaxDividends App: Sign In&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://subscriptions.maxdividends.com/registration"><span>MaxDividends App: Sign In</span></a></p><div><hr></div><h3><strong>What the app delivers today &#8212; and why this matters</strong></h3><p>This isn&#8217;t just another dividend tracker.</p><p>MaxDividends is built around a clear income strategy and a rules-based stock selection system &#8212; the same principles we follow ourselves.</p><p>Here&#8217;s what stands behind it:</p><ul><li><p>Reliable, verified dividend data and payment histories for 20,000+ companies worldwide</p></li><li><p>A stock selection framework focused on durability, cash flow, dividend safety, and long-term growth &#8212; not hype</p></li><li><p>Over 100 real, positive reviews from partners who use the app in real portfolios</p></li><li><p>A fully open roadmap &#8212; every quarter, we show exactly what we&#8217;re building next and why</p></li></ul><p>The goal has never been to chase yields or guess the future. The goal is simple and boring &#8212; and that&#8217;s exactly why it works: Build growing income, protect capital, stay disciplined, and let time do its job.</p><div><hr></div><h4><strong>&#127909; Below is a short 2-minute welcome video</strong></h4><div id="youtube2-A0CUP0X_040" class="youtube-wrap" data-attrs="{&quot;videoId&quot;:&quot;A0CUP0X_040&quot;,&quot;startTime&quot;:null,&quot;endTime&quot;:null}" data-component-name="Youtube2ToDOM"><div class="youtube-inner"><iframe src="https://www.youtube-nocookie.com/embed/A0CUP0X_040?rel=0&amp;autoplay=0&amp;showinfo=0&amp;enablejsapi=0" frameborder="0" loading="lazy" gesture="media" allow="autoplay; fullscreen" allowautoplay="true" allowfullscreen="true" width="728" height="409"></iframe></div></div><p>It walks through how the app works and how it fits into the broader MaxDividends Income System.</p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/registration&quot;,&quot;text&quot;:&quot;MaxDividends App: Sign In&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/registration"><span>MaxDividends App: Sign In</span></a></p><div><hr></div><p>&#128161; And yes &#8212; when you get access to the app, you&#8217;re stepping into the entire MaxDividends universe:</p><h4><strong>&#10004;&#65039; Access to the MaxDividends Income System &#8212; the same rules we personally follow</strong></h4><p>This isn&#8217;t theory or recycled advice. It&#8217;s the exact framework we use to decide what to buy, what to hold, and when to step aside &#8212; calmly, without emotion.</p><h4><strong>&#10004;&#65039; Full access to the MaxDividends App</strong></h4><p>Your control panel for dividend income. See where your income stands today, where it&#8217;s heading, and what to do next &#8212; all in one place.</p><h4><strong>&#10004;&#65039; Our Buy / Hold / Sell stock list</strong></h4><p>So you&#8217;re never guessing. You&#8217;ll always know: what&#8217;s a buy, what we&#8217;re holding, and what&#8217;s no longer a priority. This structure is what allows our portfolios to generate more and more cash over time.</p><h4><strong>&#10004;&#65039; Our regularly updated flagship stock lists</strong></h4><p>The lists that do the heavy lifting for you:</p><ul><li><p>Dividend Radar</p></li><li><p>Dividend Aristocrats</p></li><li><p>Dividend Kings</p></li><li><p>Dividend Eagles</p></li><li><p>Dividend Champions</p></li></ul><p>Filtered by quality, discipline, and long-term reliability.</p><h4><strong>&#10004;&#65039; Stock deep dives, top ideas, and the founder&#8217;s real trades</strong></h4><p>We share our thinking openly &#8212; not just the picks, but the reasoning behind them.</p><h4><strong>&#10004;&#65039; Ideas for different goals</strong></h4><p>Whether you&#8217;re focused on:</p><ul><li><p>capital growth,</p></li><li><p>faster dividend growth, or</p></li><li><p>high-income ideas with 10%+ yield,</p></li></ul><p>you&#8217;ll see what fits your path &#8212; with clarity about risks and trade-offs.</p><h4><strong>&#10004;&#65039; Webinars, full library access, private partner sessions, and community chat</strong></h4><p>Live sessions, recordings, closed discussions, and a private community of people building income the same way you are. This isn&#8217;t about chasing the market. It&#8217;s about building an income system you can actually rely on &#8212; step by step, year after year.</p><p>This isn&#8217;t about chasing the market. It&#8217;s about building an income system you can actually rely on &#8212; step by step, year after year.</p><p>And most importantly &#8212; a calmer, more structured way to invest, where progress is visible and decisions are intentional.</p><h4><strong>&#128218; Helpful reads about the app and the system:</strong></h4><p>&#128073; <a href="https://www.maxdividends.com/s/maxdividends-app">https://www.maxdividends.com/s/maxdividends-app</a></p><div><hr></div><p>This isn&#8217;t a launch driven by marketing. It&#8217;s a step driven by readiness.</p><p>If you&#8217;ve been watching from the outside &#8212; this is your moment to step in.</p><h4><strong>&#128073; <a href="https://subscriptions.maxdividends.com/upgrade">Access the MaxDividends Income System</a></strong></h4><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;Join &amp; Unlock MaxDividends System &amp; App&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>Join &amp; Unlock MaxDividends System &amp; App</span></a></p><div class="pullquote"><p><em><strong>Get instant full access to the MaxDividends Universe, MaxDividends Income System, and App.</strong></em></p></div><p>&#8212; Max</p>]]></content:encoded></item><item><title><![CDATA[MaxDividends App: Customize Your Portfolio Dashboard]]></title><description><![CDATA[Make Your Portfolio Feel Like &#8220;Your Chair&#8221;]]></description><link>https://www.maxdividends.com/p/maxdividends-app-customize-your-portfolio</link><guid isPermaLink="false">https://www.maxdividends.com/p/maxdividends-app-customize-your-portfolio</guid><dc:creator><![CDATA[MaxDividends]]></dc:creator><pubDate>Sat, 20 Dec 2025 14:46:23 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!h1Ll!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd64b51d-9a72-4421-bb7d-fa9f037522d1_800x533.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<h4><strong>MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.</strong></h4><blockquote><p>We're dedicated to building the best app in the world for dividend investors&#8212;helping everyone retire early, live off dividends, and grow their passive income.</p></blockquote><div><hr></div><h3><strong>Make Your Portfolio Feel Like &#8220;Your Chair&#8221;</strong></h3><p><em><strong>One Place. The Metrics You Care About. Customize Your MaxDividends Dashboard.</strong></em></p><p>Hey friends &#8212; Max here &#128075;</p><p>Today I&#8217;m excited to share some new, genuinely useful updates in the MaxDividends app. But first, a quick thought.</p><p>Whenever I sit down in a work chair &#8212; the first time, and even after that &#8212; I want it to feel <em>right</em>. I adjust the seat height, the armrests, the back support. I make it my chair.<br>Because when the road is long, comfort matters. A lot.</p><p>That&#8217;s exactly how I think about MaxDividends.</p><p>This isn&#8217;t a &#8220;check it once and forget it&#8221; app. Dividend investing is a long journey &#8212; measured in years, even decades. And if you&#8217;re going to walk that road, your tools need to fit <em>you</em>. Your goals. Your habits. Your priorities.</p><p>That&#8217;s why every single day we work on making the dividend journey simpler, clearer, and more enjoyable &#8212; no matter where you are on the path.</p><p>And today, I want to show you a feature that brings this idea to life in a big way: Your Own Portfolio Dashboard.</p><p>At MaxDividends, we go deep on portfolio analytics, with a very clear focus on what actually matters: dividends, sustainability, growth, and long-term reliability.</p><p>The big news? You can now build your own personal portfolio dashboard &#8212; like a constructor.</p><p>Out of all the available analytics blocks, you choose:</p><ul><li><p>the metrics <em>you</em> care about most</p></li><li><p>arrange them in the order that makes sense <em>to you</em></p></li><li><p>and see everything you need in one clean, focused view</p></li></ul><p>Pretty cool? I think so too. Of course, I already built my own dashboard &#8212; and I&#8217;ll show it below.</p><p>Let&#8217;s walk through it step by step.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!h1Ll!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd64b51d-9a72-4421-bb7d-fa9f037522d1_800x533.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!h1Ll!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd64b51d-9a72-4421-bb7d-fa9f037522d1_800x533.png 424w, https://substackcdn.com/image/fetch/$s_!h1Ll!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd64b51d-9a72-4421-bb7d-fa9f037522d1_800x533.png 848w, https://substackcdn.com/image/fetch/$s_!h1Ll!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd64b51d-9a72-4421-bb7d-fa9f037522d1_800x533.png 1272w, https://substackcdn.com/image/fetch/$s_!h1Ll!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd64b51d-9a72-4421-bb7d-fa9f037522d1_800x533.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!h1Ll!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd64b51d-9a72-4421-bb7d-fa9f037522d1_800x533.png" width="800" height="533" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/cd64b51d-9a72-4421-bb7d-fa9f037522d1_800x533.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:533,&quot;width&quot;:800,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:509318,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/182115715?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd64b51d-9a72-4421-bb7d-fa9f037522d1_800x533.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!h1Ll!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd64b51d-9a72-4421-bb7d-fa9f037522d1_800x533.png 424w, https://substackcdn.com/image/fetch/$s_!h1Ll!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd64b51d-9a72-4421-bb7d-fa9f037522d1_800x533.png 848w, https://substackcdn.com/image/fetch/$s_!h1Ll!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd64b51d-9a72-4421-bb7d-fa9f037522d1_800x533.png 1272w, https://substackcdn.com/image/fetch/$s_!h1Ll!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd64b51d-9a72-4421-bb7d-fa9f037522d1_800x533.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><h3><strong>How to Build Your Own Portfolio Dashboard (Step by Step)</strong></h3><p>Open the app (or the web version &#8212; whatever you prefer). Inside your portfolio, you&#8217;ll now see a tab called My Dashboard.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!8t9s!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fda73eaa5-5747-4b7f-a1ad-8de96776d466_975x377.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!8t9s!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fda73eaa5-5747-4b7f-a1ad-8de96776d466_975x377.png 424w, https://substackcdn.com/image/fetch/$s_!8t9s!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fda73eaa5-5747-4b7f-a1ad-8de96776d466_975x377.png 848w, https://substackcdn.com/image/fetch/$s_!8t9s!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fda73eaa5-5747-4b7f-a1ad-8de96776d466_975x377.png 1272w, https://substackcdn.com/image/fetch/$s_!8t9s!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fda73eaa5-5747-4b7f-a1ad-8de96776d466_975x377.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!8t9s!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fda73eaa5-5747-4b7f-a1ad-8de96776d466_975x377.png" width="975" height="377" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/da73eaa5-5747-4b7f-a1ad-8de96776d466_975x377.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:377,&quot;width&quot;:975,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:40683,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/182115715?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fda73eaa5-5747-4b7f-a1ad-8de96776d466_975x377.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!8t9s!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fda73eaa5-5747-4b7f-a1ad-8de96776d466_975x377.png 424w, https://substackcdn.com/image/fetch/$s_!8t9s!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fda73eaa5-5747-4b7f-a1ad-8de96776d466_975x377.png 848w, https://substackcdn.com/image/fetch/$s_!8t9s!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fda73eaa5-5747-4b7f-a1ad-8de96776d466_975x377.png 1272w, https://substackcdn.com/image/fetch/$s_!8t9s!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fda73eaa5-5747-4b7f-a1ad-8de96776d466_975x377.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Your portfolio. Your dashboard. Your rules &#8212; in the MaxDividends App.</figcaption></figure></div><p>Click on it. Then hit Create a feed.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!2Lek!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F13ea8135-7cd0-4894-9fdd-7a0f7ff07c6f_1315x375.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!2Lek!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F13ea8135-7cd0-4894-9fdd-7a0f7ff07c6f_1315x375.png 424w, https://substackcdn.com/image/fetch/$s_!2Lek!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F13ea8135-7cd0-4894-9fdd-7a0f7ff07c6f_1315x375.png 848w, https://substackcdn.com/image/fetch/$s_!2Lek!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F13ea8135-7cd0-4894-9fdd-7a0f7ff07c6f_1315x375.png 1272w, https://substackcdn.com/image/fetch/$s_!2Lek!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F13ea8135-7cd0-4894-9fdd-7a0f7ff07c6f_1315x375.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!2Lek!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F13ea8135-7cd0-4894-9fdd-7a0f7ff07c6f_1315x375.png" width="1315" height="375" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/13ea8135-7cd0-4894-9fdd-7a0f7ff07c6f_1315x375.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:375,&quot;width&quot;:1315,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:56755,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/182115715?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F13ea8135-7cd0-4894-9fdd-7a0f7ff07c6f_1315x375.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!2Lek!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F13ea8135-7cd0-4894-9fdd-7a0f7ff07c6f_1315x375.png 424w, https://substackcdn.com/image/fetch/$s_!2Lek!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F13ea8135-7cd0-4894-9fdd-7a0f7ff07c6f_1315x375.png 848w, https://substackcdn.com/image/fetch/$s_!2Lek!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F13ea8135-7cd0-4894-9fdd-7a0f7ff07c6f_1315x375.png 1272w, https://substackcdn.com/image/fetch/$s_!2Lek!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F13ea8135-7cd0-4894-9fdd-7a0f7ff07c6f_1315x375.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Create your own dividend command center with the MaxDividends App.</figcaption></figure></div><p>That&#8217;s it &#8212; you&#8217;re ready to build your first custom dashboard.</p><h4><strong>Feed Settings</strong></h4><p>After clicking <em>Create a feed</em>, you&#8217;ll enter the dashboard builder.</p><p>Inside, you&#8217;ll see three tabs, each with different portfolio analytics blocks. Next to every block is a simple checkbox. This is where the philosophy of MaxDividends really shows up.</p><p>You&#8217;re not forced into someone else&#8217;s idea of what&#8217;s &#8220;important.&#8221; You decide:</p><ul><li><p>what you want to track</p></li><li><p>what deserves your attention</p></li><li><p>what helps you make better, calmer decisions</p></li></ul><p>This is your personal analytics setup.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!iAP9!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F712e6237-c8e1-480a-a868-ff9c8b0de9fa_1254x622.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!iAP9!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F712e6237-c8e1-480a-a868-ff9c8b0de9fa_1254x622.png 424w, https://substackcdn.com/image/fetch/$s_!iAP9!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F712e6237-c8e1-480a-a868-ff9c8b0de9fa_1254x622.png 848w, https://substackcdn.com/image/fetch/$s_!iAP9!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F712e6237-c8e1-480a-a868-ff9c8b0de9fa_1254x622.png 1272w, https://substackcdn.com/image/fetch/$s_!iAP9!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F712e6237-c8e1-480a-a868-ff9c8b0de9fa_1254x622.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!iAP9!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F712e6237-c8e1-480a-a868-ff9c8b0de9fa_1254x622.png" width="1254" height="622" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/712e6237-c8e1-480a-a868-ff9c8b0de9fa_1254x622.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:622,&quot;width&quot;:1254,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:77935,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/182115715?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F712e6237-c8e1-480a-a868-ff9c8b0de9fa_1254x622.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!iAP9!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F712e6237-c8e1-480a-a868-ff9c8b0de9fa_1254x622.png 424w, https://substackcdn.com/image/fetch/$s_!iAP9!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F712e6237-c8e1-480a-a868-ff9c8b0de9fa_1254x622.png 848w, https://substackcdn.com/image/fetch/$s_!iAP9!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F712e6237-c8e1-480a-a868-ff9c8b0de9fa_1254x622.png 1272w, https://substackcdn.com/image/fetch/$s_!iAP9!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F712e6237-c8e1-480a-a868-ff9c8b0de9fa_1254x622.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Choose what matters. Hide the rest. MaxDividends App.</figcaption></figure></div><div><hr></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!O91q!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4483b112-1b68-4247-8c95-c85e699ae490_1233x632.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!O91q!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4483b112-1b68-4247-8c95-c85e699ae490_1233x632.png 424w, https://substackcdn.com/image/fetch/$s_!O91q!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4483b112-1b68-4247-8c95-c85e699ae490_1233x632.png 848w, https://substackcdn.com/image/fetch/$s_!O91q!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4483b112-1b68-4247-8c95-c85e699ae490_1233x632.png 1272w, https://substackcdn.com/image/fetch/$s_!O91q!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4483b112-1b68-4247-8c95-c85e699ae490_1233x632.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!O91q!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4483b112-1b68-4247-8c95-c85e699ae490_1233x632.png" width="1233" height="632" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/4483b112-1b68-4247-8c95-c85e699ae490_1233x632.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:632,&quot;width&quot;:1233,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:79494,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/182115715?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4483b112-1b68-4247-8c95-c85e699ae490_1233x632.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!O91q!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4483b112-1b68-4247-8c95-c85e699ae490_1233x632.png 424w, https://substackcdn.com/image/fetch/$s_!O91q!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4483b112-1b68-4247-8c95-c85e699ae490_1233x632.png 848w, https://substackcdn.com/image/fetch/$s_!O91q!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4483b112-1b68-4247-8c95-c85e699ae490_1233x632.png 1272w, https://substackcdn.com/image/fetch/$s_!O91q!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4483b112-1b68-4247-8c95-c85e699ae490_1233x632.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Build your portfolio view, block by block &#8212; MaxDividends App.</figcaption></figure></div><p>I selected a few blocks I look at most often &#8212; the ones that help me quickly understand:</p><ul><li><p>how my income is evolving</p></li><li><p>how reliable my dividends are</p></li><li><p>whether my strategy is still on track</p></li></ul><p>Instead of jumping between multiple tabs, I now see everything in one place.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!g5fA!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F31245100-0715-473f-bee7-714427dbbf1c_1090x517.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!g5fA!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F31245100-0715-473f-bee7-714427dbbf1c_1090x517.png 424w, https://substackcdn.com/image/fetch/$s_!g5fA!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F31245100-0715-473f-bee7-714427dbbf1c_1090x517.png 848w, https://substackcdn.com/image/fetch/$s_!g5fA!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F31245100-0715-473f-bee7-714427dbbf1c_1090x517.png 1272w, https://substackcdn.com/image/fetch/$s_!g5fA!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F31245100-0715-473f-bee7-714427dbbf1c_1090x517.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!g5fA!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F31245100-0715-473f-bee7-714427dbbf1c_1090x517.png" width="1090" height="517" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/31245100-0715-473f-bee7-714427dbbf1c_1090x517.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:517,&quot;width&quot;:1090,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:62907,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/182115715?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F31245100-0715-473f-bee7-714427dbbf1c_1090x517.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!g5fA!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F31245100-0715-473f-bee7-714427dbbf1c_1090x517.png 424w, https://substackcdn.com/image/fetch/$s_!g5fA!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F31245100-0715-473f-bee7-714427dbbf1c_1090x517.png 848w, https://substackcdn.com/image/fetch/$s_!g5fA!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F31245100-0715-473f-bee7-714427dbbf1c_1090x517.png 1272w, https://substackcdn.com/image/fetch/$s_!g5fA!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F31245100-0715-473f-bee7-714427dbbf1c_1090x517.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Focus on the metrics you actually use. MaxDividends App.</figcaption></figure></div><div><hr></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!IwwX!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffa4ceed8-40fc-473b-a657-a6dc2ce9f6ad_995x429.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!IwwX!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffa4ceed8-40fc-473b-a657-a6dc2ce9f6ad_995x429.png 424w, https://substackcdn.com/image/fetch/$s_!IwwX!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffa4ceed8-40fc-473b-a657-a6dc2ce9f6ad_995x429.png 848w, https://substackcdn.com/image/fetch/$s_!IwwX!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffa4ceed8-40fc-473b-a657-a6dc2ce9f6ad_995x429.png 1272w, https://substackcdn.com/image/fetch/$s_!IwwX!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffa4ceed8-40fc-473b-a657-a6dc2ce9f6ad_995x429.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!IwwX!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffa4ceed8-40fc-473b-a657-a6dc2ce9f6ad_995x429.png" width="995" height="429" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/fa4ceed8-40fc-473b-a657-a6dc2ce9f6ad_995x429.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:429,&quot;width&quot;:995,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:53021,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/182115715?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffa4ceed8-40fc-473b-a657-a6dc2ce9f6ad_995x429.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!IwwX!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffa4ceed8-40fc-473b-a657-a6dc2ce9f6ad_995x429.png 424w, https://substackcdn.com/image/fetch/$s_!IwwX!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffa4ceed8-40fc-473b-a657-a6dc2ce9f6ad_995x429.png 848w, https://substackcdn.com/image/fetch/$s_!IwwX!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffa4ceed8-40fc-473b-a657-a6dc2ce9f6ad_995x429.png 1272w, https://substackcdn.com/image/fetch/$s_!IwwX!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffa4ceed8-40fc-473b-a657-a6dc2ce9f6ad_995x429.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Your portfolio, your priorities. MaxDividends App.</figcaption></figure></div><div><hr></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Lf-8!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd9938e63-05fa-4fe7-bdf8-c6a404e80899_1202x462.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Lf-8!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd9938e63-05fa-4fe7-bdf8-c6a404e80899_1202x462.png 424w, https://substackcdn.com/image/fetch/$s_!Lf-8!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd9938e63-05fa-4fe7-bdf8-c6a404e80899_1202x462.png 848w, https://substackcdn.com/image/fetch/$s_!Lf-8!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd9938e63-05fa-4fe7-bdf8-c6a404e80899_1202x462.png 1272w, https://substackcdn.com/image/fetch/$s_!Lf-8!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd9938e63-05fa-4fe7-bdf8-c6a404e80899_1202x462.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!Lf-8!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd9938e63-05fa-4fe7-bdf8-c6a404e80899_1202x462.png" width="1202" height="462" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/d9938e63-05fa-4fe7-bdf8-c6a404e80899_1202x462.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:462,&quot;width&quot;:1202,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:90151,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/182115715?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd9938e63-05fa-4fe7-bdf8-c6a404e80899_1202x462.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!Lf-8!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd9938e63-05fa-4fe7-bdf8-c6a404e80899_1202x462.png 424w, https://substackcdn.com/image/fetch/$s_!Lf-8!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd9938e63-05fa-4fe7-bdf8-c6a404e80899_1202x462.png 848w, https://substackcdn.com/image/fetch/$s_!Lf-8!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd9938e63-05fa-4fe7-bdf8-c6a404e80899_1202x462.png 1272w, https://substackcdn.com/image/fetch/$s_!Lf-8!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd9938e63-05fa-4fe7-bdf8-c6a404e80899_1202x462.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Everything that matters &#8212; in one place. Powered by the MaxDividends App.</figcaption></figure></div><div><hr></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!6_e1!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F14e50ac8-7bed-42c0-ab93-4a2363bbe0ab_1204x342.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!6_e1!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F14e50ac8-7bed-42c0-ab93-4a2363bbe0ab_1204x342.png 424w, https://substackcdn.com/image/fetch/$s_!6_e1!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F14e50ac8-7bed-42c0-ab93-4a2363bbe0ab_1204x342.png 848w, https://substackcdn.com/image/fetch/$s_!6_e1!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F14e50ac8-7bed-42c0-ab93-4a2363bbe0ab_1204x342.png 1272w, https://substackcdn.com/image/fetch/$s_!6_e1!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F14e50ac8-7bed-42c0-ab93-4a2363bbe0ab_1204x342.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!6_e1!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F14e50ac8-7bed-42c0-ab93-4a2363bbe0ab_1204x342.png" width="1204" height="342" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/14e50ac8-7bed-42c0-ab93-4a2363bbe0ab_1204x342.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:342,&quot;width&quot;:1204,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:39099,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/182115715?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F14e50ac8-7bed-42c0-ab93-4a2363bbe0ab_1204x342.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!6_e1!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F14e50ac8-7bed-42c0-ab93-4a2363bbe0ab_1204x342.png 424w, https://substackcdn.com/image/fetch/$s_!6_e1!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F14e50ac8-7bed-42c0-ab93-4a2363bbe0ab_1204x342.png 848w, https://substackcdn.com/image/fetch/$s_!6_e1!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F14e50ac8-7bed-42c0-ab93-4a2363bbe0ab_1204x342.png 1272w, https://substackcdn.com/image/fetch/$s_!6_e1!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F14e50ac8-7bed-42c0-ab93-4a2363bbe0ab_1204x342.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Designed for long-term investors. Powered by MaxDividends App.</figcaption></figure></div><div><hr></div><p>Done. I selected four blocks and finalized my first custom dashboard feed.</p><h3><strong>Setting the Display Order</strong></h3><p>Now comes the fun part.</p><p>Yes, I&#8217;ve chosen the analytics blocks that matter most to me. But I don&#8217;t just want to <em>see</em> them &#8212; I want them arranged in my preferred order.</p><p>Because this is <em>my</em> feed. And yours will be <em>yours</em>. So let&#8217;s set the order.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Rso5!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Feafb4979-cc8c-4043-aab8-2385c6b80da0_1325x622.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Rso5!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Feafb4979-cc8c-4043-aab8-2385c6b80da0_1325x622.png 424w, https://substackcdn.com/image/fetch/$s_!Rso5!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Feafb4979-cc8c-4043-aab8-2385c6b80da0_1325x622.png 848w, https://substackcdn.com/image/fetch/$s_!Rso5!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Feafb4979-cc8c-4043-aab8-2385c6b80da0_1325x622.png 1272w, https://substackcdn.com/image/fetch/$s_!Rso5!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Feafb4979-cc8c-4043-aab8-2385c6b80da0_1325x622.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!Rso5!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Feafb4979-cc8c-4043-aab8-2385c6b80da0_1325x622.png" width="1325" height="622" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/eafb4979-cc8c-4043-aab8-2385c6b80da0_1325x622.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:622,&quot;width&quot;:1325,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:111343,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/182115715?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Feafb4979-cc8c-4043-aab8-2385c6b80da0_1325x622.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!Rso5!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Feafb4979-cc8c-4043-aab8-2385c6b80da0_1325x622.png 424w, https://substackcdn.com/image/fetch/$s_!Rso5!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Feafb4979-cc8c-4043-aab8-2385c6b80da0_1325x622.png 848w, https://substackcdn.com/image/fetch/$s_!Rso5!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Feafb4979-cc8c-4043-aab8-2385c6b80da0_1325x622.png 1272w, https://substackcdn.com/image/fetch/$s_!Rso5!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Feafb4979-cc8c-4043-aab8-2385c6b80da0_1325x622.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Fine-tune your dashboard anytime &#8212; MaxDividends App.</figcaption></figure></div><div><hr></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!QhkE!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffaa00918-2cfb-478a-9c86-3c49f7eeab4a_1332x598.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!QhkE!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffaa00918-2cfb-478a-9c86-3c49f7eeab4a_1332x598.png 424w, https://substackcdn.com/image/fetch/$s_!QhkE!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffaa00918-2cfb-478a-9c86-3c49f7eeab4a_1332x598.png 848w, https://substackcdn.com/image/fetch/$s_!QhkE!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffaa00918-2cfb-478a-9c86-3c49f7eeab4a_1332x598.png 1272w, https://substackcdn.com/image/fetch/$s_!QhkE!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffaa00918-2cfb-478a-9c86-3c49f7eeab4a_1332x598.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!QhkE!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffaa00918-2cfb-478a-9c86-3c49f7eeab4a_1332x598.png" width="727" height="326.3858858858859" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/faa00918-2cfb-478a-9c86-3c49f7eeab4a_1332x598.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:598,&quot;width&quot;:1332,&quot;resizeWidth&quot;:727,&quot;bytes&quot;:104347,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/182115715?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffaa00918-2cfb-478a-9c86-3c49f7eeab4a_1332x598.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!QhkE!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffaa00918-2cfb-478a-9c86-3c49f7eeab4a_1332x598.png 424w, https://substackcdn.com/image/fetch/$s_!QhkE!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffaa00918-2cfb-478a-9c86-3c49f7eeab4a_1332x598.png 848w, https://substackcdn.com/image/fetch/$s_!QhkE!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffaa00918-2cfb-478a-9c86-3c49f7eeab4a_1332x598.png 1272w, https://substackcdn.com/image/fetch/$s_!QhkE!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ffaa00918-2cfb-478a-9c86-3c49f7eeab4a_1332x598.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">One click to reshape your portfolio view. MaxDividends App.</figcaption></figure></div><div><hr></div><p>Simply drag the blocks into the sequence that feels right to you. Once everything is in place, click the X next to <em>Feed Settings</em> to save. That&#8217;s it.</p><p>Now, under My Dashboard, I have my own portfolio view &#8212; with the exact analytics I want, arranged exactly how I like them.</p><p>My favorite workspace is ready.</p><h3><strong>Bottom Line</strong></h3><p>One more small &#8212; but powerful &#8212; addition. You can now choose which portfolio tab opens by default.</p><p>Until now, the default tab was My Holdings. But starting today, you can pin <em>any</em> tab as your main view.</p><p>And yes &#8212; I pinned My Dashboard. Here&#8217;s how it works:</p><h4><strong>Step 1 - Open portfolio settings.</strong></h4><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!pSJ-!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F06f973b5-a37b-489a-9fad-70d7f9438a36_873x360.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!pSJ-!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F06f973b5-a37b-489a-9fad-70d7f9438a36_873x360.png 424w, https://substackcdn.com/image/fetch/$s_!pSJ-!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F06f973b5-a37b-489a-9fad-70d7f9438a36_873x360.png 848w, https://substackcdn.com/image/fetch/$s_!pSJ-!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F06f973b5-a37b-489a-9fad-70d7f9438a36_873x360.png 1272w, https://substackcdn.com/image/fetch/$s_!pSJ-!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F06f973b5-a37b-489a-9fad-70d7f9438a36_873x360.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!pSJ-!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F06f973b5-a37b-489a-9fad-70d7f9438a36_873x360.png" width="873" height="360" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/06f973b5-a37b-489a-9fad-70d7f9438a36_873x360.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:360,&quot;width&quot;:873,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:33810,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/182115715?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F06f973b5-a37b-489a-9fad-70d7f9438a36_873x360.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!pSJ-!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F06f973b5-a37b-489a-9fad-70d7f9438a36_873x360.png 424w, https://substackcdn.com/image/fetch/$s_!pSJ-!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F06f973b5-a37b-489a-9fad-70d7f9438a36_873x360.png 848w, https://substackcdn.com/image/fetch/$s_!pSJ-!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F06f973b5-a37b-489a-9fad-70d7f9438a36_873x360.png 1272w, https://substackcdn.com/image/fetch/$s_!pSJ-!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F06f973b5-a37b-489a-9fad-70d7f9438a36_873x360.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Start where you want to start. MaxDividends App.</figcaption></figure></div><div><hr></div><h4><strong>Step 2 - Choose the tab you want to make your default.</strong></h4><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!ZS-_!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8e9a54b3-193d-4dca-8b76-cf375160005d_881x383.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!ZS-_!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8e9a54b3-193d-4dca-8b76-cf375160005d_881x383.png 424w, https://substackcdn.com/image/fetch/$s_!ZS-_!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8e9a54b3-193d-4dca-8b76-cf375160005d_881x383.png 848w, https://substackcdn.com/image/fetch/$s_!ZS-_!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8e9a54b3-193d-4dca-8b76-cf375160005d_881x383.png 1272w, https://substackcdn.com/image/fetch/$s_!ZS-_!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8e9a54b3-193d-4dca-8b76-cf375160005d_881x383.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!ZS-_!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8e9a54b3-193d-4dca-8b76-cf375160005d_881x383.png" width="881" height="383" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/8e9a54b3-193d-4dca-8b76-cf375160005d_881x383.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:383,&quot;width&quot;:881,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:36534,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/182115715?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8e9a54b3-193d-4dca-8b76-cf375160005d_881x383.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!ZS-_!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8e9a54b3-193d-4dca-8b76-cf375160005d_881x383.png 424w, https://substackcdn.com/image/fetch/$s_!ZS-_!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8e9a54b3-193d-4dca-8b76-cf375160005d_881x383.png 848w, https://substackcdn.com/image/fetch/$s_!ZS-_!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8e9a54b3-193d-4dca-8b76-cf375160005d_881x383.png 1272w, https://substackcdn.com/image/fetch/$s_!ZS-_!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8e9a54b3-193d-4dca-8b76-cf375160005d_881x383.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Pin what matters most &#8212; in the MaxDividends App.</figcaption></figure></div><p>Click the pin icon &#8212; and you&#8217;re done.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!rJXE!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3234f9f8-a21d-48bb-8ee1-aaf49973f3db_868x368.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!rJXE!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3234f9f8-a21d-48bb-8ee1-aaf49973f3db_868x368.png 424w, https://substackcdn.com/image/fetch/$s_!rJXE!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3234f9f8-a21d-48bb-8ee1-aaf49973f3db_868x368.png 848w, https://substackcdn.com/image/fetch/$s_!rJXE!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3234f9f8-a21d-48bb-8ee1-aaf49973f3db_868x368.png 1272w, https://substackcdn.com/image/fetch/$s_!rJXE!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3234f9f8-a21d-48bb-8ee1-aaf49973f3db_868x368.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!rJXE!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3234f9f8-a21d-48bb-8ee1-aaf49973f3db_868x368.png" width="868" height="368" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/3234f9f8-a21d-48bb-8ee1-aaf49973f3db_868x368.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:368,&quot;width&quot;:868,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:36840,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/182115715?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3234f9f8-a21d-48bb-8ee1-aaf49973f3db_868x368.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!rJXE!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3234f9f8-a21d-48bb-8ee1-aaf49973f3db_868x368.png 424w, https://substackcdn.com/image/fetch/$s_!rJXE!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3234f9f8-a21d-48bb-8ee1-aaf49973f3db_868x368.png 848w, https://substackcdn.com/image/fetch/$s_!rJXE!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3234f9f8-a21d-48bb-8ee1-aaf49973f3db_868x368.png 1272w, https://substackcdn.com/image/fetch/$s_!rJXE!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3234f9f8-a21d-48bb-8ee1-aaf49973f3db_868x368.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Your default view, your choice. MaxDividends App.</figcaption></figure></div><p>Now, every time you open the app, your portfolio opens exactly where <em>you</em> want it to.<br>In my case &#8212; straight into My Dashboard.</p><h4><strong>Why This Matters</strong></h4><p>MaxDividends isn&#8217;t about chasing hot tickers or guessing markets. It&#8217;s about owning real businesses, understanding what you own, and letting time and dividends do the heavy lifting.</p><p>Our principles are simple:</p><ul><li><p>focus on financially strong companies</p></li><li><p>prioritize sustainable and growing dividends</p></li><li><p>avoid noise, hype, and short-term thinking</p></li><li><p>build income you can actually live on</p></li></ul><p>This approach works because it&#8217;s boring, disciplined, and proven. And the app exists to support that mindset &#8212; not distract from it.</p><p>Welcome to the smartest way to live off dividends. </p><p>Welcome to MaxDividends.</p><h3><strong>***</strong></h3><h3><strong>&#127873; One More Thing &#8212; And This Is Huge</strong></h3><p>Here&#8217;s the part I&#8217;m genuinely proud of.</p><p>The MaxDividends app is 100% FREE for all Premium Partners.</p><p>No hidden limits.<br>No feature locks.<br>No &#8220;lite&#8221; version.</p><p>If you&#8217;re a MaxDividends Premium Partner, you get:</p><ul><li><p>full access to the app</p></li><li><p>all portfolio analytics</p></li><li><p>all dividend tools</p></li><li><p>all updates and new features</p></li></ul><p>Included. As a gift.</p><p>Why? Because Premium isn&#8217;t just a subscription &#8212; it&#8217;s a partnership.</p><p>If you&#8217;ve decided to take dividend investing seriously, to think long-term, and to build real, growing income &#8212; the tools should support you, not slow you down or nickel-and-dime you. That&#8217;s our philosophy.</p><p>Get full access to our research, strategies, and education &#8212; and unlock the entire MaxDividends app for free.</p><blockquote><p>Alex - &#8220;Brother. Just want to say I love the app! I&#8217;m happy&#8221;</p><p>Scott - &#8220;Love what you do :) huge strategy&#8220;</p></blockquote><div class="pullquote"><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128293; Join Premium &amp; Get the App &#128293;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128293; Join Premium &amp; Get the App &#128293;</span></a></p><p><strong>No compromises. No extra payments. Just the complete system &#8212; working for you, every day.</strong></p></div><p>Here&#8217;s what you&#8217;ll get inside the MaxDividends App (already live on iOS &amp; Android):</p><ul><li><p>&#129413; The full Dividend Eagles, Kings &amp; Aristocrats lists</p></li><li><p>&#128203; My personal dividend stock watchlist</p></li><li><p>&#129518; A dividend calculator to set your income goals</p></li><li><p>&#128202; Dividend portfolio tracker &amp; screener covering 19,000+ companies worldwide</p></li><li><p>&#9989; Financial &amp; dividend scores for every stock you study</p></li></ul><p>It&#8217;s all here &#8212; the tools, the data, and the community &#8212; designed to help you live off dividends on your terms.</p><h3><strong>Ready to Give It a Try?</strong></h3><h4><a href="https://subscriptions.maxdividends.com/upgrade">&#128073; </a><strong><a href="https://subscriptions.maxdividends.com/upgrade">Check your status &amp; upgrade to Premium here</a></strong></h4><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#11088;&#65039; Upgrade to Premium &#11088;&#65039;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#11088;&#65039; Upgrade to Premium &#11088;&#65039;</span></a></p><div><hr></div><h3><strong>MaxDividends is a Bestseller on Substack!</strong></h3><p><em>Hundreds of premium members have already discovered the benefits of the community and app, earning passive income through dividends with MaxDividends. Their passive income keeps growing!</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!zv0p!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!zv0p!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png 424w, https://substackcdn.com/image/fetch/$s_!zv0p!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png 848w, 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Ability to work on passion projects or simply enjoy life without financial stress.</p><h4><strong>Passive Income That Grows Over Time</strong></h4><p>Dividend-paying stocks provide a steady, rising income stream. Unlike traditional retirement funds, you don&#8217;t need to sell assets to cover expenses.</p><h4><strong>Protection Against Inflation</strong></h4><p>Dividend growth investing ensures your income keeps pace with inflation. Companies that increase payouts help maintain purchasing power.</p><h4><strong>Stress-Free Investing</strong></h4><p>No need for active trading or daily market monitoring. Long-term buy-and-hold strategy minimizes stress and decision fatigue.</p><h4><strong>More Time for Family &amp; Personal Goals</strong></h4><p>Spend more time with loved ones instead of working 40+ hours a week. Pursue hobbies, travel, and personal development without financial pressure.</p><h4><strong>Health &amp; Well-Being Benefits</strong></h4><p>Less work stress leads to better mental and physical health. More time for fitness, proper sleep, and healthier lifestyle choices.</p><h4><strong>Avoiding the Corporate Rat Race</strong></h4><p>Escape office politics, toxic work environments, and endless meetings. Focus on meaningful activities instead of chasing promotions and pay raises.</p><h4><strong>Living Life on Your Own Terms</strong></h4><p>Ability to relocate, slow travel, or move to a lower-cost-of-living area. No restrictions on how you spend your day&#8212;whether it&#8217;s reading, volunteering, or building a new skill.</p><h4><strong>Leaving a Legacy</strong></h4><p>Build generational wealth and leave assets for your family. Teach the next generation financial independence by leading by example.</p><h4><strong>Financial Security &amp; Peace of Mind</strong></h4><p>A well-built dividend portfolio provides stability even during economic downturns. No fear of outliving your savings&#8212;passive income keeps flowing.</p><p>Many who already joined say it&#8217;s the best financial decision they&#8217;ve ever made&#8212;because money becomes a tool for freedom, not a source of stress.</p><h3><strong>We&#8217;re in the Top Financial Blogs on Substack! &#128170;</strong></h3><p><em>MaxDividends continues to be recognized for its consistent effort, commitment to quality, and the loyalty of its growing community of partners.</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!dvRz!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fde851c91-d972-489a-bc98-9b670996763c_811x432.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" 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early, and live off dividends.</em></p><h4><strong>&#128313; Roadmap to Live Off Dividends</strong></h4><p><em>A step-by-step weekly guide to achieving financial freedom through dividend investing.</em></p><h4><strong>&#128313; Easy Peasy: Build Your MaxDividends Portfolio</strong></h4><p><em>Ready-made MaxDividends stock sets starting at $300, $500, or $1000 each week&#8212;making it easier to build a strong dividend portfolio.</em></p><h4><strong>&#128313; MaxDividends Business Overview</strong></h4><p><em>Deep dives into the top dividend stocks we hold, including key metrics, business insights, perspectives, and expert consensus.</em></p><h4><strong>&#128313; MaxDividends Portfolio: Goal &#8594; 120 Months to $12K/Month</strong></h4><p><em>My personal dividend portfolios with weekly updates, changes, and insights.</em></p><h4><strong>&#128313; Community of Like-Minded Investors</strong></h4><p><em>Stay connected with me and other MaxDividends followers. Join the MaxDividends community chat to discuss ideas, share insights, set goals, and stay motivated. Support, accountability, and like-minded investors&#8212;all in one place!</em></p><h4><strong>&#128313; Sunday Coffee &#9749;&#65039;</strong></h4><p><em>My personal life &amp; business column, where I share:</em></p><ul><li><p><em>Life moments &amp; investing insights</em></p></li><li><p><em>Long-term investment philosophy</em></p></li><li><p><em>Thought-provoking ideas to help you succeed</em></p></li></ul><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128081; Upgrade to Premium &#128081;</span></a></p><div><hr></div><h3><strong>&#128994; What ELSE You&#8217;ll Get</strong></h3><h4><strong>Top Dividend Ideas</strong></h4><p>Unlock exclusive, high-quality dividend investment ideas available only for Premium members. These ideas are carefully curated to maximize returns, provide growing income, and accelerate your journey to financial freedom and early retirement.</p><p>By upgrading to Premium, you&#8217;ll gain access to:</p><ul><li><p>Advanced stock recommendations tailored for dividend growth</p></li><li><p>In-depth research on high-yield dividend stocks with strong growth potential</p></li><li><p>Exclusive updates and insider insights to stay ahead of the curve</p></li></ul><h4><strong>Undervalued Dividend Lists</strong></h4><p>With Premium access, you&#8217;ll get:</p><ul><li><p>Undervalued Dividend Eagles (updated monthly)</p></li><li><p>Undervalued Dividend Kings (updated monthly)</p></li><li><p>Undervalued Dividend Aristocrats (updated monthly)</p></li></ul><p>These lists highlight the most promising undervalued dividend stocks with strong growth potential, helping you maximize returns on your investment.</p><h4><strong>Dividend Insights</strong></h4><p>Gain exclusive insights:</p><ul><li><p>Top 5 MaxDividends Ideas of the Month</p></li><li><p>Top 3 Most Promising Dividend Ideas of the Week</p></li><li><p>List of Dangerous Dividend Stocks (updated monthly) &#8211; avoid risky picks</p></li></ul><p>These carefully researched ideas will guide you in making smart, informed decisions to build wealth with dividends.</p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128081; Upgrade to Premium &#128081;</span></a></p><div class="pullquote"><p><em><strong>If you have any questions, feel free to email me at: max@maxdividends.app</strong></em></p></div><h3><strong>&#128994; And even MORE!</strong></h3><p>Unlock the best dividend tools available, created by the MaxDividends Team:</p><ul><li><p><strong>Dividend Screener:</strong> Find your own hidden gems&#8212;uncover undervalued dividend stocks with high growth potential.</p></li><li><p><strong>Dividend Portfolio Tracker:</strong> Keep track of every aspect of your passive income and optimize your portfolio.</p></li><li><p><strong>Dividend Checker:</strong> Instantly evaluate 19,000+ companies with financial and dividend scores &#8212; so you can spot weak stocks before they drain your returns and focus only on the strongest opportunities.</p></li></ul><p>&#128142; <strong>MaxDividends Premium gives you more than just tools &#8212; it gives you clarity.</strong> You&#8217;ll know which stocks are worth your money and which to avoid, helping you build a stronger portfolio, grow reliable passive income, and reach financial freedom faster.</p><div><hr></div><h3><strong>Shared by 230+ Financial Bloggers on Substack</strong></h3><h4><strong>The European Value Investor &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;If you are interested in dividend strategies or passive income strategies, this Substack ia great! Its worth a visit&#8220;</p><h4><strong>Johan Lunau - The Long View &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;Practical dividend focus. Saving for retirement.&#8220;</p><h4><strong>Shailesh Kumar - The Astute Investor&#8217;s Calculus &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;Love the concept and the execution. If you are into building a portfolio that will generate ever growing income for you, subscribe to Max Dividends. I did.&#8220;</p><h4><strong>MS Cliff Notes &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;A useful substack for those that invest in stocks that pay dividends or are looking to get into such a strategy. Includes education and actionable ideas.&#8220;</p><h4><strong>Timothy Assi - Panic Drop &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;Great for helling you pick up high-yield dividend growth stocks&#8220;</p><p>230+ authors and pros already recommend MaxDividends!</p><h3><strong>Trusted by 100,000+ subscribers!</strong></h3><ul><li><p><strong>Andrew</strong> - &#8220;Based of your MaxDividends App now I know it&#8217;s scoring is low before I didn&#8217;t have access to a well and easy financial evaluation on this stock.&#8221;</p></li><li><p><strong>Russell - </strong>&#8220;Want to get caught up with your portfolio so far and follow along until we can all retire. &#8220;</p></li><li><p><strong>Todd - </strong>&#8220;Just found this site --excited to get started!&#8221;</p></li><li><p><strong>Vinny - </strong>&#8220;Helping retail investors retire early and comfortably &#8220;</p></li></ul><p><em>We&#8217;re happy to help and thrilled to see new partners join through referrals</em></p><h3><strong>Recommended by Our Community</strong></h3><p><em>What Premium Partners Are Saying</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Kunb!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Kunb!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 424w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 848w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 1272w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!Kunb!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png" width="800" height="462" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/ebdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:462,&quot;width&quot;:800,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:48618,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:&quot;&quot;,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/163468711?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!Kunb!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 424w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 848w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 1272w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p><em>And many others</em></p><ul><li><p>&#8220;You are serious and trustwhorty&#8221;</p></li><li><p>&#8220;Developing an additional source of retirement income.&#8221;</p></li><li><p>Thought I would share - I was able to create an Ultra High Dividend portfolio w/15 companies today that would net me a $4,200+/month income. I just retired this month and have a current income of $10,230/mo., will be $12,500/mo. in &#8216;27 so another $4200/mo. would be nice! Love the app, had a lot of fun creating a portfolio today!</p></li><li><p>Thanks for all the hard work putting the MaxDividends! You guys have done all the heavy lifting.</p></li></ul><div class="pullquote"><p><em><strong>Someone&#8217;s sitting in the shade today because someone planted a tree a long time ago. &#8213; Warren Buffett.</strong></em></p></div>]]></content:encoded></item><item><title><![CDATA[Big Week for MaxDividends: Accuracy Upgrades, New Badges, Better Data, More Power]]></title><description><![CDATA[The Best App in the World for Dividend Investors &#8211; New Features]]></description><link>https://www.maxdividends.com/p/the-maxdividends-app-is-evolving</link><guid isPermaLink="false">https://www.maxdividends.com/p/the-maxdividends-app-is-evolving</guid><dc:creator><![CDATA[MaxDividends]]></dc:creator><pubDate>Sun, 07 Dec 2025 00:23:44 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!1VO2!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7c4f596b-be8d-4d37-a66d-2bb7444cdec1_1536x890.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<h4><strong>MaxDividends Mission: Helping everyone build a growing passive income, retire early, and live off dividends.</strong></h4><blockquote><p>We're dedicated to building the best app in the world for dividend investors&#8212;helping everyone retire early, live off dividends, and grow their passive income.</p></blockquote><div><hr></div><p>Hey friends &#8212; Max here!</p><p>Every week, thousands of dividend investors open the MaxDividends App to track payouts, check valuations, plan reinvestments, and stay on course toward financial freedom.</p><p>Today, I&#8217;m giving you an <em>exclusive update</em> on what&#8217;s happening behind the scenes &#8212; the work that makes MaxDividends the most accurate, most reliable, and most investor-focused dividend app in the world.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!1VO2!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7c4f596b-be8d-4d37-a66d-2bb7444cdec1_1536x890.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!1VO2!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7c4f596b-be8d-4d37-a66d-2bb7444cdec1_1536x890.png 424w, https://substackcdn.com/image/fetch/$s_!1VO2!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7c4f596b-be8d-4d37-a66d-2bb7444cdec1_1536x890.png 848w, https://substackcdn.com/image/fetch/$s_!1VO2!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7c4f596b-be8d-4d37-a66d-2bb7444cdec1_1536x890.png 1272w, https://substackcdn.com/image/fetch/$s_!1VO2!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7c4f596b-be8d-4d37-a66d-2bb7444cdec1_1536x890.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!1VO2!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7c4f596b-be8d-4d37-a66d-2bb7444cdec1_1536x890.png" width="1536" height="890" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/7c4f596b-be8d-4d37-a66d-2bb7444cdec1_1536x890.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:890,&quot;width&quot;:1536,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:2620656,&quot;alt&quot;:&quot;&#1057;&#1092;&#1086;&#1088;&#1084;&#1080;&#1088;&#1086;&#1074;&#1072;&#1085;&#1085;&#1086;&#1077; 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and they all move you closer to a rising, predictable passive income.</p><div><hr></div><h3><strong>&#128293; Update #1: Our Data Accuracy Mission &#8212; Now in Full Force</strong></h3><p>If you&#8217;ve been with us long enough, you know: data accuracy is the hill we choose to die on.</p><p>Because inaccurate numbers = bad decisions.<br>Bad decisions = lost money.<br>And we won&#8217;t let that happen to our community.</p><p>That&#8217;s why we built a dedicated in-house Data Review Team whose only job is to manually check, validate, and correct dividend and financial data across 19,000+ companies worldwide.</p><p>What does this look like in real terms?</p><ul><li><p>June: 38 companies manually reviewed</p></li><li><p>July: 490 companies reviewed</p></li><li><p>December onward: 2780 and scaling aggressively</p></li></ul><p>Even if your broker or finance site shows outdated numbers&#8230; MaxDividends ensures you see the <em>correct</em> dividend yield, payout ratio, growth rate, and dividend events &#8212; exactly when they happen.</p><p>This alone separates MaxDividends from every other platform out there.</p><h4><a href="https://subscriptions.maxdividends.com/upgrade">&#128073; </a><strong><a href="https://subscriptions.maxdividends.com/upgrade">Unlock the Full App &amp; See Live Dividend Data (Upgrade)</a></strong></h4><div class="pullquote"><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;Unlock the Full App &amp; Data&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://subscriptions.maxdividends.com/upgrade"><span>Unlock the Full App &amp; Data</span></a></p><p><em><a href="https://subscriptions.maxdividends.com/upgrade">&#128073; </a><strong><a href="https://subscriptions.maxdividends.com/upgrade">Unlock the Full App &amp; See Live Dividend Data (Upgrade)</a></strong></em></p></div><h3><strong>&#127942; Update #2: Dividend Distinction Badges &#8212; Now Live</strong></h3><p>You asked for a clean way to instantly spot long-term dividend legends. Done.</p><p>Done &#8212; and now even better.</p><p>Inside the Analytics section of the MaxDividends App, you&#8217;ll now see four powerful badges that highlight true dividend consistency at a glance:</p><p>&#127942; <strong>Trophy &#8211; 10+ Years of Dividend Increases</strong><br>The entry point into serious dividend commitment. These companies are showing discipline and signaling they can go the distance.</p><p>&#129413; <strong>Dividend Eagles &#8211; 15+ Years of Dividend Increases</strong><br>The newest badge. Companies that have raised dividends for <strong>15 consecutive years</strong> &#8212; the reliable, disciplined middle class of long-term growers. This is where many of my own picks come from.</p><p>&#127913; <strong>Aristocrat Hat &#8211; 25+ Years of Dividend Growth</strong><br>The iconic group known as <strong>Dividend Aristocrats</strong> &#8212; U.S. companies that have increased dividends for a quarter of a century or more. Stability, reliability, long-term vision.</p><p>&#128081; <strong>Crown &#8211; 50+ Years of Annual Dividend Hikes</strong><br>The elite club. The <strong>Dividend Kings</strong>. Only a tiny handful of companies in America reach this level of consistency. These are the rarest, most proven long-term performers.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!6b1X!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8beb6cd1-47e4-41f9-b868-0ac21d09375b_1335x500.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!6b1X!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8beb6cd1-47e4-41f9-b868-0ac21d09375b_1335x500.png 424w, https://substackcdn.com/image/fetch/$s_!6b1X!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8beb6cd1-47e4-41f9-b868-0ac21d09375b_1335x500.png 848w, 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fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!zLcY!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe7719837-4782-4d3f-8294-f78cbaf87351_888x274.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!zLcY!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe7719837-4782-4d3f-8294-f78cbaf87351_888x274.png 424w, https://substackcdn.com/image/fetch/$s_!zLcY!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe7719837-4782-4d3f-8294-f78cbaf87351_888x274.png 848w, https://substackcdn.com/image/fetch/$s_!zLcY!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe7719837-4782-4d3f-8294-f78cbaf87351_888x274.png 1272w, https://substackcdn.com/image/fetch/$s_!zLcY!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe7719837-4782-4d3f-8294-f78cbaf87351_888x274.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!zLcY!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe7719837-4782-4d3f-8294-f78cbaf87351_888x274.png" width="888" height="274" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/e7719837-4782-4d3f-8294-f78cbaf87351_888x274.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:274,&quot;width&quot;:888,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:21059,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/169923325?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe7719837-4782-4d3f-8294-f78cbaf87351_888x274.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" 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class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>A simple glance tells you everything you need to know. No digging. No guessing.</p><h4><a href="https://subscriptions.maxdividends.com/upgrade">&#128073; </a><strong><a href="https://subscriptions.maxdividends.com/upgrade">View Badges in the App (Upgrade Required)</a></strong></h4><div class="pullquote"><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128073; Unlock Full Access &#128077;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128073; Unlock Full Access &#128077;</span></a></p><p><strong><a href="https://subscriptions.maxdividends.com/upgrade">Dividend Distinction Badges &#8212; Now Live</a></strong></p></div><h3><strong>&#128197; Update #3: Flexible Date Formats (A Small Change With Big Impact)</strong></h3><p>With nearly 100,000 readers worldwide, you asked &#8212; we delivered.</p><p>Choose how dates appear in your app:</p><ul><li><p>MM/DD/YYYY (North America)</p></li><li><p>DD/MM/YYYY (Europe)</p></li><li><p>YYYY/MM/DD (Asia)</p></li></ul><p>Your calendar, payouts, dividend events, and transaction history now adapt to <em>you</em>. Want to switch it up? I&#8217;ll show you exactly how below &#128071;</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!8KHB!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdfd6ea49-88cf-446d-920f-f5e2e0cec9d7_752x351.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!8KHB!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdfd6ea49-88cf-446d-920f-f5e2e0cec9d7_752x351.png 424w, https://substackcdn.com/image/fetch/$s_!8KHB!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdfd6ea49-88cf-446d-920f-f5e2e0cec9d7_752x351.png 848w, 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fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!RIyx!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7670f913-b455-4e6c-8a79-ff7bd48deff0_762x345.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" 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fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><h3><strong>&#9993;&#65039; Update #4: A Fresh Look for All App Email Notifications</strong></h3><p>Your dividend life now looks cleaner in your inbox.</p><p>We upgraded:</p><ul><li><p>dividend payment alerts</p></li><li><p>portfolio event notifications</p></li><li><p>dividend change updates</p></li></ul><div class="captioned-image-container"><figure><div class="image-link image2" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" 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data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/1e9cc484-5b63-4f57-86c0-5939f7e5c4f0_799x377.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:377,&quot;width&quot;:799,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:36197,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/169923325?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1e9cc484-5b63-4f57-86c0-5939f7e5c4f0_799x377.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!uiEj!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1e9cc484-5b63-4f57-86c0-5939f7e5c4f0_799x377.png 424w, https://substackcdn.com/image/fetch/$s_!uiEj!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1e9cc484-5b63-4f57-86c0-5939f7e5c4f0_799x377.png 848w, https://substackcdn.com/image/fetch/$s_!uiEj!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1e9cc484-5b63-4f57-86c0-5939f7e5c4f0_799x377.png 1272w, https://substackcdn.com/image/fetch/$s_!uiEj!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1e9cc484-5b63-4f57-86c0-5939f7e5c4f0_799x377.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>It&#8217;s a small but meaningful upgrade: everything is more readable, better timed, and more useful &#8212; so you always know what&#8217;s happening inside your portfolio.</p><div><hr></div><h3><strong>&#128172; Why These Updates Matter</strong></h3><p>Because passive income grows fastest when your tools disappear and your decisions become effortless.</p><p>The MaxDividends App is my roadmap and my compass.<br>It guides every buy I make, every reinvestment, every long-term plan.</p><p>And now &#8212; you have access to the same system.</p><h4><strong>&#128241; MaxDividends App Is Now Live on iOS and Android</strong></h4><p>It&#8217;s official &#8212; the beta is out and running strong.</p><p>&#128994; <strong><a href="https://subscriptions.maxdividends.com/upgrade">MaxDividends for iOS</a></strong><br>&#128994; <strong><a href="https://subscriptions.maxdividends.com/upgrade">MaxDividends for Android</a></strong></p><p>Every Premium Partner gets <strong>full access included</strong> &#8212; no additional fees.</p><p><a href="https://subscriptions.maxdividends.com/upgrade">&#128073; </a><strong><a href="https://subscriptions.maxdividends.com/upgrade">Check Your App Access &amp; Upgrade to Premium</a></strong></p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128073; Upgrade to Premium Today&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128073; Upgrade to Premium Today</span></a></p><div><hr></div><h4><strong>&#129520; What&#8217;s Already Inside for Premium Members</strong></h4><p>And all of this is already available:</p><ul><li><p>Dividend Eagles (15+ years of raises)</p></li><li><p>Dividend Kings &amp; Aristocrats</p></li><li><p>Max&#8217;s personal watchlist</p></li><li><p>Dividend Calculator</p></li><li><p>Goal Planner &amp; Payout Tracker</p></li><li><p>Fair Value Signals</p></li><li><p>MaxRatio &amp; Financial Score for 19,000+ companies</p></li><li><p>Dividend Screener</p></li><li><p>Dividend Checker</p></li><li><p>Real-time Alerts<br>&#8230; and so much more.</p></li></ul><p>This is everything you need to build a dividend machine from scratch and scale it into real passive income.</p><h3><strong>&#127793; The Bottom Line</strong></h3><p>We&#8217;re building the <strong>#1 dividend app in the world</strong> &#8212; designed for long-term investors who want clarity, confidence, and a clean path to financial freedom.</p><p>A life funded by dividends is not a dream.<br>It&#8217;s a plan &#8212; and MaxDividends is the tool that makes it real.</p><h4>&#128073; <strong><a href="https://subscriptions.maxdividends.com/upgrade">Unlock Full App Access &amp; Start Your Premium Journey</a></strong></h4><p></p><p>Best regards,<br><strong>Max &amp; the MaxDividends Team</strong></p><div><hr></div><h3><strong>MaxDividends Community</strong></h3><blockquote><p><strong>MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.</strong></p><p>Someone&#8217;s sitting in the shade today because someone planted a tree a long time ago. &#8213; Warren Buffett.</p></blockquote><p>We follow our time-tested strategy for tapping into overlooked dividend plays that can make your portfolio more resistant to recessions and other market panics and pack on consistent gains for years to come.</p><h4><strong><a href="https://subscriptions.maxdividends.com/upgrade">&#128073; Upgrade to Premium Today</a></strong></h4><div class="pullquote"><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128073; Unlock Full Access &#128077;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128073; Unlock Full Access &#128077;</span></a></p><p><em><strong><a href="https://subscriptions.maxdividends.com/upgrade">Your future self will thank you</a></strong></em></p></div><h3><strong>Learn the MaxDividends Way</strong></h3><h4><strong>Start Here</strong></h4><ul><li><p>&#128214; <a href="https://maxdividends.app/ebooks/the-5-rules-of-timeless-dividend-investing">What is the MaxDividends Idea &amp; Concept</a><strong><a href="https://maxdividends.app/ebooks/the-5-rules-of-timeless-dividend-investing"> | E-Book</a></strong></p></li><li><p>&#127919; <a href="https://www.maxdividends.com/p/sunday-coffee-maxdividends-strategy?r=45upof">What is the MaxDividends Strategy</a></p></li><li><p><strong>&#128273; </strong><a href="https://www.maxdividends.com/p/maxdividends-members-area">Explore the Premium Hub</a> <em>(exclusive &#8212; upgrade to unlock)</em></p></li></ul><h4><strong>Guides &amp; Step-by-Step</strong></h4><ul><li><p><a href="https://www.maxdividends.com/p/getting-started-your-step-by-step-dividend-plan?r=45upof">Getting Started: Your Step-by-Step Dividend Plan</a></p></li><li><p><a href="https://maxdividends.substack.com/p/sunday-coffee-how-we-choose-maxdividends">How Do We Select MaxDividends Stocks</a></p></li></ul><h4><strong>Deep Insights</strong></h4><ul><li><p>&#128214; <a href="https://maxdividends.app/ebooks/i-love-dividends">I &#10084;&#65039; Dividends: Why I Believe Dividend Investing Is the Best Strategy</a><strong><a href="https://maxdividends.app/ebooks/i-love-dividends"> | E-Book</a></strong></p></li><li><p><a href="https://maxdividends.substack.com/p/sunday-coffee-how-well-does-the-maxdividends?r=3td3hz">How Effective is the MaxDividends Strategy for Building Growing Passive Income</a></p></li><li><p><a href="https://www.maxdividends.com/p/sunday-coffee-one-more-secret-sauce">One More Secret Ingredient for the MaxDividends Strategy</a></p></li></ul><h4><strong>Help &amp; Support</strong></h4><ul><li><p><a href="https://maxdividends.app/maxdividends-ai-assistant">Got a question about dividends? Ask Max, your AI Dividend Assistant!</a></p></li><li><p>Didn&#8217;t get the answer you need? Reach out: <strong>max@maxdividends.app</strong> or <strong>team@maxdividends.app</strong> &#8212; we&#8217;ll help you out.</p></li></ul><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://www.maxdividends.com/leaderboard?&amp;referrer_token=45upof&amp;utm_source=post&quot;,&quot;text&quot;:&quot;Refer a friend&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://www.maxdividends.com/leaderboard?&amp;referrer_token=45upof&amp;utm_source=post"><span>Refer a friend</span></a></p><div><hr></div><h6><em>*Disclaimer: This article reflects the author&#8217;s personal opinions and is intended for educational and entertainment purposes only. It does not constitute financial advice in any form. Always do your own research and consult a licensed financial advisor. The author may hold positions in some of the stocks mentioned, in line with the views expressed. This is a disclosure, not a recommendation to buy or sell any securities.</em></h6><h6><em>As a reader of MaxDividends, you agree to our disclaimer. You can read the full disclaimer <a href="https://beatmarket.com/policies/disclaimer">here</a>.</em></h6>]]></content:encoded></item><item><title><![CDATA[MaxDividends App: Track Dividends Across Currencies]]></title><description><![CDATA[Now supporting USD, GBP, EUR, CAD, and AUD &#8212; because your portfolio should move with you.]]></description><link>https://www.maxdividends.com/p/maxdividends-app-track-dividends-be5</link><guid isPermaLink="false">https://www.maxdividends.com/p/maxdividends-app-track-dividends-be5</guid><dc:creator><![CDATA[MaxDividends]]></dc:creator><pubDate>Sat, 18 Oct 2025 13:26:25 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!DN9r!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc479b372-7871-4db9-8d16-a2dbfbcac6b6_1536x1024.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<h4><strong>MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.</strong></h4><blockquote><p>We're dedicated to building the best app in the world for dividend investors&#8212;helping everyone retire early, live off dividends, and grow their passive income.</p></blockquote><div><hr></div><h3><strong>Small Update, Big Convenience</strong></h3><p>Hey friends &#8212; Max here.</p><p>Today I&#8217;ve got a short but meaningful update &#8212; one that makes managing your dividend journey even smoother.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!DN9r!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc479b372-7871-4db9-8d16-a2dbfbcac6b6_1536x1024.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!DN9r!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc479b372-7871-4db9-8d16-a2dbfbcac6b6_1536x1024.png 424w, https://substackcdn.com/image/fetch/$s_!DN9r!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc479b372-7871-4db9-8d16-a2dbfbcac6b6_1536x1024.png 848w, https://substackcdn.com/image/fetch/$s_!DN9r!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc479b372-7871-4db9-8d16-a2dbfbcac6b6_1536x1024.png 1272w, https://substackcdn.com/image/fetch/$s_!DN9r!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc479b372-7871-4db9-8d16-a2dbfbcac6b6_1536x1024.png 1456w" sizes="100vw"><img 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class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><h3><strong>Multi-Currency Portfolio Tracking &#8212; Now Live in the MaxDividends App</strong></h3><p>We&#8217;ve added the ability to track your portfolio and strategies in multiple national currencies. Alongside the U.S. dollar, you can now view your data in British pounds, Canadian dollars, Australian dollars, and euros.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!R7MD!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0abc5a99-113a-4b50-87e7-f0a2f11b0753_799x528.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!R7MD!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0abc5a99-113a-4b50-87e7-f0a2f11b0753_799x528.png 424w, https://substackcdn.com/image/fetch/$s_!R7MD!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0abc5a99-113a-4b50-87e7-f0a2f11b0753_799x528.png 848w, 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srcset="https://substackcdn.com/image/fetch/$s_!xvu8!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7fc90153-e363-4fbc-b90e-24bf07f6b03e_1073x611.png 424w, https://substackcdn.com/image/fetch/$s_!xvu8!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7fc90153-e363-4fbc-b90e-24bf07f6b03e_1073x611.png 848w, https://substackcdn.com/image/fetch/$s_!xvu8!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7fc90153-e363-4fbc-b90e-24bf07f6b03e_1073x611.png 1272w, https://substackcdn.com/image/fetch/$s_!xvu8!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7fc90153-e363-4fbc-b90e-24bf07f6b03e_1073x611.png 1456w" sizes="auto, 100vw"><img 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class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" 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That&#8217;s why we wanted to make things practical and flexible for everyone.</p><p>Now, with just two clicks, you can switch between currencies, view your dividend income in your preferred format, and focus on what truly matters &#8212; growing your passive income.</p><h4><strong>And one more bonus</strong></h4><p>We&#8217;ve also gathered all our public portfolios &#8212; from every MaxDividends category &#8212; into one convenient section on the <a href="https://www.maxdividends.com/p/maxdividends-members-area">Premium Hub page</a>.</p><p>You&#8217;ll now find:</p><p>&#9989; Every live portfolio we manage across different themes and strategies<br>&#9989; Real-time updates, stats, and analytics for each<br>&#9989; And yes &#8212; my personal portfolio and even the portfolios of my kids are now there too.</p><p>Everything is transparent, organized, and easy to explore whenever you want.</p><p>Welcome to the smartest way to live off dividends.<br>Welcome to MaxDividends.</p><div><hr></div><h3><strong>Bottom Line</strong></h3><p>With MaxDividends, I&#8217;m not just tracking numbers &#8212; I&#8217;m building the future I want, step by step. This app is my roadmap and compass, keeping me on course toward a life where dividends cover the bills and freedom comes first.</p><p>Here&#8217;s what you&#8217;ll get inside the MaxDividends App (already live on iOS &amp; Android):</p><ul><li><p>&#129413; The full Dividend Eagles, Kings &amp; Aristocrats lists</p></li><li><p>&#128203; My personal dividend stock watchlist</p></li><li><p>&#129518; A dividend calculator to set your income goals</p></li><li><p>&#128202; Dividend portfolio tracker &amp; screener covering 19,000+ companies worldwide</p></li><li><p>&#9989; Financial &amp; dividend scores for every stock you study</p></li></ul><p>It&#8217;s all here &#8212; the tools, the data, and the community &#8212; designed to help you live off dividends on your terms.</p><p>&#128073; <strong>Check your status &amp; upgrade to Premium here</strong></p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#11088;&#65039; Upgrade to Premium &#11088;&#65039;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#11088;&#65039; Upgrade to Premium &#11088;&#65039;</span></a></p><div><hr></div><h3><strong>MaxDividends is a Bestseller on Substack!</strong></h3><p><em>Hundreds of premium members have already discovered the benefits of the community and app, earning passive income through dividends with MaxDividends. Their passive income keeps growing!</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!zv0p!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!zv0p!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png 424w, https://substackcdn.com/image/fetch/$s_!zv0p!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png 848w, 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fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><h3><strong>&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h3><h3><strong>What You&#8217;ll Get by Joining MaxDividends Premium</strong></h3><p><em>The most important thing our MaxDividends community members value us for</em></p><h4><strong>Freedom &amp; Independence</strong></h4><p>No boss, no schedules&#8212;complete control over your time. Ability to work on passion projects or simply enjoy life without financial stress.</p><h4><strong>Passive Income That Grows Over Time</strong></h4><p>Dividend-paying stocks provide a steady, rising income stream. Unlike traditional retirement funds, you don&#8217;t need to sell assets to cover expenses.</p><h4><strong>Protection Against Inflation</strong></h4><p>Dividend growth investing ensures your income keeps pace with inflation. Companies that increase payouts help maintain purchasing power.</p><h4><strong>Stress-Free Investing</strong></h4><p>No need for active trading or daily market monitoring. Long-term buy-and-hold strategy minimizes stress and decision fatigue.</p><h4><strong>More Time for Family &amp; Personal Goals</strong></h4><p>Spend more time with loved ones instead of working 40+ hours a week. Pursue hobbies, travel, and personal development without financial pressure.</p><h4><strong>Health &amp; Well-Being Benefits</strong></h4><p>Less work stress leads to better mental and physical health. More time for fitness, proper sleep, and healthier lifestyle choices.</p><h4><strong>Avoiding the Corporate Rat Race</strong></h4><p>Escape office politics, toxic work environments, and endless meetings. Focus on meaningful activities instead of chasing promotions and pay raises.</p><h4><strong>Living Life on Your Own Terms</strong></h4><p>Ability to relocate, slow travel, or move to a lower-cost-of-living area. No restrictions on how you spend your day&#8212;whether it&#8217;s reading, volunteering, or building a new skill.</p><h4><strong>Leaving a Legacy</strong></h4><p>Build generational wealth and leave assets for your family. Teach the next generation financial independence by leading by example.</p><h4><strong>Financial Security &amp; Peace of Mind</strong></h4><p>A well-built dividend portfolio provides stability even during economic downturns. No fear of outliving your savings&#8212;passive income keeps flowing.</p><p>Many who already joined say it&#8217;s the best financial decision they&#8217;ve ever made&#8212;because money becomes a tool for freedom, not a source of stress.</p><h3><strong>Ready to Give It a Try?</strong></h3><p><em><strong>Check Your Subsription Status &amp; Upgrade to Premium.</strong></em></p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128081; Upgrade to Premium &#128081;</span></a></p><div class="pullquote"><p><em><strong>If you have any questions, feel free to email me at: max@maxdividends.app</strong></em></p></div><h3><strong>We&#8217;re in the Top Financial Blogs on Substack! &#128170;</strong></h3><p><em>MaxDividends continues to be recognized for its consistent effort, commitment to quality, and the loyalty of its growing community of partners.</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!dvRz!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fde851c91-d972-489a-bc98-9b670996763c_811x432.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!dvRz!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fde851c91-d972-489a-bc98-9b670996763c_811x432.png 424w, https://substackcdn.com/image/fetch/$s_!dvRz!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fde851c91-d972-489a-bc98-9b670996763c_811x432.png 848w, https://substackcdn.com/image/fetch/$s_!dvRz!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fde851c91-d972-489a-bc98-9b670996763c_811x432.png 1272w, https://substackcdn.com/image/fetch/$s_!dvRz!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fde851c91-d972-489a-bc98-9b670996763c_811x432.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!dvRz!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fde851c91-d972-489a-bc98-9b670996763c_811x432.png" width="811" height="432" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/de851c91-d972-489a-bc98-9b670996763c_811x432.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:432,&quot;width&quot;:811,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:199402,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/146444142?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fde851c91-d972-489a-bc98-9b670996763c_811x432.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!dvRz!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fde851c91-d972-489a-bc98-9b670996763c_811x432.png 424w, https://substackcdn.com/image/fetch/$s_!dvRz!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fde851c91-d972-489a-bc98-9b670996763c_811x432.png 848w, https://substackcdn.com/image/fetch/$s_!dvRz!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fde851c91-d972-489a-bc98-9b670996763c_811x432.png 1272w, https://substackcdn.com/image/fetch/$s_!dvRz!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fde851c91-d972-489a-bc98-9b670996763c_811x432.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><h3><strong>With Max Dividends Premium, you unlock:</strong></h3><h4><strong>&#128313; MaxDividends Stocks of the Week</strong></h4><p><em>Top 10 undervalued, high-yield, ultra-high yield, and dividend growth stocks every week.</em></p><p><em><strong>Bonus:</strong> Full access to the updated weekly list of MaxDividends stocks&#8212;boost your passive income and start living off dividends.</em></p><h4><strong>&#128313; Top Dividend Insights</strong></h4><p><em>Get exclusive, high-quality dividend investment ideas and insights, handpicked to help you crush your financial goals, retire early, and live off dividends.</em></p><h4><strong>&#128313; Roadmap to Live Off Dividends</strong></h4><p><em>A step-by-step weekly guide to achieving financial freedom through dividend investing.</em></p><h4><strong>&#128313; Easy Peasy: Build Your MaxDividends Portfolio</strong></h4><p><em>Ready-made MaxDividends stock sets starting at $300, $500, or $1000 each week&#8212;making it easier to build a strong dividend portfolio.</em></p><h4><strong>&#128313; MaxDividends Business Overview</strong></h4><p><em>Deep dives into the top dividend stocks we hold, including key metrics, business insights, perspectives, and expert consensus.</em></p><h4><strong>&#128313; MaxDividends Portfolio: Goal &#8594; 120 Months to $12K/Month</strong></h4><p><em>My personal dividend portfolios with weekly updates, changes, and insights.</em></p><h4><strong>&#128313; Community of Like-Minded Investors</strong></h4><p><em>Stay connected with me and other MaxDividends followers. Join the MaxDividends community chat to discuss ideas, share insights, set goals, and stay motivated. Support, accountability, and like-minded investors&#8212;all in one place!</em></p><h4><strong>&#128313; Sunday Coffee &#9749;&#65039;</strong></h4><p><em>My personal life &amp; business column, where I share:</em></p><ul><li><p><em>Life moments &amp; investing insights</em></p></li><li><p><em>Long-term investment philosophy</em></p></li><li><p><em>Thought-provoking ideas to help you succeed</em></p></li></ul><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128081; Upgrade to Premium &#128081;</span></a></p><div><hr></div><h3><strong>But That&#8217;s Just The Beginning!</strong></h3><p>&#127873; We&#8217;re giving you our <strong>MaxDividends App &#8212; FREE</strong> when you join Premium on Substack.</p><p>As an early adopter, you&#8217;ll not only get free access but also the chance to shape the product with your feedback, and our full support on your dividend journey.</p><p>This is your opportunity to track your passive income, optimize your portfolio, and be part of building the ultimate dividend tool.</p><blockquote><p>Alex - &#8220;Brother. Just want to say I love the app! I&#8217;m happy&#8221;</p><p>Scott - &#8220;Love what you do :) huge strategy&#8220;</p></blockquote><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128293; Join Premium &amp; Get the App &#128293;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128293; Join Premium &amp; Get the App &#128293;</span></a></p><div><hr></div><h3><strong>&#128994; What ELSE You&#8217;ll Get</strong></h3><h4><strong>Top Dividend Ideas</strong></h4><p>Unlock exclusive, high-quality dividend investment ideas available only for Premium members. These ideas are carefully curated to maximize returns, provide growing income, and accelerate your journey to financial freedom and early retirement.</p><p>By upgrading to Premium, you&#8217;ll gain access to:</p><ul><li><p>Advanced stock recommendations tailored for dividend growth</p></li><li><p>In-depth research on high-yield dividend stocks with strong growth potential</p></li><li><p>Exclusive updates and insider insights to stay ahead of the curve</p></li></ul><h4><strong>Undervalued Dividend Lists</strong></h4><p>With Premium access, you&#8217;ll get:</p><ul><li><p>Undervalued Dividend Eagles (updated monthly)</p></li><li><p>Undervalued Dividend Kings (updated monthly)</p></li><li><p>Undervalued Dividend Aristocrats (updated monthly)</p></li></ul><p>These lists highlight the most promising undervalued dividend stocks with strong growth potential, helping you maximize returns on your investment.</p><h4><strong>Dividend Insights</strong></h4><p>Gain exclusive insights:</p><ul><li><p>Top 5 MaxDividends Ideas of the Month</p></li><li><p>Top 3 Most Promising Dividend Ideas of the Week</p></li><li><p>List of Dangerous Dividend Stocks (updated monthly) &#8211; avoid risky picks</p></li></ul><p>These carefully researched ideas will guide you in making smart, informed decisions to build wealth with dividends.</p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128081; Upgrade to Premium &#128081;</span></a></p><div class="pullquote"><p><em><strong>If you have any questions, feel free to email me at: max@maxdividends.app</strong></em></p></div><h3><strong>&#128994; And even MORE!</strong></h3><p>Unlock the best dividend tools available, created by the MaxDividends Team:</p><ul><li><p><strong>Dividend Screener:</strong> Find your own hidden gems&#8212;uncover undervalued dividend stocks with high growth potential.</p></li><li><p><strong>Dividend Portfolio Tracker:</strong> Keep track of every aspect of your passive income and optimize your portfolio.</p></li><li><p><strong>Dividend Checker:</strong> Instantly evaluate 19,000+ companies with financial and dividend scores &#8212; so you can spot weak stocks before they drain your returns and focus only on the strongest opportunities.</p></li></ul><p>&#128142; <strong>MaxDividends Premium gives you more than just tools &#8212; it gives you clarity.</strong> You&#8217;ll know which stocks are worth your money and which to avoid, helping you build a stronger portfolio, grow reliable passive income, and reach financial freedom faster.</p><div><hr></div><h3><strong>Shared by 230+ Financial Bloggers on Substack</strong></h3><h4><strong>The European Value Investor &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;If you are interested in dividend strategies or passive income strategies, this Substack ia great! Its worth a visit&#8220;</p><h4><strong>Johan Lunau - The Long View &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;Practical dividend focus. Saving for retirement.&#8220;</p><h4><strong>Shailesh Kumar - The Astute Investor&#8217;s Calculus &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;Love the concept and the execution. If you are into building a portfolio that will generate ever growing income for you, subscribe to Max Dividends. I did.&#8220;</p><h4><strong>MS Cliff Notes &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;A useful substack for those that invest in stocks that pay dividends or are looking to get into such a strategy. Includes education and actionable ideas.&#8220;</p><h4><strong>Timothy Assi - Panic Drop &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;Great for helling you pick up high-yield dividend growth stocks&#8220;</p><p>230+ authors and pros already recommend MaxDividends!</p><h3><strong>Trusted by 100,000+ subscribers!</strong></h3><ul><li><p><strong>Andrew</strong> - &#8220;Based of your MaxDividends App now I know it&#8217;s scoring is low before I didn&#8217;t have access to a well and easy financial evaluation on this stock.&#8221;</p></li><li><p><strong>Russell - </strong>&#8220;Want to get caught up with your portfolio so far and follow along until we can all retire. &#8220;</p></li><li><p><strong>Todd - </strong>&#8220;Just found this site --excited to get started!&#8221;</p></li><li><p><strong>Vinny - </strong>&#8220;Helping retail investors retire early and comfortably &#8220;</p></li></ul><p><em>We&#8217;re happy to help and thrilled to see new partners join through referrals</em></p><h3><strong>Recommended by Our Community</strong></h3><p><em>What Premium Partners Are Saying</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Kunb!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Kunb!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 424w, 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data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/ebdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:462,&quot;width&quot;:800,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:48618,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:&quot;&quot;,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/163468711?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!Kunb!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 424w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 848w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 1272w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div 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fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p><em>And many others</em></p><ul><li><p>&#8220;You are serious and trustwhorty&#8221;</p></li><li><p>&#8220;Developing an additional source of retirement income.&#8221;</p></li><li><p>Thought I would share - I was able to create an Ultra High Dividend portfolio w/15 companies today that would net me a $4,200+/month income. I just retired this month and have a current income of $10,230/mo., will be $12,500/mo. in &#8216;27 so another $4200/mo. would be nice! Love the app, had a lot of fun creating a portfolio today!</p></li><li><p>Thanks for all the hard work putting the MaxDividends! You guys have done all the heavy lifting.</p></li></ul><div class="pullquote"><p><em><strong>Someone&#8217;s sitting in the shade today because someone planted a tree a long time ago. &#8213; Warren Buffett.</strong></em></p></div>]]></content:encoded></item><item><title><![CDATA[MaxDividends Weekly Update: Shortcut to the Best Dividend Companies]]></title><description><![CDATA[All the Dividend Greats in One Place]]></description><link>https://www.maxdividends.com/p/maxdividends-weekly-update-shortcut-87d</link><guid isPermaLink="false">https://www.maxdividends.com/p/maxdividends-weekly-update-shortcut-87d</guid><dc:creator><![CDATA[MaxDividends]]></dc:creator><pubDate>Sat, 04 Oct 2025 13:24:29 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!JOL4!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd32a48e6-e9b5-428c-a081-7f41654db4bd_1024x743.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<h4><strong>MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.</strong></h4><blockquote><p>We&#8217;re dedicated to building the best app in the world for dividend investors&#8212;helping everyone retire early, live off dividends, and grow their passive income.</p></blockquote><div><hr></div><h3><strong>MaxDividends App Weekly Update</strong></h3><p><strong>Hey friends, Max here!</strong></p><p>What if you could open your phone and instantly see <strong>the best dividend stocks on Earth</strong>? No spreadsheets. No endless scrolling. No guesswork.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!JOL4!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd32a48e6-e9b5-428c-a081-7f41654db4bd_1024x743.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!JOL4!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd32a48e6-e9b5-428c-a081-7f41654db4bd_1024x743.png 424w, https://substackcdn.com/image/fetch/$s_!JOL4!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd32a48e6-e9b5-428c-a081-7f41654db4bd_1024x743.png 848w, https://substackcdn.com/image/fetch/$s_!JOL4!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd32a48e6-e9b5-428c-a081-7f41654db4bd_1024x743.png 1272w, https://substackcdn.com/image/fetch/$s_!JOL4!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd32a48e6-e9b5-428c-a081-7f41654db4bd_1024x743.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!JOL4!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd32a48e6-e9b5-428c-a081-7f41654db4bd_1024x743.png" width="1024" height="743" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/d32a48e6-e9b5-428c-a081-7f41654db4bd_1024x743.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:743,&quot;width&quot;:1024,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:1851768,&quot;alt&quot;:&quot;&#1057;&#1092;&#1086;&#1088;&#1084;&#1080;&#1088;&#1086;&#1074;&#1072;&#1085;&#1085;&#1086;&#1077; &#1080;&#1079;&#1086;&#1073;&#1088;&#1072;&#1078;&#1077;&#1085;&#1080;&#1077;&quot;,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="&#1057;&#1092;&#1086;&#1088;&#1084;&#1080;&#1088;&#1086;&#1074;&#1072;&#1085;&#1085;&#1086;&#1077; &#1080;&#1079;&#1086;&#1073;&#1088;&#1072;&#1078;&#1077;&#1085;&#1080;&#1077;" title="&#1057;&#1092;&#1086;&#1088;&#1084;&#1080;&#1088;&#1086;&#1074;&#1072;&#1085;&#1085;&#1086;&#1077; &#1080;&#1079;&#1086;&#1073;&#1088;&#1072;&#1078;&#1077;&#1085;&#1080;&#1077;" srcset="https://substackcdn.com/image/fetch/$s_!JOL4!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd32a48e6-e9b5-428c-a081-7f41654db4bd_1024x743.png 424w, https://substackcdn.com/image/fetch/$s_!JOL4!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd32a48e6-e9b5-428c-a081-7f41654db4bd_1024x743.png 848w, https://substackcdn.com/image/fetch/$s_!JOL4!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd32a48e6-e9b5-428c-a081-7f41654db4bd_1024x743.png 1272w, https://substackcdn.com/image/fetch/$s_!JOL4!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd32a48e6-e9b5-428c-a081-7f41654db4bd_1024x743.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><h4><strong>That&#8217;s exactly what the &#11088;&#65039; Top Dividends Stocks &#11088;&#65039;  page inside the MaxDividends App delivers.</strong></h4><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!SgPw!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb3a21946-3e6d-4957-9d5a-71f98f4d617b_1206x551.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!SgPw!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb3a21946-3e6d-4957-9d5a-71f98f4d617b_1206x551.png 424w, https://substackcdn.com/image/fetch/$s_!SgPw!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb3a21946-3e6d-4957-9d5a-71f98f4d617b_1206x551.png 848w, https://substackcdn.com/image/fetch/$s_!SgPw!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb3a21946-3e6d-4957-9d5a-71f98f4d617b_1206x551.png 1272w, https://substackcdn.com/image/fetch/$s_!SgPw!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb3a21946-3e6d-4957-9d5a-71f98f4d617b_1206x551.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!SgPw!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb3a21946-3e6d-4957-9d5a-71f98f4d617b_1206x551.png" width="1206" height="551" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/b3a21946-3e6d-4957-9d5a-71f98f4d617b_1206x551.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:551,&quot;width&quot;:1206,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!SgPw!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb3a21946-3e6d-4957-9d5a-71f98f4d617b_1206x551.png 424w, https://substackcdn.com/image/fetch/$s_!SgPw!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb3a21946-3e6d-4957-9d5a-71f98f4d617b_1206x551.png 848w, https://substackcdn.com/image/fetch/$s_!SgPw!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb3a21946-3e6d-4957-9d5a-71f98f4d617b_1206x551.png 1272w, https://substackcdn.com/image/fetch/$s_!SgPw!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb3a21946-3e6d-4957-9d5a-71f98f4d617b_1206x551.png 1456w" sizes="100vw"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Right there, waiting for you, are four powerful lists:</p><ul><li><p>&#129413; <strong>Dividend Eagles</strong> &#8211; 15+ years of raises</p></li><li><p>&#127913; <strong>Dividend Aristocrats</strong> &#8211; 25+ years of raises</p></li><li><p>&#128081; <strong>Dividend Kings</strong> &#8211; 50+ years of raises</p></li><li><p>&#128293; <strong>Founder&#8217;s Watchlist</strong> &#8211; Max&#8217;s own personal shortlist, updated weekly</p></li></ul><p>All in one place. Always fresh. Always reliable.</p><div><hr></div><h3><strong>&#129413; Dividend Eagles &#8211; The Strong Backbone</strong></h3><p>Fifteen years straight of raising dividends. Through recessions, market crashes, pandemics &#8212; they kept rewarding shareholders.<br>The Eagles are your <strong>foundation stocks</strong> &#8212; rock-solid, battle-tested, reliable.</p><div><hr></div><h3><strong>&#127913; Dividend Aristocrats &#8211; The Time-Tested Legends</strong></h3><p>Twenty-five years of increases. A full generation of steady income growth. </p><p>The Aristocrats are proof that discipline and consistency can build <strong>serious wealth over time</strong>.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!NWqz!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6a9e5f45-4b5f-4b9c-bead-0c41d77dc3f3_1309x502.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!NWqz!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6a9e5f45-4b5f-4b9c-bead-0c41d77dc3f3_1309x502.png 424w, https://substackcdn.com/image/fetch/$s_!NWqz!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6a9e5f45-4b5f-4b9c-bead-0c41d77dc3f3_1309x502.png 848w, https://substackcdn.com/image/fetch/$s_!NWqz!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6a9e5f45-4b5f-4b9c-bead-0c41d77dc3f3_1309x502.png 1272w, https://substackcdn.com/image/fetch/$s_!NWqz!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6a9e5f45-4b5f-4b9c-bead-0c41d77dc3f3_1309x502.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!NWqz!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6a9e5f45-4b5f-4b9c-bead-0c41d77dc3f3_1309x502.png" width="1309" height="502" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/6a9e5f45-4b5f-4b9c-bead-0c41d77dc3f3_1309x502.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:502,&quot;width&quot;:1309,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!NWqz!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6a9e5f45-4b5f-4b9c-bead-0c41d77dc3f3_1309x502.png 424w, https://substackcdn.com/image/fetch/$s_!NWqz!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6a9e5f45-4b5f-4b9c-bead-0c41d77dc3f3_1309x502.png 848w, https://substackcdn.com/image/fetch/$s_!NWqz!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6a9e5f45-4b5f-4b9c-bead-0c41d77dc3f3_1309x502.png 1272w, https://substackcdn.com/image/fetch/$s_!NWqz!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6a9e5f45-4b5f-4b9c-bead-0c41d77dc3f3_1309x502.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><h3><strong>&#128081; Dividend Kings &#8211; The Crown Jewels</strong></h3><p>Half a century of hikes. Think about that: while the world changed, they kept paying more every single year.</p><p>Owning a King is like holding a <strong>piece of financial history</strong> that still rewards you today.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!uOE9!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F507aa440-f87f-448b-98ef-b4a16af372f2_1309x502.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!uOE9!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F507aa440-f87f-448b-98ef-b4a16af372f2_1309x502.png 424w, https://substackcdn.com/image/fetch/$s_!uOE9!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F507aa440-f87f-448b-98ef-b4a16af372f2_1309x502.png 848w, https://substackcdn.com/image/fetch/$s_!uOE9!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F507aa440-f87f-448b-98ef-b4a16af372f2_1309x502.png 1272w, https://substackcdn.com/image/fetch/$s_!uOE9!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F507aa440-f87f-448b-98ef-b4a16af372f2_1309x502.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!uOE9!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F507aa440-f87f-448b-98ef-b4a16af372f2_1309x502.png" width="1309" height="502" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/507aa440-f87f-448b-98ef-b4a16af372f2_1309x502.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:502,&quot;width&quot;:1309,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!uOE9!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F507aa440-f87f-448b-98ef-b4a16af372f2_1309x502.png 424w, https://substackcdn.com/image/fetch/$s_!uOE9!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F507aa440-f87f-448b-98ef-b4a16af372f2_1309x502.png 848w, https://substackcdn.com/image/fetch/$s_!uOE9!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F507aa440-f87f-448b-98ef-b4a16af372f2_1309x502.png 1272w, https://substackcdn.com/image/fetch/$s_!uOE9!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F507aa440-f87f-448b-98ef-b4a16af372f2_1309x502.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><h3><strong>&#128293; Bonus: Founder&#8217;s Watchlist</strong></h3><p>This one&#8217;s special. It&#8217;s <strong>my personal list</strong> &#8212; the dividend stocks I&#8217;m tracking, researching, and sometimes buying myself.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!WUFd!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F05a0520c-99e1-4da3-93d0-1ab5bd753de0_1327x506.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!WUFd!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F05a0520c-99e1-4da3-93d0-1ab5bd753de0_1327x506.png 424w, https://substackcdn.com/image/fetch/$s_!WUFd!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F05a0520c-99e1-4da3-93d0-1ab5bd753de0_1327x506.png 848w, https://substackcdn.com/image/fetch/$s_!WUFd!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F05a0520c-99e1-4da3-93d0-1ab5bd753de0_1327x506.png 1272w, https://substackcdn.com/image/fetch/$s_!WUFd!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F05a0520c-99e1-4da3-93d0-1ab5bd753de0_1327x506.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!WUFd!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F05a0520c-99e1-4da3-93d0-1ab5bd753de0_1327x506.png" width="1327" height="506" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/05a0520c-99e1-4da3-93d0-1ab5bd753de0_1327x506.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:506,&quot;width&quot;:1327,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:74041,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/175100105?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F05a0520c-99e1-4da3-93d0-1ab5bd753de0_1327x506.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!WUFd!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F05a0520c-99e1-4da3-93d0-1ab5bd753de0_1327x506.png 424w, https://substackcdn.com/image/fetch/$s_!WUFd!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F05a0520c-99e1-4da3-93d0-1ab5bd753de0_1327x506.png 848w, https://substackcdn.com/image/fetch/$s_!WUFd!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F05a0520c-99e1-4da3-93d0-1ab5bd753de0_1327x506.png 1272w, https://substackcdn.com/image/fetch/$s_!WUFd!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F05a0520c-99e1-4da3-93d0-1ab5bd753de0_1327x506.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>It&#8217;s like sitting next to me while I build my own portfolios, watching the moves in real time.</p><div><hr></div><h3><strong>Why This Page Matters</strong></h3><p>&#9989; <strong>Saves you hours</strong> of research every month<br>&#9989; Cuts through the noise with <strong>hand-picked, proven companies</strong><br>&#9989; Built on the <strong>Five-Pillar Formula</strong> &#8212; sales growth, profit growth, safety of payouts, debt strength, and dividend consistency<br>&#9989; Updated constantly, so you never chase outdated data</p><p>Instead of guessing, you&#8217;re looking at the <strong>cream of the crop</strong> &#8212; the companies that have already shown they can deliver.</p><div><hr></div><h3><strong>How to Use It (Simple MaxDividends Strategy)</strong></h3><p>Here&#8217;s the simple approach we live by &#8212; and you can do it right inside the <strong>Top Stocks page</strong>:</p><p>1&#65039;&#8419; <strong>Open the lists</strong> &#8211; Eagles, Aristocrats, Kings, or my personal Watchlist.</p><p>2&#65039;&#8419; <strong>Pick only the strongest.</strong> Use the <strong>Financial Score</strong> &#8212; it condenses 10&#8211;15 years of sales, profits, dividends, and debt into one number. If it&#8217;s <strong>90+</strong>, the company is proven and reliable.</p><p>3&#65039;&#8419; <strong>Buy when they&#8217;re undervalued.</strong> The App highlights names &#8220;on sale,&#8221; so you can spot bargains fast without spreadsheets.</p><p>4&#65039;&#8419; <strong>Stick with household names you trust.</strong> From Coca-Cola to Microsoft &#8212; companies you&#8217;d be proud to hold for decades.</p><p>5&#65039;&#8419; <strong>Collect and reinvest.</strong> Dividend raises + time = compounding that works automatically.</p><p>6&#65039;&#8419; <strong>Replace only on a cut.</strong> If a company ever cuts, the App alerts you instantly so you can swap and stay on track.</p><div><hr></div><p>This way, the <em>Top Stocks lists</em> aren&#8217;t just pretty collections &#8212; they&#8217;re <strong>ready-made roadmaps</strong> you can use today to build a growing dividend income stream with almost no guesswork.</p><p>That&#8217;s it. Simple. Repeatable. Proven.</p><div><hr></div><h3><strong>The Big Picture</strong></h3><p>While others chase hype stocks, stress over timing, or spend late nights reading filings, you can relax knowing the best dividend names are already gathered for you.</p><p>The <strong>Top Stocks page</strong> isn&#8217;t just convenient &#8212; it&#8217;s a <strong>treasure chest of dividend power</strong>.</p><p>This is only the beginning. MaxDividends is building the most complete dividend investing platform in the world. Today it&#8217;s Eagles, Aristocrats, Kings, and my Watchlist. Tomorrow? Even more tools to help you retire early, live off dividends, and enjoy the freedom you&#8217;ve worked for.</p><p>&#128073; Open the App. Head to the <strong>Top Stocks page</strong>. Start exploring. Your future self will thank you.</p><p>With respect for your well-being,<br>Max<br><em>Founder, MaxDividends</em></p><h3><strong>Ready to Give It a Try?</strong></h3><p><em><strong>Check Your Subsription Status &amp; Upgrade to Premium</strong></em></p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128081; Upgrade to Premium &#128081;</span></a></p><div><hr></div><h3><strong>MaxDividends is a Bestseller on Substack!</strong></h3><p><em>Hundreds of premium members have already discovered the benefits of the community and app, earning passive income through dividends with MaxDividends. Their passive income keeps growing!</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!zv0p!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!zv0p!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png 424w, https://substackcdn.com/image/fetch/$s_!zv0p!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png 848w, 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Ability to work on passion projects or simply enjoy life without financial stress.</p><h4><strong>Passive Income That Grows Over Time</strong></h4><p>Dividend-paying stocks provide a steady, rising income stream. Unlike traditional retirement funds, you don&#8217;t need to sell assets to cover expenses.</p><h4><strong>Protection Against Inflation</strong></h4><p>Dividend growth investing ensures your income keeps pace with inflation. Companies that increase payouts help maintain purchasing power.</p><h4><strong>Stress-Free Investing</strong></h4><p>No need for active trading or daily market monitoring. Long-term buy-and-hold strategy minimizes stress and decision fatigue.</p><h4><strong>More Time for Family &amp; Personal Goals</strong></h4><p>Spend more time with loved ones instead of working 40+ hours a week. Pursue hobbies, travel, and personal development without financial pressure.</p><h4><strong>Health &amp; Well-Being Benefits</strong></h4><p>Less work stress leads to better mental and physical health. More time for fitness, proper sleep, and healthier lifestyle choices.</p><h4><strong>Avoiding the Corporate Rat Race</strong></h4><p>Escape office politics, toxic work environments, and endless meetings. Focus on meaningful activities instead of chasing promotions and pay raises.</p><h4><strong>Living Life on Your Own Terms</strong></h4><p>Ability to relocate, slow travel, or move to a lower-cost-of-living area. No restrictions on how you spend your day&#8212;whether it&#8217;s reading, volunteering, or building a new skill.</p><h4><strong>Leaving a Legacy</strong></h4><p>Build generational wealth and leave assets for your family. Teach the next generation financial independence by leading by example.</p><h4><strong>Financial Security &amp; Peace of Mind</strong></h4><p>A well-built dividend portfolio provides stability even during economic downturns. No fear of outliving your savings&#8212;passive income keeps flowing.</p><p>Many who already joined say it&#8217;s the best financial decision they&#8217;ve ever made&#8212;because money becomes a tool for freedom, not a source of stress.</p><h3><strong>Ready to Give It a Try?</strong></h3><p><em><strong>Check Your Subsription Status &amp; Upgrade to Premium.</strong></em></p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128081; Upgrade to Premium &#128081;</span></a></p><div class="pullquote"><p><em><strong>If you have any questions, feel free to email me at: max@maxdividends.app</strong></em></p></div><h3><strong>We&#8217;re in the Top Financial Blogs on Substack! &#128170;</strong></h3><p><em>MaxDividends continues to be recognized for its consistent effort, commitment to quality, and the loyalty of its growing community of partners.</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!dvRz!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fde851c91-d972-489a-bc98-9b670996763c_811x432.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!dvRz!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fde851c91-d972-489a-bc98-9b670996763c_811x432.png 424w, 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early, and live off dividends.</em></p><h4><strong>&#128313; Roadmap to Live Off Dividends</strong></h4><p><em>A step-by-step weekly guide to achieving financial freedom through dividend investing.</em></p><h4><strong>&#128313; Easy Peasy: Build Your MaxDividends Portfolio</strong></h4><p><em>Ready-made MaxDividends stock sets starting at $300, $500, or $1000 each week&#8212;making it easier to build a strong dividend portfolio.</em></p><h4><strong>&#128313; MaxDividends Business Overview</strong></h4><p><em>Deep dives into the top dividend stocks we hold, including key metrics, business insights, perspectives, and expert consensus.</em></p><h4><strong>&#128313; MaxDividends Portfolio: Goal &#8594; 120 Months to $12K/Month</strong></h4><p><em>My personal dividend portfolios with weekly updates, changes, and insights.</em></p><h4><strong>&#128313; Community of Like-Minded Investors</strong></h4><p><em>Stay connected with me and other MaxDividends followers. Join the MaxDividends community chat to discuss ideas, share insights, set goals, and stay motivated. Support, accountability, and like-minded investors&#8212;all in one place!</em></p><h4><strong>&#128313; Sunday Coffee &#9749;&#65039;</strong></h4><p><em>My personal life &amp; business column, where I share:</em></p><ul><li><p><em>Life moments &amp; investing insights</em></p></li><li><p><em>Long-term investment philosophy</em></p></li><li><p><em>Thought-provoking ideas to help you succeed</em></p></li></ul><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128081; Upgrade to Premium &#128081;</span></a></p><div><hr></div><h3><strong>But That&#8217;s Just The Beginning!</strong></h3><p>&#127873; We&#8217;re giving you our <strong>MaxDividends App &#8212; FREE</strong> when you join Premium on Substack.</p><p>As an early adopter, you&#8217;ll not only get free access but also the chance to shape the product with your feedback, and our full support on your dividend journey.</p><p>This is your opportunity to track your passive income, optimize your portfolio, and be part of building the ultimate dividend tool.</p><blockquote><p>Alex - &#8220;Brother. Just want to say I love the app! I&#8217;m happy&#8221;</p><p>Scott - &#8220;Love what you do :) huge strategy&#8220;</p></blockquote><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128293; Join Premium &amp; Get the App &#128293;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128293; Join Premium &amp; Get the App &#128293;</span></a></p><div><hr></div><h3><strong>&#128994; What ELSE You&#8217;ll Get</strong></h3><h4><strong>Top Dividend Ideas</strong></h4><p>Unlock exclusive, high-quality dividend investment ideas available only for Premium members. These ideas are carefully curated to maximize returns, provide growing income, and accelerate your journey to financial freedom and early retirement.</p><p>By upgrading to Premium, you&#8217;ll gain access to:</p><ul><li><p>Advanced stock recommendations tailored for dividend growth</p></li><li><p>In-depth research on high-yield dividend stocks with strong growth potential</p></li><li><p>Exclusive updates and insider insights to stay ahead of the curve</p></li></ul><h4><strong>Undervalued Dividend Lists</strong></h4><p>With Premium access, you&#8217;ll get:</p><ul><li><p>Undervalued Dividend Eagles (updated monthly)</p></li><li><p>Undervalued Dividend Kings (updated monthly)</p></li><li><p>Undervalued Dividend Aristocrats (updated monthly)</p></li></ul><p>These lists highlight the most promising undervalued dividend stocks with strong growth potential, helping you maximize returns on your investment.</p><h4><strong>Dividend Insights</strong></h4><p>Gain exclusive insights:</p><ul><li><p>Top 5 MaxDividends Ideas of the Month</p></li><li><p>Top 3 Most Promising Dividend Ideas of the Week</p></li><li><p>List of Dangerous Dividend Stocks (updated monthly) &#8211; avoid risky picks</p></li></ul><p>These carefully researched ideas will guide you in making smart, informed decisions to build wealth with dividends.</p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128081; Upgrade to Premium &#128081;</span></a></p><div class="pullquote"><p><em><strong>If you have any questions, feel free to email me at: max@maxdividends.app</strong></em></p></div><h3><strong>&#128994; And even MORE!</strong></h3><p>Unlock the best dividend tools available, created by the MaxDividends Team:</p><ul><li><p><strong>Dividend Screener:</strong> Find your own hidden gems&#8212;uncover undervalued dividend stocks with high growth potential.</p></li><li><p><strong>Dividend Portfolio Tracker:</strong> Keep track of every aspect of your passive income and optimize your portfolio.</p></li><li><p><strong>Dividend Checker:</strong> Instantly evaluate 19,000+ companies with financial and dividend scores &#8212; so you can spot weak stocks before they drain your returns and focus only on the strongest opportunities.</p></li></ul><p>&#128142; <strong>MaxDividends Premium gives you more than just tools &#8212; it gives you clarity.</strong> You&#8217;ll know which stocks are worth your money and which to avoid, helping you build a stronger portfolio, grow reliable passive income, and reach financial freedom faster.</p><div><hr></div><h3><strong>Shared by 230+ Financial Bloggers on Substack</strong></h3><h4><strong>The European Value Investor &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;If you are interested in dividend strategies or passive income strategies, this Substack ia great! Its worth a visit&#8220;</p><h4><strong>Johan Lunau - The Long View &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;Practical dividend focus. Saving for retirement.&#8220;</p><h4><strong>Shailesh Kumar - The Astute Investor&#8217;s Calculus &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;Love the concept and the execution. If you are into building a portfolio that will generate ever growing income for you, subscribe to Max Dividends. I did.&#8220;</p><h4><strong>MS Cliff Notes &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;A useful substack for those that invest in stocks that pay dividends or are looking to get into such a strategy. Includes education and actionable ideas.&#8220;</p><h4><strong>Timothy Assi - Panic Drop &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;Great for helling you pick up high-yield dividend growth stocks&#8220;</p><p>230+ authors and pros already recommend MaxDividends!</p><h3><strong>Trusted by 100,000+ subscribers!</strong></h3><ul><li><p><strong>Andrew</strong> - &#8220;Based of your MaxDividends App now I know it&#8217;s scoring is low before I didn&#8217;t have access to a well and easy financial evaluation on this stock.&#8221;</p></li><li><p><strong>Russell - </strong>&#8220;Want to get caught up with your portfolio so far and follow along until we can all retire. &#8220;</p></li><li><p><strong>Todd - </strong>&#8220;Just found this site --excited to get started!&#8221;</p></li><li><p><strong>Vinny - </strong>&#8220;Helping retail investors retire early and comfortably &#8220;</p></li></ul><p><em>We&#8217;re happy to help and thrilled to see new partners join through referrals</em></p><h3><strong>Recommended by Our Community</strong></h3><p><em>What Premium Partners Are Saying</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Kunb!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Kunb!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 424w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 848w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 1272w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!Kunb!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png" width="800" height="462" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/ebdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:462,&quot;width&quot;:800,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:48618,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:&quot;&quot;,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/163468711?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!Kunb!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 424w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 848w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 1272w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p><em>And many others</em></p><ul><li><p>&#8220;You are serious and trustwhorty&#8221;</p></li><li><p>&#8220;Developing an additional source of retirement income.&#8221;</p></li><li><p>Thought I would share - I was able to create an Ultra High Dividend portfolio w/15 companies today that would net me a $4,200+/month income. I just retired this month and have a current income of $10,230/mo., will be $12,500/mo. in &#8216;27 so another $4200/mo. would be nice! Love the app, had a lot of fun creating a portfolio today!</p></li><li><p>Thanks for all the hard work putting the MaxDividends! You guys have done all the heavy lifting.</p></li></ul><div class="pullquote"><p><em><strong>Someone&#8217;s sitting in the shade today because someone planted a tree a long time ago. &#8213; Warren Buffett.</strong></em></p></div><h3><strong>Learn the MaxDividends Way</strong></h3><h4><strong>Start Here</strong></h4><ul><li><p>&#128214; <a href="https://maxdividends.app/ebooks/the-5-rules-of-timeless-dividend-investing">What is the MaxDividends Idea &amp; Concept</a><strong><a href="https://maxdividends.app/ebooks/the-5-rules-of-timeless-dividend-investing"> | E-Book</a></strong></p></li><li><p>&#127919; <a href="https://www.maxdividends.com/p/sunday-coffee-maxdividends-strategy?r=45upof">What is the MaxDividends Strategy</a></p></li><li><p><strong>&#128273; </strong><a href="https://www.maxdividends.com/p/maxdividends-members-area">Explore the Premium Hub</a> <em>(exclusive &#8212; upgrade to unlock)</em></p></li></ul><h4><strong>Guides &amp; Step-by-Step</strong></h4><ul><li><p><a href="https://www.maxdividends.com/p/getting-started-your-step-by-step-dividend-plan?r=45upof">Getting Started: Your Step-by-Step Dividend Plan</a></p></li><li><p><a href="https://maxdividends.substack.com/p/sunday-coffee-how-we-choose-maxdividends">How Do We Select MaxDividends Stocks</a></p></li></ul><h4><strong>Deep Insights</strong></h4><ul><li><p>&#128214; <a href="https://maxdividends.app/ebooks/i-love-dividends">I &#10084;&#65039; Dividends: Why I Believe Dividend Investing Is the Best Strategy</a><strong><a href="https://maxdividends.app/ebooks/i-love-dividends"> | E-Book</a></strong></p></li><li><p><a href="https://maxdividends.substack.com/p/sunday-coffee-how-well-does-the-maxdividends?r=3td3hz">How Effective is the MaxDividends Strategy for Building Growing Passive Income</a></p></li><li><p><a href="https://www.maxdividends.com/p/sunday-coffee-one-more-secret-sauce">One More Secret Ingredient for the MaxDividends Strategy</a></p></li></ul><h4><strong>Help &amp; Support</strong></h4><ul><li><p><a href="https://maxdividends.app/maxdividends-ai-assistant">Got a question about dividends? Ask Max, your AI Dividend Assistant!</a></p></li><li><p>Didn&#8217;t get the answer you need? Reach out: <strong>max@maxdividends.app</strong> or <strong>team@maxdividends.app</strong> &#8212; we&#8217;ll help you out.</p></li></ul><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128081; Upgrade to Premium &#128081;</span></a></p><div><hr></div><h6><em>*Disclaimer: This article reflects the author&#8217;s personal opinions and is intended for educational and entertainment purposes only. It does not constitute financial advice in any form. Always do your own research and consult a licensed financial advisor. The author may hold positions in some of the stocks mentioned, in line with the views expressed. This is a disclosure, not a recommendation to buy or sell any securities.</em></h6><h6><em>As a reader of MaxDividends, you agree to our disclaimer. You can read the full disclaimer <a href="https://beatmarket.com/policies/disclaimer">here</a>.</em></h6>]]></content:encoded></item><item><title><![CDATA[MaxDividends App: The Smarter Way to Read a Business]]></title><description><![CDATA[From sales growth to dividend history, everything you need to judge a company&#8217;s true value is now in one clear view.]]></description><link>https://www.maxdividends.com/p/maxdividends-app-the-smarter-way</link><guid isPermaLink="false">https://www.maxdividends.com/p/maxdividends-app-the-smarter-way</guid><dc:creator><![CDATA[MaxDividends]]></dc:creator><pubDate>Sat, 27 Sep 2025 17:38:28 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!OkSI!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3f9dae08-99be-4d2e-ac25-77426fde8a63_1536x1024.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<h4><strong>MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.</strong></h4><blockquote><p>We're dedicated to building the best app in the world for dividend investors&#8212;helping everyone retire early, live off dividends, and grow their passive income.</p></blockquote><div><hr></div><h3><strong>Intro</strong></h3><p>I&#8217;ll be straight with you: every single day, my mind is on one thing &#8212; how we can make MaxDividends better for you. Sometimes I even wake up at 3 a.m. just to jot down an idea before it slips away. That&#8217;s how much we care. Over the past two years, our team has gotten incredibly good at what we do &#8212; because we live and breathe this mission.</p><p>This week, I want to show you a set of updates that I think are too good not to share.</p><h4><strong>Reading the Business, Not Just the Ticker</strong></h4><p>For me, every ticker on the exchange is more than a symbol. It&#8217;s a business run by real people, working every day to bring value into the world. Some build simple, everyday essentials. </p><p>Others flip entire industries upside down with breakthroughs. As an entrepreneur myself, I see and feel the story behind every ticker.</p><p>That&#8217;s why we re-built the <strong>Company Analytics Page</strong> &#8212; so you don&#8217;t just see numbers, you actually <em>read the business</em>.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!OkSI!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3f9dae08-99be-4d2e-ac25-77426fde8a63_1536x1024.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!OkSI!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3f9dae08-99be-4d2e-ac25-77426fde8a63_1536x1024.png 424w, https://substackcdn.com/image/fetch/$s_!OkSI!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3f9dae08-99be-4d2e-ac25-77426fde8a63_1536x1024.png 848w, https://substackcdn.com/image/fetch/$s_!OkSI!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3f9dae08-99be-4d2e-ac25-77426fde8a63_1536x1024.png 1272w, https://substackcdn.com/image/fetch/$s_!OkSI!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3f9dae08-99be-4d2e-ac25-77426fde8a63_1536x1024.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!OkSI!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3f9dae08-99be-4d2e-ac25-77426fde8a63_1536x1024.png" width="1456" height="971" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/3f9dae08-99be-4d2e-ac25-77426fde8a63_1536x1024.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:971,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&#1057;&#1092;&#1086;&#1088;&#1084;&#1080;&#1088;&#1086;&#1074;&#1072;&#1085;&#1085;&#1086;&#1077; &#1080;&#1079;&#1086;&#1073;&#1088;&#1072;&#1078;&#1077;&#1085;&#1080;&#1077;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="&#1057;&#1092;&#1086;&#1088;&#1084;&#1080;&#1088;&#1086;&#1074;&#1072;&#1085;&#1085;&#1086;&#1077; &#1080;&#1079;&#1086;&#1073;&#1088;&#1072;&#1078;&#1077;&#1085;&#1080;&#1077;" title="&#1057;&#1092;&#1086;&#1088;&#1084;&#1080;&#1088;&#1086;&#1074;&#1072;&#1085;&#1085;&#1086;&#1077; &#1080;&#1079;&#1086;&#1073;&#1088;&#1072;&#1078;&#1077;&#1085;&#1080;&#1077;" srcset="https://substackcdn.com/image/fetch/$s_!OkSI!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3f9dae08-99be-4d2e-ac25-77426fde8a63_1536x1024.png 424w, https://substackcdn.com/image/fetch/$s_!OkSI!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3f9dae08-99be-4d2e-ac25-77426fde8a63_1536x1024.png 848w, https://substackcdn.com/image/fetch/$s_!OkSI!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3f9dae08-99be-4d2e-ac25-77426fde8a63_1536x1024.png 1272w, https://substackcdn.com/image/fetch/$s_!OkSI!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3f9dae08-99be-4d2e-ac25-77426fde8a63_1536x1024.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><h3><strong>Company Analytics Page</strong></h3><p>&#128073; At the very top, you&#8217;ll now find a short, simple description: what the company does, how it makes money, and the value it adds. Because before you invest, you should know what you&#8217;re partnering with.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!GUqc!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdb8ce5db-29dd-40fe-b882-4b316dc27317_1205x360.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!GUqc!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdb8ce5db-29dd-40fe-b882-4b316dc27317_1205x360.png 424w, https://substackcdn.com/image/fetch/$s_!GUqc!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdb8ce5db-29dd-40fe-b882-4b316dc27317_1205x360.png 848w, https://substackcdn.com/image/fetch/$s_!GUqc!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdb8ce5db-29dd-40fe-b882-4b316dc27317_1205x360.png 1272w, https://substackcdn.com/image/fetch/$s_!GUqc!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdb8ce5db-29dd-40fe-b882-4b316dc27317_1205x360.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!GUqc!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdb8ce5db-29dd-40fe-b882-4b316dc27317_1205x360.png" width="1205" height="360" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/db8ce5db-29dd-40fe-b882-4b316dc27317_1205x360.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:360,&quot;width&quot;:1205,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:78213,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/174647316?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdb8ce5db-29dd-40fe-b882-4b316dc27317_1205x360.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!GUqc!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdb8ce5db-29dd-40fe-b882-4b316dc27317_1205x360.png 424w, https://substackcdn.com/image/fetch/$s_!GUqc!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdb8ce5db-29dd-40fe-b882-4b316dc27317_1205x360.png 848w, https://substackcdn.com/image/fetch/$s_!GUqc!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdb8ce5db-29dd-40fe-b882-4b316dc27317_1205x360.png 1272w, https://substackcdn.com/image/fetch/$s_!GUqc!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdb8ce5db-29dd-40fe-b882-4b316dc27317_1205x360.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p><em>See the whole business at a glance &#8212; what it does, how it earns, and the value it brings.</em></p><div><hr></div><h3><strong>The Dividend Code &#8212; Right Up Front</strong></h3><p>Right below that, you&#8217;ll see the key dividend stats: yield, streak, payout ratio, growth history. In two clicks, you know whether this business fits your long-term plan and deserves a spot in your portfolio.</p><p>And let me tell you &#8212; behind that simplicity is serious work. Dozens of data providers, layers of filtering, a full moderation team, and the best financial database we could build. No compromises here. This is about <em>your</em> income. MaxDividends runs 24/7 to make sure what you see is accurate, clean, and trustworthy.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!TbhE!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff2f7b2e0-14f8-40bd-9772-542f6631c9c2_1208x423.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!TbhE!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff2f7b2e0-14f8-40bd-9772-542f6631c9c2_1208x423.png 424w, https://substackcdn.com/image/fetch/$s_!TbhE!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff2f7b2e0-14f8-40bd-9772-542f6631c9c2_1208x423.png 848w, https://substackcdn.com/image/fetch/$s_!TbhE!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff2f7b2e0-14f8-40bd-9772-542f6631c9c2_1208x423.png 1272w, https://substackcdn.com/image/fetch/$s_!TbhE!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff2f7b2e0-14f8-40bd-9772-542f6631c9c2_1208x423.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!TbhE!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff2f7b2e0-14f8-40bd-9772-542f6631c9c2_1208x423.png" width="1208" height="423" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/f2f7b2e0-14f8-40bd-9772-542f6631c9c2_1208x423.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:423,&quot;width&quot;:1208,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:44255,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/174647316?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff2f7b2e0-14f8-40bd-9772-542f6631c9c2_1208x423.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!TbhE!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff2f7b2e0-14f8-40bd-9772-542f6631c9c2_1208x423.png 424w, https://substackcdn.com/image/fetch/$s_!TbhE!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff2f7b2e0-14f8-40bd-9772-542f6631c9c2_1208x423.png 848w, https://substackcdn.com/image/fetch/$s_!TbhE!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff2f7b2e0-14f8-40bd-9772-542f6631c9c2_1208x423.png 1272w, https://substackcdn.com/image/fetch/$s_!TbhE!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff2f7b2e0-14f8-40bd-9772-542f6631c9c2_1208x423.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p><em>Key dividend stats in one place: streak, payout, yield, growth &#8212; clean, simple, accurate.</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!A3Qw!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb969778d-fdf7-433c-9647-478dcee6674e_1209x506.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!A3Qw!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb969778d-fdf7-433c-9647-478dcee6674e_1209x506.png 424w, https://substackcdn.com/image/fetch/$s_!A3Qw!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb969778d-fdf7-433c-9647-478dcee6674e_1209x506.png 848w, https://substackcdn.com/image/fetch/$s_!A3Qw!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb969778d-fdf7-433c-9647-478dcee6674e_1209x506.png 1272w, https://substackcdn.com/image/fetch/$s_!A3Qw!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb969778d-fdf7-433c-9647-478dcee6674e_1209x506.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!A3Qw!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb969778d-fdf7-433c-9647-478dcee6674e_1209x506.png" width="1209" height="506" 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srcset="https://substackcdn.com/image/fetch/$s_!A3Qw!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb969778d-fdf7-433c-9647-478dcee6674e_1209x506.png 424w, https://substackcdn.com/image/fetch/$s_!A3Qw!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb969778d-fdf7-433c-9647-478dcee6674e_1209x506.png 848w, https://substackcdn.com/image/fetch/$s_!A3Qw!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb969778d-fdf7-433c-9647-478dcee6674e_1209x506.png 1272w, https://substackcdn.com/image/fetch/$s_!A3Qw!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb969778d-fdf7-433c-9647-478dcee6674e_1209x506.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><h3><strong>The Secret Formula, Made Simple</strong></h3><p>We&#8217;ve also rolled out the <strong>MaxDividends 5-Step Formula</strong>. </p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!ujje!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F27c3cf28-10f7-4354-9ebc-04f727f273f9_1200x305.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!ujje!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F27c3cf28-10f7-4354-9ebc-04f727f273f9_1200x305.png 424w, https://substackcdn.com/image/fetch/$s_!ujje!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F27c3cf28-10f7-4354-9ebc-04f727f273f9_1200x305.png 848w, https://substackcdn.com/image/fetch/$s_!ujje!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F27c3cf28-10f7-4354-9ebc-04f727f273f9_1200x305.png 1272w, https://substackcdn.com/image/fetch/$s_!ujje!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F27c3cf28-10f7-4354-9ebc-04f727f273f9_1200x305.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!ujje!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F27c3cf28-10f7-4354-9ebc-04f727f273f9_1200x305.png" width="1200" height="305" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/27c3cf28-10f7-4354-9ebc-04f727f273f9_1200x305.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:305,&quot;width&quot;:1200,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:59143,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/174647316?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F27c3cf28-10f7-4354-9ebc-04f727f273f9_1200x305.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!ujje!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F27c3cf28-10f7-4354-9ebc-04f727f273f9_1200x305.png 424w, https://substackcdn.com/image/fetch/$s_!ujje!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F27c3cf28-10f7-4354-9ebc-04f727f273f9_1200x305.png 848w, https://substackcdn.com/image/fetch/$s_!ujje!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F27c3cf28-10f7-4354-9ebc-04f727f273f9_1200x305.png 1272w, https://substackcdn.com/image/fetch/$s_!ujje!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F27c3cf28-10f7-4354-9ebc-04f727f273f9_1200x305.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p><em>Our 5-step test for dividend safety and growth &#8212; sales, profits, debt, payouts, history &#8212; scored and ranked.</em></p><p>In one quick snapshot, you&#8217;ll see the five pillars of dividend safety and growth:</p><h4><strong>Sales Growth</strong></h4><p><em>MaxDividends shows sales trends in seconds &#8212; so you instantly see if a business is still growing or stalling.</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!QnAa!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcbe92858-0661-41af-98c9-ba512f07b186_1208x504.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!QnAa!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcbe92858-0661-41af-98c9-ba512f07b186_1208x504.png 424w, https://substackcdn.com/image/fetch/$s_!QnAa!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcbe92858-0661-41af-98c9-ba512f07b186_1208x504.png 848w, https://substackcdn.com/image/fetch/$s_!QnAa!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcbe92858-0661-41af-98c9-ba512f07b186_1208x504.png 1272w, https://substackcdn.com/image/fetch/$s_!QnAa!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcbe92858-0661-41af-98c9-ba512f07b186_1208x504.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!QnAa!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcbe92858-0661-41af-98c9-ba512f07b186_1208x504.png" width="1208" height="504" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/cbe92858-0661-41af-98c9-ba512f07b186_1208x504.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:504,&quot;width&quot;:1208,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:55834,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/174647316?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcbe92858-0661-41af-98c9-ba512f07b186_1208x504.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!QnAa!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcbe92858-0661-41af-98c9-ba512f07b186_1208x504.png 424w, https://substackcdn.com/image/fetch/$s_!QnAa!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcbe92858-0661-41af-98c9-ba512f07b186_1208x504.png 848w, https://substackcdn.com/image/fetch/$s_!QnAa!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcbe92858-0661-41af-98c9-ba512f07b186_1208x504.png 1272w, https://substackcdn.com/image/fetch/$s_!QnAa!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcbe92858-0661-41af-98c9-ba512f07b186_1208x504.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Growth trend, clear in one glance.</figcaption></figure></div><div><hr></div><h4><strong>Profitability</strong></h4><p><em>Clean, simple view of margins &#8212; no digging through reports. You know right away if this company makes real money.</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!1PeO!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9ba38894-a423-4495-a9cb-ccf98d26e679_1196x502.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!1PeO!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9ba38894-a423-4495-a9cb-ccf98d26e679_1196x502.png 424w, https://substackcdn.com/image/fetch/$s_!1PeO!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9ba38894-a423-4495-a9cb-ccf98d26e679_1196x502.png 848w, https://substackcdn.com/image/fetch/$s_!1PeO!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9ba38894-a423-4495-a9cb-ccf98d26e679_1196x502.png 1272w, https://substackcdn.com/image/fetch/$s_!1PeO!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9ba38894-a423-4495-a9cb-ccf98d26e679_1196x502.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!1PeO!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9ba38894-a423-4495-a9cb-ccf98d26e679_1196x502.png" width="1196" height="502" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/9ba38894-a423-4495-a9cb-ccf98d26e679_1196x502.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:502,&quot;width&quot;:1196,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:57454,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/174647316?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9ba38894-a423-4495-a9cb-ccf98d26e679_1196x502.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!1PeO!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9ba38894-a423-4495-a9cb-ccf98d26e679_1196x502.png 424w, https://substackcdn.com/image/fetch/$s_!1PeO!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9ba38894-a423-4495-a9cb-ccf98d26e679_1196x502.png 848w, https://substackcdn.com/image/fetch/$s_!1PeO!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9ba38894-a423-4495-a9cb-ccf98d26e679_1196x502.png 1272w, https://substackcdn.com/image/fetch/$s_!1PeO!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9ba38894-a423-4495-a9cb-ccf98d26e679_1196x502.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">See if profits are real &#8212; instantly.</figcaption></figure></div><div><hr></div><h4><strong>Net Income</strong></h4><p><em>Bottom line, crystal clear. MaxDividends tracks profit growth for you, saving hours of reading financials.</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!cRHy!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8cf1786f-eec7-4bc2-9eba-bf1860cd4e23_1139x529.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!cRHy!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8cf1786f-eec7-4bc2-9eba-bf1860cd4e23_1139x529.png 424w, https://substackcdn.com/image/fetch/$s_!cRHy!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8cf1786f-eec7-4bc2-9eba-bf1860cd4e23_1139x529.png 848w, https://substackcdn.com/image/fetch/$s_!cRHy!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8cf1786f-eec7-4bc2-9eba-bf1860cd4e23_1139x529.png 1272w, https://substackcdn.com/image/fetch/$s_!cRHy!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8cf1786f-eec7-4bc2-9eba-bf1860cd4e23_1139x529.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!cRHy!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8cf1786f-eec7-4bc2-9eba-bf1860cd4e23_1139x529.png" width="1139" height="529" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/8cf1786f-eec7-4bc2-9eba-bf1860cd4e23_1139x529.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:529,&quot;width&quot;:1139,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:44880,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/174647316?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8cf1786f-eec7-4bc2-9eba-bf1860cd4e23_1139x529.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!cRHy!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8cf1786f-eec7-4bc2-9eba-bf1860cd4e23_1139x529.png 424w, https://substackcdn.com/image/fetch/$s_!cRHy!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8cf1786f-eec7-4bc2-9eba-bf1860cd4e23_1139x529.png 848w, https://substackcdn.com/image/fetch/$s_!cRHy!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8cf1786f-eec7-4bc2-9eba-bf1860cd4e23_1139x529.png 1272w, https://substackcdn.com/image/fetch/$s_!cRHy!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8cf1786f-eec7-4bc2-9eba-bf1860cd4e23_1139x529.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Bottom line made simple with MaxDividends.</figcaption></figure></div><div><hr></div><h4><strong>Debt Load</strong></h4><p><em>No need to crunch numbers &#8212; the app highlights debt levels and tells you if dividends are safe.</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!WJ7v!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe5ede40d-a55e-4556-bc68-16d4c68a10f6_1131x526.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!WJ7v!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe5ede40d-a55e-4556-bc68-16d4c68a10f6_1131x526.png 424w, https://substackcdn.com/image/fetch/$s_!WJ7v!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe5ede40d-a55e-4556-bc68-16d4c68a10f6_1131x526.png 848w, https://substackcdn.com/image/fetch/$s_!WJ7v!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe5ede40d-a55e-4556-bc68-16d4c68a10f6_1131x526.png 1272w, https://substackcdn.com/image/fetch/$s_!WJ7v!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe5ede40d-a55e-4556-bc68-16d4c68a10f6_1131x526.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!WJ7v!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe5ede40d-a55e-4556-bc68-16d4c68a10f6_1131x526.png" width="1131" height="526" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/e5ede40d-a55e-4556-bc68-16d4c68a10f6_1131x526.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:526,&quot;width&quot;:1131,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:39371,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/174647316?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe5ede40d-a55e-4556-bc68-16d4c68a10f6_1131x526.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!WJ7v!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe5ede40d-a55e-4556-bc68-16d4c68a10f6_1131x526.png 424w, https://substackcdn.com/image/fetch/$s_!WJ7v!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe5ede40d-a55e-4556-bc68-16d4c68a10f6_1131x526.png 848w, https://substackcdn.com/image/fetch/$s_!WJ7v!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe5ede40d-a55e-4556-bc68-16d4c68a10f6_1131x526.png 1272w, https://substackcdn.com/image/fetch/$s_!WJ7v!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe5ede40d-a55e-4556-bc68-16d4c68a10f6_1131x526.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Debt risk checked for you, 24/7.</figcaption></figure></div><div><hr></div><h4><strong>Dividend Payouts and History</strong></h4><p><em>With MaxDividends, dividend streaks and raises are front and center &#8212; decades of payout history at your fingertips.</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!dAaZ!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1c040bfb-d495-42ce-9cd7-add1d7e192a9_1133x514.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!dAaZ!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1c040bfb-d495-42ce-9cd7-add1d7e192a9_1133x514.png 424w, https://substackcdn.com/image/fetch/$s_!dAaZ!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1c040bfb-d495-42ce-9cd7-add1d7e192a9_1133x514.png 848w, https://substackcdn.com/image/fetch/$s_!dAaZ!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1c040bfb-d495-42ce-9cd7-add1d7e192a9_1133x514.png 1272w, https://substackcdn.com/image/fetch/$s_!dAaZ!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1c040bfb-d495-42ce-9cd7-add1d7e192a9_1133x514.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!dAaZ!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1c040bfb-d495-42ce-9cd7-add1d7e192a9_1133x514.png" width="1133" height="514" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/1c040bfb-d495-42ce-9cd7-add1d7e192a9_1133x514.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:514,&quot;width&quot;:1133,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:46764,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/174647316?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1c040bfb-d495-42ce-9cd7-add1d7e192a9_1133x514.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!dAaZ!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1c040bfb-d495-42ce-9cd7-add1d7e192a9_1133x514.png 424w, https://substackcdn.com/image/fetch/$s_!dAaZ!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1c040bfb-d495-42ce-9cd7-add1d7e192a9_1133x514.png 848w, https://substackcdn.com/image/fetch/$s_!dAaZ!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1c040bfb-d495-42ce-9cd7-add1d7e192a9_1133x514.png 1272w, https://substackcdn.com/image/fetch/$s_!dAaZ!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1c040bfb-d495-42ce-9cd7-add1d7e192a9_1133x514.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Dividend streaks and raises at your fingertips.</figcaption></figure></div><div><hr></div><p>All ranked and scored in a way that makes sense at a glance. Think of it as flipping through your favorite book and re-reading the best chapters &#8212; only here, it&#8217;s the core story of the business you&#8217;re considering.</p><p>This makes dividend investing clear, structured, and honestly &#8212; fun.</p><div><hr></div><h3><strong>Valuation: Paying the Right Price</strong></h3><p>Once you&#8217;ve studied the business and its dividend code, the final step is price. And you know me &#8212; I love a discount. Why overpay when you can buy cash flow at a bargain?</p><h4><strong>We added clear valuation checks:</strong></h4><ul><li><p>Is this stock fairly priced compared to peers?</p></li><li><p>Is it above or below its own 10-year average?</p></li><li><p>Is it even trading below book value?</p></li></ul><p><em>Check if a stock is fairly priced vs peers, history, and book value &#8212; spot bargains before the crowd.</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!-Kjj!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fca0af869-f90e-4f02-bd3d-62e90bf29173_1122x397.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!-Kjj!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fca0af869-f90e-4f02-bd3d-62e90bf29173_1122x397.png 424w, https://substackcdn.com/image/fetch/$s_!-Kjj!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fca0af869-f90e-4f02-bd3d-62e90bf29173_1122x397.png 848w, https://substackcdn.com/image/fetch/$s_!-Kjj!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fca0af869-f90e-4f02-bd3d-62e90bf29173_1122x397.png 1272w, https://substackcdn.com/image/fetch/$s_!-Kjj!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fca0af869-f90e-4f02-bd3d-62e90bf29173_1122x397.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!-Kjj!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fca0af869-f90e-4f02-bd3d-62e90bf29173_1122x397.png" width="1122" height="397" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/ca0af869-f90e-4f02-bd3d-62e90bf29173_1122x397.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:397,&quot;width&quot;:1122,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:44881,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/174647316?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fca0af869-f90e-4f02-bd3d-62e90bf29173_1122x397.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!-Kjj!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fca0af869-f90e-4f02-bd3d-62e90bf29173_1122x397.png 424w, https://substackcdn.com/image/fetch/$s_!-Kjj!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fca0af869-f90e-4f02-bd3d-62e90bf29173_1122x397.png 848w, https://substackcdn.com/image/fetch/$s_!-Kjj!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fca0af869-f90e-4f02-bd3d-62e90bf29173_1122x397.png 1272w, https://substackcdn.com/image/fetch/$s_!-Kjj!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fca0af869-f90e-4f02-bd3d-62e90bf29173_1122x397.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Stack the company against rivals. If it earns more per share, it&#8217;s undervalued. If less, overpriced.</figcaption></figure></div><div><hr></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!gkDK!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F637d3b36-87ba-4893-bbad-10d9828feb51_1126x524.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!gkDK!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F637d3b36-87ba-4893-bbad-10d9828feb51_1126x524.png 424w, https://substackcdn.com/image/fetch/$s_!gkDK!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F637d3b36-87ba-4893-bbad-10d9828feb51_1126x524.png 848w, https://substackcdn.com/image/fetch/$s_!gkDK!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F637d3b36-87ba-4893-bbad-10d9828feb51_1126x524.png 1272w, https://substackcdn.com/image/fetch/$s_!gkDK!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F637d3b36-87ba-4893-bbad-10d9828feb51_1126x524.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!gkDK!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F637d3b36-87ba-4893-bbad-10d9828feb51_1126x524.png" width="1126" height="524" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/637d3b36-87ba-4893-bbad-10d9828feb51_1126x524.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:524,&quot;width&quot;:1126,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:107365,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/174647316?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F637d3b36-87ba-4893-bbad-10d9828feb51_1126x524.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!gkDK!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F637d3b36-87ba-4893-bbad-10d9828feb51_1126x524.png 424w, https://substackcdn.com/image/fetch/$s_!gkDK!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F637d3b36-87ba-4893-bbad-10d9828feb51_1126x524.png 848w, https://substackcdn.com/image/fetch/$s_!gkDK!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F637d3b36-87ba-4893-bbad-10d9828feb51_1126x524.png 1272w, https://substackcdn.com/image/fetch/$s_!gkDK!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F637d3b36-87ba-4893-bbad-10d9828feb51_1126x524.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a><figcaption class="image-caption">Compare today&#8217;s P/E with its own 10-year history. Above average = expensive. Below = bargain.</figcaption></figure></div><div><hr></div><div class="captioned-image-container"><figure><div class="image-link image2" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!G9nJ!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26dae514-2dee-48e8-bdc5-e74c796045fa_1095x175.png 424w, https://substackcdn.com/image/fetch/$s_!G9nJ!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26dae514-2dee-48e8-bdc5-e74c796045fa_1095x175.png 848w, https://substackcdn.com/image/fetch/$s_!G9nJ!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26dae514-2dee-48e8-bdc5-e74c796045fa_1095x175.png 1272w, https://substackcdn.com/image/fetch/$s_!G9nJ!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26dae514-2dee-48e8-bdc5-e74c796045fa_1095x175.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!G9nJ!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26dae514-2dee-48e8-bdc5-e74c796045fa_1095x175.png" width="1095" height="175" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/26dae514-2dee-48e8-bdc5-e74c796045fa_1095x175.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:175,&quot;width&quot;:1095,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:19375,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/174647316?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26dae514-2dee-48e8-bdc5-e74c796045fa_1095x175.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!G9nJ!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26dae514-2dee-48e8-bdc5-e74c796045fa_1095x175.png 424w, https://substackcdn.com/image/fetch/$s_!G9nJ!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26dae514-2dee-48e8-bdc5-e74c796045fa_1095x175.png 848w, https://substackcdn.com/image/fetch/$s_!G9nJ!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26dae514-2dee-48e8-bdc5-e74c796045fa_1095x175.png 1272w, https://substackcdn.com/image/fetch/$s_!G9nJ!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F26dae514-2dee-48e8-bdc5-e74c796045fa_1095x175.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div></div></div></div><figcaption class="image-caption">See if the stock trades below its assets. That&#8217;s buying the business with built-in margin of safety.</figcaption></figure></div><p>That&#8217;s how you find hidden gems before the crowd &#8212; strong businesses trading at a discount, compounding your income and growth.</p><div><hr></div><h3><strong>The Bigger Picture</strong></h3><p>Now multiply this across 19,000 companies worldwide. That&#8217;s the canvas you have inside MaxDividends. Read, study, and build the dividend future you want &#8212; on your own terms.</p><p>Tens of thousands of investors already do this every day. And so can you. Because MaxDividends isn&#8217;t just an app. It&#8217;s the world&#8217;s most powerful dividend community, the smartest set of tools for income investors, and the clearest path to living off dividends &#8212; all in one place.</p><p>This is what makes MaxDividends different. This is why the strategy works. And this is why we&#8217;ll keep improving &#8212; night after night, week after week &#8212; so you can build wealth and income that lasts for decades.</p><p>Welcome to the smartest way to live off dividends.<br>Welcome to MaxDividends.</p><div><hr></div><h3><strong>Bottom Line</strong></h3><p>With MaxDividends, I&#8217;m not just tracking numbers &#8212; I&#8217;m building the future I want, step by step. This app is my roadmap and compass, keeping me on course toward a life where dividends cover the bills and freedom comes first.</p><p>Here&#8217;s what you&#8217;ll get inside the MaxDividends App (already live on iOS &amp; Android):</p><ul><li><p>&#129413; The full Dividend Eagles, Kings &amp; Aristocrats lists</p></li><li><p>&#128203; My personal dividend stock watchlist</p></li><li><p>&#129518; A dividend calculator to set your income goals</p></li><li><p>&#128202; Dividend portfolio tracker &amp; screener covering 19,000+ companies worldwide</p></li><li><p>&#9989; Financial &amp; dividend scores for every stock you study</p></li></ul><p>It&#8217;s all here &#8212; the tools, the data, and the community &#8212; designed to help you live off dividends on your terms.</p><p>&#128073; <strong>Check your status &amp; upgrade to Premium here</strong></p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#11088;&#65039; Upgrade to Premium &#11088;&#65039;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#11088;&#65039; Upgrade to Premium &#11088;&#65039;</span></a></p><div><hr></div><h3><strong>MaxDividends is a Bestseller on Substack!</strong></h3><p><em>Hundreds of premium members have already discovered the benefits of the community and app, earning passive income through dividends with MaxDividends. Their passive income keeps growing!</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!zv0p!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!zv0p!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png 424w, https://substackcdn.com/image/fetch/$s_!zv0p!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png 848w, https://substackcdn.com/image/fetch/$s_!zv0p!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png 1272w, https://substackcdn.com/image/fetch/$s_!zv0p!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!zv0p!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Faae92b5e-ad4e-451d-8275-f94561a47f15_811x418.png" width="811" height="418" 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Ability to work on passion projects or simply enjoy life without financial stress.</p><h4><strong>Passive Income That Grows Over Time</strong></h4><p>Dividend-paying stocks provide a steady, rising income stream. Unlike traditional retirement funds, you don&#8217;t need to sell assets to cover expenses.</p><h4><strong>Protection Against Inflation</strong></h4><p>Dividend growth investing ensures your income keeps pace with inflation. Companies that increase payouts help maintain purchasing power.</p><h4><strong>Stress-Free Investing</strong></h4><p>No need for active trading or daily market monitoring. Long-term buy-and-hold strategy minimizes stress and decision fatigue.</p><h4><strong>More Time for Family &amp; Personal Goals</strong></h4><p>Spend more time with loved ones instead of working 40+ hours a week. Pursue hobbies, travel, and personal development without financial pressure.</p><h4><strong>Health &amp; Well-Being Benefits</strong></h4><p>Less work stress leads to better mental and physical health. More time for fitness, proper sleep, and healthier lifestyle choices.</p><h4><strong>Avoiding the Corporate Rat Race</strong></h4><p>Escape office politics, toxic work environments, and endless meetings. Focus on meaningful activities instead of chasing promotions and pay raises.</p><h4><strong>Living Life on Your Own Terms</strong></h4><p>Ability to relocate, slow travel, or move to a lower-cost-of-living area. No restrictions on how you spend your day&#8212;whether it&#8217;s reading, volunteering, or building a new skill.</p><h4><strong>Leaving a Legacy</strong></h4><p>Build generational wealth and leave assets for your family. Teach the next generation financial independence by leading by example.</p><h4><strong>Financial Security &amp; Peace of Mind</strong></h4><p>A well-built dividend portfolio provides stability even during economic downturns. No fear of outliving your savings&#8212;passive income keeps flowing.</p><p>Many who already joined say it&#8217;s the best financial decision they&#8217;ve ever made&#8212;because money becomes a tool for freedom, not a source of stress.</p><h3><strong>Ready to Give It a Try?</strong></h3><p><em><strong>Check Your Subsription Status &amp; Upgrade to Premium.</strong></em></p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128081; Upgrade to Premium &#128081;</span></a></p><div class="pullquote"><p><em><strong>If you have any questions, feel free to email me at: max@maxdividends.app</strong></em></p></div><h3><strong>We&#8217;re in the Top Financial Blogs on Substack! &#128170;</strong></h3><p><em>MaxDividends continues to be recognized for its consistent effort, commitment to quality, and the loyalty of its growing community of partners.</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!dvRz!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fde851c91-d972-489a-bc98-9b670996763c_811x432.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!dvRz!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fde851c91-d972-489a-bc98-9b670996763c_811x432.png 424w, 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early, and live off dividends.</em></p><h4><strong>&#128313; Roadmap to Live Off Dividends</strong></h4><p><em>A step-by-step weekly guide to achieving financial freedom through dividend investing.</em></p><h4><strong>&#128313; Easy Peasy: Build Your MaxDividends Portfolio</strong></h4><p><em>Ready-made MaxDividends stock sets starting at $300, $500, or $1000 each week&#8212;making it easier to build a strong dividend portfolio.</em></p><h4><strong>&#128313; MaxDividends Business Overview</strong></h4><p><em>Deep dives into the top dividend stocks we hold, including key metrics, business insights, perspectives, and expert consensus.</em></p><h4><strong>&#128313; MaxDividends Portfolio: Goal &#8594; 120 Months to $12K/Month</strong></h4><p><em>My personal dividend portfolios with weekly updates, changes, and insights.</em></p><h4><strong>&#128313; Community of Like-Minded Investors</strong></h4><p><em>Stay connected with me and other MaxDividends followers. Join the MaxDividends community chat to discuss ideas, share insights, set goals, and stay motivated. Support, accountability, and like-minded investors&#8212;all in one place!</em></p><h4><strong>&#128313; Sunday Coffee &#9749;&#65039;</strong></h4><p><em>My personal life &amp; business column, where I share:</em></p><ul><li><p><em>Life moments &amp; investing insights</em></p></li><li><p><em>Long-term investment philosophy</em></p></li><li><p><em>Thought-provoking ideas to help you succeed</em></p></li></ul><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128081; Upgrade to Premium &#128081;</span></a></p><div><hr></div><h3><strong>But That&#8217;s Just The Beginning!</strong></h3><p>&#127873; We&#8217;re giving you our <strong>MaxDividends App &#8212; FREE</strong> when you join Premium on Substack.</p><p>As an early adopter, you&#8217;ll not only get free access but also the chance to shape the product with your feedback, and our full support on your dividend journey.</p><p>This is your opportunity to track your passive income, optimize your portfolio, and be part of building the ultimate dividend tool.</p><blockquote><p>Alex - &#8220;Brother. Just want to say I love the app! I&#8217;m happy&#8221;</p><p>Scott - &#8220;Love what you do :) huge strategy&#8220;</p></blockquote><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128293; Join Premium &amp; Get the App &#128293;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128293; Join Premium &amp; Get the App &#128293;</span></a></p><div><hr></div><h3><strong>&#128994; What ELSE You&#8217;ll Get</strong></h3><h4><strong>Top Dividend Ideas</strong></h4><p>Unlock exclusive, high-quality dividend investment ideas available only for Premium members. These ideas are carefully curated to maximize returns, provide growing income, and accelerate your journey to financial freedom and early retirement.</p><p>By upgrading to Premium, you&#8217;ll gain access to:</p><ul><li><p>Advanced stock recommendations tailored for dividend growth</p></li><li><p>In-depth research on high-yield dividend stocks with strong growth potential</p></li><li><p>Exclusive updates and insider insights to stay ahead of the curve</p></li></ul><h4><strong>Undervalued Dividend Lists</strong></h4><p>With Premium access, you&#8217;ll get:</p><ul><li><p>Undervalued Dividend Eagles (updated monthly)</p></li><li><p>Undervalued Dividend Kings (updated monthly)</p></li><li><p>Undervalued Dividend Aristocrats (updated monthly)</p></li></ul><p>These lists highlight the most promising undervalued dividend stocks with strong growth potential, helping you maximize returns on your investment.</p><h4><strong>Dividend Insights</strong></h4><p>Gain exclusive insights:</p><ul><li><p>Top 5 MaxDividends Ideas of the Month</p></li><li><p>Top 3 Most Promising Dividend Ideas of the Week</p></li><li><p>List of Dangerous Dividend Stocks (updated monthly) &#8211; avoid risky picks</p></li></ul><p>These carefully researched ideas will guide you in making smart, informed decisions to build wealth with dividends.</p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://subscriptions.maxdividends.com/upgrade&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://subscriptions.maxdividends.com/upgrade"><span>&#128081; Upgrade to Premium &#128081;</span></a></p><div class="pullquote"><p><em><strong>If you have any questions, feel free to email me at: max@maxdividends.app</strong></em></p></div><h3><strong>&#128994; And even MORE!</strong></h3><p>Unlock the best dividend tools available, created by the MaxDividends Team:</p><ul><li><p><strong>Dividend Screener:</strong> Find your own hidden gems&#8212;uncover undervalued dividend stocks with high growth potential.</p></li><li><p><strong>Dividend Portfolio Tracker:</strong> Keep track of every aspect of your passive income and optimize your portfolio.</p></li><li><p><strong>Dividend Checker:</strong> Instantly evaluate 19,000+ companies with financial and dividend scores &#8212; so you can spot weak stocks before they drain your returns and focus only on the strongest opportunities.</p></li></ul><p>&#128142; <strong>MaxDividends Premium gives you more than just tools &#8212; it gives you clarity.</strong> You&#8217;ll know which stocks are worth your money and which to avoid, helping you build a stronger portfolio, grow reliable passive income, and reach financial freedom faster.</p><div><hr></div><h3><strong>Shared by 230+ Financial Bloggers on Substack</strong></h3><h4><strong>The European Value Investor &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;If you are interested in dividend strategies or passive income strategies, this Substack ia great! Its worth a visit&#8220;</p><h4><strong>Johan Lunau - The Long View &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;Practical dividend focus. Saving for retirement.&#8220;</p><h4><strong>Shailesh Kumar - The Astute Investor&#8217;s Calculus &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;Love the concept and the execution. If you are into building a portfolio that will generate ever growing income for you, subscribe to Max Dividends. I did.&#8220;</p><h4><strong>MS Cliff Notes &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;A useful substack for those that invest in stocks that pay dividends or are looking to get into such a strategy. Includes education and actionable ideas.&#8220;</p><h4><strong>Timothy Assi - Panic Drop &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</strong></h4><p>&#8220;Great for helling you pick up high-yield dividend growth stocks&#8220;</p><p>230+ authors and pros already recommend MaxDividends!</p><h3><strong>Trusted by 100,000+ subscribers!</strong></h3><ul><li><p><strong>Andrew</strong> - &#8220;Based of your MaxDividends App now I know it&#8217;s scoring is low before I didn&#8217;t have access to a well and easy financial evaluation on this stock.&#8221;</p></li><li><p><strong>Russell - </strong>&#8220;Want to get caught up with your portfolio so far and follow along until we can all retire. &#8220;</p></li><li><p><strong>Todd - </strong>&#8220;Just found this site --excited to get started!&#8221;</p></li><li><p><strong>Vinny - </strong>&#8220;Helping retail investors retire early and comfortably &#8220;</p></li></ul><p><em>We&#8217;re happy to help and thrilled to see new partners join through referrals</em></p><h3><strong>Recommended by Our Community</strong></h3><p><em>What Premium Partners Are Saying</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Kunb!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Kunb!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 424w, 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srcset="https://substackcdn.com/image/fetch/$s_!Kunb!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 424w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 848w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 1272w, https://substackcdn.com/image/fetch/$s_!Kunb!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Febdba477-bfc0-41b0-a476-4c1e72d2fbcf_800x462.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p><em>And many others</em></p><ul><li><p>&#8220;You are serious and trustwhorty&#8221;</p></li><li><p>&#8220;Developing an additional source of retirement income.&#8221;</p></li><li><p>Thought I would share - I was able to create an Ultra High Dividend portfolio w/15 companies today that would net me a $4,200+/month income. I just retired this month and have a current income of $10,230/mo., will be $12,500/mo. in &#8216;27 so another $4200/mo. would be nice! Love the app, had a lot of fun creating a portfolio today!</p></li><li><p>Thanks for all the hard work putting the MaxDividends! You guys have done all the heavy lifting.</p></li></ul><div class="pullquote"><p><em><strong>Someone&#8217;s sitting in the shade today because someone planted a tree a long time ago. &#8213; Warren Buffett.</strong></em></p></div>]]></content:encoded></item><item><title><![CDATA[MaxDividends App Weekly Update: Going Over the Dividends Tab]]></title><description><![CDATA[The Best App in the World for Dividend Investors &#8211; New Features]]></description><link>https://www.maxdividends.com/p/maxdividends-app-weekly-update-going</link><guid isPermaLink="false">https://www.maxdividends.com/p/maxdividends-app-weekly-update-going</guid><dc:creator><![CDATA[MaxDividends]]></dc:creator><pubDate>Sat, 16 Aug 2025 14:14:16 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!VV_-!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F58c60f7f-60e0-4459-8d72-3fde2cc89ca5_1536x1024.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<h4>MaxDividends Mission: Helping &amp; Supporting Everyone in Building a Growing Passive Income, Retiring Early, and Living Off Dividends.</h4><blockquote><p>We're dedicated to building the best app in the world for dividend investors&#8212;helping everyone retire early, live off dividends, and grow their passive income.</p></blockquote><div><hr></div><h3><strong>Intro</strong></h3><p>I use the MaxDividends app all the time because I love knowing exactly what&#8217;s going on with my portfolio&#8212;where I stand today and what&#8217;s coming next. Which companies are paying me dividends this month? Am I staying right on track with my plan? How much have I already collected in dividends?</p><p>The app makes it super easy with a dedicated Dividends tab, and honestly&#8212;it&#8217;s awesome. So today, let&#8217;s walk through it together and break down the analytics blocks inside and how they work. Let&#8217;s dive in!</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!VV_-!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F58c60f7f-60e0-4459-8d72-3fde2cc89ca5_1536x1024.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!VV_-!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F58c60f7f-60e0-4459-8d72-3fde2cc89ca5_1536x1024.png 424w, https://substackcdn.com/image/fetch/$s_!VV_-!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F58c60f7f-60e0-4459-8d72-3fde2cc89ca5_1536x1024.png 848w, https://substackcdn.com/image/fetch/$s_!VV_-!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F58c60f7f-60e0-4459-8d72-3fde2cc89ca5_1536x1024.png 1272w, https://substackcdn.com/image/fetch/$s_!VV_-!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F58c60f7f-60e0-4459-8d72-3fde2cc89ca5_1536x1024.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!VV_-!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F58c60f7f-60e0-4459-8d72-3fde2cc89ca5_1536x1024.png" width="1456" height="971" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/58c60f7f-60e0-4459-8d72-3fde2cc89ca5_1536x1024.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:971,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&#1057;&#1092;&#1086;&#1088;&#1084;&#1080;&#1088;&#1086;&#1074;&#1072;&#1085;&#1085;&#1086;&#1077; &#1080;&#1079;&#1086;&#1073;&#1088;&#1072;&#1078;&#1077;&#1085;&#1080;&#1077;&quot;,&quot;title&quot;:null,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="&#1057;&#1092;&#1086;&#1088;&#1084;&#1080;&#1088;&#1086;&#1074;&#1072;&#1085;&#1085;&#1086;&#1077; &#1080;&#1079;&#1086;&#1073;&#1088;&#1072;&#1078;&#1077;&#1085;&#1080;&#1077;" title="&#1057;&#1092;&#1086;&#1088;&#1084;&#1080;&#1088;&#1086;&#1074;&#1072;&#1085;&#1085;&#1086;&#1077; &#1080;&#1079;&#1086;&#1073;&#1088;&#1072;&#1078;&#1077;&#1085;&#1080;&#1077;" srcset="https://substackcdn.com/image/fetch/$s_!VV_-!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F58c60f7f-60e0-4459-8d72-3fde2cc89ca5_1536x1024.png 424w, https://substackcdn.com/image/fetch/$s_!VV_-!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F58c60f7f-60e0-4459-8d72-3fde2cc89ca5_1536x1024.png 848w, https://substackcdn.com/image/fetch/$s_!VV_-!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F58c60f7f-60e0-4459-8d72-3fde2cc89ca5_1536x1024.png 1272w, https://substackcdn.com/image/fetch/$s_!VV_-!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F58c60f7f-60e0-4459-8d72-3fde2cc89ca5_1536x1024.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><h3><strong>1) Annual Dividends</strong></h3><p>This shows the total dividends your portfolio is expected to generate over the next 12 months, based on the <em>current</em> or <em>recently announced</em> regular dividend payments from the companies you own.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!4nzw!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2642db74-394b-49e4-a3ca-785517a5d889_667x314.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!4nzw!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2642db74-394b-49e4-a3ca-785517a5d889_667x314.png 424w, https://substackcdn.com/image/fetch/$s_!4nzw!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2642db74-394b-49e4-a3ca-785517a5d889_667x314.png 848w, https://substackcdn.com/image/fetch/$s_!4nzw!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2642db74-394b-49e4-a3ca-785517a5d889_667x314.png 1272w, https://substackcdn.com/image/fetch/$s_!4nzw!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2642db74-394b-49e4-a3ca-785517a5d889_667x314.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!4nzw!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2642db74-394b-49e4-a3ca-785517a5d889_667x314.png" width="725" height="341.30434782608694" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/2642db74-394b-49e4-a3ca-785517a5d889_667x314.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:314,&quot;width&quot;:667,&quot;resizeWidth&quot;:725,&quot;bytes&quot;:19318,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/170858532?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2642db74-394b-49e4-a3ca-785517a5d889_667x314.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!4nzw!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2642db74-394b-49e4-a3ca-785517a5d889_667x314.png 424w, https://substackcdn.com/image/fetch/$s_!4nzw!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2642db74-394b-49e4-a3ca-785517a5d889_667x314.png 848w, https://substackcdn.com/image/fetch/$s_!4nzw!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2642db74-394b-49e4-a3ca-785517a5d889_667x314.png 1272w, https://substackcdn.com/image/fetch/$s_!4nzw!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2642db74-394b-49e4-a3ca-785517a5d889_667x314.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p><strong>Example 1: </strong>Company A pays $1 per share per year. You own 10 shares.</p><ul><li><p>Annual Dividends = 10 &#215; $1 = <strong>$10</strong></p></li><li><p>Average Monthly Dividends = $10 &#247; 12 = <strong>$0.83</strong></p></li><li><p>Average Daily Dividends = $10 &#247; 365 &#8776; <strong>$0.027</strong></p></li></ul><p><strong>Example 2: </strong>Company B pays $4 per share per year, quarterly ($1 each quarter). They announce a dividend increase to $2 per quarter starting next quarter. You own 10 shares.</p><ul><li><p>Annual Dividends after the increase = $2 &#215; 4 = $8 per share</p></li><li><p>For 10 shares = 10 &#215; $8 = <strong>$80</strong> per year</p></li><li><p>Average Monthly Dividends = $80 &#247; 12 &#8776; <strong>$6.66</strong></p></li><li><p>Average Daily Dividends = $80 &#247; 365 &#8776; <strong>$0.219</strong></p></li></ul><div><hr></div><h3><strong>2) Top 3 Payers</strong></h3><p>This shows the three companies that paid you the <em>most</em> in dividends over the past 12 months &#8212; both regular and special dividends.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!ZV23!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fed101384-fbcb-46e6-b6a5-288ae5377898_587x315.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!ZV23!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fed101384-fbcb-46e6-b6a5-288ae5377898_587x315.png 424w, https://substackcdn.com/image/fetch/$s_!ZV23!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fed101384-fbcb-46e6-b6a5-288ae5377898_587x315.png 848w, https://substackcdn.com/image/fetch/$s_!ZV23!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fed101384-fbcb-46e6-b6a5-288ae5377898_587x315.png 1272w, https://substackcdn.com/image/fetch/$s_!ZV23!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fed101384-fbcb-46e6-b6a5-288ae5377898_587x315.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!ZV23!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fed101384-fbcb-46e6-b6a5-288ae5377898_587x315.png" width="724" height="388.51788756388413" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/ed101384-fbcb-46e6-b6a5-288ae5377898_587x315.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:315,&quot;width&quot;:587,&quot;resizeWidth&quot;:724,&quot;bytes&quot;:26283,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/170858532?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fed101384-fbcb-46e6-b6a5-288ae5377898_587x315.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!ZV23!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fed101384-fbcb-46e6-b6a5-288ae5377898_587x315.png 424w, https://substackcdn.com/image/fetch/$s_!ZV23!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fed101384-fbcb-46e6-b6a5-288ae5377898_587x315.png 848w, https://substackcdn.com/image/fetch/$s_!ZV23!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fed101384-fbcb-46e6-b6a5-288ae5377898_587x315.png 1272w, https://substackcdn.com/image/fetch/$s_!ZV23!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fed101384-fbcb-46e6-b6a5-288ae5377898_587x315.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>We calculate this by:</p><ul><li><p>Looking at all the dividends each company paid over the last 12 months.</p></li><li><p>Checking how many shares you owned on each ex-dividend date.</p></li><li><p>Adding it all up for each company.</p></li></ul><p>The top three total payers take the spotlight here.</p><div><hr></div><h3><strong>3) Dividend Yield</strong></h3><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!RzND!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2e4c9fe7-0a1d-4cfe-9cd7-d5039dbb1799_568x290.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!RzND!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2e4c9fe7-0a1d-4cfe-9cd7-d5039dbb1799_568x290.png 424w, https://substackcdn.com/image/fetch/$s_!RzND!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2e4c9fe7-0a1d-4cfe-9cd7-d5039dbb1799_568x290.png 848w, https://substackcdn.com/image/fetch/$s_!RzND!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2e4c9fe7-0a1d-4cfe-9cd7-d5039dbb1799_568x290.png 1272w, https://substackcdn.com/image/fetch/$s_!RzND!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2e4c9fe7-0a1d-4cfe-9cd7-d5039dbb1799_568x290.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!RzND!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2e4c9fe7-0a1d-4cfe-9cd7-d5039dbb1799_568x290.png" width="727" height="371.17957746478874" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/2e4c9fe7-0a1d-4cfe-9cd7-d5039dbb1799_568x290.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:290,&quot;width&quot;:568,&quot;resizeWidth&quot;:727,&quot;bytes&quot;:16452,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/170858532?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2e4c9fe7-0a1d-4cfe-9cd7-d5039dbb1799_568x290.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!RzND!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2e4c9fe7-0a1d-4cfe-9cd7-d5039dbb1799_568x290.png 424w, https://substackcdn.com/image/fetch/$s_!RzND!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2e4c9fe7-0a1d-4cfe-9cd7-d5039dbb1799_568x290.png 848w, https://substackcdn.com/image/fetch/$s_!RzND!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2e4c9fe7-0a1d-4cfe-9cd7-d5039dbb1799_568x290.png 1272w, https://substackcdn.com/image/fetch/$s_!RzND!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F2e4c9fe7-0a1d-4cfe-9cd7-d5039dbb1799_568x290.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><ul><li><p><strong>Forward Dividend Yield (FWD):</strong> Your expected dividend yield one year from now, factoring in your portfolio&#8217;s average historical dividend growth over the past 3&#8211;5&#8211;10 years.</p><p>Example: Current yield is 10%, average dividend growth is 20% per year &#8594; Next year&#8217;s projected yield = 10% + 20% = <strong>12%</strong>.</p></li><li><p><strong>Dividend Yield on Cost:</strong> Your dividend yield based on your <em>original investment</em>.<br>Example: Invested $100 three years ago, stock paid $5/year back then &#8594; Yield on Cost was 5%. Now it pays $10/year &#8594; Yield on Cost is 10%.</p></li><li><p><strong>Dividend Yield TTM:</strong> The yield you&#8217;d get if you bought your <em>current</em> portfolio today at <em>today&#8217;s prices</em>.</p></li></ul><div><hr></div><h3><strong>4) 10Y / 5Y / YTD Annual Dividend Growth</strong></h3><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!5fSr!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F28d96484-210e-4782-bb0c-4e7853bf40a5_566x288.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!5fSr!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F28d96484-210e-4782-bb0c-4e7853bf40a5_566x288.png 424w, https://substackcdn.com/image/fetch/$s_!5fSr!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F28d96484-210e-4782-bb0c-4e7853bf40a5_566x288.png 848w, https://substackcdn.com/image/fetch/$s_!5fSr!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F28d96484-210e-4782-bb0c-4e7853bf40a5_566x288.png 1272w, https://substackcdn.com/image/fetch/$s_!5fSr!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F28d96484-210e-4782-bb0c-4e7853bf40a5_566x288.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!5fSr!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F28d96484-210e-4782-bb0c-4e7853bf40a5_566x288.png" width="724" height="368.3957597173145" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/28d96484-210e-4782-bb0c-4e7853bf40a5_566x288.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:288,&quot;width&quot;:566,&quot;resizeWidth&quot;:724,&quot;bytes&quot;:16788,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/170858532?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F28d96484-210e-4782-bb0c-4e7853bf40a5_566x288.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!5fSr!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F28d96484-210e-4782-bb0c-4e7853bf40a5_566x288.png 424w, https://substackcdn.com/image/fetch/$s_!5fSr!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F28d96484-210e-4782-bb0c-4e7853bf40a5_566x288.png 848w, https://substackcdn.com/image/fetch/$s_!5fSr!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F28d96484-210e-4782-bb0c-4e7853bf40a5_566x288.png 1272w, https://substackcdn.com/image/fetch/$s_!5fSr!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F28d96484-210e-4782-bb0c-4e7853bf40a5_566x288.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><ul><li><p><strong>10Y Annual Dividend Growth:</strong> The average annual growth rate of your portfolio&#8217;s dividends over the past 10 years.<br>Example: 10 years ago, $5/year &#8594; today $15/year = +300% total, &#8776; +12% per year.</p></li><li><p><strong>5Y Annual Dividend Growth:</strong> Same as above but for the past 5 years.</p></li><li><p><strong>YTD Dividend Growth:</strong> How much a company&#8217;s dividend payments have grown <em>this year</em>.<br>Example: January = $1, April = $2 &#8594; +100% growth YTD.</p></li></ul><div><hr></div><h3><strong>5) Monthly Income</strong></h3><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!n5-i!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F05acefdf-6149-4fdd-a28a-8c4b293374f9_1136x513.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!n5-i!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F05acefdf-6149-4fdd-a28a-8c4b293374f9_1136x513.png 424w, https://substackcdn.com/image/fetch/$s_!n5-i!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F05acefdf-6149-4fdd-a28a-8c4b293374f9_1136x513.png 848w, https://substackcdn.com/image/fetch/$s_!n5-i!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F05acefdf-6149-4fdd-a28a-8c4b293374f9_1136x513.png 1272w, https://substackcdn.com/image/fetch/$s_!n5-i!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F05acefdf-6149-4fdd-a28a-8c4b293374f9_1136x513.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!n5-i!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F05acefdf-6149-4fdd-a28a-8c4b293374f9_1136x513.png" width="1136" height="513" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/05acefdf-6149-4fdd-a28a-8c4b293374f9_1136x513.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:513,&quot;width&quot;:1136,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:47931,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/170858532?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F05acefdf-6149-4fdd-a28a-8c4b293374f9_1136x513.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!n5-i!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F05acefdf-6149-4fdd-a28a-8c4b293374f9_1136x513.png 424w, https://substackcdn.com/image/fetch/$s_!n5-i!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F05acefdf-6149-4fdd-a28a-8c4b293374f9_1136x513.png 848w, https://substackcdn.com/image/fetch/$s_!n5-i!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F05acefdf-6149-4fdd-a28a-8c4b293374f9_1136x513.png 1272w, https://substackcdn.com/image/fetch/$s_!n5-i!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F05acefdf-6149-4fdd-a28a-8c4b293374f9_1136x513.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Shows both actual and projected monthly dividends:</p><ul><li><p><strong>Past month:</strong> Actual dividends received (after record dates, before taxes).</p></li><li><p><strong>Current month:</strong> Actual + already declared upcoming payments.</p></li><li><p><strong>Future months:</strong> Based on declared dividends and forecasts from past payment history, your share count, and purchase dates.</p></li></ul><div><hr></div><h3><strong>6) Average Annual Dividend Growth</strong></h3><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!eYJA!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F15a87447-3662-4c21-8898-c0928bae2bf7_1137x498.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!eYJA!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F15a87447-3662-4c21-8898-c0928bae2bf7_1137x498.png 424w, https://substackcdn.com/image/fetch/$s_!eYJA!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F15a87447-3662-4c21-8898-c0928bae2bf7_1137x498.png 848w, https://substackcdn.com/image/fetch/$s_!eYJA!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F15a87447-3662-4c21-8898-c0928bae2bf7_1137x498.png 1272w, https://substackcdn.com/image/fetch/$s_!eYJA!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F15a87447-3662-4c21-8898-c0928bae2bf7_1137x498.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!eYJA!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F15a87447-3662-4c21-8898-c0928bae2bf7_1137x498.png" width="1137" height="498" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/15a87447-3662-4c21-8898-c0928bae2bf7_1137x498.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:498,&quot;width&quot;:1137,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:44942,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/170858532?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F15a87447-3662-4c21-8898-c0928bae2bf7_1137x498.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!eYJA!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F15a87447-3662-4c21-8898-c0928bae2bf7_1137x498.png 424w, https://substackcdn.com/image/fetch/$s_!eYJA!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F15a87447-3662-4c21-8898-c0928bae2bf7_1137x498.png 848w, https://substackcdn.com/image/fetch/$s_!eYJA!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F15a87447-3662-4c21-8898-c0928bae2bf7_1137x498.png 1272w, https://substackcdn.com/image/fetch/$s_!eYJA!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F15a87447-3662-4c21-8898-c0928bae2bf7_1137x498.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Average dividend growth in your portfolio for the selected period (1, 5, or 10 years).</p><p>Example: Same as the 10Y example above &#8212; $5/year &#8594; $15/year over 10 years = &#8776; +12% annual growth.</p><p>This section breaks it down by each company you own.</p><div><hr></div><h3><strong>7) Dividend Income by Industries</strong></h3><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!U1JK!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F469a33b8-5d81-4e72-a55d-560c664ffe93_1140x452.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!U1JK!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F469a33b8-5d81-4e72-a55d-560c664ffe93_1140x452.png 424w, https://substackcdn.com/image/fetch/$s_!U1JK!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F469a33b8-5d81-4e72-a55d-560c664ffe93_1140x452.png 848w, https://substackcdn.com/image/fetch/$s_!U1JK!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F469a33b8-5d81-4e72-a55d-560c664ffe93_1140x452.png 1272w, https://substackcdn.com/image/fetch/$s_!U1JK!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F469a33b8-5d81-4e72-a55d-560c664ffe93_1140x452.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!U1JK!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F469a33b8-5d81-4e72-a55d-560c664ffe93_1140x452.png" width="1140" height="452" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/469a33b8-5d81-4e72-a55d-560c664ffe93_1140x452.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:452,&quot;width&quot;:1140,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:58810,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/170858532?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F469a33b8-5d81-4e72-a55d-560c664ffe93_1140x452.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!U1JK!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F469a33b8-5d81-4e72-a55d-560c664ffe93_1140x452.png 424w, https://substackcdn.com/image/fetch/$s_!U1JK!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F469a33b8-5d81-4e72-a55d-560c664ffe93_1140x452.png 848w, https://substackcdn.com/image/fetch/$s_!U1JK!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F469a33b8-5d81-4e72-a55d-560c664ffe93_1140x452.png 1272w, https://substackcdn.com/image/fetch/$s_!U1JK!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F469a33b8-5d81-4e72-a55d-560c664ffe93_1140x452.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Shows your expected 12-month dividend income, broken down by industry using the GICS classification system.</p><p>We:</p><ul><li><p>Take the past 12 months of dividend payments for each company you own.</p></li><li><p>Add them up (regular + special).</p></li><li><p>Group by industry and show your top 10 sectors as both a list and a chart.</p></li></ul><div><hr></div><h3><strong>8) Payouts History</strong></h3><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Lvhw!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F201b6c3c-2b1f-4e5e-85cd-4e1d6733baca_817x514.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Lvhw!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F201b6c3c-2b1f-4e5e-85cd-4e1d6733baca_817x514.png 424w, https://substackcdn.com/image/fetch/$s_!Lvhw!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F201b6c3c-2b1f-4e5e-85cd-4e1d6733baca_817x514.png 848w, https://substackcdn.com/image/fetch/$s_!Lvhw!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F201b6c3c-2b1f-4e5e-85cd-4e1d6733baca_817x514.png 1272w, https://substackcdn.com/image/fetch/$s_!Lvhw!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F201b6c3c-2b1f-4e5e-85cd-4e1d6733baca_817x514.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!Lvhw!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F201b6c3c-2b1f-4e5e-85cd-4e1d6733baca_817x514.png" width="725" height="456.1199510403917" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/201b6c3c-2b1f-4e5e-85cd-4e1d6733baca_817x514.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:514,&quot;width&quot;:817,&quot;resizeWidth&quot;:725,&quot;bytes&quot;:49149,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/170858532?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F201b6c3c-2b1f-4e5e-85cd-4e1d6733baca_817x514.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!Lvhw!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F201b6c3c-2b1f-4e5e-85cd-4e1d6733baca_817x514.png 424w, https://substackcdn.com/image/fetch/$s_!Lvhw!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F201b6c3c-2b1f-4e5e-85cd-4e1d6733baca_817x514.png 848w, https://substackcdn.com/image/fetch/$s_!Lvhw!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F201b6c3c-2b1f-4e5e-85cd-4e1d6733baca_817x514.png 1272w, https://substackcdn.com/image/fetch/$s_!Lvhw!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F201b6c3c-2b1f-4e5e-85cd-4e1d6733baca_817x514.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>The full history of all dividend payments you&#8217;ve received since creating your portfolio &#8212; regular + special, before taxes.</p><div><hr></div><h3><strong>9) Monthly Income Growth over Years</strong></h3><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!4XzG!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa08450b8-70b8-412a-aadd-8ad83436d67f_751x475.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!4XzG!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa08450b8-70b8-412a-aadd-8ad83436d67f_751x475.png 424w, https://substackcdn.com/image/fetch/$s_!4XzG!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa08450b8-70b8-412a-aadd-8ad83436d67f_751x475.png 848w, https://substackcdn.com/image/fetch/$s_!4XzG!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa08450b8-70b8-412a-aadd-8ad83436d67f_751x475.png 1272w, https://substackcdn.com/image/fetch/$s_!4XzG!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa08450b8-70b8-412a-aadd-8ad83436d67f_751x475.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!4XzG!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa08450b8-70b8-412a-aadd-8ad83436d67f_751x475.png" width="751" height="475" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/a08450b8-70b8-412a-aadd-8ad83436d67f_751x475.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:475,&quot;width&quot;:751,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:41741,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/170858532?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa08450b8-70b8-412a-aadd-8ad83436d67f_751x475.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!4XzG!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa08450b8-70b8-412a-aadd-8ad83436d67f_751x475.png 424w, https://substackcdn.com/image/fetch/$s_!4XzG!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa08450b8-70b8-412a-aadd-8ad83436d67f_751x475.png 848w, https://substackcdn.com/image/fetch/$s_!4XzG!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa08450b8-70b8-412a-aadd-8ad83436d67f_751x475.png 1272w, https://substackcdn.com/image/fetch/$s_!4XzG!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa08450b8-70b8-412a-aadd-8ad83436d67f_751x475.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Total dividends per year (regular + special, before taxes), compared year-over-year for the past three full calendar years.</p><div><hr></div><h3><strong>10) Dividend Growth by Industries (TTM)</strong></h3><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!JHRH!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd1584bc-d3f9-4be7-9ab3-5e68a6b1a61e_1144x363.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!JHRH!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd1584bc-d3f9-4be7-9ab3-5e68a6b1a61e_1144x363.png 424w, https://substackcdn.com/image/fetch/$s_!JHRH!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd1584bc-d3f9-4be7-9ab3-5e68a6b1a61e_1144x363.png 848w, https://substackcdn.com/image/fetch/$s_!JHRH!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd1584bc-d3f9-4be7-9ab3-5e68a6b1a61e_1144x363.png 1272w, https://substackcdn.com/image/fetch/$s_!JHRH!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd1584bc-d3f9-4be7-9ab3-5e68a6b1a61e_1144x363.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!JHRH!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd1584bc-d3f9-4be7-9ab3-5e68a6b1a61e_1144x363.png" width="1144" height="363" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/cd1584bc-d3f9-4be7-9ab3-5e68a6b1a61e_1144x363.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:363,&quot;width&quot;:1144,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:25968,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/170858532?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd1584bc-d3f9-4be7-9ab3-5e68a6b1a61e_1144x363.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!JHRH!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd1584bc-d3f9-4be7-9ab3-5e68a6b1a61e_1144x363.png 424w, https://substackcdn.com/image/fetch/$s_!JHRH!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd1584bc-d3f9-4be7-9ab3-5e68a6b1a61e_1144x363.png 848w, https://substackcdn.com/image/fetch/$s_!JHRH!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd1584bc-d3f9-4be7-9ab3-5e68a6b1a61e_1144x363.png 1272w, https://substackcdn.com/image/fetch/$s_!JHRH!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fcd1584bc-d3f9-4be7-9ab3-5e68a6b1a61e_1144x363.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Shows dividend growth in your portfolio by industry over the past 12 months:</p><ul><li><p>Compare average dividend per share now vs. one year ago for each company.</p></li><li><p>Factor in your share count and portfolio weighting.</p></li><li><p>Group results by industry and show overall growth rates.</p></li></ul><div><hr></div><h3><strong>Bottom Line</strong></h3><p>With the MaxDividends app, I&#8217;m mapping out my investment journey to reach my long-term goal on schedule.</p><p>I use it to choose the companies where I invest my savings and to track the status of my portfolio and growing dividend income.</p><p>The MaxDividends app is both my roadmap and my compass&#8212;guiding me toward a life funded by dividends and helping me build a rising stream of passive income from great companies.</p><div class="pullquote"><p><em><strong>* <a href="https://www.maxdividends.com/44ae2b8f">No access to the App yet? Check your status &amp; upgrade to paid here</a> *</strong></em></p></div><p>At MaxDividends, we know dividend investors don&#8217;t have time to mess around. That&#8217;s why we built a rock-solid dividend app that keeps you dialed in to your dividend journey&#8212;anytime, anywhere.</p><p>Whether you&#8217;re at home, at work, or on the go, you&#8217;ll always have a clear view of what&#8217;s coming next.</p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://www.maxdividends.com/44ae2b8f&quot;,&quot;text&quot;:&quot;&#9889;&#65039; Get Started &#9889;&#65039;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://www.maxdividends.com/44ae2b8f"><span>&#9889;&#65039; Get Started &#9889;&#65039;</span></a></p><p><em>The MaxDividends app is both my roadmap and my compass&#8212;guiding me toward a life funded by dividends and helping me build a rising stream of passive income from great companies.</em></p><div><hr></div><h3><strong>The Second Cool Update: Dividend Distinction Badges</strong></h3><p>A lot of you have asked for an easier way to spot long-term dividend growers. Done.</p><p>In the Analytics section, you&#8217;ll now see special badges for companies that consistently raise dividends year after year:</p><ul><li><p>&#127942; <strong>Trophy</strong> &#8211; Companies with <strong>10+ consecutive years</strong> of dividend increases</p></li><li><p>&#127913; <strong>Aristocrat Hat</strong> &#8211; Companies with <strong>25+ years</strong> of dividend growth</p></li><li><p>&#128081; <strong>Crown</strong> &#8211; The elite club: <strong>50+ years</strong> of annual dividend hikes</p></li></ul><p>These badges make it easier to spot the legends at a glance.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!6b1X!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8beb6cd1-47e4-41f9-b868-0ac21d09375b_1335x500.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!6b1X!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8beb6cd1-47e4-41f9-b868-0ac21d09375b_1335x500.png 424w, https://substackcdn.com/image/fetch/$s_!6b1X!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8beb6cd1-47e4-41f9-b868-0ac21d09375b_1335x500.png 848w, https://substackcdn.com/image/fetch/$s_!6b1X!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8beb6cd1-47e4-41f9-b868-0ac21d09375b_1335x500.png 1272w, https://substackcdn.com/image/fetch/$s_!6b1X!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8beb6cd1-47e4-41f9-b868-0ac21d09375b_1335x500.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!6b1X!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8beb6cd1-47e4-41f9-b868-0ac21d09375b_1335x500.png" width="1335" height="500" 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fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!zLcY!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe7719837-4782-4d3f-8294-f78cbaf87351_888x274.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!zLcY!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe7719837-4782-4d3f-8294-f78cbaf87351_888x274.png 424w, https://substackcdn.com/image/fetch/$s_!zLcY!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe7719837-4782-4d3f-8294-f78cbaf87351_888x274.png 848w, https://substackcdn.com/image/fetch/$s_!zLcY!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe7719837-4782-4d3f-8294-f78cbaf87351_888x274.png 1272w, https://substackcdn.com/image/fetch/$s_!zLcY!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe7719837-4782-4d3f-8294-f78cbaf87351_888x274.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!zLcY!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe7719837-4782-4d3f-8294-f78cbaf87351_888x274.png" width="888" height="274" 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class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://www.maxdividends.com/44ae2b8f&quot;,&quot;text&quot;:&quot;&#9889;&#65039; Get Started &#9889;&#65039;&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://www.maxdividends.com/44ae2b8f"><span>&#9889;&#65039; Get Started &#9889;&#65039;</span></a></p><p><em>With the MaxDividends app, I&#8217;m mapping out my investment journey to reach my long-term goal on schedule.</em></p><div><hr></div><h3><strong>Third Update: Flexible Date Formats &#8211; Now Live</strong></h3><p>We now have nearly 100,000 readers worldwide, and many of you asked for the option to display dates in a format that feels natural in your region.</p><p>So &#8212; now you can choose between <strong>three date formats</strong> in MaxDividends:</p><ul><li><p>MM/DD/YYYY (North America style)</p></li><li><p>DD/MM/YYYY (Europe style)</p></li><li><p>YYYY/MM/DD (Asia style)</p></li></ul><p>Pick the one that works best for you. You&#8217;ll see it applied in your calendar, transaction history, upcoming dividend events, and more.</p><p>Want to switch it up? 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fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><p><strong>Fourth Update: A Fresh New Look For the App Email Notifications</strong></p><p>That&#8217;s right &#8212; we&#8217;ve updated the style of our email alerts for upcoming dividend payments, portfolio events, and dividend changes.</p><div class="captioned-image-container"><figure><div class="image-link image2" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" 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loading="lazy"></picture><div></div></div></div></figure></div><div><hr></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!uiEj!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1e9cc484-5b63-4f57-86c0-5939f7e5c4f0_799x377.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!uiEj!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1e9cc484-5b63-4f57-86c0-5939f7e5c4f0_799x377.png 424w, https://substackcdn.com/image/fetch/$s_!uiEj!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1e9cc484-5b63-4f57-86c0-5939f7e5c4f0_799x377.png 848w, 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data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/1e9cc484-5b63-4f57-86c0-5939f7e5c4f0_799x377.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:377,&quot;width&quot;:799,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:36197,&quot;alt&quot;:null,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/169923325?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1e9cc484-5b63-4f57-86c0-5939f7e5c4f0_799x377.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" srcset="https://substackcdn.com/image/fetch/$s_!uiEj!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1e9cc484-5b63-4f57-86c0-5939f7e5c4f0_799x377.png 424w, https://substackcdn.com/image/fetch/$s_!uiEj!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1e9cc484-5b63-4f57-86c0-5939f7e5c4f0_799x377.png 848w, https://substackcdn.com/image/fetch/$s_!uiEj!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1e9cc484-5b63-4f57-86c0-5939f7e5c4f0_799x377.png 1272w, https://substackcdn.com/image/fetch/$s_!uiEj!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1e9cc484-5b63-4f57-86c0-5939f7e5c4f0_799x377.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>It&#8217;s a small but meaningful upgrade: now your inbox gets cleaner, more useful, and better-timed updates about all the key milestones in your portfolio &#8212; helping you stay focused on building a growing stream of passive income from dividend-paying stocks.</p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://www.maxdividends.com/44ae2b8f&quot;,&quot;text&quot;:&quot;&#9889;&#65039; Get Started &#9889;&#65039;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://www.maxdividends.com/44ae2b8f"><span>&#9889;&#65039; Get Started &#9889;&#65039;</span></a></p><div><hr></div><h3>Bottom Line</h3><p>With the MaxDividends app, I&#8217;m mapping out my investment journey to reach my long-term goal on schedule.</p><p>I use it to choose the companies where I invest my savings and to track the status of my portfolio and growing dividend income.</p><p>The MaxDividends app is both my roadmap and my compass&#8212;guiding me toward a life funded by dividends and helping me build a rising stream of passive income from great companies.</p><h3>MaxDividends App Is Now Live on Android and iOS</h3><p>So, it&#8217;s official: MaxDividends App is now available on the Apple Store and Google Play! </p><p>The beta version of the app is ready for download and can be used as a fully functional standalone application:</p><ul><li><p><strong>&#128994; <a href="https://apps.apple.com/fi/app/maxdividends/id6743615112">MaxDividends IOS</a></strong></p></li><li><p><strong>&#128994; <a href="https://play.google.com/store/apps/details?id=app.maxdividends">MaxDividends Android</a></strong></p></li></ul><p><em><strong>*</strong>A Partner Premium subscription is required to access the App. </em></p><div class="pullquote"><p><em><strong>* <a href="https://www.maxdividends.com/44ae2b8f">No access to the App yet? Check your status &amp; upgrade to paid here</a> *</strong></em></p></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Bn-p!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F87292806-2247-44ad-abf2-ebd1e81c81ed_1125x972.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Bn-p!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F87292806-2247-44ad-abf2-ebd1e81c81ed_1125x972.jpeg 424w, https://substackcdn.com/image/fetch/$s_!Bn-p!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F87292806-2247-44ad-abf2-ebd1e81c81ed_1125x972.jpeg 848w, 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21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!zIS6!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe5c3a2d8-2c7a-40d5-914d-daf996ff2b8b_1125x965.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!zIS6!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe5c3a2d8-2c7a-40d5-914d-daf996ff2b8b_1125x965.jpeg 424w, 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Here&#8217;s what&#8217;s already available in the app for all Premium Partners:</p><ul><li><p>The Dividend Eagles List</p></li><li><p>The Dividend Kings and Aristocrats List</p></li><li><p>My personal dividend stock watchlist</p></li><li><p>A dividend calculator to help plan and set investment goals</p></li></ul><h4>What Else Can the MaxDividends App Help With?</h4><ul><li><p>Dividend Portfolio Tracker: Take control of all aspects of your passive income.</p></li><li><p>Up-to-Date Lists of Top Dividend Companies</p></li><li><p>Dividend Portfolio from Scratch: Build your own dividend machine based on superior, solid ideas.</p></li><li><p>Dividend Screener: Discover your own hidden gems.</p></li><li><p>Dividend Checker: Check the financial and dividend scores of 19,000+ companies worldwide.</p></li></ul><div><hr></div><h3><strong>MaxDividends App</strong></h3><p>We&#8217;re building the <strong>best app in the world for dividend investors</strong>&#8212;designed to help everyone retire early, live off dividends, and build a <strong>growing passive income</strong>.</p><p>With MaxDividends, you&#8217;ll have everything you need to track your investments, manage your dividend portfolio, and stay on track to financial freedom&#8212;all in one place.</p><p><em>Don&#8217;t have access to the App? Check Your Paid Status &amp; Upgrade to Premium.</em></p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://www.maxdividends.com/44ae2b8f&quot;,&quot;text&quot;:&quot;&#11088;&#65039; Upgraid to Premium &#11088;&#65039;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://www.maxdividends.com/44ae2b8f"><span>&#11088;&#65039; Upgraid to Premium &#11088;&#65039;</span></a></p><div><hr></div><h3>&#11088;&#65039; &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</h3><h3>MaxDividends is a Bestseller on Substack!</h3><p><em>Hundreds of premium members have already discovered the benefits of the community and app, earning passive income through dividends with MaxDividends. Their passive income keeps growing!</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!tW81!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa2bca87e-e299-4f73-ba4a-eef9b23896f7_778x463.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!tW81!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa2bca87e-e299-4f73-ba4a-eef9b23896f7_778x463.png 424w, https://substackcdn.com/image/fetch/$s_!tW81!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa2bca87e-e299-4f73-ba4a-eef9b23896f7_778x463.png 848w, 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class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><h3>What You&#8217;ll Get by Joining MaxDividends Premium</h3><p><em>The most important thing our MaxDividends community members value us for</em></p><h4>Freedom &amp; Independence</h4><p>No boss, no schedules&#8212;complete control over your time. Ability to work on passion projects or simply enjoy life without financial stress.</p><h4>Passive Income That Grows Over Time</h4><p>Dividend-paying stocks provide a steady, rising income stream. Unlike traditional retirement funds, you don&#8217;t need to sell assets to cover expenses.</p><h4>Protection Against Inflation</h4><p>Dividend growth investing ensures your income keeps pace with inflation. Companies that increase payouts help maintain purchasing power.</p><h4>Stress-Free Investing</h4><p>No need for active trading or daily market monitoring. Long-term buy-and-hold strategy minimizes stress and decision fatigue.</p><h4>More Time for Family &amp; Personal Goals</h4><p>Spend more time with loved ones instead of working 40+ hours a week. Pursue hobbies, travel, and personal development without financial pressure.</p><h4>Health &amp; Well-Being Benefits</h4><p>Less work stress leads to better mental and physical health. More time for fitness, proper sleep, and healthier lifestyle choices.</p><h4>Avoiding the Corporate Rat Race</h4><p>Escape office politics, toxic work environments, and endless meetings. Focus on meaningful activities instead of chasing promotions and pay raises.</p><h4>Living Life on Your Own Terms</h4><p>Ability to relocate, slow travel, or move to a lower-cost-of-living area. No restrictions on how you spend your day&#8212;whether it's reading, volunteering, or building a new skill.</p><h4>Leaving a Legacy</h4><p>Build generational wealth and leave assets for your family. Teach the next generation financial independence by leading by example.</p><h4>Financial Security &amp; Peace of Mind</h4><p>A well-built dividend portfolio provides stability even during economic downturns. No fear of outliving your savings&#8212;passive income keeps flowing.</p><p>Many who already joined say it&#8217;s the best financial decision they&#8217;ve ever made&#8212;because money becomes a tool for freedom, not a source of stress.</p><h3>Ready to Give It a Try?</h3><p><em><strong>Check Your Subsription Status &amp; Upgrade to Premium.</strong></em></p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://www.maxdividends.com/44ae2b8f&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://www.maxdividends.com/44ae2b8f"><span>&#128081; Upgrade to Premium &#128081;</span></a></p><div class="pullquote"><p><em>If you have any questions, feel free to email me at: max@maxdividends.app</em></p></div><h3>We&#8217;re in the Top Financial Blogs on Substack! &#128170;</h3><p><em>MaxDividends continues to be recognized for its consistent effort, commitment to quality, and the loyalty of its growing community of partners.</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Jn3K!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc6b0b847-7761-44df-9a02-a55a446e04ab_731x259.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Jn3K!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc6b0b847-7761-44df-9a02-a55a446e04ab_731x259.png 424w, 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goals, retire early, and live off dividends.</em></p><h4>&#128313; <strong>Roadmap to Live Off Dividends</strong></h4><p><em>A step-by-step weekly guide to achieving financial freedom through dividend investing.</em></p><h4>&#128313; <strong>Easy Peasy: Build Your MaxDividends Portfolio</strong></h4><p><em>Ready-made MaxDividends stock sets starting at $300, $500, or $1000 each week&#8212;making it easier to build a strong dividend portfolio.</em></p><h4>&#128313; <strong>MaxDividends Business Overview</strong></h4><p><em>Deep dives into the top dividend stocks we hold, including key metrics, business insights, perspectives, and expert consensus.</em></p><h4>&#128313; <strong>MaxDividends Portfolio: Goal &#8594; $12,000 Monthly for 120 Months</strong></h4><p><em>My personal dividend portfolios with weekly updates, changes, and insights.</em></p><h4>&#128313; <strong>MaxDividends App &amp; Tools Access</strong></h4><p><em>Comprehensive tools to help you retire early and live off dividends with confidence.</em></p><h4>&#128313; <strong>Community of Like-Minded Investors</strong></h4><p><em>Stay connected with me and other MaxDividends followers. Join the MaxDividends community chat to discuss ideas, share insights, set goals, and stay motivated. Support, accountability, and like-minded investors&#8212;all in one place!</em></p><h4>&#128313; <strong>Sunday Coffee &#9749;&#65039;</strong></h4><p><em>My personal life &amp; business column, where I share:</em></p><ul><li><p><em>Life moments &amp; investing insights</em></p></li><li><p><em>Long-term investment philosophy</em></p></li><li><p><em>Thought-provoking ideas to help you succeed</em></p></li></ul><h3>&#128994; <strong>What ELSE You&#8217;ll Get</strong></h3><h4><strong>Top Dividend Ideas</strong></h4><p>Unlock exclusive, high-quality dividend investment ideas available only for Premium members. These ideas are carefully curated to maximize returns, provide growing income, and accelerate your journey to financial freedom and early retirement.</p><p>By upgrading to Premium, you&#8217;ll gain access to:</p><ul><li><p>Advanced stock recommendations tailored for dividend growth</p></li><li><p>In-depth research on high-yield dividend stocks with strong growth potential</p></li><li><p>Exclusive updates and insider insights to stay ahead of the curve</p></li></ul><h4><strong>Undervalued Dividend Lists</strong></h4><p>With Premium access, you&#8217;ll get:</p><ul><li><p>Undervalued Dividend Eagles (updated monthly)</p></li><li><p>Undervalued Dividend Kings (updated monthly)</p></li><li><p>Undervalued Dividend Aristocrats (updated monthly)</p></li></ul><p>These lists highlight the most promising undervalued dividend stocks with strong growth potential, helping you maximize returns on your investment.</p><h4><strong>Dividend Insights</strong></h4><p>Gain exclusive insights:</p><ul><li><p>Top 5 MaxDividends Ideas of the Month</p></li><li><p>Top 3 Most Promising Dividend Ideas of the Week</p></li><li><p>List of Dangerous Dividend Stocks (updated monthly) &#8211; avoid risky picks</p></li></ul><p>These carefully researched ideas will guide you in making smart, informed decisions to build wealth with dividends.</p><p><em><strong>Check Your Subsription Status &amp; Upgrade to Premium.</strong></em></p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://www.maxdividends.com/44ae2b8f&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://www.maxdividends.com/44ae2b8f"><span>&#128081; Upgrade to Premium &#128081;</span></a></p><div class="pullquote"><p><em>If you have any questions, feel free to email me at: max@maxdividends.app</em></p></div><h3><strong>&#128994; And even MORE!</strong></h3><p>Unlock the best dividend tools available, created by the MaxDividends Team:</p><ul><li><p><strong>Dividend Screener:</strong> Find your own hidden gems&#8212;uncover undervalued dividend stocks with high growth potential.</p></li><li><p><strong>Dividend Portfolio Tracker:</strong> Keep track of every aspect of your passive income and optimize your portfolio.</p></li><li><p><strong>Dividend Checker:</strong> Check the financial and dividend score of 19,000+ companies worldwide to make data-driven choices.</p></li></ul><p>MaxDividends Premium gives you all the tools you need to build, track, and grow your passive dividend income to retire early and live off dividends.</p><div><hr></div><h3>We are Recommended on Substack</h3><p><em>Trusted by 95,000+ subscribers. Followed by 78,000+ dedicated readers</em></p><h4>The European Value Investor &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</h4><p>&#8220;If you are interested in dividend strategies or passive income strategies, this Substack ia great! Its worth a visit&#8220;</p><h4>Johan Lunau - The Long View &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</h4><p>&#8220;Practical dividend focus. Saving for retirement.&#8220;</p><h4>Shailesh Kumar - The Astute Investor&#8217;s Calculus &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</h4><p>&#8220;Love the concept and the execution. If you are into building a portfolio that will generate ever growing income for you, subscribe to Max Dividends. I did.&#8220;</p><h4>MS Cliff Notes &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</h4><p>&#8220;A useful substack for those that invest in stocks that pay dividends or are looking to get into such a strategy. Includes education and actionable ideas.&#8220;</p><h4>Timothy Assi - Panic Drop &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</h4><p>&#8220;Great for helling you pick up high-yield dividend growth stocks&#8220;</p><p>And <strong>230+ more other great authors and pro&#8217;s are recommend MaxDividends</strong>!</p><h3>FAQ</h3><ul><li><p><a href="https://www.maxdividends.com/p/getting-started-your-step-by-step-dividend-plan?r=45upof">Getting Started: Your Step-by-Step Dividend Plan</a></p></li><li><p><a href="https://www.maxdividends.com/p/sunday-coffee-maxdividends-strategy?r=45upof">What is the MaxDividends Strategy</a></p></li><li><p><a href="https://maxdividends.substack.com/p/sunday-coffee-how-we-choose-maxdividends">How Do We Select MaxDividends Stocks</a></p></li><li><p><a href="https://maxdividends.substack.com/p/sunday-coffee-how-well-does-the-maxdividends?r=3td3hz">How Effective is the MaxDividends Strategy for Building Growing Passive Income</a></p></li><li><p><a href="https://www.maxdividends.com/p/sunday-coffee-one-more-secret-sauce">One More Secret Ingredient for the MaxDividends Strategy</a></p></li><li><p><strong>PDF Book: </strong><a href="https://maxdividends.app/ebooks/i-love-dividends">I &#10084;&#65039; Dividends: Why I Believe Dividend Investing Is the Best Strategy</a></p></li><li><p><strong>PDF Book: </strong><a href="https://shorturl.at/l3V7c">What is the MaxDividends Idea &amp; Concept</a></p></li><li><p><a href="https://maxdividends.app/maxdividends-ai-assistant">Got a question about dividends? Ask Max, your AI Dividend Assistant!</a></p></li></ul><div class="pullquote"><p><em>Someone's sitting in the shade today because someone planted a tree a long time ago. &#8213; Warren Buffett.</em></p></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://www.maxdividends.com/44ae2b8f&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://www.maxdividends.com/44ae2b8f"><span>&#128081; Upgrade to Premium &#128081;</span></a></p>]]></content:encoded></item><item><title><![CDATA[MaxDividends App Weekly Update: Dividend Calendar]]></title><description><![CDATA[The Best App in the World for Dividend Investors &#8211; New Features]]></description><link>https://www.maxdividends.com/p/maxdividends-app-weekly-update-dividend-19f</link><guid isPermaLink="false">https://www.maxdividends.com/p/maxdividends-app-weekly-update-dividend-19f</guid><dc:creator><![CDATA[MaxDividends]]></dc:creator><pubDate>Sat, 02 Aug 2025 13:38:40 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!1VO2!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7c4f596b-be8d-4d37-a66d-2bb7444cdec1_1536x890.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<h4>MaxDividends Mission: Helping &amp; Supporting Everyone in Building a Growing Passive Income, Retiring Early, and Living Off Dividends.</h4><blockquote><p>We're dedicated to building the best app in the world for dividend investors&#8212;helping everyone retire early, live off dividends, and grow their passive income.</p></blockquote><div><hr></div><h3>MaxDividends App Weekly Update</h3><p><strong>Hey friends, Max here!</strong></p><p>I figured it&#8217;s time to give you a behind-the-scenes update on what&#8217;s been happening with the MaxDividends app &#8212; and show you how it&#8217;s helping build a growing stream of passive income from dividends.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!1VO2!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7c4f596b-be8d-4d37-a66d-2bb7444cdec1_1536x890.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!1VO2!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7c4f596b-be8d-4d37-a66d-2bb7444cdec1_1536x890.png 424w, https://substackcdn.com/image/fetch/$s_!1VO2!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7c4f596b-be8d-4d37-a66d-2bb7444cdec1_1536x890.png 848w, https://substackcdn.com/image/fetch/$s_!1VO2!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7c4f596b-be8d-4d37-a66d-2bb7444cdec1_1536x890.png 1272w, https://substackcdn.com/image/fetch/$s_!1VO2!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7c4f596b-be8d-4d37-a66d-2bb7444cdec1_1536x890.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!1VO2!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7c4f596b-be8d-4d37-a66d-2bb7444cdec1_1536x890.png" width="1536" height="890" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/7c4f596b-be8d-4d37-a66d-2bb7444cdec1_1536x890.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:890,&quot;width&quot;:1536,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:2620656,&quot;alt&quot;:&quot;&#1057;&#1092;&#1086;&#1088;&#1084;&#1080;&#1088;&#1086;&#1074;&#1072;&#1085;&#1085;&#1086;&#1077; &#1080;&#1079;&#1086;&#1073;&#1088;&#1072;&#1078;&#1077;&#1085;&#1080;&#1077;&quot;,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="&#1057;&#1092;&#1086;&#1088;&#1084;&#1080;&#1088;&#1086;&#1074;&#1072;&#1085;&#1085;&#1086;&#1077; &#1080;&#1079;&#1086;&#1073;&#1088;&#1072;&#1078;&#1077;&#1085;&#1080;&#1077;" title="&#1057;&#1092;&#1086;&#1088;&#1084;&#1080;&#1088;&#1086;&#1074;&#1072;&#1085;&#1085;&#1086;&#1077; &#1080;&#1079;&#1086;&#1073;&#1088;&#1072;&#1078;&#1077;&#1085;&#1080;&#1077;" srcset="https://substackcdn.com/image/fetch/$s_!1VO2!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7c4f596b-be8d-4d37-a66d-2bb7444cdec1_1536x890.png 424w, https://substackcdn.com/image/fetch/$s_!1VO2!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7c4f596b-be8d-4d37-a66d-2bb7444cdec1_1536x890.png 848w, https://substackcdn.com/image/fetch/$s_!1VO2!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7c4f596b-be8d-4d37-a66d-2bb7444cdec1_1536x890.png 1272w, https://substackcdn.com/image/fetch/$s_!1VO2!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7c4f596b-be8d-4d37-a66d-2bb7444cdec1_1536x890.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>So let&#8217;s talk about some of the &#8220;magic&#8221; going on under the hood lately. And I&#8217;ll start with the most important part: <strong>the data</strong>.</p><p>If you&#8217;ve been following us for a while, you know how seriously we take this. We believe data accuracy is <em>so</em> critical, we built a dedicated in-house team whose only mission is to make MaxDividends the most accurate and reliable dividend data source in the world &#8212; giving you confidence when it&#8217;s time to make investment decisions.</p><p>Here&#8217;s what I mean:</p><p>Imagine you open your brokerage app, look at a stock, and it says the company pays a 6% yield and has strong growth. Sounds great, right? But what if that info isn&#8217;t actually accurate? Maybe the broker&#8217;s data is outdated or just flat-out wrong.</p><p>Or let&#8217;s say a company just cut its dividend, or raised it, or even suspended it entirely &#8212; but the platforms you rely on haven&#8217;t updated it yet. That&#8217;s the kind of mess we work hard to protect you from.</p><p>To fight back against that kind of noise, we built a specialized Data Review Team. Their job is simple: manually check incoming dividend and financial data from our providers and make corrections if needed.</p><p>We&#8217;ve actually been filtering and improving data behind the scenes for over three years now &#8212; a lot of that process is already automated and runs great. But this team takes it to the next level.</p><p>We kicked off the initiative at the end of May. In June, they manually reviewed 38 companies. In July? <strong>490 companies</strong>! And the pace is picking up. The goal is to expand this effort every month to bring you the highest-quality dividend data anywhere.</p><div class="pullquote"><p><em><strong>* <a href="https://www.maxdividends.com/44ae2b8f">No access to the App yet? Check your status &amp; upgrade to paid here</a> *</strong></em></p></div><p>At MaxDividends, we know dividend investors don&#8217;t have time to mess around. That&#8217;s why we built a rock-solid dividend app that keeps you dialed in to your dividend journey&#8212;anytime, anywhere.</p><p>Whether you&#8217;re at home, at work, or on the go, you&#8217;ll always have a clear view of what&#8217;s coming next.</p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://www.maxdividends.com/44ae2b8f&quot;,&quot;text&quot;:&quot;&#9889;&#65039; Get Started &#9889;&#65039;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://www.maxdividends.com/44ae2b8f"><span>&#9889;&#65039; Get Started &#9889;&#65039;</span></a></p><p><em>The MaxDividends app is both my roadmap and my compass&#8212;guiding me toward a life funded by dividends and helping me build a rising stream of passive income from great companies.</em></p><div><hr></div><h3><strong>The Second Cool Update: Dividend Distinction Badges</strong></h3><p>A lot of you have asked for an easier way to spot long-term dividend growers. Done.</p><p>In the Analytics section, you&#8217;ll now see special badges for companies that consistently raise dividends year after year:</p><ul><li><p>&#127942; <strong>Trophy</strong> &#8211; Companies with <strong>10+ consecutive years</strong> of dividend increases</p></li><li><p>&#127913; <strong>Aristocrat Hat</strong> &#8211; Companies with <strong>25+ years</strong> of dividend growth</p></li><li><p>&#128081; <strong>Crown</strong> &#8211; The elite club: <strong>50+ years</strong> of annual dividend hikes</p></li></ul><p>These badges make it easier to spot the legends at a glance.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!6b1X!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8beb6cd1-47e4-41f9-b868-0ac21d09375b_1335x500.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source 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class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://www.maxdividends.com/44ae2b8f&quot;,&quot;text&quot;:&quot;&#9889;&#65039; Get Started &#9889;&#65039;&quot;,&quot;action&quot;:null,&quot;class&quot;:null}" data-component-name="ButtonCreateButton"><a class="button primary" href="https://www.maxdividends.com/44ae2b8f"><span>&#9889;&#65039; Get Started &#9889;&#65039;</span></a></p><p><em>With the MaxDividends app, I&#8217;m mapping out my investment journey to reach my long-term goal on schedule.</em></p><div><hr></div><h3><strong>Third Update: Flexible Date Formats &#8211; Now Live</strong></h3><p>We now have nearly 100,000 readers worldwide, and many of you asked for the option to display dates in a format that feels natural in your region.</p><p>So &#8212; now you can choose between <strong>three date formats</strong> in MaxDividends:</p><ul><li><p>MM/DD/YYYY (North America style)</p></li><li><p>DD/MM/YYYY (Europe style)</p></li><li><p>YYYY/MM/DD (Asia style)</p></li></ul><p>Pick the one that works best for you. You&#8217;ll see it applied in your calendar, transaction history, upcoming dividend events, and more.</p><p>Want to switch it up? I&#8217;ll show you exactly how below &#128071;</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!8KHB!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdfd6ea49-88cf-446d-920f-f5e2e0cec9d7_752x351.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!8KHB!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdfd6ea49-88cf-446d-920f-f5e2e0cec9d7_752x351.png 424w, https://substackcdn.com/image/fetch/$s_!8KHB!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fdfd6ea49-88cf-446d-920f-f5e2e0cec9d7_752x351.png 848w, 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class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!dd35!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F77737054-e373-4c3c-8c8b-2678a35147eb_757x535.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!dd35!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F77737054-e373-4c3c-8c8b-2678a35147eb_757x535.png 424w, https://substackcdn.com/image/fetch/$s_!dd35!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F77737054-e373-4c3c-8c8b-2678a35147eb_757x535.png 848w, https://substackcdn.com/image/fetch/$s_!dd35!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F77737054-e373-4c3c-8c8b-2678a35147eb_757x535.png 1272w, https://substackcdn.com/image/fetch/$s_!dd35!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F77737054-e373-4c3c-8c8b-2678a35147eb_757x535.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!dd35!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F77737054-e373-4c3c-8c8b-2678a35147eb_757x535.png" width="757" height="535" 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srcset="https://substackcdn.com/image/fetch/$s_!dd35!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F77737054-e373-4c3c-8c8b-2678a35147eb_757x535.png 424w, https://substackcdn.com/image/fetch/$s_!dd35!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F77737054-e373-4c3c-8c8b-2678a35147eb_757x535.png 848w, https://substackcdn.com/image/fetch/$s_!dd35!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F77737054-e373-4c3c-8c8b-2678a35147eb_757x535.png 1272w, https://substackcdn.com/image/fetch/$s_!dd35!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F77737054-e373-4c3c-8c8b-2678a35147eb_757x535.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><p><strong>Fourth Update: A Fresh New Look For the App Email Notifications</strong></p><p>That&#8217;s right &#8212; we&#8217;ve updated the style of our email alerts for upcoming dividend payments, portfolio events, and dividend changes.</p><div class="captioned-image-container"><figure><div class="image-link image2" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Aqbb!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F67f186fd-4c48-46dc-8729-8defc2c467f4_721x102.png 424w, https://substackcdn.com/image/fetch/$s_!Aqbb!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F67f186fd-4c48-46dc-8729-8defc2c467f4_721x102.png 848w, https://substackcdn.com/image/fetch/$s_!Aqbb!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F67f186fd-4c48-46dc-8729-8defc2c467f4_721x102.png 1272w, https://substackcdn.com/image/fetch/$s_!Aqbb!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F67f186fd-4c48-46dc-8729-8defc2c467f4_721x102.png 1456w" sizes="auto, 100vw"><img 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loading="lazy"></picture><div></div></div></div></figure></div><div><hr></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!uiEj!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1e9cc484-5b63-4f57-86c0-5939f7e5c4f0_799x377.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!uiEj!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1e9cc484-5b63-4f57-86c0-5939f7e5c4f0_799x377.png 424w, https://substackcdn.com/image/fetch/$s_!uiEj!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F1e9cc484-5b63-4f57-86c0-5939f7e5c4f0_799x377.png 848w, 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class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>It&#8217;s a small but meaningful upgrade: now your inbox gets cleaner, more useful, and better-timed updates about all the key milestones in your portfolio &#8212; helping you stay focused on building a growing stream of passive income from dividend-paying stocks.</p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://www.maxdividends.com/44ae2b8f&quot;,&quot;text&quot;:&quot;&#9889;&#65039; Get Started &#9889;&#65039;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://www.maxdividends.com/44ae2b8f"><span>&#9889;&#65039; Get Started &#9889;&#65039;</span></a></p><div><hr></div><h3>Bottom Line</h3><p>With the MaxDividends app, I&#8217;m mapping out my investment journey to reach my long-term goal on schedule.</p><p>I use it to choose the companies where I invest my savings and to track the status of my portfolio and growing dividend income.</p><p>The MaxDividends app is both my roadmap and my compass&#8212;guiding me toward a life funded by dividends and helping me build a rising stream of passive income from great companies.</p><h3>MaxDividends App Is Now Live on Android and iOS</h3><p>So, it&#8217;s official: MaxDividends App is now available on the Apple Store and Google Play! </p><p>The beta version of the app is ready for download and can be used as a fully functional standalone application:</p><ul><li><p><strong>&#128994; <a href="https://apps.apple.com/fi/app/maxdividends/id6743615112">MaxDividends IOS</a></strong></p></li><li><p><strong>&#128994; <a href="https://play.google.com/store/apps/details?id=app.maxdividends">MaxDividends Android</a></strong></p></li></ul><p><em><strong>*</strong>A Partner Premium subscription is required to access the App. </em></p><div class="pullquote"><p><em><strong>* <a href="https://www.maxdividends.com/44ae2b8f">No access to the App yet? Check your status &amp; upgrade to paid here</a> *</strong></em></p></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Bn-p!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F87292806-2247-44ad-abf2-ebd1e81c81ed_1125x972.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Bn-p!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F87292806-2247-44ad-abf2-ebd1e81c81ed_1125x972.jpeg 424w, https://substackcdn.com/image/fetch/$s_!Bn-p!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F87292806-2247-44ad-abf2-ebd1e81c81ed_1125x972.jpeg 848w, https://substackcdn.com/image/fetch/$s_!Bn-p!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F87292806-2247-44ad-abf2-ebd1e81c81ed_1125x972.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!Bn-p!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F87292806-2247-44ad-abf2-ebd1e81c81ed_1125x972.jpeg 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!Bn-p!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F87292806-2247-44ad-abf2-ebd1e81c81ed_1125x972.jpeg" width="1125" height="972" 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21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!zIS6!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe5c3a2d8-2c7a-40d5-914d-daf996ff2b8b_1125x965.jpeg" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!zIS6!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe5c3a2d8-2c7a-40d5-914d-daf996ff2b8b_1125x965.jpeg 424w, https://substackcdn.com/image/fetch/$s_!zIS6!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe5c3a2d8-2c7a-40d5-914d-daf996ff2b8b_1125x965.jpeg 848w, https://substackcdn.com/image/fetch/$s_!zIS6!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe5c3a2d8-2c7a-40d5-914d-daf996ff2b8b_1125x965.jpeg 1272w, https://substackcdn.com/image/fetch/$s_!zIS6!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe5c3a2d8-2c7a-40d5-914d-daf996ff2b8b_1125x965.jpeg 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!zIS6!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fe5c3a2d8-2c7a-40d5-914d-daf996ff2b8b_1125x965.jpeg" width="1125" height="965" 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20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><p>Also, let me remind you&#8212;Q1 2025 brought a lot of updates from our team. Here&#8217;s what&#8217;s already available in the app for all Premium Partners:</p><ul><li><p>The Dividend Eagles List</p></li><li><p>The Dividend Kings and Aristocrats List</p></li><li><p>My personal dividend stock watchlist</p></li><li><p>A dividend calculator to help plan and set investment goals</p></li></ul><h4>What Else Can the MaxDividends App Help With?</h4><ul><li><p>Dividend Portfolio Tracker: Take control of all aspects of your passive income.</p></li><li><p>Up-to-Date Lists of Top Dividend Companies</p></li><li><p>Dividend Portfolio from Scratch: Build your own dividend machine based on superior, solid ideas.</p></li><li><p>Dividend Screener: Discover your own hidden gems.</p></li><li><p>Dividend Checker: Check the financial and dividend scores of 19,000+ companies worldwide.</p></li></ul><div><hr></div><h3><strong>MaxDividends App</strong></h3><p>We&#8217;re building the <strong>best app in the world for dividend investors</strong>&#8212;designed to help everyone retire early, live off dividends, and build a <strong>growing passive income</strong>.</p><p>With MaxDividends, you&#8217;ll have everything you need to track your investments, manage your dividend portfolio, and stay on track to financial freedom&#8212;all in one place.</p><p><em>Don&#8217;t have access to the App? Check Your Paid Status &amp; Upgrade to Premium.</em></p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://www.maxdividends.com/44ae2b8f&quot;,&quot;text&quot;:&quot;&#11088;&#65039; Upgraid to Premium &#11088;&#65039;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://www.maxdividends.com/44ae2b8f"><span>&#11088;&#65039; Upgraid to Premium &#11088;&#65039;</span></a></p><div><hr></div><h3>&#11088;&#65039; &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</h3><h3>MaxDividends is a Bestseller on Substack!</h3><p><em>Hundreds of premium members have already discovered the benefits of the community and app, earning passive income through dividends with MaxDividends. Their passive income keeps growing!</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!tW81!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa2bca87e-e299-4f73-ba4a-eef9b23896f7_778x463.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!tW81!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa2bca87e-e299-4f73-ba4a-eef9b23896f7_778x463.png 424w, https://substackcdn.com/image/fetch/$s_!tW81!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa2bca87e-e299-4f73-ba4a-eef9b23896f7_778x463.png 848w, 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srcset="https://substackcdn.com/image/fetch/$s_!tW81!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa2bca87e-e299-4f73-ba4a-eef9b23896f7_778x463.png 424w, https://substackcdn.com/image/fetch/$s_!tW81!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa2bca87e-e299-4f73-ba4a-eef9b23896f7_778x463.png 848w, https://substackcdn.com/image/fetch/$s_!tW81!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa2bca87e-e299-4f73-ba4a-eef9b23896f7_778x463.png 1272w, https://substackcdn.com/image/fetch/$s_!tW81!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fa2bca87e-e299-4f73-ba4a-eef9b23896f7_778x463.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><h3>What You&#8217;ll Get by Joining MaxDividends Premium</h3><p><em>The most important thing our MaxDividends community members value us for</em></p><h4>Freedom &amp; Independence</h4><p>No boss, no schedules&#8212;complete control over your time. Ability to work on passion projects or simply enjoy life without financial stress.</p><h4>Passive Income That Grows Over Time</h4><p>Dividend-paying stocks provide a steady, rising income stream. Unlike traditional retirement funds, you don&#8217;t need to sell assets to cover expenses.</p><h4>Protection Against Inflation</h4><p>Dividend growth investing ensures your income keeps pace with inflation. Companies that increase payouts help maintain purchasing power.</p><h4>Stress-Free Investing</h4><p>No need for active trading or daily market monitoring. Long-term buy-and-hold strategy minimizes stress and decision fatigue.</p><h4>More Time for Family &amp; Personal Goals</h4><p>Spend more time with loved ones instead of working 40+ hours a week. Pursue hobbies, travel, and personal development without financial pressure.</p><h4>Health &amp; Well-Being Benefits</h4><p>Less work stress leads to better mental and physical health. More time for fitness, proper sleep, and healthier lifestyle choices.</p><h4>Avoiding the Corporate Rat Race</h4><p>Escape office politics, toxic work environments, and endless meetings. Focus on meaningful activities instead of chasing promotions and pay raises.</p><h4>Living Life on Your Own Terms</h4><p>Ability to relocate, slow travel, or move to a lower-cost-of-living area. No restrictions on how you spend your day&#8212;whether it's reading, volunteering, or building a new skill.</p><h4>Leaving a Legacy</h4><p>Build generational wealth and leave assets for your family. Teach the next generation financial independence by leading by example.</p><h4>Financial Security &amp; Peace of Mind</h4><p>A well-built dividend portfolio provides stability even during economic downturns. No fear of outliving your savings&#8212;passive income keeps flowing.</p><p>Many who already joined say it&#8217;s the best financial decision they&#8217;ve ever made&#8212;because money becomes a tool for freedom, not a source of stress.</p><h3>Ready to Give It a Try?</h3><p><em><strong>Check Your Subsription Status &amp; Upgrade to Premium.</strong></em></p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://www.maxdividends.com/44ae2b8f&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://www.maxdividends.com/44ae2b8f"><span>&#128081; Upgrade to Premium &#128081;</span></a></p><div class="pullquote"><p><em>If you have any questions, feel free to email me at: max@maxdividends.app</em></p></div><h3>We&#8217;re in the Top Financial Blogs on Substack! &#128170;</h3><p><em>MaxDividends continues to be recognized for its consistent effort, commitment to quality, and the loyalty of its growing community of partners.</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Jn3K!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc6b0b847-7761-44df-9a02-a55a446e04ab_731x259.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Jn3K!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fc6b0b847-7761-44df-9a02-a55a446e04ab_731x259.png 424w, 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class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" 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goals, retire early, and live off dividends.</em></p><h4>&#128313; <strong>Roadmap to Live Off Dividends</strong></h4><p><em>A step-by-step weekly guide to achieving financial freedom through dividend investing.</em></p><h4>&#128313; <strong>Easy Peasy: Build Your MaxDividends Portfolio</strong></h4><p><em>Ready-made MaxDividends stock sets starting at $300, $500, or $1000 each week&#8212;making it easier to build a strong dividend portfolio.</em></p><h4>&#128313; <strong>MaxDividends Business Overview</strong></h4><p><em>Deep dives into the top dividend stocks we hold, including key metrics, business insights, perspectives, and expert consensus.</em></p><h4>&#128313; <strong>MaxDividends Portfolio: Goal &#8594; $12,000 Monthly for 120 Months</strong></h4><p><em>My personal dividend portfolios with weekly updates, changes, and insights.</em></p><h4>&#128313; <strong>MaxDividends App &amp; Tools Access</strong></h4><p><em>Comprehensive tools to help you retire early and live off dividends with confidence.</em></p><h4>&#128313; <strong>Community of Like-Minded Investors</strong></h4><p><em>Stay connected with me and other MaxDividends followers. Join the MaxDividends community chat to discuss ideas, share insights, set goals, and stay motivated. Support, accountability, and like-minded investors&#8212;all in one place!</em></p><h4>&#128313; <strong>Sunday Coffee &#9749;&#65039;</strong></h4><p><em>My personal life &amp; business column, where I share:</em></p><ul><li><p><em>Life moments &amp; investing insights</em></p></li><li><p><em>Long-term investment philosophy</em></p></li><li><p><em>Thought-provoking ideas to help you succeed</em></p></li></ul><h3>&#128994; <strong>What ELSE You&#8217;ll Get</strong></h3><h4><strong>Top Dividend Ideas</strong></h4><p>Unlock exclusive, high-quality dividend investment ideas available only for Premium members. These ideas are carefully curated to maximize returns, provide growing income, and accelerate your journey to financial freedom and early retirement.</p><p>By upgrading to Premium, you&#8217;ll gain access to:</p><ul><li><p>Advanced stock recommendations tailored for dividend growth</p></li><li><p>In-depth research on high-yield dividend stocks with strong growth potential</p></li><li><p>Exclusive updates and insider insights to stay ahead of the curve</p></li></ul><h4><strong>Undervalued Dividend Lists</strong></h4><p>With Premium access, you&#8217;ll get:</p><ul><li><p>Undervalued Dividend Eagles (updated monthly)</p></li><li><p>Undervalued Dividend Kings (updated monthly)</p></li><li><p>Undervalued Dividend Aristocrats (updated monthly)</p></li></ul><p>These lists highlight the most promising undervalued dividend stocks with strong growth potential, helping you maximize returns on your investment.</p><h4><strong>Dividend Insights</strong></h4><p>Gain exclusive insights:</p><ul><li><p>Top 5 MaxDividends Ideas of the Month</p></li><li><p>Top 3 Most Promising Dividend Ideas of the Week</p></li><li><p>List of Dangerous Dividend Stocks (updated monthly) &#8211; avoid risky picks</p></li></ul><p>These carefully researched ideas will guide you in making smart, informed decisions to build wealth with dividends.</p><p><em><strong>Check Your Subsription Status &amp; Upgrade to Premium.</strong></em></p><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://www.maxdividends.com/44ae2b8f&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://www.maxdividends.com/44ae2b8f"><span>&#128081; Upgrade to Premium &#128081;</span></a></p><div class="pullquote"><p><em>If you have any questions, feel free to email me at: max@maxdividends.app</em></p></div><h3><strong>&#128994; And even MORE!</strong></h3><p>Unlock the best dividend tools available, created by the MaxDividends Team:</p><ul><li><p><strong>Dividend Screener:</strong> Find your own hidden gems&#8212;uncover undervalued dividend stocks with high growth potential.</p></li><li><p><strong>Dividend Portfolio Tracker:</strong> Keep track of every aspect of your passive income and optimize your portfolio.</p></li><li><p><strong>Dividend Checker:</strong> Check the financial and dividend score of 19,000+ companies worldwide to make data-driven choices.</p></li></ul><p>MaxDividends Premium gives you all the tools you need to build, track, and grow your passive dividend income to retire early and live off dividends.</p><div><hr></div><h3>We are Recommended on Substack</h3><p><em>Trusted by 95,000+ subscribers. Followed by 78,000+ dedicated readers</em></p><h4>The European Value Investor &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</h4><p>&#8220;If you are interested in dividend strategies or passive income strategies, this Substack ia great! Its worth a visit&#8220;</p><h4>Johan Lunau - The Long View &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</h4><p>&#8220;Practical dividend focus. Saving for retirement.&#8220;</p><h4>Shailesh Kumar - The Astute Investor&#8217;s Calculus &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</h4><p>&#8220;Love the concept and the execution. If you are into building a portfolio that will generate ever growing income for you, subscribe to Max Dividends. I did.&#8220;</p><h4>MS Cliff Notes &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</h4><p>&#8220;A useful substack for those that invest in stocks that pay dividends or are looking to get into such a strategy. Includes education and actionable ideas.&#8220;</p><h4>Timothy Assi - Panic Drop &#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</h4><p>&#8220;Great for helling you pick up high-yield dividend growth stocks&#8220;</p><p>And <strong>230+ more other great authors and pro&#8217;s are recommend MaxDividends</strong>!</p><h3>FAQ</h3><ul><li><p><a href="https://www.maxdividends.com/p/getting-started-your-step-by-step-dividend-plan?r=45upof">Getting Started: Your Step-by-Step Dividend Plan</a></p></li><li><p><a href="https://www.maxdividends.com/p/sunday-coffee-maxdividends-strategy?r=45upof">What is the MaxDividends Strategy</a></p></li><li><p><a href="https://maxdividends.substack.com/p/sunday-coffee-how-we-choose-maxdividends">How Do We Select MaxDividends Stocks</a></p></li><li><p><a href="https://maxdividends.substack.com/p/sunday-coffee-how-well-does-the-maxdividends?r=3td3hz">How Effective is the MaxDividends Strategy for Building Growing Passive Income</a></p></li><li><p><a href="https://www.maxdividends.com/p/sunday-coffee-one-more-secret-sauce">One More Secret Ingredient for the MaxDividends Strategy</a></p></li><li><p><strong>PDF Book: </strong><a href="https://maxdividends.app/ebooks/i-love-dividends">I &#10084;&#65039; Dividends: Why I Believe Dividend Investing Is the Best Strategy</a></p></li><li><p><strong>PDF Book: </strong><a href="https://shorturl.at/l3V7c">What is the MaxDividends Idea &amp; Concept</a></p></li><li><p><a href="https://maxdividends.app/maxdividends-ai-assistant">Got a question about dividends? Ask Max, your AI Dividend Assistant!</a></p></li></ul><div class="pullquote"><p><em>Someone's sitting in the shade today because someone planted a tree a long time ago. &#8213; Warren Buffett.</em></p></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://www.maxdividends.com/44ae2b8f&quot;,&quot;text&quot;:&quot;&#128081; Upgrade to Premium &#128081;&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://www.maxdividends.com/44ae2b8f"><span>&#128081; Upgrade to Premium &#128081;</span></a></p>]]></content:encoded></item><item><title><![CDATA[MaxDividends App: What’s MaxRatio (and Why It Matters)?]]></title><description><![CDATA[Your ultimate metric for selecting top stocks for your portfolio]]></description><link>https://www.maxdividends.com/p/sunday-coffee-whats-maxratio-and-why-it-matters</link><guid isPermaLink="false">https://www.maxdividends.com/p/sunday-coffee-whats-maxratio-and-why-it-matters</guid><dc:creator><![CDATA[MaxDividends]]></dc:creator><pubDate>Sun, 22 Jun 2025 13:15:32 GMT</pubDate><enclosure url="https://substackcdn.com/image/fetch/$s_!Aca9!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5c1e4662-2303-421c-84c7-582c5b78e649_1536x1024.png" length="0" type="image/jpeg"/><content:encoded><![CDATA[<h4><strong>&#128161; MaxDividends Mission: Helping people build growing passive income, retire early, and live off dividends.</strong></h4><blockquote><p>No one wants to work forever, and the question of financial security becomes more pressing. Can we really count on enjoying life after retiring, without having to find another job just to make ends meet?</p></blockquote><h3><strong>What&#8217;s MaxRatio (and Why It Matters)?</strong></h3><p>MaxRatio is a custom metric developed by the MaxDividends team to help spot companies with strong long-term dividend potential. It&#8217;s designed for investors who want to grow a solid stream of passive income over time&#8212;not just chase quick returns.</p><div><hr></div><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!Aca9!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5c1e4662-2303-421c-84c7-582c5b78e649_1536x1024.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!Aca9!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5c1e4662-2303-421c-84c7-582c5b78e649_1536x1024.png 424w, https://substackcdn.com/image/fetch/$s_!Aca9!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5c1e4662-2303-421c-84c7-582c5b78e649_1536x1024.png 848w, https://substackcdn.com/image/fetch/$s_!Aca9!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5c1e4662-2303-421c-84c7-582c5b78e649_1536x1024.png 1272w, https://substackcdn.com/image/fetch/$s_!Aca9!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5c1e4662-2303-421c-84c7-582c5b78e649_1536x1024.png 1456w" sizes="100vw"><img src="https://substackcdn.com/image/fetch/$s_!Aca9!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5c1e4662-2303-421c-84c7-582c5b78e649_1536x1024.png" width="1456" height="971" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/5c1e4662-2303-421c-84c7-582c5b78e649_1536x1024.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:971,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:null,&quot;alt&quot;:&quot;&#1057;&#1092;&#1086;&#1088;&#1084;&#1080;&#1088;&#1086;&#1074;&#1072;&#1085;&#1085;&#1086;&#1077; &#1080;&#1079;&#1086;&#1073;&#1088;&#1072;&#1078;&#1077;&#1085;&#1080;&#1077;&quot;,&quot;title&quot;:&quot;&#1057;&#1092;&#1086;&#1088;&#1084;&#1080;&#1088;&#1086;&#1074;&#1072;&#1085;&#1085;&#1086;&#1077; &#1080;&#1079;&#1086;&#1073;&#1088;&#1072;&#1078;&#1077;&#1085;&#1080;&#1077;&quot;,&quot;type&quot;:null,&quot;href&quot;:null,&quot;belowTheFold&quot;:false,&quot;topImage&quot;:true,&quot;internalRedirect&quot;:null,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="&#1057;&#1092;&#1086;&#1088;&#1084;&#1080;&#1088;&#1086;&#1074;&#1072;&#1085;&#1085;&#1086;&#1077; &#1080;&#1079;&#1086;&#1073;&#1088;&#1072;&#1078;&#1077;&#1085;&#1080;&#1077;" title="&#1057;&#1092;&#1086;&#1088;&#1084;&#1080;&#1088;&#1086;&#1074;&#1072;&#1085;&#1085;&#1086;&#1077; &#1080;&#1079;&#1086;&#1073;&#1088;&#1072;&#1078;&#1077;&#1085;&#1080;&#1077;" srcset="https://substackcdn.com/image/fetch/$s_!Aca9!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5c1e4662-2303-421c-84c7-582c5b78e649_1536x1024.png 424w, https://substackcdn.com/image/fetch/$s_!Aca9!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5c1e4662-2303-421c-84c7-582c5b78e649_1536x1024.png 848w, https://substackcdn.com/image/fetch/$s_!Aca9!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5c1e4662-2303-421c-84c7-582c5b78e649_1536x1024.png 1272w, https://substackcdn.com/image/fetch/$s_!Aca9!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5c1e4662-2303-421c-84c7-582c5b78e649_1536x1024.png 1456w" sizes="100vw" fetchpriority="high"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>Basically, MaxRatio highlights companies that combine solid current dividend payouts and strong dividend growth. It helps you focus on the businesses that are set up to deliver real results over the long haul.</p><h3><strong>How to Read MaxRatio</strong></h3><h4><strong>Lower MaxRatio (below 4)</strong></h4><p>Usually means the company is more focused on reinvesting in growth. These are typically fast-growing businesses that don&#8217;t pay much in dividends now, but could offer serious capital appreciation.</p><h4><strong>Higher MaxRatio (above 8)</strong></h4><p>Points to companies with a strong dividend focus. These stocks either: pay generous dividends today and increase them steadily over time or start with a smaller payout but have a history of raising dividends aggressively every year.</p><h4><strong>Mid-range MaxRatio (between 4 and 8)</strong></h4><p>Signals a balanced company&#8212;one that&#8217;s growing and rewarding shareholders at the same time. These are often sweet spots for long-term dividend investors.</p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!J16S!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7f547a19-fd20-4548-8750-da070524e10b_1656x1168.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!J16S!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7f547a19-fd20-4548-8750-da070524e10b_1656x1168.png 424w, https://substackcdn.com/image/fetch/$s_!J16S!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7f547a19-fd20-4548-8750-da070524e10b_1656x1168.png 848w, https://substackcdn.com/image/fetch/$s_!J16S!,w_1272,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7f547a19-fd20-4548-8750-da070524e10b_1656x1168.png 1272w, https://substackcdn.com/image/fetch/$s_!J16S!,w_1456,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7f547a19-fd20-4548-8750-da070524e10b_1656x1168.png 1456w" sizes="auto, 100vw"><img src="https://substackcdn.com/image/fetch/$s_!J16S!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7f547a19-fd20-4548-8750-da070524e10b_1656x1168.png" width="1456" height="1027" data-attrs="{&quot;src&quot;:&quot;https://substack-post-media.s3.amazonaws.com/public/images/7f547a19-fd20-4548-8750-da070524e10b_1656x1168.png&quot;,&quot;srcNoWatermark&quot;:null,&quot;fullscreen&quot;:null,&quot;imageSize&quot;:null,&quot;height&quot;:1027,&quot;width&quot;:1456,&quot;resizeWidth&quot;:null,&quot;bytes&quot;:421952,&quot;alt&quot;:&quot;&quot;,&quot;title&quot;:null,&quot;type&quot;:&quot;image/png&quot;,&quot;href&quot;:null,&quot;belowTheFold&quot;:true,&quot;topImage&quot;:false,&quot;internalRedirect&quot;:&quot;https://www.maxdividends.com/i/166520105?img=https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0e62acad-841b-42c0-9a26-affdfb0e2cc8_1656x1245.png&quot;,&quot;isProcessing&quot;:false,&quot;align&quot;:null,&quot;offset&quot;:false}" class="sizing-normal" alt="" title="" srcset="https://substackcdn.com/image/fetch/$s_!J16S!,w_424,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7f547a19-fd20-4548-8750-da070524e10b_1656x1168.png 424w, https://substackcdn.com/image/fetch/$s_!J16S!,w_848,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7f547a19-fd20-4548-8750-da070524e10b_1656x1168.png 848w, https://substackcdn.com/image/fetch/$s_!J16S!,w_1272,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7f547a19-fd20-4548-8750-da070524e10b_1656x1168.png 1272w, https://substackcdn.com/image/fetch/$s_!J16S!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F7f547a19-fd20-4548-8750-da070524e10b_1656x1168.png 1456w" sizes="auto, 100vw" loading="lazy"></picture><div class="image-link-expand"><div class="pencraft pc-display-flex pc-gap-8 pc-reset"><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container restack-image buttonBase-GK1x3M"><svg aria-hidden="true" width="20" height="20" viewBox="0 0 20 20" fill="none" stroke-width="1.5" stroke="var(--color-fg-primary)" stroke-linecap="round" stroke-linejoin="round" xmlns="http://www.w3.org/2000/svg" class="icon-noB79L"><g><path d="M2.53001 7.81595C3.49179 4.73911 6.43281 2.5 9.91173 2.5C13.1684 2.5 15.9537 4.46214 17.0852 7.23684L17.6179 8.67647M17.6179 8.67647L18.5002 4.26471M17.6179 8.67647L13.6473 6.91176M17.4995 12.1841C16.5378 15.2609 13.5967 17.5 10.1178 17.5C6.86118 17.5 4.07589 15.5379 2.94432 12.7632L2.41165 11.3235M2.41165 11.3235L1.5293 15.7353M2.41165 11.3235L6.38224 13.0882"></path></g></svg></button><button tabindex="0" type="button" class="pencraft pc-reset pencraft icon-container view-image buttonBase-GK1x3M"><svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><p>The MaxRatio is calculated using current dividend yield, dividend growth over the past 3, 5, and 10 years, and the company&#8217;s latest Financial Score.</p><p>It&#8217;s one of the best ways we&#8217;ve found to cut through the noise and find dividend stocks that are actually built to last.</p><h3><strong>How I Use MaxRatio for My Own Investing</strong></h3><p><strong>I&#8217;ve got three kids, and for their portfolios</strong>, I focus on solid, reliable companies with a Financial Score of 95 or higher and a MaxRatio under 4.</p><p>That way, I&#8217;m leaning more into long-term capital growth while still making sure the companies pay dividends &#8212; and raise them every year. I don&#8217;t know if the kids will want to keep these stocks later on, but in 15&#8211;20 years, some of these businesses could become serious income machines that grow for decades.</p><p>Once they turn 20, they&#8217;ll get full ownership and control of their stock portfolios &#8212; a head start I wish I had.</p><p><strong>For the portfolios my wife and I manage together</strong>, I take a different approach. I focus more on balance &#8212; quality companies with strong dividend income and solid dividend growth. I usually screen for stocks with a Financial Score of 90+ (the higher, the better) and a MaxRatio of 8 or more.</p><p>At this point in my life, I&#8217;m less focused on chasing capital growth. What matters more is preserving what we&#8217;ve built &#8212; and making sure our monthly passive income keeps growing.</p><p>The idea is, within 10 years or so, we plan to be traveling more, and I&#8217;ll want a steady, no-drama cash generator flowing into our bank account. That&#8217;s where consistent dividend payers with a track record of regular increases (and zero hand-holding) really shine.</p><h3><strong>Where to Find MaxRatio?</strong></h3><p>In the MaxDividends app, just head to the <em>Company Analytics</em> section. You can quickly check any stock you&#8217;re interested in &#8212; see the Financial Score and the MaxRatio in one place. It saves a ton of time.</p><p>And when you combine that with the stock screener, finding high-quality dividend plays becomes surprisingly easy &#8212; sometimes just a couple of clicks away.</p><h3>***</h3><p>With MaxDividends Community you&#8217;ll always be part of a winning team and stop viewing the future as an uncertainty. Worry will fade, replaced by confidence and peace of mind. You&#8217;ll focus on doing what you love while your passive income continues to grow.</p><p>With respect for your well-being, Max</p><p>Feel free to email me at: max@maxdividends.app</p><h3><strong>MaxDividends Community</strong></h3><p>With MaxDividends Community you&#8217;ll always be part of a winning team and stop viewing the future as an uncertainty. Worry will fade, replaced by confidence and peace of mind. You&#8217;ll focus on doing what you love while your passive income continues to grow.</p><h3>&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;&#11088;&#65039;</h3><h3>MaxDividends is a Bestseller on Substack!</h3><p><em>Hundreds of premium members have already discovered the benefits of the community and app, earning passive income through dividends with MaxDividends. Their passive income keeps growing!</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!1gut!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd005a8c4-f63e-4540-ad40-10e2a47bde67_1125x541.png" data-component-name="Image2ToDOM"><div class="image2-inset"><picture><source type="image/webp" srcset="https://substackcdn.com/image/fetch/$s_!1gut!,w_424,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd005a8c4-f63e-4540-ad40-10e2a47bde67_1125x541.png 424w, https://substackcdn.com/image/fetch/$s_!1gut!,w_848,c_limit,f_webp,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd005a8c4-f63e-4540-ad40-10e2a47bde67_1125x541.png 848w, 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fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-maximize2 lucide-maximize-2 icon-noB79L"><polyline points="15 3 21 3 21 9"></polyline><polyline points="9 21 3 21 3 15"></polyline><line x1="21" x2="14" y1="3" y2="10"></line><line x1="3" x2="10" y1="21" y2="14"></line></svg></button></div></div></div></a></figure></div><div><hr></div><h3>We&#8217;re in the Top Financial Blogs on Substack! &#128170;</h3><p><em>MaxDividends continues to be recognized for its consistent effort, commitment to quality, and the loyalty of its growing community of partners.</em></p><div class="captioned-image-container"><figure><a class="image-link image2 is-viewable-img" target="_blank" href="https://substackcdn.com/image/fetch/$s_!IjwM!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F51716717-45f1-47bc-84a7-f6c07efc2f19_1125x807.png" data-component-name="Image2ToDOM"><div 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href="https://www.maxdividends.com/p/sunday-coffee-maxdividends-strategy?r=45upof">What is the MaxDividends Strategy</a></p></li><li><p><a href="https://maxdividends.substack.com/p/sunday-coffee-how-we-choose-maxdividends">How Do We Select MaxDividends Stocks</a></p></li><li><p><a href="https://maxdividends.substack.com/p/sunday-coffee-how-well-does-the-maxdividends?r=3td3hz">How Effective is the MaxDividends Strategy for Building Growing Passive Income</a></p></li><li><p><a href="https://www.maxdividends.com/p/sunday-coffee-one-more-secret-sauce">One More Secret Ingredient for the MaxDividends Strategy</a></p></li><li><p><strong>&#128293; <a href="https://maxdividends.app/maxdividends-ai-assistant">Got a question about dividends? Ask Max, your AI Dividend Assistant!</a></strong></p></li></ul><div><hr></div><p class="button-wrapper" data-attrs="{&quot;url&quot;:&quot;https://www.maxdividends.com/leaderboard?&amp;referrer_token=45upof&amp;utm_source=post&quot;,&quot;text&quot;:&quot;Refer a friend&quot;,&quot;action&quot;:null,&quot;class&quot;:&quot;button-wrapper&quot;}" data-component-name="ButtonCreateButton"><a class="button primary button-wrapper" href="https://www.maxdividends.com/leaderboard?&amp;referrer_token=45upof&amp;utm_source=post"><span>Refer a friend</span></a></p><div class="pullquote"><p><em>Someone's sitting in the shade today because someone planted a tree a long time ago. &#8213; Warren Buffett.</em></p></div>]]></content:encoded></item></channel></rss>